Business Advantage

P.O. Box 15284

Wilmington, DE 19850 Customer service information

1.888.BUSINESS (1.888.287.4637)
bankofamerica.com
JUSTEN,TYRIQ' MCLAUGHLIN
Bank of America, N.A
4510 RIVES RD
P.O. Box 25118
SOUTH PRINCE GEORGE, Tampa, FL 33622-5118
VA 23805-7556

Please see the Important Messages - Please Read section of your statement for important details that could impact you.

Your Business Fundamentals Checking

for February 1, 2025 to February 28, 2025 Account number: 3350 5843 2454
JUSTEN,TYRIQ' MCLAUGHLIN

Account summary
Beginning balance on February 1, 2025 $98.33 # of deposits/credits: 28
Deposits and other credits 25,092.05 # of withdrawals/debits: 43
Withdrawals and other debits -24,125.77 # of items-previous cycle1: 2
Checks -0.00 # of days in cycle: 28
Service fees -70.00 Average ledger balance: $1,128.85

Endingbalance on February 28, 2025 $1,064.61

1
Includes checks paid, deposited items & other debits

BUSINESS ADVANTAGE

Thanks. We’re here to listen to you.

As your business need evolve, we’re ready to provide personal attention and access to the latest digital tools.
Rely on us for guidance in personal finance, investments and busines – now and in the future.
To learn more visit bankofamerica.com/SmallBusiness

SSM-10-20-0899B I 3293362

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JUSTEN,TYRIQ' MCLAUGHLIN! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

IMPORTANT INFORMATION:
BANK DEPOSIT ACCOUNTS

How to Contact Us - You may call us at the telephone number listed on the front of this statement.

Updating your contact information - We encourage you to keep your contact information up-to-date. This includes address,
email and phone number. If your information has changed, the easiest way to update it is by visiting the Help & Support tab
of Online Banking.

Deposit agreement - When you opened your account, you received a deposit agreement and fee schedule and agreed that
your account would be governed by the terms of these documents, as we may amend them from ti me to time. These
documents are part of the contract for your deposit account and govern all transactions relating to your account, including all
deposits and withdrawals. Copies of both the deposit agreement and fee schedule which contain the current version of the
terms and conditions of your account relationship may be obtained at our financial centers.

Electronic transfers: In case of errors or questions about your electronic transfers - If you think your statement or receipt is
wrong or you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals,
point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of
this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on
which the error or problem appeared.

- Tell us your name and account number.

- Describe the error or transfer you are unsure about, and explain as clearly as you can why you believe there is an
error or why you need more information.
- Tell us the dollar amount of the suspected error.

For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and
will correct any error promptly. If we take more than 10 business days (10 calendar days if you are a Massachusetts
customer) (20 business days if you are a new customer, for electronic transfers occurring during the first 30 days after the
first deposit is made to your account) to do this, we will provisionally credit your account for the amount you think is in error,
so that you will have use of the money during the time it will take to complete our investigation.

For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our
investigation.

Reporting other problems - You must examine your statement carefully and promptly. You are in the best position to
discover errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or an
unauthorized transaction within the time period specified in the deposit agreement (which periods are no more than 60 days
after we make the statement available to you and in some cases are 30 days or less), we are not liable to you and you
agree to not make a claim against us, for the problems or unauthorized transactions.

Direct deposits - If you have arranged to have direct deposits made to your account at least once every 60 days from the
same person or company, you may call us to find out if the deposit was made as scheduled. You may also review your
activity online or visit a financial center for information.

© 2025Bank of America Corporation

Page 2 of 10
 Your checking account
JUSTEN,TYRIQ' MCLAUGHLIN! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Scammers are taking advantage of the current environment to try to obtain your personal and financial information. Watch out for
scams involving promises for COVID-19 vaccines, stimulus payments, employment and more. Scammers may try to contact you in
various ways including by phone, email, and social media. Learn more at bankofamerica.com/security.

