Your credit report
Overview
Report last updated
Apr 19, 2025
Your credit score
367
Accounts
MET 888 797 7727 Status:
$295.00
CBV COLL SVCS. Status:
$1,018.00
TELUS Status: Collection/Chargeoff
$299.00
GCSI-18558863653 Status:
$453.00
GOVERNMENT STUDENT LOANS Status: Wage Earner Plan
$11,033.00
NEO FINANCIAL MC Status: Collection/Chargeoff
$0.00
CIBC CREDIT CARDS Status: Wage Earner Plan
$1,195.00
FIDO Status: Current
$0.00
Inquiries
APPROVAL GENIE HAMILTON
Mar 4, 2025
MBNA
Jan 14, 2025
1
MBNA
Dec 13, 2024
RIGHTRIDE GUELPH
Nov 4, 2024
CANADIAN TIRE BANK
Oct 11, 2024
CAPITAL ONE BRANDED GENE
Oct 11, 2024
AMERICAN EXPRESS CANADA
Oct 11, 2024
SIMPLII CREDIT CARDS-CIB
Aug 29, 2024
BANK OF NOVA SCOTIA
Jul 1, 2024
BANK OF NOVA SCOTIA
Jun 3, 2024
BANK OF NOVA SCOTIA
May 26, 2024
BANK OF NOVA SCOTIA
Apr 25, 2024
BANK OF NOVA SCOTIA
Mar 10, 2024
BANK OF NOVA SCOTIA
Feb 6, 2024
SIMPLII CREDIT CARDS-CIB
Jan 9, 2024
AUTOCAPITAL CANADA
Oct 20, 2023
BANK OF NOVA SCOTIA
Oct 20, 2023
2
AUTOCAPITAL CANADA
Sept 7, 2023
SCOTIA DEALER ADVANTAGE
Jul 25, 2023
AUTOCAPITAL CANADA
Jul 25, 2023
AIM FINANCE
Jul 13, 2023
WALMART M/C-FAIRSTONE BA
Jun 3, 2023
BANK OF NOVA SCOTIA
Jun 3, 2023
AMERICAN EXPRESS CANADA
Apr 26, 2023
CIBC - CLIENT NEEDS ASSE
Apr 20, 2023
MBNA
Apr 5, 2023
SCOTIABANK - SDA
Feb 6, 2023
COMWAVE
Feb 6, 2023
SCOTIABANK - SDA
Feb 3, 2023
SCOTIABANK - SDA
Jan 31, 2023
ROYAL BANK VISA
Jan 31, 2023
MBNA
Jan 31, 2023
3
CMCC INC.
Jan 31, 2023
CITI CARDS CANADA INC
Jan 11, 2023
FLEXITI FINANCIAL
Nov 18, 2022
ROGERS COMMUNICATIONS CA
Nov 10, 2022
ROGERS COMMUNICATIONS CA
Nov 10, 2022
SANTANDER CONSUMER INC
Oct 18, 2022
SCOTIABANK - SDA
Oct 18, 2022
SCOTIABANK - SDA
Oct 15, 2022
AUTOCAPITAL CANADA
Oct 15, 2022
CAPITAL ONE BRANDED GENE
Oct 15, 2022
CMCC INC.
Oct 15, 2022
APPROVAL GENIE HAMILTON
Oct 7, 2022
ROYAL BANK VISA
Sept 22, 2022
CIBC - CLIENT NEEDS ASSE
Sept 22, 2022
AUTOCAPITAL CANADA
Aug 29, 2022
4
SCOTIABANK - SDA
Aug 28, 2022
CIBC - CLIENT NEEDS ASSE
Aug 24, 2022
FIDO SOLUTIONS
Aug 12, 2022
FLEXITI FINANCIAL
Aug 1, 2022
AUTOCAPITAL CANADA
Jul 8, 2022
FLEXITI FINANCIAL
Jun 18, 2022
AUTOCAPITAL CANADA
Jun 9, 2022
LENDINGMATE
May 25, 2022
CAPITAL ONE BRANDED GENE
May 15, 2022
MBNA
May 8, 2022
NEO FINANCIAL
Apr 1, 2022
FLEX MONEY
Mar 30, 2022
AMERICAN EXPRESS CANADA
Mar 29, 2022
PRESIDENTS CHOICE MC
Mar 29, 2022
CIBC - CLIENT NEEDS ASSE
Mar 29, 2022
5
WALMART MASTERCARD-DUOBA
Mar 28, 2022
BANK OF NOVA SCOTIA
Mar 28, 2022
ROYAL BANK VISA
Mar 21, 2022
ROYAL BANK VISA
Mar 20, 2022
LEND DIRECT
Mar 16, 2022
PRESIDENTS CHOICE MC
Mar 13, 2022
CIBC - CLIENT NEEDS ASSE
Feb 8, 2022
EASYFINANCIAL SERVICES I
Jan 27, 2022
BELL CANADA
Sept 19, 2021
NATIONAL MONEY MART CO.
