8/24/24, 10:10 PM Score Report | Cibil Dashboard
CIBIL Score & Report
Control Number : 7,84,94,04,756
Date : 19/07/2024
Hello, RAJ BANSHI MAHATO
Your CIBIL Score is 595 as of Date : 19/07/2024
300 900
595
CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.
This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan
applications. Your score ranges between 300 and 900, and is calculated based on the
information available in the "Accounts" and "Enquiry"section of your CIBIL Report. The closer
your score is to 900, the more confidence the lender will have in your ability to repay the loan.
Higher your score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one
of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.
PERSONAL DETAILS
Name
RAJ BANSHI MAHATO
Date Of Birth Gender
04/07/1980 Male
IDENTIFICATION DETAILS
Identification Type
Income Tax ID Number (PAN)
ID Number
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 1/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
BZRPM0504Q
Issue Date Expiry Date
-- --
Identification Type
Voter ID Number
ID Number
HZG3492675
Issue Date Expiry Date
-- --
ADDRESS DETAILS
Address
64 PEARY MOHAN ROY ROAD ALIPORE KOLKATA West Bengal 700027
Category
Permanent Address
Residence Code
-
Date Reported
31/01/2024
Address
64 PEARY MOHAN ROY ROAD ALIPORE KOLKATA West Bengal 700027
Category
Residence Address
Residence Code
-
Date Reported
31/01/2024
Address
64 PEARY MOHAN ROY ROAD ALIPORE ALIPORE CIRCUS AVENUE
KOLKATA West Bengal 700027
Category
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 2/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Permanent Address
Residence Code
Owned
Date Reported
31/12/2012
CONTACT DETAILS
Telephone Number Type
Not Classified
Telephone Number
07044969480
Telephone Extension
--
Telephone Number Type
Mobile Phone
Telephone Number
9874091123
Telephone Extension
--
Telephone Number Type
Home Phone
Telephone Number
07044969480
Telephone Extension
--
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 3/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Telephone Number Type
Mobile Phone (e)
Telephone Number
8584975341
Telephone Extension
91
EMAIL DETAILS
Email ID
RMAHATO123@GMAIL.COM
EMPLOYMENT DETAILS
Account Type Date Reported
Consumer Loan 30/11/2023
Occupation Income
Others -
Monthly / Annual Income Indicator Net / Gross Income Indicator
- -
ALL ACCOUNTS
OPEN ACCOUNTS
Member Name
UCO BANK
Account Type
Mudra Loans – Shishu / Kishor / Tarun
Account Number
05830510000793
Ownership
Individual
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 4/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹10,000
Current Balance
₹419
Cash Limit
--
Amount Overdue
₹419
Rate of Interest
8.95%
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
12/02/2018
Date Closed
--
Date of Last Payment
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 5/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
--
Date Reported And Certified
30/06/2024
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/07/2021
Payment End Date
01/06/2024
Payment History
Jun 2024 900
May 2024 900
Apr 2024 900
Mar 2024 900
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 6/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Feb 2024 900
Jan 2024 900
Dec 2023 900
Nov 2023 900
Oct 2023 DBT
Sep 2023 900
Aug 2023 900
Jul 2023 900
Jun 2023 900
May 2023 900
Apr 2023 900
Mar 2023 900
Feb 2023 900
Jan 2023 900
Dec 2022 900
Nov 2022 900
Oct 2022 900
Sep 2022 DBT
Aug 2022 900
Jul 2022 900
Jun 2022 900
May 2022 DBT
Apr 2022 DBT
Mar 2022 880
Feb 2022 849
Jan 2022 821
Dec 2021 821
Nov 2021 759
Oct 2021 729
Sep 2021 698
Aug 2021 668
Jul 2021 637
STD: Standard
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 7/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard
Member Name
UCO BANK
Account Type
Business Loan – General
Account Number
05830610002827
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹1,40,000
Current Balance
₹45,075
Cash Limit
--
Amount Overdue
₹46,841
Rate of Interest
8.95%
Repayment Tenure
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 8/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
36
EMI Amount
₹4,426
Payment Frequency
Monthly
Actual Payment Amount
--
Date Opened / Disbursed
12/02/2018
Date Closed
--
Date of Last Payment
--
Date Reported And Certified
30/06/2024
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 9/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
--
PAYMENT STATUS
Payment Start Date
01/07/2021
Payment End Date
01/06/2024
Payment History
