3/18/25, 8:01 PM Score Report | Cibil Dashboard
CIBIL Score & Report
Control Number : 8,86,36,11,782
Date : 18/03/2025
Hello, GOPAL GOKILA ARANGANATHAN
Your CIBIL Score is 619 as of Date : 18/03/2025
300 900
619
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
GOPAL GOKILA ARANGANATHAN
Date Of Birth Gender
01/02/1980 Female
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
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CIRPG8156N
Issue Date Expiry Date
-- --
ADDRESS DETAILS
Address
12 SCHOOL STREET KALAVAI ARCOT TALK VELLORE ARCOT Tamil Nadu
632506
Category
Permanent Address
Residence Code
Rented
Date Reported
03/11/2018
Address
NO. 12 SCHOOL STREET KALAVAI ARCOT DISTRICT VELLORE ARCOT
Pondicherry 632506 (e)
Category
Permanent Address
Residence Code
Owned
Date Reported
03/11/2018
CONTACT DETAILS
Telephone Number Type
Not Classified
Telephone Number
9543207717
Telephone Extension
--
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Telephone Number Type
Not Classified
Telephone Number
9543207717
Telephone Extension
--
EMAIL DETAILS
Email ID
ARANGANATHANKOKILA79@GMAIL.COM
EMPLOYMENT DETAILS
Account Type Date Reported
Gold Loan 31/10/2023
Occupation Income
Others -
Monthly / Annual Income Indicator Net / Gross Income Indicator
- -
ALL ACCOUNTS
OPEN ACCOUNTS
Member Name
COLLFIN
Account Type
Consumer Loan
Account Number
BAN18E000307396
Ownership
Individual
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ACCOUNT DETAILS
Credit Limit
--
Sanctioned Amount
₹ 65,000
Current Balance
₹1,09,628
Cash Limit
--
Amount Overdue
₹65,000
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
13/11/2018
Date Closed
--
Date of Last Payment
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--
Date Reported And Certified
28/02/2025
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/03/2022
Payment End Date
01/02/2025
Payment History
Feb 2025 900
Jan 2025 900
Dec 2024 900
Nov 2024 900
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Oct 2024 900
Sep 2024 900
Aug 2024 900
Jul 2024 900
Jun 2024 900
May 2024 900
Apr 2024 900
Mar 2024 900
Feb 2024 900
Jan 2024 900
Dec 2023 900
Nov 2023 900
Oct 2023 900
Sep 2023 900
Aug 2023 900
Jul 2023 900
Jun 2023 900
May 2023 900
Apr 2023 900
Mar 2023 XXX
Feb 2023 900
Jan 2023 900
Dec 2022 900
Nov 2022 900
Oct 2022 900
Sep 2022 900
Aug 2022 900
Jul 2022 900
Jun 2022 900
May 2022 900
Apr 2022 900
Mar 2022 900
STD : Standard
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DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard
CLOSED ACCOUNTS
Member Name
SBI
Account Type
Gold Loan
Account Number
00000041506707930
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,12,000
Current Balance
--
Cash Limit
--
Amount Overdue
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--
Rate of Interest
8.00%
Repayment Tenure
12
EMI Amount
₹1,21,296
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
15/12/2022
Date Closed
16/11/2023
Date of Last Payment
--
Date Reported And Certified
30/11/2023
Value of Collateral
--
Type of Collateral
Gold
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
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--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/12/2022
Payment End Date
01/11/2023
Payment History
Nov 2023 STD
Oct 2023 STD
Sep 2023 STD
Aug 2023 STD
Jul 2023 STD
Jun 2023 STD
May 2023 STD
Apr 2023 STD
Mar 2023 STD
Feb 2023 STD
Jan 2023 STD
Dec 2022 STD
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
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XXX: Not Reported
Member Name
SBI
Account Type
Gold Loan
Account Number
00000041482083776
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,55,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
8.00%
Repayment Tenure
12
EMI Amount
₹1,67,478
Payment Frequency
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--
Actual Payment Amount
--
Date Opened / Disbursed
06/12/2022
Date Closed
16/11/2023
Date of Last Payment
--
Date Reported And Certified
30/11/2023
Value of Collateral
--
Type of Collateral
Gold
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
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Payment Start Date
01/12/2022
Payment End Date
01/11/2023
Payment History
Nov 2023 STD
Oct 2023 STD
Sep 2023 STD
Aug 2023 STD
Jul 2023 STD
Jun 2023 STD
May 2023 STD
Apr 2023 STD
Mar 2023 STD
Feb 2023 STD
Jan 2023 STD
Dec 2022 STD
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
CAPFLOAT
Account Type
Consumer Loan
Account Number
BAN18E000309637
Ownership
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Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹24,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
15/11/2018
Date Closed
31/01/2019
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Date of Last Payment
29/01/2019
Date Reported And Certified
31/01/2019
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/11/2018
Payment End Date
01/01/2019
Payment History
Jan 2019 0
Dec 2018 0
Nov 2018 0
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STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
CAPFLOAT
Account Type
Consumer Loan
Account Number
BAN18E000307396
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹65,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
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--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
13/11/2018
Date Closed
30/11/2021
Date of Last Payment
02/12/2018
Date Reported And Certified
30/11/2021
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
Written Off and Account Sold
Written-off Amount (Total)
--
Written-off Amount (Principal)
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--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/12/2018
Payment End Date
01/11/2021
Payment History
Nov 2021 0
Oct 2021 XXX
Sep 2021 XXX
Aug 2021 XXX
Jul 2021 XXX
Jun 2021 XXX
May 2021 XXX
Apr 2021 XXX
Mar 2021 XXX
Feb 2021 XXX
Jan 2021 XXX
Dec 2020 XXX
Nov 2020 XXX
Oct 2020 XXX
Sep 2020 XXX
Aug 2020 XXX
Jul 2020 XXX
Jun 2020 XXX
May 2020 XXX
Apr 2020 XXX
Mar 2020 XXX
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Feb 2020 XXX
Jan 2020 XXX
Dec 2019 363
Nov 2019 332
Oct 2019 302
Sep 2019 271
Aug 2019 241
Jul 2019 210
Jun 2019 179
May 2019 149
Apr 2019 118
Mar 2019 88
Feb 2019 57
Jan 2019 0
Dec 2018 0
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited ( TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy,
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completeness and veracity of the information contained in the Report and shall only be liable and
/ or responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is
governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts /
Credit Cards, concerned Financial Institutions / Credit Card Company (CCC) may also please be
contacted for required clarification.
COPYRIGHT 2024 TRANSUNION CIBIL. ALL RIGHTS RESERVED.
For more information, please visit our website at www.cibil.com
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