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241 views16 pagesSalary Packages - SGSP GOK
The document outlines special benefits offered to permanent employees of the Government of Karnataka (GOK) through salary accounts at Union Bank of India, including various insurance coverages, overdraft facilities, and fee waivers. It details eligibility criteria, account features, and additional perks such as free health check-ups and access to lounges. Additionally, it mentions a premium payroll package with various financial benefits and insurance options for state government employees.
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0% found this document useful (0 votes)
241 views16 pagesSalary Packages - SGSP GOK
The document outlines special benefits offered to permanent employees of the Government of Karnataka (GOK) through salary accounts at Union Bank of India, including various insurance coverages, overdraft facilities, and fee waivers. It details eligibility criteria, account features, and additional perks such as free health check-ups and access to lounges. Additionally, it mentions a premium payroll package with various financial benefits and insurance options for state government employees.
Uploaded by
sadathnooriCopyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF or read online on Scribd
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Digitally signed by
RAGHUNANDAN MURTHY
Date: 20-03-2025
17:46:00
azsaw sang
sdorivend,
1. a3 9O808/deyoBadaid rizbaien,A marke tog saben, A.
2. Be.3,3 9718/26, 3:47 PM ‘Special Benefits Offered to Employees of GOK through Selary Accounts
® Reply all|Y fl] Delete Junk|y ++
Special Benefits Offered to Employees of GOK through Salary Accounts
@ RH Bengaluru East [Union Bank Of India] ;
BRM RO Bengaluru East (Union Bank of India] &
Inbox
fre weenie,
Dear Sir/Madam,
Greetings of the day from Union Bank of India!
We are glad to inform you that the following benefits are offered to permanent employees of
GOK by opening their salary accounts with Union Bank of India.
| Features = Variant of Salary Scheme ‘|
| Scheme Code (Executive | Pret
| Eligibility __Employees drawing regular salary
| | Rs. 25,000/- to
| Gross Salary (Average of last 3 months Rs.74,999/- per Rs. 75000/- and above per
| gross salary) month | month
| Quarterly Average Balance Nil
With account Rs 100 Lakhs (Death + PPD & TPD)
FREE Personal =
Accident Insurance | With Rupay
#Rs 5 Lakhs (by Bank), *Rs 10 Lakhs
fOn;GOK Select debit (additional by NPCI for RuPay Select Card) |
| eee eene ne nn eeeeeeeeer anese= aneanaeisanres Sena
t |
yy | FREE aaa Insurance with Re 100 Lakhs |
FREE Term Insurance for GOK | Rs. 5 Lakhs Rs. 10 Lakhs
# | Free Hospital Cash (Mediclaim) for IPD Up to Rs 15,000/- per annum
fo ae "| Upto Rs. 30.00 Lakhs with nominal premium
# | Health Insurance Coverage* ‘on voluntary basis with nominal premium of
Pee Rs. 2,499/- per annut
| Temporary Overdraft Facility 90% of the one- 90% of the tw
month net salary | salary credited to account
credited to with maximum of
account with Rs.2,00,000/- in the same
maximum of account
|
hips:/maikamataka.govinvowaiprojection.2spx 38125, 3:47 PM
8 | a i
| Type of ATM Card
| Debit Card Charges
ATM Cash Withdrawal Limit & POS
mit :
Free ATM card access at own ATM a
other ATM :
| Special add-on benefits with Rupay
| Select Card
| Personalized Cheque Book
MS Charges
Free Remittances from the Ac
count
RTGS
[IMPS
Locker facility (Allotment subject to
availability, Concession shall be
extended manually at branches)
Processing fee for Home loan of Rs SB
lacs and above
Processing fee for Home loan below Rs
| 25 lacs
| Processing fee for Retail loan (other
than Home loan) scheme
Rate of Interest on Home loan
‘Special Benefits Offered to Employees of GOK through Salary Accounts
Special Premium RuPay Select Card
Issue charge - Free, Annual Maintenance
Charge - Free
Rs 1,00,000 per day & Rs 3,00,000 per day
+ Free Annual Subscription of Amazon Prime,
Sony Live or Zee
+ Spa Facility & Golf Lesson
+ 2 Free Lounge Access (Both Domestic &
International Terminals) per quarter
+ Free Annual Health Check Up.
60 leaves free per 100 leaves free per year |
year ae
Free
5 pm (Max. Rs.
50000/- pm) Unlimited Free. DD/NEFT
DD/NEFT Bie
As per Applicable prog
charges
25% concession on
‘st year rent.
50% concession on 1st year
rent.
100% concession
| 50% concession
50% concession
0.05% p.a. concession in applicable RO!
Rate of Interest on Vehicle loan
Rate of Interest on Education loan
more than Rs 7.5 lacs for study abroad
Rate of Interest on Personal loan
Joint A/c Facility with spouse
Zero Balance account to family
members
hitps:iimailkarmataka gov in/owalprojection aspx
0.10% p.a. concession in applicable RO!
0.10% p.a. concession in applicable ROI
0.10% p.a.
0.10% p.a.
concession in applicable RO!
concession in applicable ROI
Yes
“| Available for 3 family members (Spouse, 2
__| Children)
26 GesOLOA ANNO Lo he
wore da.
Canara Bank
eee te
Porc oy
Canara
PREMIUM PAYROLL PACKAGE
| FOR M/S KARNATAKA STATE GOVT. EMPLOYEES
| Organization Code: PPP024878
Personal
and
Air accident
COVER
ZERO
service
charges
INSURANCE
with salary
package
OFFERS
on card-based
transactions.
