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Statement number 2
Issue date 16 February 2022
MR N RWAMBIWA REVAYI Write to us at Box 3 BX1 1LT
55 COLNE DRIVE Call us on 0345 300 0000
WALTON ON THAMES Visit us online www.lloydsbank.com
SURREY
KT12 3SJ
yTQXZPRwVRQvyWTYVQTVUUuT
jntUjne7wXjkZIzTj9Gfj43I Your Branch LEWISHAM (309089)
kJuz8E11PvtTnTOnGEGWuRwv
uY3i7wDkhpLaj4FBa9;onNIa
yd8OjNoxCFn6klbA3KoDl:4r Sort Code 30-90-89
zzzzzzzzzzzzzzzzzzzzzzzz
Account Number 20703962
IBAN GB19 LOYD 3090 8920 7039 62
BIC LOYDGB21256

BASIC ACCOUNT 15 January 2022 to 16 February 2022

Your Account
Date of previous statement 14 January 2022
Balance on 15 Jan 2022 £1,206.55
Money in £2,010.26
Money out £2,463.29
Balance on 16 Feb 2022 £753.52
You should review your account regularly to check whether it
remains appropriate for your circumstances.

Fees Explained

Club Lloyds Account Holders – The Club Lloyds maintaining the account fee will be shown in the transactions overleaf as ‘'Club Lloyds fee’. If you are eligible to have
this Maintaining the account fee waived, you will also see a transaction described as ‘'Club Lloyds waived’. This does not apply to non-Club Lloyds customers.
Other services - There are fees for other services you have asked for. You can find more details in your account conditions or at www.lloydsbank.com.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
7am-11pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
Keep track of what's going in and coming out of your account at any time using: Personal Debit and Cashpoint® Card Charges - If you use your card to withdraw
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 cash or make a payment in a currency other than pounds, the amount is converted
days a week. Register at lloydsbank.com/internetbanking to pounds on the day it is processed by Visa using the Visa Payment Scheme
• Mobile Banking – Manage your account on the go with your mobile phone or exchange rate on the day. You can find the exchange rate by calling
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or 0345 300 0000 (+44 1733 347 007 from overseas). If your account is held in the
the App Store. Channel Islands or Isle of Man, call 0345 744 9900 (+44 1539 736626 from
overseas). If you call before the transaction is processed the rate provided will be
• Telephone Banking – Our automated service is available 24/7, or you can talk
an indication only.
to us between 7am and 11pm, 7 days a week. Not all services are available 24
hours a day, 7 days a week. We will charge you a foreign currency transaction fee of 2.99% of the value of the
• Text Alerts – We can also send you mobile alerts. Alerts can help you manage transaction. This is a fee for the currency conversion. You can find more
your money and avoid charges. They remind you when you need to pay cleared information on our website about the exchange rates that apply to your
funds into your account. They can also help you avoid going into an transaction to help you compare them with other card issuers' rates.
unarranged overdraft or having payments refused. Unless you’ve opted out, If you use your debit card or your Cashpoint® card to withdraw cash in a currency
you’ll automatically receive alerts provided we have an up to date mobile other than pounds (at a cash machine or over the counter) we will also charge a
number for you. Find out more at lloydsbank.com/mobilealerts foreign currency cash fee of £1.50. Where you elect to allow the cash machine
operator/financial service provider to make the conversion to pounds we will only
Overdrafts - choosing the right way to borrow charge a foreign cash fee of £1.50. The provider of the foreign currency may make
An arranged overdraft can help out when you need to borrow in the short term. For a separate charge for conversion. We won't charge a foreign currency cash fee or a
example to pay an unexpected bill. But if you use it often and don’t reduce your foreign cash fee if you withdraw euro within the EEA or UK.
balance, it can turn into an expensive way to borrow. Our cost calculator, which you
can find online at lloydsbank.com/overdrafts, tells you how much an arranged Where you use your debit card to make a purchase or other transaction (not cash
overdraft costs. You should consider if an arranged overdraft facility is the most withdrawal) in a currency other than pounds, whether in person, or by internet or
suitable option for you to borrow money. If you need to borrow money for a longer phone, we will also charge a £0.50 foreign currency purchase fee. The foreign
time, there may be other options better suited to your needs. For more information currency purchase fee does not apply to the Premier and Platinum debit cards; and
visit lloydsbank.com/borrow or call us to talk through your options. will not be charged if your payment is made in euro within the EEA or UK.
We will not make a charge for the withdrawal of cash in pounds within the UK,
Check if your account is still right for you however, the owner of a non-Lloyds Bank cash machine may. Other charges apply,
Your banking needs can change over time so it’s important to check your account is please see the banking charges guide for details.
still right for you by visiting lloydsbank.com/currentaccounts to see our latest
current accounts. Keeping your data safe
We promise to keep your personal information safe and only use in the way you’ve
Our interest rates asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
If we pay interest on your balance, your current interest rate is shown on the front of 0345 602 1997.
this statement. To find out what the interest rates are on our other accounts, visit
lloydsbank.com/current-accounts/rates. Alternatively ask us in branch. We’re here for you if something isn’t right
We want to make sure you’re happy with the products and service we offer. But if
something goes wrong, let us know and we’ll do everything we can to put things
J Protecting yourself from fraud right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
• Check your statements regularly - If something doesn’t look right or you at your concerns, for free.
spot a transaction on your statement you didn’t make, call us straight away
The Financial Services Compensation Scheme (FSCS)
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be
able to refund a payment on some types of account if you tell us more than The deposits you hold with us are covered by the Financial
13 months after the date it happened. Services Compensation Scheme (FSCS). Every year we’ll
send you an information sheet which tells you the types of
• Keep your statements in a safe place - If you want to throw them away, you
deposits covered and the protection offered by the FSCS.
should do it in a secure way, like shredding them – please don’t just put them
For more information visit FSCS.org.uk
in the bin.
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit We send statements and other communications from time to time for legal
lloydsbank.com/security for ways to protect yourself and information on reasons or to let you know about changes to your accounts or services.
the latest scams. When you call us your call may be monitored or recorded in case we need to check
• If your card, cheque book or PIN is lost or stolen - Call us straight away on we have carried out your instructions correctly and to help improve our quality of
0800 096 9779 or +44 1702 278 270 if outside the UK – lines are open service.
24/7.
• The freeze card feature in our Mobile Banking app lets you quickly freeze and
unfreeze different types of transaction on your cards whenever you need to.
Find out more at
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Fair lending – we adhere to The Standards of Lending Practice which are monitored and enforced by the LSB: www.lendingstandardsboard.org.uk
Statement No. 2 Sort Code 30-90-89
16 February 2022 Account Number 20703962
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BASIC ACCOUNT

