THE

NET 30
ACCOUNTS LIST
BY PHILIP AK

VERSION 2.0
(UPDATED 11/11/21)
TABLE OF CONTENTS
net 30 accounts list 2
Establish Business Identity 5
Tier 1 Accounts 11
Vendor credit 11
Grainger 11
Uline 12
Quill 13
Nav 15
Shirtsy 16
Crown O ce Supplies 18
Creative Analytics 20
Business Tshirt Club 21
Wise Business Plans 22
Strategic Network Solutions 24
Newegg Business 25
ePromos 26
Tier 2 Accounts 28
Retail credit 28
Staples 28
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 Dell Financial Services 29
Amazon Corporate Credit 30
HD Supply 31
Apple 32
Best Buy 33
Sams club 34
Tier 3 Accounts 35
Cash credit 35
Shells Fleet 35
Citizens bank 36
Ally nancial 37
Wells Fargo 38
Bp corporate card 39
About the Author 40
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 ESTABLISH BUSINESS
IDENTITY1
One of the most important piece is the most important
part of trying to get access to business lines of credit
and funding without using personal guarantee. Is
establishing “Business Identity”. There’s Seven main
components that will help you establish business
identity and increase your chances of getting access to
funding :
- Business address
- Legal entity
- Business Phone #
- Business Email
- 4, 1, 1 directory Listing
- EIN number.
- Duns #

Business Address
The rst important thing you want to do is you want to
make sure you have a business address, not any old,
regular address that not, not your home address, not
the place you lay your head at, but a business address.

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 So you might be saying something like “I'm not a brick
and mortar shop, Like I work from home “or “I'm maybe
a freelancer”. Well, there's a solution. You can get
yourself a virtual address of one of those places where
you can get virtual address is ipostal1.com. This is
pretty much, a location or o ce space that allows you
to use their location as their business address.

Legal Entity
The second thing you want to do is you want to do is
form a legal entity. Being a sole proprietors can limit
your funding options. You want to make sure your
business is either a corporation or an LLC. An LLC and
a corporation separates you and your liabilities and
assets from the business. It'll help your business to be
its own person.
Heres my Free Guide that will show you how to turn
your side hustle into a legal entity ( FREE )

https://startupdigitabootcamp.com/squeeze-
page1626199287071

One thing I want to mention about the legal entity, they

are at risk names that can cause you to get denied
loans. And I'm one of those are a few of those names
would be any company ending with a name that says
like nancial, like maybe Johnny nancials or names
that end with investment or credit repair. If you are in
these industries, try ending with “ Consulting “ instead.
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Business Phone # &
Email
The next thing you're going to do is you're going to go
ahead and get a business phone number and a
business email address. You're not going to use your
personal phone number, your personal email address.
You're not going to use a Google voice number or a
“Text Me” number. Lenders know the di erence
between real numbers and numbers are aren't real. You
want to have a number that's registered under your
business name. You can do this by going to any of your
favorite phone companies. One of the places I liked
that's about $30 a month is ring central. You literally
just have an app on your phone. It's kind of like Google
voice You pay about $30 a month. You'll have an app
on your phone where you can receive phone calls and
text messages.

To get the email, you can go to Google domains.

Purchase a domain name for your business. A domain
name is pretty much one of those things you might see
like ww.walmart.com. You purchase that domain name
and then get a business email. This should cost you
about $12. So if, if I own Walmart, it'll probably I'll have
a business email that might say john@walmart.com.
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 411 Directory Listing &
Online Services
I don't know if you guys remember the yellow pages,
the big pages for back in the day where you was able
to look up all your businesses, right? So that's a 4, 1, 1
directory. There’s an online 4, 1, 1 directory. So you
want to make sure your business is listed on these
directories. So when lenders look you up, they can nd
you on it and you look legitimate, you look credible.

And one of the places you can go listyourself.net.

That's the place you can do is totally free. Another
place is Google my business, where you can list
yourself on Google. So when lenders look you up, they
can nd you. So you look credible, you look like a
legitimate business. You have to look like a credible
and legitimate business before you can get this
funding.

EIN #
The last thing you want to do to establish your
business identity, you're going to go ahead and get an
E I N number and the employer's identi cation number.
That's what stands for this number is used to pay
taxes. It's like the social security number for your
business. This number will be required for you to get
business bank accounts, business loans, and even
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some business lines of credit. It's completely free. You
get it from the irs.gov. There's other sites. There's other
people that will try to charge you get this number, but
it's completely free. Go directly to the source, which is
an irs.gov.
They will give you an IRS letter immediately showing
your EIN number. Download that letter and make sure
you put it in a safe place, you’re going to need that
letter to get a business bank account.

