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JUSTEN TYRIQ MCLAUGHLIN
Account Number: 2414 2827 3288 8032
May 09, 2024 to June 7, 2024
New Balance: Total Minimum Amount Due: Payment Due Date:
$2.38- $0.00 07/04/24
Summary of Account Activity Payment Information
Previous Balance $18.00- New Balance $2.38-
Payments - $0.00 Minimum Payment $0.00
Credits - $0.00 Past Due Amount +$0.00
Purchases & Other Charges + $15.62 Amount Over Limit Due +$0.00
Cash Advances + $0.00 Total Minimum Amount Due =$0.00
Fees Charged + $0.00 Payment Due Date 07/04/24
Interest Charged + $0.00
If you would like information about credit counseling services, call 1-800-501-8235.
New Balance $2.38-
Credit Limit $400.00 Payments made by mail, by bill payment service, by phone, online or by any
Available Credit as of 06/07/24 $400.00 other method must be received by us by 5pm CT on the Payment Due Date to
Statement Closing Date 06/07/24 avoid a Late Payment Fee. See reverse side for payment instructions.
Days in Billing Cycle 30
With the added security of using your EMV Chip Card, you may be required to enter a
PIN for purchases. Call 1-888-891-2435 to create or change your PIN.
Payment Options and Contact Information
Online Contact Us: Don't miss your payment due date
www.mypremiercreditcard.com Customer Service /
Receive Code: 6267 July
Pay by Phone Lost Stolen S M T W T F S
Locator: 1-800-926-9400
Call 1-800-987-5521 1-800-987-5521
www.moneygram.com/locations
1 2 3 4 5 6
Cash Payment Locator Mail in Payments PREMIER Online
premier.ingolocator.com www.mypremiercreditcard.com 7 8 9 10 11 12 13
PO BOX 5529
1-888-818-7127 Sioux Falls, SD 57117-5529 Write 14 15 16 17 18 19 20
See reverse side for payment PO BOX 5524 21 22 23 24 25 26 27
instructions. Sioux Falls, SD 57117-5524
28 29 30 31
NOT ICE: SEE PAGE T IT LED "INFORMAT ION ABOUT YOUR FIRST PREMIER BANK CREDIT ACCOUNT " FOR IMPORT ANT INFORMAT ION
Please detach this portion and return with your payment to insure proper credit. Retain upper portion for your records.
First PREMIER Bank Payment Information
PO Box 5519
Account Number 2414 2827 3288 8032
Sioux Falls SD 57117-5519
Reference Number 101491187
Payment Due Date 07/04/24
New Balance $2.38-
Total Minimum Amount Due $0.00
Amount Enclosed $
Payments must be received by 5pm CT on your Payment
Due Date to avoid a Late Payment Fee.
Make Check Payable to: JUSTEN TYRIQ MCLAUGHLIN
4510 RIVES RD
First PREMIER Bank SOUTHPRINCE GEORGE VA 23805-7556
PO Box 5529 Sioux Falls SD 57117-5529
JUSTEN TYRIQ MCLAUGHLIN 2414 2827 3288 8032 Page 2 of 3
Important Information
Listed below are the phone numbers we have on file for you:
Home Phone 000-000-0000 Business Phone 000-000-0000
Cell Phone 720-772-1088 Other Phone 000-000-0000
E-mail FURRYCODEC@GMAIL.COM
Please use the following options available to update your records:
Call: 1-800-987-5521
Website: www.mypremiercreditcard.com
Indemnification: You agree to indemnify us for all damages, costs and expenses, including reasonable attorney fees, we incur when we attempt to contact
you at any third party's telephone number for which you fail to notify us is no longer associated with you as the subscriber.
PLEASE DO NOT PAY, AS OF THIS STATEMENT DATE YOUR ACCOUNT HAS A CREDIT BALANCE.