Deposits and other credits

Date Description Amount

02/01/25 Zelle Transfer Conf# 580341df4; MCLAUGHLIN, MYKEL 400.00

02/01/25 Zelle Transfer Conf# 13fb912cc; MCLAUGHLIN, MYKEL 150.00

02/01/25 01/31 #000284935 PMNT RCVD Cash App*Cash Out San Francisco CA 135.22

02/01/25 Zelle Transfer Conf# 59edc634e; MCLAUGHLIN, MYKEL 120.00

02/01/25 02/01 #000315426 PMNT RCVD Cash App*Cash Out San Francisco CA 97.50

02/01/25 Zelle Transfer Conf# 2961317bc; MCLAUGHLIN, MYKEL 40.00

02/01/25 02/01 #000389821 PMNT RCVD Cash App*Cash Out San Francisco CA 20.11

02/04/25 BKOFAMERICA ATM 02/04 #000003175 DEPOSIT SOUTHPRINCE GEORGE INDEPENDENCE MO 500.00

02/05/25 BKOFAMERICA ATM 02/05 #000003384 DEPOSIT SOUTHPRINCE GEORGE INDEPENDENCE MO 500.00

02/08/25 BKOFAMERICA ATM 02/05 #000007054 DEPOSIT WATKINS CROSSING KANSAS CITY MO 2,000.00
02/08/25 Zelle Transfer Conf# 0ccd96946; MCLAUGHLIN, MYKEL 100.00

02/09/25 BKOFAMERICA ATM 02/09 #000002722 DEPOSIT SOUTHPRINCE GEORGE INDEPENDENCE MO 4,950.00

02/10/25 RETURN OF POSTED CHECK / ITEM (RECEIVED ON 02-09) 5,000.00

02/10/25 BKOFAMERICA ATM 02/10 #000008144 DEPOSIT CLAIRBORNE OLATHE KS 2,640.00

02/12/25 Counter Credit 900.00

02/12/25 BKOFAMERICA ATM 02/12 #000003561 DEPOSIT RAYTOWN SOUTH RAYTOWN MO 405.00

02/18/25 BKOFAMERICA ATM 02/18 #000004623 DEPOSIT SOUTHPRINCE GEORGE INDEPENDENCE MO 500.00

02/22/25 BKOFAMERICA ATM 02/22 #000002502 DEPOSIT COLLEGE OVERLAND PARK KS 240.00
02/23/25 BKOFAMERICA ATM 02/23 #000006235 DEPOSIT SOUTHPRINCE GEORGE INDEPENDENCE MO 3,110.00

02/25/25 Counter Credit 500.00

02/25/25 02/25 #000380007 PMNT RCVD Cash App*Cash Out San Francisco CA 163.22
continued on the next page

BANK OF AMERICA BUSINESS ADVANTAGE

Stay on top of your accounts

Start receiving online alerts today to know when transaction have posted and when payments are due.
Sign in or enrol at bankofamerica.com/SmallBusiness and click on Alerts in the Activity Centre.

You may elect to receive alerts via text or email. Bank of America does not charge for this service, but your mobile carier’s message
and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier’s coverage.
SSM-10-20-0899B I 3293362

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JUSTEN,TYRIQ' MCLAUGHLIN! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Deposits and other credits - continued

Date Description Amount

02/26/25 Counter Credit 2,000.00

02/26/25 Zelle Transfer Conf# T09WYHB9G; ASHLEY SANCHEZ 499.00

MERCH BNKCD NSD DES:DEPOSIT ID:526219256884 INDN:KC UNLOCKING

02/26/25 100.00
COMPANY ID:BXXXXXXXXX CCD

02/26/25 02/26 #000321709 PMNT RCVD Cash App*Cash Out San Francisco CA 20.68

02/26/25 Zelle Transfer Conf# T09WYGVRV; ASHLEY SANCHEZ 1.00

TD AMERITRADE DES:ACH MICRO ID:aZ9PTQCFVS INDN:MCLAUGHLIN

02/26/25 0.22
MYKEL CO ID:4470533629 PPD

TD AMERITRADE DES:ACH MICRO ID:aZ9PTQCFVS INDN:MCLAUGHLIN

02/26/25 0.10
MYKEL CO ID:4470533629 PPD
Total deposits and other credits $25,092.05