DUNS #
The DUNS numbers generated from Duns and Brad
treet, which is the oldest business credit reporting
bureau in the United States. It's needed to report
business credit to Duns and Bradstreet, and as well as
get some lines of credit. Some creditors will ask for this
number some won’t. dnb.com

Business Credit Tiers

There’s 3 business credit tiers and they do not require
personal guarantee, personal credit or SSN.

Tier 1 also known as vendor credit these are lines of

credit that any business just getting started have
access to. They’re vendors that will extend to you lines
of credit f for things like furniture, tools, supplies
inventory the list goes on.

Tier 2 this is known as retail credit these are stores that

you know that will give you lines of credit. Stores like
Best Buy, Apple, Amazon the list goes on in this tier
you need a minimum of 5 trade lines, so you want to
start at tier 1

Tier 3 this is cash credit these are creditors that will

give you lines of credit that you can use for pretty much
anything. You can also get access to gas cards,
Business vehicle nancing and leasing in tier 3 in this
tier you want to have between 10 to 15 tradelines
reporting to the business credit bureaus.
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TIER 1 ACCOUNTS
VENDOR CREDIT 2
(0 tradelines required, need 3-5 to build business credit)

1.
GRAINGER

Grainger o ers tools, plumbing supplies, doors, car

maintenance, safety equipment, o ce and cleaning
supplies.

Signing up for this account is free and easy.

but you might need to call 800-GRAINGER (472-4643)

to set up your line of credit.

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Here’s how to get a net-30 account with Grainger:

1. Open a new business account by clicking on the

"Register Now" link at the top right of the Grainger
homepage.

2. Select "For Business Use". New accounts may

take two business days to be approved. You will
receive an email with the new account number
once the account it is ready.

3. After creating an account they will immediately

give you an o er to sign up for a tradeline. If
not, Email a request for open account billing to
graingercredit@grainger.com.

2.
ULINE
This Company o ers a wide variety of products like:
shipping supplies boxes, o ce furniture & supplies,

food service packaging & kitchen supplies, and more.

Business Credit Reporting: Duns Bradstreet & Experian

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 No personal credit check required.

To qualify for a line of credit with Uline, you’ll need to

rst apply here.

Once you’re approved, just shop for supplies your

business needs, then at checkout, choose net-30
billing as your payment option.

Here’s how to set up your account:

1. Visit https://www.uline.com/pdf/
credit_fax_formICRLTRAC_rev.pdf

2. Fill out Application

3. Once you’re approved, just shop for supplies

your business needs, then at checkout, choose
net-30 billing as your payment option.

3.
QUILL
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Another place for o ce supplies is Quill. Set up your
account, and create a pro le that describes your
business,

Business Credit Reporting: Duns Bradstreet & Experian

No personal credit check required.

Quill will verify your business address before extending

terms.

Once you’re ready to purchase , add item to your cart.

Go to checkout and you’ll see a payment option called
“invoice my account.” If approved, you’ll get net-30
terms on your invoice.
Approval can take 1-2 hours during business hours, or
up to a business, if outside of normal business hours,
.
If you have properly set up your business the process
should be easy.

Heres how to use this Net 30 Account:

1. Visit their https://www.quill.com/ and place a

prepaid order over $45.

2. Place a minimum of 2 orders your rst month

(over $45).
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3. Place larger orders more frequently during
month two & three. $100 minimum

4. Contact Quill and Ask them to report to Dun &

Bradstreet after your third month with them

4.
NAV

NAV is a place where you can track your business

credit on the three major Business Credit reporting
Bureaus. NAV is completely free but they have a paid
account which is a tradeline called the business loan
builder. It’s about $30 per month every month you make
a payment they will report it to the three major business
credit reporting bureaus.

1. Go to nav.com

2. Create a free account

3. Fill out your Business Credit pro le and make sure

it’s consistent with your LLC or Corp. documents

4. Upgrade to the business loan builder

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 5. Business Credit Reporting: Duns Bradstreet &
Experian & Equifax

No personal credit check required.

5.
SHIRTSY
This company o ers direct to garment on demand
printing, and allows your business to create, design and
ful ll T-shirts, business cards and other accessories for
your business

Business Credit Reporting: All major business credit

bureaus including Experian, Equifax, Credit Safe, SBFE,
Ansonia and NACM

Shirtsy will work with both new and established

businesses.

No personal credit check required.

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Annual fee: $99 to access reporting (waived for those
with exceptional credit history)

To qualify for net 30 terms, a business must meet the

following criteria:

5. Business operates in the United States.

6. At least 90 days old.

7. No derogatory credit or delinquencies.

8. EIN (Tax ID for business)

Here’s how to apply:

1. Visit https://shirtsy.com/.

2. Click on the “Apply for Net-30” link in the top right

corner.

3. Fill in your business information and click submit.

 4. Get approval within 24 hours (you’ll now be
quali ed for 30-day invoicing).

6.
CROWN OFFICE SUPPLIES

Crown O ce Supplies o ers a wide variety of o ce

supplies.