Your Transactions
Tran Date Post Date Reference Transaction Description Amount
06/04 06/04 5543286HQ625RBNBR AMAZON PRIME*KM6BF09D3 AMZN.COM/BILL WA $15.62
Fees
TOTAL FEES FOR THIS PERIOD $0.00
Interest Charged
06/07 06/07 Interest Charge on Purchases $0.00
06/07 06/07 Interest Charge on Cash Advances $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
2024 Totals Year to Date
Total Fees Charged in 2024 $99.00
Total Interest Charged in 2024 $0.00
INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charge
Purchases 36.00% $0.00 $0.00
Cash Advances 36.00% $0.00 $0.00
News and Offers
Make payments or check your account status whenever and wherever you are. Enroll now at mypremiercreditcard.com or download the "PREMIER Credit
Card" app at the Google Play Store or the Apple App Store.
We know how important it is to have good credit. It's our mission to provide access to credit for those who need it most, in an honest and straightforward
way.
Do you have questions about your PREMIER Bankcard Credit Card? Our award-winning, U.S. based customer service team is here to help. Call us at
1-800-987-5521. We are available 7:00am-9:00pm Mon-Fri; 8:00 am-4:30 pm Sat Central Time.
Information about Your First PREMIER Bank Credit Account While we investigate whether or not there has been an error, the following are true:
Refer to your Account Opening Disclosures and/or Credit Card Contract for an explanation of how the • The charge in question may remain on your statement, and we may continue to charge you interest on that
following fees are calculated and applied. amount. But, if we determine that we made a mistake, you will not have to pay the amount in question or any
Annual Fee (if applicable): Refer to the front of your Statement in the month in which the fee is billed. See interest or other fees related to that amount.
‘Annual Notice on your Credit Account’ below for information on avoiding this fee. • We cannot try to collect the amount in question or report you as delinquent on that amount.
Additional Card Fee (if applicable): Refer to the front of your Statement in the month in which the fee is • While you do not have to pay the amount in question, you are responsible for the remainder of your balance.
billed. See ‘Annual Notice on your Credit Account’ below for information on avoiding this fee. • We can apply any unpaid amount against your Credit Limit.
Monthly Fee (billed monthly if applicable): Refer to the front of your statement in the month in which the fee Your Rights If You Are Dissatisfied With Your Credit Card Purchases
is billed. See ‘Annual Notice on your Credit Account’ below for information on avoiding this fee. If you are dissatisfied with the goods or services that you have purchased with your credit card,and have tried
Foreign Currency Transaction Fee (if applicable): 3% of the transaction amount in US dollars. in good faith to correct the problem with the merchant, you may have the right not to pay the remaining
Annual Notice on your Credit Account (for applicable fees): You can have the current billing of the amount due on the Purchase. To use this right, all of the following must be true:
Annual Fee credited to your Credit Account if you close your Credit Account within 30 days from the mailing 1. The purchase must have been made in your home state or within 100 miles of your current mailing address,
or delivery of the statement containing the fee, even if you use your Card during that period. You may call and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase
the Customer Service number or write to the Customer Service address on the front of your Statement was based on an advertisement we mailed to you, or if we own the company that sold you the goods or
during this 30 day period and your Credit Account will be closed and the Annual Fee will be credited. You services.)
can have the current billing of the Additional Card Fee credited to your Credit Account, if within 30 days 2. You must have used you credit card for the purchase. Purchases made with cash advances from an ATM or
from the mailing or delivery of the statement containing the fee, you have the Authorized User removed with a check that accesses your credit card account do not qualify.
from the account or call to close your account, even if you use your Card during that period. You can avoid 3. You must not yet have fully paid for the purchase.
billing of the Monthly Fee by closing your Credit Account and reducing the balance to $20 or less. Under If all of the criteria above are met and you are still dissatisfied with the purchase, contact us in writing (or
certain circumstances, the Annual Fee, Monthly Fee and/or Additional Card Fee may not bill due to the electronically) at: First PREMIER Bank, PO Box 5524, Sioux Falls, SD 57117-5524. mypremiercreditcard.com
status of your Credit Account during a Billing Cycle; however, these fees may be billed on future While we investigate, the same rules apply to the disputed amount as discussed above. After we finish our
Statements. Upon closure, you will be responsible to pay any outstanding balance under the terms of your investigation, we will tell you our decision. At that point, if we think you owe an amount and you do not pay, we
Credit Card Contract. may report you as delinquent.
