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Loan Documents

The document outlines the required documents for salaried individuals and self-employed individuals applying for loans. For salaried applicants, necessary documents include identity and address proof, bank statements, salary slips, and employment letters. Self-employed applicants must provide KYC documents, income proof, bank statements, and proof of business continuity, among others, while property documents for home loans include construction estimates, sale deeds, occupancy certificates, and payment receipts.

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34 views1 page

Loan Documents

The document outlines the required documents for salaried individuals and self-employed individuals applying for loans. For salaried applicants, necessary documents include identity and address proof, bank statements, salary slips, and employment letters. Self-employed applicants must provide KYC documents, income proof, bank statements, and proof of business continuity, among others, while property documents for home loans include construction estimates, sale deeds, occupancy certificates, and payment receipts.

Uploaded by

wittikkhan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as PDF, TXT or read online on Scribd
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S&S ENTERPRISE

List of documents for Salaried


 Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
 Address proof (copy of passport/voter ID card/driving license/Aadhaar/Leave and License
Agreement / Utility Bill (not more than 3 months old).
 Bank statement of previous 12 months with current update..
 Three latest salary slip / pay slip.
 current dated salary certificate with the latest Form 16 / ITR
 Company Identity Card
 Offer letter, Appointment letter, joining letter Present Company.
 Appointment letter, joining letter, resignation letter, pay slip of previous company,

List of documents for Self-Employed


 KYC Documents: Proof of Identity; Address proof; DOB proof.
 Proof of Residence: - Leave and License Agreement / Utility Bill (not more than 3
months old) / Passport,
 Income proof {(IT File) audited financials for the last three years}.
 Latest 12 months Bank statement with update.
 Office address proof.
 Proof of residence or office ownership.
 Proof of continuity of business.
 P Tax, other professional lice
 nces if available.

 Documents related to running loans along with 6 months repayment bank statements, LOD.

Property Documents Required For Home Loan


 A detailed estimate of the cost of construction of the house.
 Link deed of 30 years.
 Registered Sale Deed, Allotment Letter or Stamped Agreement of Sale with the Builder (original
document)
 Occupancy Certificate (in case of ready-to-move-in properties), sanction plan, Side plan.
 Property Tax Receipts, Maintenance Bills, Electricity Bills, khajna, porcha, mutation/ ARC copy.
 Receipts of the advance payments made towards the purchase of flat (original document)
 An approved copy of the building plan (key plan/floor plan in case of purchase of flats)
 Conversion of land or property if applicable.
 Payment receipt or bank account statements showing payments made to the Builder or Seller.

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