Jun 2024 900
May 2024 900
Apr 2024 900
Mar 2024 900
Feb 2024 900
Jan 2024 900
Dec 2023 900
Nov 2023 900
Oct 2023 90
Sep 2023 900
Aug 2023 900
Jul 2023 900
Jun 2023 900
May 2023 900
Apr 2023 900
Mar 2023 900
Feb 2023 900
Jan 2023 900
Dec 2022 900
Nov 2022 900
Oct 2022 900
Sep 2022 900
Aug 2022 900
Jul 2022 900
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 10/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Jun 2022 900
May 2022 DBT
Apr 2022 DBT
Mar 2022 880
Feb 2022 849
Jan 2022 821
Dec 2021 821
Nov 2021 759
Oct 2021 729
Sep 2021 698
Aug 2021 668
Jul 2021 637
STD: Standard
DBT:Doubtful
###: Number of days past due
SMA:Special Mention account
LSS:Loss
XXX: Not Reported
SUB:Substandard
CLOSED ACCOUNTS
Member Name
IDFC FIRST BANK
Account Type
Consumer Loan
Account Number
88253157
Ownership
Individual
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 11/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
ACCOUNT DETAILS
Credit Limit
--
High Credit
₹12,200
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
8
EMI Amount
₹1,628
Payment Frequency
Monthly
Actual Payment Amount
₹14,905
Date Opened / Disbursed
19/09/2022
Date Closed
14/12/2023
Date of Last Payment
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 12/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
27/06/2023
Date Reported And Certified
31/12/2023
Value of Collateral
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/09/2022
Payment End Date
01/12/2023
Payment History
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 13/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name
PNB
Account Type
Business Loan – Priority Sector – Small Business
Account Number
0990300006415
Ownership
Individual
ACCOUNT DETAILS
Credit Limit
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 14/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
--
High Credit
₹2,50,000
Current Balance
--
Cash Limit
--
Amount Overdue
--
Rate of Interest
--
Repayment Tenure
--
EMI Amount
--
Payment Frequency
--
Actual Payment Amount
--
Date Opened / Disbursed
10/08/2009
Date Closed
29/01/2015
Date of Last Payment
--
Date Reported And Certified
31/03/2015
Value of Collateral
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 15/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
--
Type of Collateral
--
Suit - Filed / Willful Default
--
Credit Facility Status
--
Written-off Amount (Total)
--
Written-off Amount (Principal)
--
Settlement Amount
--
PAYMENT STATUS
Payment Start Date
01/12/2012
Payment End Date
01/01/2015
Payment History
Jan 2015 STD
Dec 2014 XXX
Nov 2014 XXX
Oct 2014 XXX
Sep 2014 STD
Aug 2014 STD
Jul 2014 XXX
Jun 2014 SUB
May 2014 STD
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 16/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Apr 2014 XXX
Mar 2014 STD
Feb 2014 STD
Jan 2014 XXX
Dec 2013 STD
Nov 2013 STD
Oct 2013 XXX
Sep 2013 STD
Aug 2013 STD
Jul 2013 XXX
Jun 2013 STD
May 2013 XXX
Apr 2013 XXX
Mar 2013 XXX
Feb 2013 STD
Jan 2013 XXX
Dec 2012 STD
STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
ENQUIRY DETAILS
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 17/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
Member Name
BOB
Date Of Enquiry
19/07/2024
Enquiry Purpose
Education Loan
Member Name
BOB
Date Of Enquiry
03/04/2024
Enquiry Purpose
Education Loan
Member Name
BOB
Date Of Enquiry
22/03/2024
Enquiry Purpose
Education Loan
Member Name
BOB
Date Of Enquiry
22/03/2024
Enquiry Purpose
Education Loan
Member Name
BOB
Date Of Enquiry
07/07/2023
Enquiry Purpose
Education Loan
Member Name
IDFC FIRST BANK
Date Of Enquiry
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 18/19
8/24/24, 10:10 PM Score Report | Cibil Dashboard
19/09/2022
Enquiry Purpose
Consumer Loan
End of report
Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL
Limited (TU CIBIL) based on information provided/ submitted by its various members("Members"),
as part of periodic data submission and Members are required to ensure accuracy, completeness
and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL.
TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information
contained in the Report, and shall only be liable and / or responsible if any discrepancies are
directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions
of the Operating Rules for TU CIBIL and its Members
COPYRIGHT TRANSUNION CIBIL. ALL RIGHTS RESERVED.
For more information, please visit our website at www.cibil.com
https://myscore.cibil.com/CreditView/creditReportPrint.page?print=true 19/19
