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GABRIEL M WILSON
Account Number: XXXX XXXX XXXX 2251
February 10, 2025 to March 12, 2025
New Balance: Total Minimum Amount Due: Payment Due Date:
$8.00 $8.00 04/08/25
Summary of Account Activity Payment Information
Previous Balance $87.00 New Balance $8.00
Payments - $842.89 Minimum Payment $8.00
Credits - $0.00 Past Due Amount +$0.00
Purchases & Other Charges + $755.89 Amount Over Limit Due +$0.00
Cash Advances + $0.00 Total Minimum Amount Due =$8.00
Fees Charged + $8.00 Payment Due Date 04/08/25
Interest Charged + $0.00
Late Payment Warning: If we do not receive your minimum payment and past due
New Balance $8.00
amount by 5:00pm CT on the date listed above, you may have to pay a late fee of up
Credit Limit $700.00 to $39.
Available Credit as of 03/12/25 $692.00 Minimum Payment Warning: If you make only the minimum payment each period,
Statement Closing Date 03/12/25 you will pay more in interest and it will take you longer to pay off your balance. For
Days in Billing Cycle 31 example:
Payments made by mail, by bill payment service, by phone, If you make no additional
You will pay off the And you will end up
online or by any other method must be received by us by charges using this card
balance shown on this paying an estimated
5pm CT on the Payment Due Date to avoid a Late Payment and each month you
statement in about... total of...
Fee. See reverse side for payment instructions. pay...
With the added security of using your EMV Chip Card, you may Only the minimum payment 1 Month $8
be required to enter a PIN for purchases. Call 1-888-891-2435 to
create or change your PIN.
If you would like information about credit counseling services, call 1-800-501-8235.
Payment Options and Contact Information
Online Contact Us: Don't miss your payment due date
www.mypremiercreditcard.com
Receive Code: 6267 Customer Service / April
Pay by Phone Lost Stolen S M T W T F S
Locator: 1-800-926-9400
Call 1-800-987-5521 1-800-987-5521
www.moneygram.com/locations 1 2 3 4 5
Cash Payment Locator Mail in Payments PREMIER Online
premier.ingolocator.com 6 7 8 9 10 11 12
PO BOX 5529 www.mypremiercreditcard.com
1-888-818-7127 Sioux Falls, SD 57117-5529 13 14 15 16 17 18 19
Write
See reverse side for payment PO BOX 5524 20 21 22 23 24 25 26
instructions. Sioux Falls, SD 57117-5524 27 28 29 30
NOTICE: SEE PAGE TITLED "INFORMATION ABOUT YOUR FIRST PREMIER BANK CREDIT ACCOUNT" FOR IMPORTANT INFORMATION
Please detach this portion and return with your payment to insure proper credit. Retain upper portion for your records.
First PREMIER Bank Payment Information
PO Box 5519
Account Number XXXX XXXX XXXX 2117
Sioux Falls SD 57117-5519
Reference Number 103242488
Payment Due Date 04/08/25
New Balance $8.00
Total Minimum Amount Due $8.00
Amount Enclosed $
Payments must be received by 5pm CT on your Payment
Due Date to avoid a Late Payment Fee.
Make Check Payable to: GABRIEL M WILSON
APT 226
First PREMIER Bank 5367 SAN VICENTE BLVD
PO Box 5529 Sioux Falls SD 57117-5529 LOS ANGELES CA 90019-2746
GABRIEL M WILSON XXXX XXXX XXXX 2251 Page 2 of 3
Important Information
PREMIER Bankcard®, LLC is a registered Member Service Provider for First PREMIER® Bank, the creditor and issuer of the PREMIER
Bankcard credit card.
Listed below are the phone numbers we have on file for you:
Home Phone 000-000-0000 Business Phone 000-000-0000
Cell Phone 323-896-4636 Other Phone 000-000-0000
E-mail kandorlogitech1@gmail.com
Please use the following options available to update your records:
Call: 1-800-987-5521
Website: www.mypremiercreditcard.com
Indemnification: You agree to indemnify us for all damages, costs and expenses, including reasonable attorney fees, we incur when we attempt to contact
you at any third party's telephone number for which you fail to notify us is no longer associated with you as the subscriber.