Withdrawals and other debits

Date Description Amount
ROBINHOOD
02/08/25 DES:Funds ID:XXXXXXXXX INDN:Mykel Mclaughlin CO ID:1464524854 -2,000.00
WEB
ROBINHOOD
02/08/25 DES:Funds ID:XXXXXXXXX INDN:Mykel Mclaughlin CO ID:1464524854 -500.00
WEB
APPLECARD GSBANK DES:PAYMENT ID:8838921 INDN:Mykel Mclaughlin
02/08/25 CO -50.00
ID:9999999999 WEB
ROBINHOOD
02/09/25 DES:Funds ID:XXXXXXXXX INDN:Mykel Mclaughlin CO ID:1464524854 -5,000.00
WEB
ROBINHOOD
02/11/25 DES:Funds ID:XXXXXXXXX INDN:Mykel Mclaughlin CO ID:1464524854 -2,500.00
WEB
ROBINHOOD
02/12/25 DES:Funds ID:XXXXXXXXX INDN:Mykel Mclaughlin CO ID:1464524854 -5,000.00
WEB
DES:EDI ID:DCC-1647719 INDN:KC Unlocking
02/12/25 Direct Capital CO -866.76
PYMNTS Company
ROBINHOOD DES:Funds ID:XXXXXXXXX INDN:Mykel
02/24/25 CO ID:1464524854 -3,000.00
Mclaughlin WEB
Direct Capital DES:EDI PYMNTS ID:DCC-1649470 INDN:KC Unlocking Company CO ID:1020468001
02/25/25 -573.06
CCD
ROBINHOOD
02/26/25 DES:Funds ID:XXXXXXXXX INDN:Mykel MclaughlinCO ID:1464524854 -1,000.00
WEB
ROBINHOOD
02/26/25 DES:Funds ID:XXXXXXXXX INDN:Mykel MclaughlinCO ID:1464524854 -1,000.00
WEB
Card account # XXXX XXXX XXXX 1245
PMNT SENT 0130 CASH APP*Y KEL*AD 4153753176 CA 55429501030855986880545 CKCD
02/01/25 -120.00
4829 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0131 AUTOCODE NY. 718-404-9691 NY 55432861031200546957677 CKCD 8999
02/01/25 -35.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0201 AUTOCODE NY. 718-404-9691 NY 55432861032200776862794 CKCD 8999
02/01/25 -48.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0202 SUMMIT MEDIA SOLU 8166285492 MO 55546501033206750400174 CKCD
02/02/25 -320.00
7311 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0201 UHS HARDWARE INC HOLLYWOOD FL 85101591032980010232363 CKCD
02/02/25 -337.90
5072 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
continued on the next page

Page 4 of 10
 Your checking account
JUSTEN,TYRIQ' MCLAUGHLIN! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Withdrawals and other debits - continued

