CONSUMER CIR
CONSUMER: PANKAJ DATE:24-03-2025
MEMBER ID: NB72041001_1 TIME: 14:37:11
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,88,61,24,914
CONSUMER INFORMATION:
NAME: PANKAJ VISHAMBAR S/O VISHAMBAR
DATE OF BIRTH: 01-01-2000 GENDER: MALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
706 1:
2:
PRESENCE OF HIGH CREDIT ACTIVITY (INQUIRIES)
HIGH BALANCE BUILD-UP ON NON-MORTGAGE LOANS
3: LOW CREDIT AGE
4: LOW CREDIT AGE
5: INCREASE IN NON-MORTGAGE INDEBTEDNESS IN LAST 3 MONTHS
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months : 300 (High risk) to 900 (low risk)
Consumer not in CIBIL database or history older than 36 months : -1
* At least one tradeline with information updated in last 36 months is required.
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) EOMPP2027G
UNIVERSAL ID NUMBER (UID) XXXXXXXXXXXX
CKYC 60033310300283
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
MOBILE PHONE 9672961741
MOBILE PHONE(e) 9672961744
EMAIL CONTACT(S):
ADDRESS(ES):
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 1 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: PANKAJ DATE:24-03-2025
MEMBER ID: NB72041001_1 TIME: 14:37:11
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,88,61,24,914
ADDRESS :BARKHEDA,BERKHEDA DHOLPUR DHOLPUR DHOLPUR BASAI SAMANTA B.O RAJASTHAN 328030
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE:RENTED DATE REPORTED:22-04-2024
(e)
ADDRESS :S/O VISHAMBAR BARKHEDA DHOLPUR DHOLPUR RAJASTHAN 328030
CATEGORY:RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED:15-04-2024
EMPLOYMENT INFORMATION:
ACCOUNT TYPE DATE OCCUPATION CODE INCOME NET / GROSS INCOME MONTHLY / ANNUAL
REPORTED INDICATOR INCOME INDICATOR
PERSONAL LOAN 28-02-2025 SELF EMPLOYED Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL: 5 HIGH CR/SANC. AMT: 2,15,094 CURRENT: 1,62,290 RECENT: 14-02-2025
OVERDUE: 0 OVERDUE: 0 OLDEST: 20-04-2024
ZERO-BALANCE: 3
ENQUIRIES
Only Last 36 months enquiries will be displayed in the Credit report
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 6 1 5 0 25-02-2025
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: KAMODCOMM OPENED: 14-02-2025 SANCTIONED: 1,00,000
ACCOUNT NUMBER: KCF7071 REPORTED AND CERTIFIED: CURRENT BALANCE: 1,00,000
TYPE: PERSONAL LOAN 28-02-2025 EMI: 10,340
OWNERSHIP: GUARANTOR PMT HIST START: 01-02-2025 PMT FREQ: MONTHLY
PMT HIST END: 01-02-2025 REPAYMENT TENURE: 12
INTEREST RATE: 24.08
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000
02-25
ACCOUNT DATES AMOUNTS STATUS
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 2 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: PANKAJ DATE:24-03-2025
MEMBER ID: NB72041001_1 TIME: 14:37:11
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,88,61,24,914
MEMBER NAME: NOT DISCLOSED OPENED: 10-10-2024 SANCTIONED: 70,543
ACCOUNT NUMBER: NOT LAST PAYMENT: 11-03-2025 CURRENT BALANCE: 62,290
DISCLOSED REPORTED AND CERTIFIED: EMI: 3,446
TYPE: PERSONAL LOAN 15-03-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2025 REPAYMENT TENURE: 30
PMT HIST END: 01-10-2024 INTEREST RATE: 32.00
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000
03-25 02-25 01-25 12-24 11-24 10-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 22-04-2024 SANCTIONED: 1,199
ACCOUNT NUMBER: NOT LAST PAYMENT: 13-07-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 29-11-2024 EMI: 200
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 15-01-2025 REPAYMENT TENURE: 6
PMT HIST START: 01-01-2025
PMT HIST END: 01-11-2024
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000
01-25 12-24 11-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 22-04-2024 SANCTIONED: 19,999
ACCOUNT NUMBER: NOT LAST PAYMENT: 28-11-2024 CURRENT BALANCE: 0
DISCLOSED CLOSED: 29-11-2024 EMI: 2,500
TYPE: CONSUMER LOAN REPORTED AND CERTIFIED: PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL 15-01-2025 REPAYMENT TENURE: 8
PMT HIST START: 01-01-2025
PMT HIST END: 01-04-2024
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000
01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME: NOT DISCLOSED OPENED: 20-04-2024 SANCTIONED: 23,353
ACCOUNT NUMBER: NOT LAST PAYMENT: 30-11-2024 CURRENT BALANCE: 0
DISCLOSED REPORTED AND CERTIFIED: EMI: 2,920
TYPE: CONSUMER LOAN 15-03-2025 PMT FREQ: MONTHLY
OWNERSHIP: INDIVIDUAL PMT HIST START: 01-03-2025 REPAYMENT TENURE: 8
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 3 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: PANKAJ DATE:24-03-2025
MEMBER ID: NB72041001_1 TIME: 14:37:11
MEMBER REFERENCE NUMBER: CONTROL NUMBER: 8,88,61,24,914
COLLATERAL VALUE: 23353 PMT HIST END: 01-04-2024
COLLATERAL TYPE: OTHERS
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 000 000 000 000 000 000 000 000 000 000 000
03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24
ENQUIRIES:
Only Last 36 months enquiries will be displayed in the Credit report
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
KAMODCOMM 25-02-2025 PERSONAL LOAN 1
KAMODCOMM 04-02-2025 PERSONAL LOAN 1
NOT DISCLOSED 10-10-2024 OTHER 1,50,000
NOT DISCLOSED 08-10-2024 OTHER 1,50,000
NOT DISCLOSED 19-04-2024 CONSUMER LOAN 25,000
NOT DISCLOSED 15-04-2024 CONSUMER LOAN 19,999
END OF REPORT ON PANKAJ
All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on information provided/ submitted by
its various members("Members"), as part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the
information submitted. The credit report is generated using the proprietary search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure
accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any discrepancies are directly
attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
© 2024 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. PAGE 4 OF 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
