RBI GRADE B GENERAL - SYLLABUS

RBI Grade B Officer (General) Paper Pattern

 PHASE PAPER NO OF TIME MARKS
QUESTIONS DURATION

Phase 1

English 30 25 min 30
Language

Numerical Ability 30 25 min 30

Reasoning 60 45 min 60
Ability

General 80 25 min 80
Awareness

Total 200

Phase 2 Paper I:
Economic &
50% Objective
Type,
30 min
90 min
50
50
Social Issues 50% Descriptive (to
be typed with the
Total-120 min Total-100
help of the
keyboard)

Paper II: English Descriptive (3 90 minutes 100

(Writing Skills) questions)

Paper III: 50% Objective 30 min 50

Finance and Type 50
Management 50% Descriptive
90 min
Total-100
Total-120 min

Phase 3 Interview 25-35 min 75

 Note
For both Paper I and III, there will be 30 questions and 50 marks for Objective questions
(some questions carrying 2 marks each and some carrying 1 mark each). In the case of
Descriptive questions, 6 questions will be asked, of which candidates will be required to
attempt 4 questions (2 of 15 marks each (with difficulty level) and 2 of 10 marks each). In
case, the candidate answers more than 4 questions in descriptive, the first 4 shall be
evaluated.

Syllabus in Detail
Syllabus for Phase 1

ENGLISH QUANTITATIVE REASONING GENERAL

APTITUDE AWARENESS

Grammar Mensuration Puzzles Banking & Financial

terms

Vocabulary Time & Work Seating Arrangement Monetary Policy trend

Error Spotting Average, Ratio, Directions & Distance Economics Terms

Percentage

Comprehension Speed, Distance, Data Sufficiency Current affairs

Time

Passage Making Mixture & Allegations Blood Relations Finance and

economics news

Jumbled Words Permutation & Syllogism Static GK

combination

Fill ups Data Interpretation Coding Decoding Government

Schemes

Sentence Framing Probability Inequality International news of

importance
Syllabus for Phase 2
Talking about the second phase, the RBI Grade B Phase 2 Syllabus 2024 is divided into 3
Papers according to how the exam is conducted. All 3 Papers carry equal importance because
there are sectional cut offs in addition to the overall cut off. I have provided below the updated
syllabus for RBI Grade B 2024:

Study Plan
Paper-I: Economic and Social Issues (ESI) Syllabus
· Growth and Development, Measurement of growth: National Income and per
capita income

· Poverty Alleviation and Employment Generation in India

· Sustainable Development and Environmental issues

· Economic Reforms in India, Industrial and Labour Policy, Monetary and Fiscal
Policy, Privatization, Role of Economic Planning

· Globalization, Opening up of the Indian Economy, Balance of Payments,

Export-Import Policy

· International Economic Institutions, IMF and World Bank, WTO, Regional

Economic Co-operation

· Social Structure in India, Multiculturalism, Demographic Trends, Urbanization

and Migration, Gender Issues

· Social Justice: Positive Discrimination in favor of the underprivileged, Social

Movements
Paper-II: English Descriptive (Writing Skills) Syllabus
The English Descriptive paper will be designed to test the writing skills of candidates
including expression and understanding of the topic.

You are asked to write an Essay and Precis in this paper and also solve a few questions
based on a given comprehension.

To quote some examples of the kind of essays that are asked in the English paper, here
are some of the topics that were asked in the 2023 RBI Grade B phase 2 English paper:

· Future of BPO industries in India

· Importance of Creative thinking in business.

· An ounce of prevention is a pound worth of cure.

· Pros & Cons of teaching Computer Language/Coding to school Students.

Paper-III: Finance Syllabus

RBI Grade B Phase 2 Paper 3 is the Finance & Management (FM) paper. For the purpose
of simplicity, we have provided the Finance and Management Details separately. The
key topics from the Finance syllabus are listed below:

(a) Financial System

· Structure and Functions of Financial Institutions

· Functions of Reserve Bank of India

· Banking System in India – Structure and Developments, Financial Institutions

– SIDBI, EXIM Bank, NABARD, NHB, NaBFID etc.

· Recent Developments in Global Financial System and its impact on Indian

Financial System

· Role of Information Technology in Banking and Finance

· Non-Banking System

· Developments in Digital Payment

(b) Financial Markets

Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.)- functions,
instruments, recent developments.

(c) General Topics Syllabus

· Risk Management in Banking Sector

· Basics of Derivatives

· Global financial markets and International Banking – broad trends and latest
developments.

· Financial Inclusion

· Alternate source of finance, private and social cost-benefit, Public-Private

Partnership

· Corporate Governance in Banking Sector, the role of e-governance in

addressing issues of corruption and inefficiency in the government sector.

· The Union Budget – Concepts, approach, and broad trends

· Basics of Accounting and Financial Statements – Balance Sheet, Profit and

Loss, Cash Flow Statements, Ratio Analysis (such as Debt to Equity, Debtor
Days, Creditor Days, Inventory Turnover, Return on Assets, Return on Equity,
etc.)

· Inflation: Definition, trends, estimates, consequences, and remedies (control):

WPI, CPI – components and trends; striking a balance between inflation and
growth through monetary and fiscal policies.

· FinTech

Paper-III: Management Syllabus

(a) Fundamentals of Management & Organizational Behaviour

· Introduction to management: Evolution of management thought: Scientific,

Administrative, Human Relations and Systems approach to management;
Management functions and Managerial roles; Nudge theory

· Meaning & concept of organizational behaviour: Personality: meaning, factors

affecting personality, Big five model of personality; concept of reinforcement;
Perception: concept, perceptual errors. Motivation: Concept, importance,
Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’
 theory of needs, Herzberg’s two factor theory) & Process theories (Adams
equity theory, Vrooms expectancy theory).

· Leadership: Concept, Theories (Trait, Behavioural, Contingency, Charismatic,

Transactional and Transformational Leadership; Emotional Intelligence:
Concept, Importance, Dimensions. Analysis of Interpersonal Relationship:
Transactional Analysis, Johari Window; Conflict: Concept, Sources,Types,
Management of Conflict; Organizational Change: Concept, Kurt Lewin Theory
of Change; Organizational Development (OD): Organisational Change, Strategies
for Change, Theories of Planned Change (Lewin’s change model, Action research
model, Positive model).

(b) Ethics at the Workplace & Corporate Governance

· Ethics: Meaning of ethics, why ethical problems occur in business. Theories of

ethics: Utilitarianism: weighing social cost and benefits, Rights and duties,
Justice and fairness, ethics of care, integrating utility, rights, justice and caring,
An alternative to moral principles: virtue ethics, teleological theories, egoism
theory, relativism theory, Moral issues in business: Ethics in Compliance,
Finance, Human Resources, Marketing, etc. Ethical Principles in Business:
introduction, Organization Structure and Ethics, Role of Board of Directors,
Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc.

· Corporate Governance: Factors affecting Corporate Governance; Mechanisms

of Corporate Governance

· Communication: Steps in the Communication Process; Communication

Channels; Oral versus Written Communication; Verbal versus non-verbal
Communication; upward, downward and lateral communication; Barriers to
Communication, Role of Information Technology.