Your Transactions
Tran Date Post Date Reference Transaction Description Amount
02/12 02/12 05410191Q2LRG5XRK TARGET 00032946 LOS ANGELES CA $105.93
02/12 02/12 05436841Q8PG195BV RALPHS #0291 LOS ANGELES CA $69.14
02/13 02/13 05410191D8JT6KB9V BEST BUY 00003939 W HOLLYWOOD CA $395.82
02/13 02/13 05410191Q20F0RBJ2 FEDEX OFFIC48900048934 LOS ANGELES CA $10.00
02/13 02/13 22303791D027RLP32 ARCO #42239 LOS ANGELES CA $175.00
03/07 03/07 85418532200XV1GR8 AUTO DRAFT PAYMENT SIOUX FALLS SD $842.89-
Fees
03/12 03/12 F41860027000Z6001 MONTHLY FEE $8.00
TOTAL FEES FOR THIS PERIOD $8.00
Interest Charged
03/12 03/12 Interest Charge on Purchases $0.00
03/12 03/12 Interest Charge on Cash Advances $0.00
TOTAL INTEREST FOR THIS PERIOD $0.00
2025 Totals Year to Date
Total Fees Charged in 2025 $95.00
Total Interest Charged in 2025 $0.00
INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charge
Purchases 36.00% $0.00 $0.00
Cash Advances 36.00% $0.00 $0.00
News and Offers
At PREMIER Bankcard®, you're number one. Our Customer Service Representatives are award-winning for a reason. They're here to help millions of
customers, just like you, on their financial journey. Remember, we're here for you when you need us.
Find us on Facebook and Instagram to stay up to date on our latest credit education tips, testimonials and more. Go to facebook.com/PREMIERBankcard
and hit the "like" button and "follow" us on Instagram at instagram.com/premierbankcard.
Setting financial goals shouldn't be overwhelming. Start with a couple of goals that are measurable, action oriented, and realistic. You'll be more likely to
achieve them - and feel great about yourself as a result.
Information about Your PREMIER Bankcard Credit Account While we investigate whether or not there has been an error, the following are true:
Refer to your Account Opening Disclosures and/or Credit Card Contract for an explanation of how the • The charge in question may rem ain on your statement, and we may continue to charge you interest on that
following fees are calculated and applied. amount. But, if we determine that we made a mistake, y ou will not have to pay the am ount in question or any
Annual Fee (if applicable): Refer to the front of your Statem ent in the month in which the fee is billed. See interest or other fees related to that am ount.
‘Annual Notice on your Credit Account’ below for information on avoiding this fee. • We cannot try to c ollect the amount in question or report you as delinquent on that amount.
Additional Card Fee (if applicable): Refer to the front of your Statem ent in the month in which the fee is • While y ou do not have to pay the amount in question, you are responsible for the remainder of your balance.
billed. See ‘Annual Notice on your Credit Account’ below for inform ation on avoiding this fee. • We can apply any unpaid amount against y our Credit Limit.
Monthly Fee (billed m onthly if applicable): Refer to the front of your statement in the month in which the fee Your Rights If You Are Dissatisfied With Your Credit Card Purchases
is billed. See ‘Annual Notice on your Credit Account’ below for information on av oiding this fee. If you are dissatisfied with the goods or services that you have purchased with your credit card,and have tried
Foreign Currency Transaction Fee (if applicable): 3% of the transaction amount in US dollars. in good faith to c orrect the problem with the merc hant, you may have the right not to pay the remaining
Annual Notice on your Credit Account (for applicable fees): You can have the current billing of the amount due on the Purc hase. To use this right, all of the following m ust be true:
Annual Fee credited to your Credit Account if you close your Credit Account within 30 days from the mailing 1. The purchase must have been made in your home state or within 100 miles of your current m ailing address,
or delivery of the statem ent c ontaining the fee, even if you use your Card during that period. You may call and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase
the Custom er Service number or write to the Customer Service address on the front of your Statem ent was based on an advertisement we mailed to you, or if we own the com pany that sold y ou the goods or
during this 30 day period and your Credit Account will be closed and the Annual Fee will be credited. You services.)