Annual Percentage Rate: Refer to the Interest Charge Calculation box on the front of your statement. Electronic Check Presentment: When you send us a personal check, you authorize us to either use information
Balance Subject to Interest Charge-Average Daily Balance: We figure the Interest Charge on your from your check to make a one-time electronic transfer from your account, or to process the payment as a check
account by applying the daily periodic rate to the average daily balance on your account (including current transaction. If your check is processed electronically, your cancelled check will not be returned to you by your
transactions). We calculate the Daily Balance as follows: 1) we start with the previous day’s balance financial institution. We will retain an image of your electronically processed check(s) as required by law. If
(which may include unpaid interest), 2) add new Purchases to the Purchase balance and Cash Advances to requested prior to the time we are allowed by law to destroy electronically processed checks, we will provide you
the Cash Advance balance as of the postdate shown on your statement for those transactions, 3) add any with a copy of your electronically processed check(s) upon your request. Funds may be withdrawn from your bank
interest accrued on the previous day’s balance (this is daily compounding of interest), 4) subtract any account as soon as the day your payment is received. We agree to accept your checking account statement as
payments or credits as of the postdate shown on your statement, and any other adjustments as of the day proof of payment. The description on your checking account statement will read: PREMIER CR CARD
they are credited to the account. We figure the Average Daily Balance (shown as the Balance Subject to CHECKPAYMT, Serial Number of check, amount of payment, and date of transaction. If you choose to opt out of
Interest on your statement) separately for Purchases and Cash Advances for each Billing Cycle. We do this electronic check presentment, please call our Customer Service Department at 1-800-987-5521.
by 1) adding up the Daily Balances for each balance type, and 2) dividing the result for each balance type Payment Verification: First PREMIER Bank would like to inform you that payments posted to your Credit
by the number of days in the Billing Cycle. This gives us the Average Daily Balance. If a Daily Balance is Account may be held up to 20 days, or even longer if circumstances warrant an additional hold, or if we deem
negative, we treat it as zero. ourselves at risk for any reason. Therefore, your payment credit may not be available for immediate use.
Grace Period: INTEREST CHARGES are imposed when you obtain a Cash Advance and when a Payment Crediting and Cutoff Time: To avoid a Late Payment Fee, we must receive at least your Minimum
Purchase is posted to your Credit account. INTEREST CHARGES are imposed from the time a Purchase is Payment plus Past Due Amount by 5 pm CT on the Payment Due Date shown on the Statement.
posted until it is paid in full. However, if you pay your previous balance in full on or before the Payment Due Payments by mail: If we receive a mailed payment in Proper Form by 5 pm CT at the address on the payment
Date of each Billing Cycle, you will have a grace period on Purchases of at least 27 days from the start of coupon it will be credited as of the date received. If we receive a mailed payment in Proper Form after 5 pm CT at
each Billing Cycle and your current Purchases will not be subject to periodic INTEREST CHARGES to the the address on the payment coupon it will be credited as of the next day. If we receive a payment sent to any
extent you pay the current Statement balance in full on or before the Payment Due Date applicable to that other address or that is not in Proper Form there may be a delay of up to 5 days in crediting the payment.
Billing Cycle. There is no grace period for transactions that post to your Credit Account as Cash Advances. Proper Form: To be in Proper Form, payments sent by mail or courier must:
These transactions are subject to INTEREST CHARGES from the date of the transaction. • be by check, money order, or cashier’s check payable in US dollars (do not send cash)
Minimum INTEREST CHARGE (if applicable): There will be a minimum INTEREST CHARGE of $1.00 for • be payable to First PREMIER Bank (no third-party checks)
each Billing Cycle during which an INTEREST CHARGE based on a periodic rate imposed.