Date Description Amount
CHECKCARD 0203 AUTOCODE NY. 718-404-9691 NY 55432861034200344993392 CKCD 8999
02/03/25 -27.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0204 FACEBK 6WLR23B2S2 Menlo Park CA 15270211035000109967342
02/04/25 -232.66
RECURRING CKCD 7311 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0204 QT 208 OUTSIDE LEE'S SUMMIT MO CKCD 5542 XXXXXXXXXXXX1245
02/04/25 -30.91
XXXX XXXX XXXX 1245
CHECKCARD 0204 DISCOUNT KEY CODE LAS VEGAS NV 85506471035980000588942 CKCD
02/05/25 -48.00
7399 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0206 STRAIGHTTALK*SERV 877-430-2355 FL 55432861037200213303571
02/08/25 -39.25
RECURRING CKCD 4814 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
PMNT SENT 0205 CASH APP* 4153753176 CA 55429501036855973703563 CKCD 4829
02/08/25 -150.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0207 THEPARKINGSPOT-EC 3124531700 MO 55309591038083734443155 CKCD
02/08/25 -58.22
7523 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
PMNT SENT 0212 CASH APP*Y KEL*AD 4153753176 CA 55429501043855979992708 CKCD
02/16/25 -30.00
4829 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0213 SYNCB PAYMENT 8005419049 GA 55548071044898431523769 CKCD
02/16/25 -111.00
6012 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0213 TACOS EL GUERO LL KANSAS CITY KS 75306371045036800082900 CKCD
02/16/25 -8.08
5812 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0214 AUTOCODE NY. 718-404-9691 NY 55432861045200236543021 CKCD 8999
02/16/25 -35.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0214 BLUE RIDGE BANK INDEPENDENCE MO 85140541045900010341421 CKCD
02/16/25 -152.21
6012 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0216 DISCOUNT KEY CODE LAS VEGAS NV 85506471047980000588989 CKCD
02/17/25 -45.00
7399 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0217 AUTOCODE NY. 718-404-9691 NY 55432861048200960918347 CKCD 8999
02/17/25 -35.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0219 AUTOCODE NY. 718-404-9691 NY 55432861050200463159576 CKCD 8999
02/19/25 -48.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0219 AUTOCODE NY. 718-404-9691 NY 55432861050200463159618 CKCD 8999
02/19/25 -48.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0220 TIME PAYMENT CORP 7819944800 MA 55488721051206754701420 CKCD
02/22/25 -224.49
7394 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0222 QT 224 OUTSIDE KANSAS CITY MO CKCD 5542 XXXXXXXXXXXX1245
02/22/25 -31.35
XXXX XXXX XXXX 1245
02/22/25 PRICE CHOPPER 02/22 #000540110 PURCHASE 937 NE WOODS CHAP LEE'S SUMMIT MO -6.88
CHECKCARD 0223 AUTOCODE NY. 718-404-9691 NY 55432861054200468962889 CKCD 8999
02/23/25 -48.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0222 UHS HARDWARE INC HOLLYWOOD FL 85101591053980010232334 CKCD
02/23/25 -185.34
5072 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0222 BHM CAR WASH LLC LEES SUMMIT MO 85456671053900012343484 CKCD
02/23/25 -5.37
7542 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0223 UHS HARDWARE INC HOLLYWOOD FL 85101591054980010232382 CKCD
02/24/25 -117.81
5072 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
CHECKCARD 0223 UHS HARDWARE INC HOLLYWOOD FL 85101591054980010232382 CKCD
02/24/25 -39.49
5072 XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
continued on the next page

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JUSTEN,TYRIQ' MCLAUGHLIN! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Withdrawals and other debits - continued

Date Description Amount
CHECKCARD 0225 AUTOCODE NY. 718-404-9691 NY 55432861056200004165961 CKCD 8999
02/25/25 -18.00
XXXXXXXXXXXX1245 XXXX XXXX XXXX 1245
Subtotal for card account # XXXX XXXX XXXX 1245 -$2,635.95
Total withdrawals and other debits -$24,125.77

Service fees
Your Overdraft and NSF: Returned Item fees for this statement period and year to date are shown below.

Total for this period Total year-to-date

Total Overdraft fees $35.00 $35.00

Total NSF: Returned Item fees $35.00 $35.00

We want to help you avoid overdraft and returned item fees. Here are a few ways to manage your account and stay on top
of your balance:
- Set up Overdraft Protection in Online Banking to avoid declined transactions and save on overdraft fees
- Sign up for Alerts (footnote 1) to get an email or text message when your balance becomes low
Please call us or visit us if you have any questions or to discuss your options.
(footnote 1) You may elect to receive alerts via text or email. Bank of America does not charge for this service but your mobile
carrier's message and data rates may apply. Delivery of alerts may be affected or delayed by your mobile carrier's coverage.

The Monthly Fee on your Business Fundamentals Checking account was waived for the statement period ending 01/29/22. A check mark
below indicates the requirement(s) you have met to qualify for the Monthly Fee waiver on the account.
$250+ in new net purchases on a linked Business debit card
$250+ in new net purchases on a linked Business credit card
$3,000+ minimum daily balance in primary checking account
$5,000+ average monthly balance in primary checking account
$15,000+ combined average monthly balance in linked business accounts
enrolled in Preferred Rewards for Business

For information on how to open a new product, link an existing service to your account, or about Preferred Rewards for Business please
call 1.888.BUSINESS or visit bankofamerica.com/smallbusiness.