They o er a wide variety of items business owners

need, from pens and paper to computers.

They work with brand new businesses as well as those

more established.
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Business Credit Reporting: All major business credit
bureaus including Experian, Equifax, Credit Safe, SBFE,
Ansonia and NACM

Annual fee: $99 to access reporting (waived for those

with exceptional credit history)

Here’s how to set up your account:

1. Visit https://crowno cesupplies.com/.

2. Click on “APPLY FOR BUSINESS NET30” (located

just above their logo). And ll out application

3. Receive an email, call, and text letting you know

you’ve been approved.

4. Login to your account and complete your

annual membership. Membership is $99 but will
be reported to all the business credit bureaus.
(waived with excellent business credit score.)

5. Make a purchase, and be sure to click on

“net-30” at checkout.

6. Pay your invoice within 30 days

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7.

7.
CREATIVE ANALYTICS
Creative Analytics is a digital marketing agency and
management consulting rm. They o er both a variety
of essential products like electronics, o ce supplies,
furniture, tness items, beauty professional tools,
kitchen items, etc. They also o er monthly websites
and social media plans to grow your business. Account
holders who sign up for monthly subscriptions get
monthly revolving accounts reports to business
bureaus up to $10,000.

Business Credit Reporting: Equifax and Creditsafe

Annual fee: $79 required to apply

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Minimum spend of $100 to be reported (the annual fee
counts toward that minimum).

To qualify for NET 30 business account your business

must:

- Operate in the USA

- Must have a Tax ID # (EIN)

- Established for at least 30 days.

- Must not have any derogatory business reporting or

delinquencies.

- Applicant must be an Authorized O cer of the

organization.

8.
BUSINESS TSHIRT CLUB

Similar to Shirtsy the business T shirt club a print &

embroidery company o ering access to premium
apparel brands at wholesale rates, high quality custom
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print & embroidery services, print on demand ful llment
services and much more.

Annual fee is $69.99.

Business Credit Reporting: Equifax and Creditsafe

8. .

9.
WISE BUSINESS PLANS

Wise Business Plans provides business owners with

the help they need to start, run, and grow their
business.

They o er exible net-30 accounts for new and

established businesses wanting to build business
credit.

Business Credit Reporting: Dun & Bradstreet, Experian,

and Equifax.
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Requirements:

1. Been in business for at least 30 days,

2. (EIN),

3. DUNS number,

4. no derogatory marks

5. Registered with 411 Directory

6. Business Phone Number

Here’s how to apply for a net-30 account:

1. Visit Wise Business Plan’s website at https://

wisebusinessplans.com/.

2. Click on the “Net 30 Account” link under Business

Funding. At bottom of page

3. Fill out application.

4. You'll receive an email within 24 hours with an

approval decision and a list of services you can
purchase to help grow your business.
10.
STRATEGIC NETWORK SOLUTIONS

Strategic Network Solutions is a supplier for Dell

Computers, AVG, various hardware and software
companies (e.g., PCM, TigerDirect), and they provide
information technology services.

Business Credit Reporting: Experian Business and

CreditSafe

Here’s how to apply for a net-30 account with them:

1. Visit the Strategic Network Solutions website at
https://stntsol.com/.
2. Click on “Register” in the top right corner.

3. Fill out Application

4. Choose a $75 downloadable product.

5. Click “Bill My Net 30” at checkout.

6. Pay within 30 days.

Then they will give a $2000 tradeline

11.
NEWEGG BUSINESS

Newegg Business o ers electronics with over 10.5

million products. How to open a net 30 account with
Here’s how to apply for a net-30 account
Newegg Business:

1. Visit http://vendorcreditline.com or call (800)

482-6678
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 Receive $500- $1,000 Net 30 Account
*Select the ‘Net Terms’ tab under the ‘My
Account’ tab once logged in

Requirements:
1. DUNS® Number,
2. Bank reference

Receive a $500- $1,000 Net 30 Account

Business Credit Reporting: Dun & Bradstreet

12.
EPROMOS

Epromos is a promotional product supplier

To Apply:
Go to https://www.epromos.com/ (844) 567-9886

Requirements: First-time orders from ePromos require

prepayment in full. We

recommend the use of a credit card to facilitate rapid

ful llment of your order, but
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you may also use a company check, money order, or
even cash if you choose.

Reports to Dun & Bradstreet

Create an account in order to register and apply

TIER 2
ACCOUNTS
RETAIL CREDIT
(All Tier 2 Tradelines require a
minimum of 5 business Trade lines,
NO PG OR SSN needed )

1.
STAPLES

Staples, an o ce supply retailer, provides commercial

accounts with 30-day payment terms.