Aug 5, 2021
CAPITAL ONE BRANDED GENE
Jul 26, 2021
MAGICAL CREDIT INC
Jun 25, 2021
LEND DIRECT
Jun 2, 2021
MBNA
Jan 10, 2021
PRESIDENTS CHOICE MC
Sept 4, 2020
6
Public records
Registered Item
Oct 27, 2022
Bankruptcy
Jun 8, 2023
Bankruptcy
Oct 26, 2021
Account details
MET 888 797 7727
Overview
Account number
****2706
Balance
$295.00
Credit report period
Apr 2, 2025
Credit limit
$0.00
Account details
Loan type
Collection Account
Condition
Unknown
Responsibility
Individual
Date opened
Sept 9, 2024
Term
7
0
Payment History
Times 30/60/90 Days Late
0
Highest Balance
$292.00
Minimum Payment
$0.00
CBV COLL SVCS.
Overview
Account number
****5112
Balance
$1,018.00
Credit report period
Apr 12, 2025
Credit limit
$0.00
Account details
Loan type
Collection Account
Condition
Unknown
Responsibility
Individual
Date opened
Jul 29, 2024
8
Term
0
Payment History
Times 30/60/90 Days Late
0
Highest Balance
$864.00
Minimum Payment
$0.00
TELUS
Overview
Account number
****7871
Balance
$299.00
Credit report period
Mar 31, 2025
Credit limit
$0.00
Account details
Loan type
Open account
Condition
Derogatory
Responsibility
Individual
Account status
Collection/Chargeoff
9
Date opened
Dec 22, 2023
Term
0
Payment History
Last Payment Date
Apr 4, 2024
Times 30/60/90 Days Late
9
Highest Balance
$307.00
Minimum Payment
$0.00
GCSI-18558863653
Overview
Account number
****0705
Balance
$453.00
Credit report period
Dec 12, 2023
Credit limit
$0.00
Account details
Loan type
Collection Account
Condition
Unknown
10
Responsibility
Individual
Date opened
Jun 24, 2023
Term
0
Payment History
Times 30/60/90 Days Late
0
Highest Balance
$453.00
Minimum Payment
$0.00
GOVERNMENT STUDENT LOANS
Overview
Account number
****9999
Balance
$11,033.00
Credit report period
Apr 5, 2025
Credit limit
$0.00
Account details
Loan type
Installment account
Condition
Derogatory
11
Responsibility
Individual
Account status
Wage Earner Plan
Date opened
Aug 23, 2022
Term
0
Payment History
Last Payment Date
Mar 31, 2024
Times 30/60/90 Days Late
0
Highest Balance
$11,101.00
Minimum Payment
$76.00
NEO FINANCIAL MC
Overview
Account number
*****7CC
Balance
$0.00
Credit report period
Sept 4, 2024
Credit limit
$750.00
Account details
12
Loan type
Revolving account
Condition
Derogatory
Responsibility
Individual
Account status
Collection/Chargeoff
Date opened
Apr 1, 2022
Term
0
Payment History
Times 30/60/90 Days Late
3
Highest Balance
$865.00
Minimum Payment
$0.00
CIBC CREDIT CARDS
Overview
Balance
$1,195.00
Credit report period
Jul 11, 2023
Credit limit
$1,000.00
Account details
13
Loan type
Revolving account
Condition
Derogatory
Responsibility
Individual
Account status
Wage Earner Plan
Date opened
Mar 17, 2022
Term
0
Payment History
Last Payment Date
Apr 8, 2023
Times 30/60/90 Days Late
1
Highest Balance
$1,237.00
Minimum Payment
$59.00
FIDO
Overview
Balance
$0.00
Credit report period
Jun 16, 2023
Credit limit
$0.00
14
Account details
Loan type
Open account
Condition
Closed
Responsibility
Individual
Account status
Current
Date opened
Aug 12, 2022
Term
0
Payment History
Last Payment Date
Feb 21, 2023
Times 30/60/90 Days Late
0
Highest Balance
$0.00
Minimum Payment
$0.00
Public record details
Registered Item
Type
Registered Item
Date
Oct 27, 2022
15
Court name
NORTHLAKE FINANCIAL ULC
Reference number
787920642
Bankruptcy
Type
Bankruptcy
Date
Jun 8, 2023
Reference number
32295315
Bankruptcy
Type
Bankruptcy
Date
Oct 26, 2021
Reference number
32277709
For any questions, or if your information doesn't look right, contact TransUnion at: 1-844-580-9978
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