Date Transaction description Amount

02/08/25 OVERDRAFT ITEM FEE FOR ACTIVITY OF 02-08 -35.00

02/09/25 NSF: RETURNED ITEM FEE FOR ACTIVITY OF 02-09 -35.00

Total service fees -$70.00
Note your Ending Balance already reflects the subtraction of Service Fees.

Page 6 of 10
 Your checking account
JUSTEN,TYRIQ' MCLAUGHLIN ! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Daily ledger balances

Date Balance ($) Date Balance($) Date Balance ($)

02/01 799.48 02/10 7,625.54 02/19 551.49

02/02 141.58 02/11 5,125.54 02/22 528.77
02/03 114.58 02/12 563.78 02/23 3,400.06
02/04 351.01 02/16 227.49 02/24 242.77
02/05 803.01 02/17 147.49 02/25 314.93
02/08 70.54 02/18 647.49 02/26 935.93
02/09 -14.46

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JUSTEN,TYRIQ' MCLAUGHLIN ! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

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Page 8 of 10
Important Messages - Please Read
We want to make sure you stay up-to-date on changes, reminders, and other important details that
could impact you.

Reminder - your November 2025statement included the following list of changes that may apply to your Small Business
checking and savings accounts and the effective date of the changes. You will also see some changes to the options you have
to avoid the Monthly Fee on your accounts.

Account Changes Effective Date What to Expect After the Changes Become Effective

Business Advantage Checking will become Business February 19, 2025 You will see the new name on your statements, in Mobile banking
Advantage Relationship Banking. and in Business Advantage 360, our small business online banking.

Business Advantage Relationship Banking Account statement To avoid the Monthly Fee, meet any ONE of the following
cycles on or after requirements during each statement cycle:
The Monthly Fee of $29.95 will no longer be waived based January 30, 2025 · Maintain a combined average monthly balance of $15,000 or more
on: in your linked Bank of America business deposit accounts.
Previously, the combined average monthly balance requirement
· $15,000 average monthly balance. was $35,000.
· Active payroll services usage with Intuit or ADP Payroll · Qualify for and enroll in Preferred Rewards for Business (Footnote
Services (Footnote 1) beginning December 1, 2024. 2) (first four checking accounts per enrolled business).
· Spend $2,500 in new net purchases on a linked business Please review the Business Schedule of Fees for the state in which
credit card. you opened your account for additional details about the ways to
· Active Bank of America Merchant Services account avoid the Monthly Fee at:
linked to a Bank of America settlement account beginning bankofamerica.com/businessfeesataglance.
January 1, 2025.

Business Fundamentals Checking will become February 19, 2025 You will see the new name on your statements, in Mobile banking
Business Advantage Fundamentals Banking. and in Business Advantage 360, our small business online banking.

Business Advantage Fundamentals Banking Account statement Depending on the state in which your account was opened, the $16
cycles on or after Monthly Fee may be a decrease, increase or remain unchanged.
Monthly Fee will be $16 in all states. (Previously the January 30, 2025 To avoid the Monthly Fee, meet any ONE of the following
monthly fee varied by state). requirements during each statement cycle:
The Monthly Fee will no longer be waived based on: · Maintain a combined average monthly balance of $5,000 or more
in your linked Bank of America deposit accounts. Previously the
· $3,000 minimum daily balance. combined average monthly balance requirement was $15,000.
· $5,000 average monthly balance. · Spend $250 or more in new net purchases on a linked business
· Spend $250 or more in new net purchases on a linked debit card.
business credit card. · Qualify for and enroll in Preferred Rewards for Business (first four
checking accounts per enrolled business).
Please review the Business Schedule of Fees for the state in which
you opened your account for additional details about the ways to
avoid the Monthly Fee at:
bankofamerica.com/businessfeesataglance.

Business Investment Account February 19, 2025 If you already have a Business Investment Account linked and
included in your Business Advantage Fundamentals Banking
The Monthly Fee of $5 will no longer be waived by being relationship before February 19, 2022, it will remain and will not
linked and included in a Business Advantage Fundamentals receive a Monthly Fee while included.
Banking relationship. Note: Business Investment Accounts can be linked to your Business
Advantage Fundamentals Banking relationship to help meet the
combined balance requirement to avoid the Monthly Fee.