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
14 Jan 22 STATEMENT OPENING BALANCE 1,206.55
18 Jan 22 FPO GSC SERVICES LTD NELSON RWAMBIWA R 1,200.00 6.55
18JAN22 12:53
24 Jan 22 FPI Z CHIROVA FOOD 23JAN22 20.00 26.55
500000000878098467
24 Jan 22 DEB SAINSBURYS S/MKTS CD 7213 3.70 22.85
25 Jan 22 DEB TESCO STORES 6439 CD 7213 2.05 20.80
27 Jan 22 FPI MACHIRI P CAR RP4679966407818900 40.00 60.80
28 Jan 22 DEB JAYAR CAR PARTS CD 7213 14.95 45.85
31 Jan 22 DEB TESCO STORES 4490 CD 7213 29JAN22 3.95 41.90
03 Feb 22 DEB LIDL GB HERSHAM CD 7213 5.31 36.59
07 Feb 22 DEB TESCO STORES 4490 CD 7213 05FEB22 8.20 28.39
07 Feb 22 DEB ZTL*TRANSFORM SMAR CD 7213 05FEB22 25.00 3.39
10 Feb 22 FPI GLENHOLME HEALTHCA GLENHOLME 1,950.26 1,953.65
00156956632BBXDNMG
10 Feb 22 FPO ZVIKOMBORERO CHIRO NELSON 10FEB22 08:32 900.00 1,053.65
10 Feb 22 FPO SOPHIE R HIBBERD NELSON RWAMBIWA 10.00 1,043.65
10FEB22 16:13
10 Feb 22 FPO ZENZO MOYO NELSON 10FEB22 16:24 50.00 993.65
10 Feb 22 DEB LIDL GB HERSHAM CD 7213 1.79 991.86
11 Feb 22 DEB POUNDLAND CD 7213 1.00 990.86
11 Feb 22 DEB POUNDLAND CD 7213 29.00 961.86
14 Feb 22 DEB REMITLY CD 7213 13FEB22 192.59 769.27
14 Feb 22 DEB TESCO STORES 4490 CD 7213 6.40 762.87
15 Feb 22 DEB TOWNSEND MEDICA LT CD 7213 9.35 753.52
15 Feb 22 STATEMENT CLOSING BALANCE 2,463.29 2,010.26 753.52
Payment types:
FPO - Faster Payment FPI - Faster Payment DEB - Debit Card
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.