Railway Salary Package
1
Brief Introduction
Indian Bank is the 7th largest Public Sector Bank of the country with a network of more than 5800 Branches,
5000 ATMs and more than 11945 BCs. In the state of Bihar, Indian Bank has around 300 branches in all the 38
districts of the State with 04 Zonal Offices at Patna, Gaya, Muzaffarpur & Bhagalpur controlled by FGM office at
Patna.
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Ind Sampoorna Salary Package
Variants and Levels
IND SAMPOORNA IND SAMPOORNA IND SAMPOORNA
PLATINUM DIAMOND GOLD
Gross Salary Above Rs Gross Salary From Rs Gross Salary up to Rs
1,00,000 75,000 to Rs 1,00,000 75000
Zero Balance Account with NIL Average Balance
Initial Deposit- NIL
Hassle-Free account opening at your doorstep through TAB Banking
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Insurance Benefits
Coverage Details
Term Insurance
Platinum: Rs. 10 Lakh, Diamond: Rs. 10 Lakh, Gold: Rs. 10 Lakh
(Only Bank to provide Term Insurance of Rs 10 Lakh for all the Salary Variants of Govt Employees)
Personal Accidental Death
Platinum: Rs. 100 Lakh, Diamond: Rs. 100 Lakh, Gold: Rs. 100 Lakh
Air Accidental Insurance
Platinum: Rs. 100 Lakh, Diamond: Rs. 100 Lakh, Gold: Rs. 100 Lakh
Health Insurance
Free Annual Health Check-up
Health Insurance at Concessional Premium
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Additional Insurance Benefits
More Coverage Details
Accidental Permanent Accidental Permanent Rupay Select Debit Card
Total Disability Partial Disability Insurance
Platinum: Rs. 100 Lakh Platinum: Rs. 50 Lakh Rs 10 Lakhs
Diamond: Rs. 100 Lakh Diamond: Rs. 50 Lakh
Gold: Rs. 100 Lakh Gold: Rs. 50 Lakh
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Other Facilities
Additional Perks
Auto Sweep Facility
Available after a threshold limit of Rs 50,000 in multiples of Rs 10,000
Overdraft Facility
Minimum: Rs. 0.25 Lakh, Maximum : Two Months' Salary (up to Rs. 2 Lakh)
Airport Lounge Access
8 visits per year through Rupay Select Debit Card
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Free Services
Beneficiary Services
RTGS/NEFT Charges
Free quarterly limit:
Platinum: Rs. 5 Lakh, Net/Mobile Banking &
Diamond: Rs. 3 Lakh, Gold: Rs. ATM Card
2 Lakh
Free of cost, including Cheque Book & Demand
Annual Maintenance Draft
FASTAG
Free of cost
Free for platinum variant
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Locker, D-Mat & More
Exclusive Offers
Locker Rent Concession
Platinum: 25%, Diamond: 20%, Gold: 20%
D-mat Account
Lifetime free for Platinum, 1st & 2nd year free for Diamond, 1st year free for Gold
Complementary Accounts
Zero Balance Account for Spouse & Minor Children
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Loan and Credit Benefits
Concessions on Processing Fees and Interest Rates
Overdraft Facilities Available up to Rs 2 Lakh
Pre-approved Personal Loan Available
Home Loan Vehicle & Jewel Loan Education Loan to Ward,
Clean Loan
25% waiver on processing 25% waiver on processing fees
fees 25% waiver on processing
0.10% concession in interest rate fees for Education Loan
0.10% concession in interest
rate 100% waiver for Clean Loan
0.10% interest rate
concession
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Additional Benefits
Under Indian Bank Rupay Select Debit Card
DOM Lounge Access 8/year (INR 8k worth)
INT Lounge 2/year (INR 4k worth)
Health check-up 4/year (INR 4k worth)
OTT (6/12 months) (INR 999 worth)
SPA/Saloon services 4/year (INR 8k worth)
Travel/Cab Services 4/year (INR 400 worth)
Golf Club 4/year (INR 8k worth)
Gym Access 30 days 4/year (INR 6k worth)
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Awards & Accolades
--Best Digital Transformation Leader CTO – FY23
--Fastest Growing Bank FY 23
--Best Customer experience Initiatives Award (Public Sector Bank) at ACI South Asia Converge 2024.
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Thank
You
Digital Business and Fintech Partnership