can have the current billing of the Additional Card Fee credited to your Credit Account, if within 30 days 2. You m ust have used you credit card for the purchase. Purchases made with cash advances from an ATM or
from the mailing or delivery of the statement c ontaining the fee, y ou have the Authorized User removed with a check that accesses your credit c ard account do not qualify.
from the account or call to close your account, even if you use your Card during that period. You can avoid 3. You m ust not yet have fully paid for the purc hase.
billing of the Monthly Fee by closing your Credit Account and reducing the balance to $20 or less. Under If all of the criteria above are met and y ou are still dissatisfied with the purchase, contact us in writing (or
certain circum stances, the Annual Fee, M onthly Fee and/or Additional Card Fee m ay not bill due to the electronically) at: PREMIER Bankcard, PO Box 5524, Sioux Falls, SD 57117-5524. mypremiercreditcard.com
status of your Credit Account during a Billing Cycle; however, these fees m ay be billed on future While we investigate, the sam e rules apply to the disputed amount as disc ussed above. After we finish our
Statements. Upon closure, you will be responsible to pay any outstanding balance under the terms of your investigation, we will tell y ou our decision. At that point, if we think you owe an amount and you do not pay, we
Credit Card Contract. may report you as delinquent.
Annual Percentage Rate: Refer to the Interest Charge Calculation box on the front of your statement. Electronic Check Presentment: When you send us a personal check, you authorize us to either use information
Balance Subject to Interest Charge-Average Daily Balance: We figure the Interest Charge on your from your check to make a one-tim e electronic transfer from your account, or to process the payment as a check
account by applying the daily periodic rate to the average daily balance on your account (including current transaction. If your check is proc essed electronically, your canc elled check will not be returned to you by your
transactions). We calculate the Daily Balance as follows: 1) we start with the previous day’s balance financial institution. We will retain an image of your electronically processed check(s) as required by law. If
(which m ay include unpaid interest), 2) add new Purchases to the Purc hase balance and Cash Adv ances to requested prior to the time we are allowed by law to destroy electronically processed checks, we will provide y ou
the Cash Advance balanc e as of the postdate shown on your statement for those transactions, 3) add any with a copy of your electronically processed check(s) upon your request. Funds may be withdrawn from your bank
interest accrued on the previous day’s balance (this is daily com pounding of interest), 4) subtract any account as soon as the day your payment is receiv ed. We agree to accept your checking account statement as
payments or credits as of the postdate shown on your statement, and any other adjustments as of the day proof of payment. The description on your checking account statem ent will read: PREMIER CR CARD
they are credited to the account. We figure the Average Daily Balance (shown as the Balance Subject to CHECKPAYMT, Serial Num ber of check, am ount of payment, and date of transaction. If you choose to opt out of
Interest on y our statem ent) separately for Purchases and Cash Advances for each Billing Cycle. We do this electronic check presentment, please c all our Customer Service Departm ent at 1-800-987-5521.
by 1) adding up the Daily Balances for each balance type, and 2) dividing the result for eac h balance type Payment Verification: Payments posted to your Credit Account may be held up to 20 days, or even longer if
by the number of days in the Billing Cycle. This gives us the Average Daily Balance. If a Daily Balance is circumstances warrant an additional hold, or if we deem ourselves at risk for any reason. Therefore, your payment
negative, we treat it as zero. credit may not be available for immediate use.
Grace Period: INTEREST CHARGES are imposed when you obtain a Cash Advance and when a Payment Crediting and Cutoff Time: To avoid a Late Payment Fee, we must receive at least your Minimum
Purchase is posted to your Credit account. INTEREST CHARGES are imposed from the time a Purchase is Payment plus Past Due Amount by 5 pm CT on the Payment Due Date shown on the Statement.
posted until it is paid in full. However, if you pay your previous balance in full on or before the Payment Due Payments by mail: If we receive a mailed payment in Proper Form by 5 pm CT at the address on the payment
Date of eac h Billing Cycle, you will have a grace period on Purchases of at least 27 day s from the start of coupon it will be credited as of the date receiv ed. If we receive a m ailed payment in Proper Form after 5 pm CT at
each Billing Cycle and your c urrent Purchases will not be subject to periodic INTEREST CHARGES to the the address on the payment coupon it will be credited as of the next day. If we receive a payment sent to any
extent you pay the current Statement balance in full on or before the Payment Due Date applicable to that other address or that is not in Proper Form there may be a delay of up to 5 days in crediting the payment.