• include your payment coupon, or include your name and account number on the check
Billing Rights Summary
Payments other than by mail: You can make payments online, by phone, or by bill payment service. The payment
What To Do If You Think You Find A Mistake On Your Statement: If you think there is an error on your cutoff time for payments made by these methods is 5 pm CT. This means that if we receive a payment request
statement, write to us at: First PREMIER Bank, PO Box 5524, Sioux Falls, SD 57117-5524. (You may use, made online, by phone, or by bill payment service by 5 pm CT it will be credited as of the date received. If we
but are not required to use, the “Notification of Disputed Item” form provided below or copy of it). You may receive a payment request after 5 pm CT it will be credited as of the next day.
also contact us on the Web: www.mypremiercreditcard.com In Case of Errors or Questions regarding your Consumer Report: If you think that your First PREMIER Bank
In your letter, give us the following information: credit card account information is incorrect on your consumer report, write to us at the Customer Service address
• Account information: Your name and account number. specified on the front of this statement. You may also contact the Consumer Reporting Agencies directly to dispute
• Dollar Amount: The dollar amount of the suspected error. the information using the contact information below:
• Description of Problem: If you think there is an error on your bill, describe what you believe is wrong and Equifax: TransUnion: Experian: Innovis:
why you believe it is a mistake. 1-800-846-5279 1-800-916-8800 1-855-246-9409 1-800-540-2505
You must contact us within 60 days after the error appeared on your Statement. You must notify us of any www.equifax.com www.transunion.com www.experian.com www.innovis.com
potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate
any potential errors and you may have to pay the amount in question.
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Notification of Disputed Item -If your card has been lost, stolen, or you have not received it do not use this form. Call 1-800-987-5521 to report it immediately.
Complete this form and fax to: 1-605-367-1311 or mail to: I have not received the merchandise that was to have been shipped to me by__/___/___. I
First PREMIER Bank, Attn: Chargeback Department, PO BOX 5524, Sioux Falls, SD 57117- contacted the merchant (circle one: yes or no). Date contacted__/___/___. A description of the
5524 (Please print in blue or black ink) merchandise is ______________________________________________________________.
CARDHOLDER NAME______________________________________________________ I returned the merchandise on___/___/___ because _________________________________.
SIGNATURE______________________________________________________________ Enclosed is my receipt, postal receipt, or proof of return.
CARDHOLDER ACCT#_____________________________________________________ The merchandise was received damaged/defective on ___/___/___ and was returned
DISPUTE AMOUNT_____________TRAN DATE_________________________________ on___/___/___. A description of how the merchandise was damaged/defective is
MERCHANT NAME_____________REFERENCE#________________________________ ___________________________________. Enclosed is the postal receipt or credit voucher.
After examining the charges on my account, I am disputing the charge(s) for the following The amount of the transaction was increased from$____ ______to $___________Enclosed is
reason. (Please choose only one.): my original receipt.
I canceled my service/subscription with this merchant on ___/___/___ but the charge still Neither I, nor anyone authorized by me to use my card, made the charge(s) listed and the card
appears on my credit card statement. has been in my possession at all times. In addition, neither I nor anyone authorized by me
The charge appeared twice on my credit card statement but I only authorized one charge. received the goods or services represented by this transaction. (If you do not recognize a sale,
Enclosed is a copy of my original sales slip. choose this option and call 1-800-987-5521 immediately.)
The merchant did not issue credit to my account. Enclosed is a copy of my credit slip. I have paid this transaction by other means. Enclosed is a copy of my payment method.
Other reason not listed above: __________________________________________________
Note: You may write us or use this form (or a copy). However, if you use this form you may want to record the information on the reverse side for your records O1AT5625 – 05/18/22