Requirements: A personal guarantee is required

for any startup business. To avoid this
requirement, your company must not be more
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 than three years old, have more than 10

employees and bring in more than $2 million in
annual revenue.

Business Credit Reporting: Dun & Bradstreet

Here’s how to apply for a net-30 account with them:

1. Visit https://www.staples.com/ or call (800)
669-5285

2. Create an account and click on Credit Center

2.
DELL FINANCIAL SERVICES

Dell is an American multinational computer technology

company that develops, sales, repairs, and supports
computers and related products and service.

Business Credit Reporting: Experian and Equifax

business
 Requirements: Registered business name,
federal tax ID and EIN number

Here’s how to apply for a net-30 account with them:

1. https://www.dell.com/learn/us/en/04/dell-
business-credit or call (866) 413-3355

2. Create an account and click on Credit Center

Receive Up to $50,000, depending on

creditworthiness.

3.
AMAZON CORPORATE CREDIT

Amazon o ers a wide variety of products that can be

used for your business.

To Apply:
Visit http://www.amazon.com/gp/cobrandcard/
marketing.html?pr=ibprox&inc=def&place=url
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(866) 712-3174

Reports to : All Major Credit Bureaus

2 ways to be approved
3 years in business or 5 business tradelines reporting to
experian and dnb

There is an annual membership program with tiered

pricing based on the number of users in the business
account.

4.
HD SUPPLY

This company o ers appliances, tness and exercise

equipment, healthcare supplies, window coverings
cleaning supplies, linens, paint, o ce supplies, food
service equipment, tools and more.,, etc.

Business Credit Reporting: Duns Bradstreet

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Here’s how to get a net-30 account with HD Supply:
1. Apply for a net-30 credit account at https://
hdsupplysolutions.com/s/credit_application.

2. Click the Credit Application link.

3. Fill in the form with your business information and

click submit.

4. Wait for approval (approximately 24-48 hours).

5. Begin placing your orders once your account has

been approved.

5.
APPLE
This company o ers Electronics, Tablets, Computers,
Laptops, and phones for your business.

Create An Account At Apple at Work

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 1. Go to Apple at Work - https://www.apple.com/
retail/business/smb-signup/
2-Create a small business account
3- Call them
4 - Apply for corporate card
1.

6.
BEST BUY

1 - Click the link: https://www.bestbuy.com/site/

bestbuy-business/best-buy-business-advantage/
pcmcat1556029048796.c?id=pcmcat1556029048796

2 - Create a Business Account

3 - Apply for the Bestbuy Corporate card

7.
SAMS CLUB

-Reports to Dnb and equifax

- Make sure business is veri able

411 directory, Business Website, Business Address

- min 70 Paydex score

- Go to Sam’s club credit page https://

www.samsclub.com/content/credit

• scroll to bottom and click apply for business

credit

• Fill out application & do not add SSN

• or call credit customer service

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TIER 3
ACCOUNTS
CASH CREDIT
(10-15 tradelines required)

1.
SHELLS FLEET

Shell Fleet card is a gas card that allows you to purchase gas
at their locations across the US

- Go to https://www.business eetsolutions.com/ nd-my-card/

- Fill out the app and then before you hit send close the page

- Within 1-2 days sales rep will contact yo

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- They’ll send an email with a link that is easier to get

approved

2.
CITIZENS BANK

Citizens Bank is a bank that will give you access to a

corporate credit card without personal guarantee

- Go to https://www.citizensbank.com/corporate- nance/credit-
card-and-payment-services/corporate-card.aspx

- Give them a call and appl

- 10 tradelines mi

- No personal Guarante
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3.
ALLY FINANCIAL

Ally Financial o ers Vehicle Financing, Vehicle leases,

and special vehicle nancing without a personal
guarantee

• Go to Website

• Apply for business vehicle nancing or lease

• no Personal Guarantee

• 13-15 Tradelines min

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4.
WELLS FARGO
Wells Fargo Secured Business card

- secured business car

- 500-2500 deposit minimu

- 1.5% cash bac

- Labeled the best new business credit card

- Reports to dn

- Build and establish relationshi

- Approved for unsecured after a few month

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5.
BP CORPORATE CARD
BP Fleet card is a gas card that allows you to purchase gas at
their locations across the US

- Go to https://www.bpbusinesssolutions.com/

- Fill out the app

BP Corporate Car

- 10 Tradeline Mi

- No personal credit require

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ABOUT THE AUTHOR

Philip Akinsulire is a Business Strategy Consultant, Investor and

Serial Entrepreneur, who helps entrepreneurs around the country
start, launch and grow their business. Early on Philip owned a
successful salon and wig company with his business partner. Philip
is also an investor in stocks and real estate.

Despite being raised in poverty being a high school dropout, Philip

over came all odds to become a college graduate and achieve
entrepreneurial succes

Stay Connected with on Social Media

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