Billing Cycle. There is no grac e period for transactions that post to your Credit Account as Cash Advances. Proper Form: To be in Proper Form, payments sent by mail or courier must:
These transactions are subject to INTEREST CHARGES from the date of the transaction. • be by check, money order, or cashier’s check payable in US dollars (do not send c ash)
Minimum INTEREST CHARGE (if applicable): There will be a minim um INTEREST CHARGE of $1.00 for • be payable to First PREMIER Bank (no third-party checks)
each Billing Cycle during whic h an INTEREST CHARGE based on a periodic rate imposed.
• include your payment c oupon, or include your nam e and account num ber on the check
Billing Rights Summary
Payments other than by mail: You c an m ake payments online, by phone, or by bill payment service. The payment
What To Do If You Think You Find A Mistake On Your Statement: If you think there is an error on your
cutoff time for payments made by these methods is 5 pm CT. This means that if we receive a payment request
statement, write to us at: PREMIER Bankcard, PO Box 5524, Sioux Falls, SD 57117-5524. (You may use,
made online, by phone, or by bill payment service by 5 pm CT it will be credited as of the date rec eived. If we
but are not required to use, the “Notification of Disputed Item” form prov ided below or copy of it). You m ay
receive a payment request after 5 pm CT it will be credited as of the next day.
also contact us on the Web: www.mypremiercreditcard.com In Case of Errors or Questions regarding your Consumer Report: If you think that your credit card account
In your letter, give us the following information: information is incorrect on your consumer report, write to us at the Customer Servic e address specified on the
• Account information: Your name and account number. front of this statement. You may also contact the Consum er Reporting Agencies directly to dispute the information
• Dollar Am ount: The dollar amount of the suspected error. using the contact information below:
• Description of Problem: If you think there is an error on y our bill, describe what you believe is wrong and Equifax: TransUnion: Experian: Innovis:
why you believe it is a mistake. 1-800-846-5279 1-800-916-8800 1-855-246-9409 1-800-540-2505
You m ust contact us within 60 days after the error appeared on your Statement. You must notify us of any www.equifax.com www.transunion.com www.experian.com www.innovis.c om
potential errors in writing (or electronically). You may call us, but if you do, we are not required to investigate
any potential errors and you may have to pay the amount in question. O1AT5625 - 06/25/24
Notification of Disputed Item -If your card has been lost, stolen, or you have not received it do not use this form. Call 1-800-987-5521 to report it immediately.
Complete this form and fax to: 1-605-367-1311 or mail to: I have not received the merchandise that was to have been shipped to me by / / .I
PREMIER Bankcard, Attn: Chargeback Department, PO BOX 5524, Sioux Falls, SD 57117- contacted the merchant (circle one: yes or no). Date contacted / / . A description of the
5524 (Please print in blue or black ink) merchandise is .
CARDHOLDER NAME I returned the merchandise on / / because .
SIGNATURE Enclosed is my receipt, postal receipt, or proof of return.
CARDHOLDER ACCT# The merchandise was received damaged/defective on / / and was returned
DISPUTE AMOUNT TRAN DATE on / / . A description of how the merchandise was damaged/defective is
MERCHANT NAME REFERENCE# . Enclosed is the postal receipt or credit voucher.
After examining the charges on my account, I am disputing the charge(s) for the following The amount of the transaction was increased from$ to $ Enclosed is
reason. (Please choose only one.): my original receipt.
I canceled my service/subscription with this merchant on / / but the charge still Neither I, nor anyone authorized by me to use my card, made the charge(s) listed and the card
appears on my credit card statement. has been in my possession at all times. In addition, neither I nor anyone authorized by me
The charge appeared twice on my credit card statement but I only authorized one charge. received the goods or services represented by this transaction. (If you do not recognize a sale,
Enclosed is a copy of my original sales slip. choose this option and call 1-800-987-5521 immediately.)
The merchant did not issue credit to my account. Enclosed is a copy of my credit slip. I have paid this transaction by other means. Enclosed is a copy of my payment method.
Other reason not listed above:
Note: You may write us or use this form (or a copy). However, if you use this form you may want to record the information on the reverse side for your records