Continued on next page

Page 9 of 10
JUSTEN,TYRIQ' MCLAUGHLIN ! Account # 3350 5843 2454 ! February 1, 2025 to February 28, 2025

Excess Transactions Fee and Deposited Item Fee For more information about any fees that may apply to business
Account statement
accounts, review the Business Schedule of Fees for the state in
cycles on or after
These fees will no longer apply to deposits made using which you opened your account at
Remote Deposit Online, Mobile Check Deposit, or at a January 30, 2025
bankofamerica.com/businessfeesataglance.
Bank of America ATM.

Business Advantage Savings To avoid the Monthly Fee, meet any ONE of the following
requirements during each statement cycle:
The Monthly Fee is decreasing from $15 to $10. · Maintain a minimum daily balance of $2,500 or more in your
Account statement
account. Previously, the minimum daily balance was $5,000.
cycles on or after
· Include in your Business Advantage Relationship Banking solution
January 30, 2025
(one per checking solution).
· Qualify for and enroll in Preferred Rewards for Business (first four
savings accounts, per enrolled business).

We are here to help

For more information about these changes and other fees that may apply to your accounts, visit your nearby financial center or review the
Business Schedule of Fees for the state in which you opened your account at bankofamerica.com/businessfeesataglance.

Please let us know if you have any questions about these changes or would like to discuss how you may be able to reduce or waive some
of these fees by converting your account to another account type. You can stop by a financial center, make an appointment at
bankofamerica.com/bizappointment, or give us a call at the number listed on this statement.

En los próximos meses, verá cambios en algunos cargos por servicios que podrían aplicarse a sus cuentas de cheques, de ahorros y de
Certificados de Depósito (CD) para Pequeñas Empresas. Antes de que entren en vigencia, nos gustaría explicarle qué cargos cambiarán
y cuándo lo harán, y también informarle los pasos que puede tomar para evitar algunos de ellos.

Para obtener más información, visite un centro financiero de Bank of America.

Footnotes are spelled out so the text can be translated by vision disability screen reader programs.

(Footnote 1) Intuit and the Intuit logo are registered trademarks of Intuit Inc., used under license. ADP and the ADP logo are registered
trademarks of ADP, LLC, used under license. Bank of America does not deliver and is not responsible for the products, services or
performance of Intuit Inc. or ADP, LLC. Internet access may be required. Internet service provider fees may apply. Other bank fees may
apply. See the Business Schedule of Fees available at bankofamerica.com/businessfeesataglance for details. Bank of America and/or its
affiliates or service providers may receive compensation from third parties for clients' use of their services.

(Footnote 2) The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of
America Private Bank® Small Business clients. Other categories of clients, such as those commonly referred to as Business Banking,
Global Commercial Banking, Global Corporate Investment Banking, or Institutional clients are not eligible to participate in the program.
Subject to certain exceptions, eligible business checking accounts generally are any Small Business checking account and the following
Analyzed checking accounts: Full Analysis Business Checking or Analyzed Business Interest Checking. Clients in the eligible business
categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and
maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier
in your combined qualifying Bank of America business deposit accounts (such as checking, savings, certificate of deposit) and/or your
Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business
Accounts). The qualifying balance is calculated based on either (i): your average daily balance for a three calendar month period, or (ii)
your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the
balance requirement at the end of at least one day within thirty days of opening that account. Refer to your Business Schedule of Fees for
details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally
available three or more business days after the end of the calendar month in which you satisfy the requirements. Bank of America Private
Bank® Small Business clients are automatically enrolled in the program at the Platinum Honors tier as long as you maintain your Bank of
America Private Bank® relationship. Once you are no longer a client of the Private Bank, your enrollment in Preferred Rewards for
Business will end and the benefits from enrollment will no longer be provided.
You can continue to receive Preferred Rewards for Business benefits if you are eligible for the program and you take action to enroll.
Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate
otherwise.
Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements.

Page 10 of 10