CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
CONSUMER INFORMATION:
NAME: V VANLAL HRUAIA
DATE OF BIRTH: 03-09-1988 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
757
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BVCPV2142N
VOTER ID NUMBER GDP0325563
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 9862278947
MOBILE PHONE 9774958822
NOT CLASSIFIED(e) 9612544781
NOT CLASSIFIED(e) 09612544781
EMAIL CONTACT(S):
ADDRESS(ES):
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
ADDRESS :HNO C -023, SAIRANG VENGSANG NEAR TELEPHONE EXCHANGE PH - 9862278947 AIZAWL MIZORAM 796410
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:31-10-2022
(e)
ADDRESS :SAIRANG VENGSANG NEAR BSNL TOWER LENGPUI AIRPORT MIZORAM 796410
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:OWNED DATE REPORTED:02-02-2019
ADDRESS :H.NO: C-98/1, NEAR BSNL QUARTER M- 9862278947 SAIRANG VENGSANG,AIZAWL AIZAWL MIZORAM 796410
CATEGORY:NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED:06-12-2017
ADDRESS :H.NO: C - 97, SAIRANG VENGSANG PH 9774958822 MIZORAM AIZAWL MIZORAM 796410
CATEGORY:OFFICE ADDRESS RESIDENCE CODE: DATE REPORTED:06-12-2017
EMPLOYMENT INFORMATION:
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 9 HIGH CR/SANC. AMT: 30,10,000 CURRENT: 9,20,381 RECENT: 11-10-2023
OVERDUE: 0 OVERDUE: 0 OLDEST: 06-12-2017
ZERO-BALANCE: 6
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 7 0 5 1 01-06-2024
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 11-10-2023 SANCTIONED: 6,70,000
ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 6,28,106
DISCLOSED 31-05-2024 EMI: 13,117
TYPE: PERSONAL LOAN PMT HIST START: 01-05-2024 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST END: 01-10-2023 REPAYMENT TENURE: 72
INTEREST RATE: 12.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 15-05-2023 SANCTIONED: 1,10,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 15-05-2023 CURRENT BALANCE: 0
DISCLOSED CLOSED: 11-10-2023 EMI: 3,659
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-10-2023 REPAYMENT TENURE: 36
PMT HIST START: 01-10-2023 INTEREST RATE: 12.00
PMT HIST END: 01-05-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD
10-23 09-23 08-23 07-23 06-23 05-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 27-10-2022 SANCTIONED: 2,00,000
ACCOUNT NUMBER: NOT REPORTED AND CERTIFIED: CURRENT BALANCE: 1,54,712
DISCLOSED 31-05-2024 EMI: 3,777
TYPE: PERSONAL LOAN PMT HIST START: 01-05-2024 PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR PMT HIST END: 01-10-2022 REPAYMENT TENURE: 72
INTEREST RATE: 11.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22
STD STD
11-22 10-22
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 22-03-2022 SANCTIONED: 5,50,000
ACCOUNT NUMBER: NOT CLOSED: 11-10-2023 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 10,568
TYPE: PERSONAL LOAN 31-10-2023 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-10-2023 REPAYMENT TENURE: 72
PMT HIST END: 01-03-2022 INTEREST RATE: 11.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22
STD STD
04-22 03-22
ACCOUNT DATES AMOUNTS STATUS
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
MEMBER NAME: NOT DISCLOSED OPENED: 02-11-2020 SANCTIONED: 3,00,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 22-10-2021 CURRENT BALANCE: 1,37,563
DISCLOSED REPORTED AND CERTIFIED: EMI: 5,596
TYPE: PERSONAL LOAN 31-05-2024 PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR PMT HIST START: 01-05-2024 REPAYMENT TENURE: 72
PMT HIST END: 01-06-2021 INTEREST RATE: 10.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 24-01-2020 SANCTIONED: 1,40,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 06-11-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 27-10-2022 EMI: 3,076
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: GUARANTOR 31-10-2022 REPAYMENT TENURE: 71
PMT HIST START: 01-10-2022 INTEREST RATE: 11.00
PMT HIST END: 01-02-2020
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
04-21 03-21 02-21 01-21 12-20 11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 23-07-2019 SANCTIONED: 70,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 03-11-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 23-03-2022 EMI: 2,326
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-03-2022 REPAYMENT TENURE: 45
PMT HIST START: 01-03-2022 INTEREST RATE: 12.00
PMT HIST END: 01-07-2019
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20
STD STD STD STD STD STD STD STD STD STD 089 029 STD STD STD
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 05-02-2019 SANCTIONED: 6,20,000
ACCOUNT NUMBER: NOT CLOSED: 07-03-2023 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED:
TYPE: COMMERCIAL VEHICLE 07-03-2023
LOAN PMT HIST START: 01-03-2023
OWNERSHIP: JOINT PMT HIST END: 01-03-2023
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000
03-23
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 06-12-2017 SANCTIONED: 3,50,000
ACCOUNT NUMBER: NOT LAST PAYMENT: 03-11-2020 CURRENT BALANCE: 0
DISCLOSED CLOSED: 23-03-2022 EMI: 7,848
TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 31-03-2022 REPAYMENT TENURE: 69
PMT HIST START: 01-03-2022 INTEREST RATE: 12.00
PMT HIST END: 01-04-2019
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD STD
03-22 02-22 01-22 12-21 11-21 10-21 09-21 08-21 07-21 06-21 05-21 04-21 03-21 02-21 01-21 12-20 11-20 10-20
STD STD STD STD STD STD STD STD STD STD 029 STD STD STD STD STD STD STD
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19 05-19 04-19
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 01-06-2024 PERSONAL LOAN 1,00,000
NOT DISCLOSED 07-05-2024 CREDIT CARD 10,000
NOT DISCLOSED 07-05-2024 PERSONAL LOAN 1,00,000
NOT DISCLOSED 05-04-2024 PERSONAL LOAN 1,00,000
NOT DISCLOSED 11-10-2023 PERSONAL LOAN 6,70,000
NOT DISCLOSED 27-10-2022 PERSONAL LOAN 2,00,000
NOT DISCLOSED 22-03-2022 PERSONAL LOAN 5,50,000
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 5 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: VANLALHRUAIA DATE:22-07-2024
MEMBER ID: CU15101001_CIR78475 TIME: 12:26:58
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 7,86,12,00,952
END OF REPORT ON VANLALHRUAIA
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 6 OF 6
TransUnion CIBIL CIN : U72300MH2000PLC128359