Processing
REWARD
ADVANCE points on charge
Salary Facility debit/ credit card CONCESSION
spends in loans
“Tac amply
PLATINUM DIAMOND GOLD SILVER
%1,50,000/- 1,00,000/- %50,000/- Upto
and above upto % 1,50,000/- | upto & 1,00,000/- %50,000/- “The PAIAATs Inlting Rupa Ged cre coverage
Fenn
1. Death after coma = Rs. 5 lakhs
, Ambulance Charges - Rs, 15,000/-
6. Higher education benefit (for one child up to 25 years of age or til graduation which
aver is earlier) ~ Rs. 5 lakhs
4. Girl child cover (for one chia marriage as an atonal benef between upto 25 years of age) - is. 5 lakhs
aoe No minimum batance No minimum balance ‘No minimum balance No minimum balance
i requirement requirement requirement requirement
months nt salary ‘3 months net salary 2 months netsalay 50% of previous month net
Do upto Rs. lakh pt Rs. 2 kh upto Rs. ak salary credit upto Rs 10000
Personal ‘Available © competitive rate of interest
Tower rate finest ower ate of interest ower rate of irterest
Ee eNRo TM tcALage Zero processing vation and | Zero processing valuaton and | Zero processing valuation and | -
LS charges LSA charges LSR charges
nerTnTesisisus (IES Free Free Free
TEC CIM 200 ctequeleavesiannum | 200 chequeleaves/annum | 200 chequeleavesfanrum | 200 cheque eavesareum
Caeetcies Free Unlimited Froe Unimited Free Unlnted 20s ree per month
See Aupay Dent Cara Aupay Debi Card Fupay Debt Card upay Debit Card
vad isuance /AMC Free Issuance / ANG Free Issuance / AMC Fre Issuance / AMC Free
‘Unlimited at ourBank ATs. | Unlimited at our Bank ATs. | Unlimited at ou Bank ATMs. | Unlimited at ou Bank ATM
‘Mother Banks ~ 3 at Metro &
Urban Centres
5 al Semi Urban & Rural
Centres.
Peer
Atother Banks — 3 at Meo &
Uroan Centres
5 at Semi Urban & Rural
Centres,
‘other Banks ~3 at Metro &
Urban Centres
5 at Semi Urban & Rural
Centres
‘Atother Barks ~3 at Metro &
Urban Contras
Sat Semi Urban & Rural
Centres,
Intemational Lounge
access -3 per Annum
Domestic Lounge access =
(red
Intemational Lounge
access -3 per Annum
Domestic Lounge access ~
Domestic Lounge access -
1 par Quarter
International Lounge
Domestic Lounge access -
1 per Quarter
International Lounge
Goer
Cera
rer eae
ole
Cr eet
rere)
3 per Quarter 3 per Quarter access ~2per Annum | access ~2 per Annum
Free Free Free Free
Rs, 50000/- Rs, 50000/- Rs. 50000/- Rs. 50000
Rs. S0000- Rs. 50000/- Rs. 50000/- Rs, 50000
75% concession in 50% concession in 26% concession in fi
processing charges, processing charges. processing charges,
15% 10% 5% :
Unlimited foe Unlimited free Unlimited ree Unlimited tree
Free Free Free Free
Peas
earenetyary
For more details Please contact your nearest branch FEATURES OF STATE GOVERNMENT SALARY PACKAGE (SGSP) FOR SERVING
EMPLOYEES OF STATE GOVERNMENT DEPARTMENTS
Features Silver Gold Diamond Platinum | Rhodium
Eligibility (Net salary) | 10K to 25K |>25K to 50k | >50K to 100K >100K to | >200K
200K
Min. Balance NIL( No monthly average balance required)
Passbook Available, (Free Updating)
Internet Banking
Free Facility offered by SBI
‘Auto Sweep Facility
(On request)
Threshold Amount : Rs 35,000/-
TDRs/STDRs to be created for a minimum amount of Rs 10,000/-
‘ATM cum Debit Card # Platinum Rupay Select RuPay
(Alternatively)
Group Term Life Ins. 10 lakh #
Cover( Subject to MOU) aetna
Multi City Cheques
25 cheque leaves free per month
Concession in annual 5
poneasele! 50 % of applicable rate
RTGSINEFT Charges Unlimited, Free
Drafts Issue Charges
Unlimited Free, if issued through salary account
Family Savings
Account — SBI Rishtey
~ Type of Account; Regular Savings Bank Account
. Minimum Balance/ Monthly Average Balance: Nil
. Debit Card: Classic Debit Card (Free, Issuance and AMC)
. Transaction at ATMs: Unlimited free at all bank ATM network, using debi
card linked to “Rishtey” accounts,
5. Multi City Cheque: Nil Charge (Except for Bulk Requirement i.e in excess
of 25leaves in a month)
6. NEFT/RTGC Charges: Free (Online), Applicable charges in offline
mode
7. Demand Draft Charges: Free, if issued by debit to ‘Rishtey” account
8. SMS Alert Charges: Free
9. Annual Locker Rentals: 10% Concession on applicable locke!
rentals, every year
10.Personal Accidental Insurance: & 5 lakh each for all “Rishtey” A/c
holders (except minors).
hora
Complimentary Insurance Cover**
Personal Accident % 100 lakh
Insurance _—(Death)
Cover {PAI
Permanent Total % 100 lakh
Disability Cover
Permanent Partial 80 lakh
Disability Cover
OSBI Air ‘Accidental
Insurance (Death)
cover
= 160 lakh
(i) If Air ticket have been purchased by debit to Salary Package Account
through Debit Card/ Cheque / Internet Banking/UPI or ticket is provided by
the department for official duty.
‘Add-On applicable with
Personal Accident
Insurance (Death)
Cover
Cost of Plastic Surgery Burn cases Upto €10 lakh
Transportation of Imported Medicine Upto € 5 lakh
Death after Coma after accident (more than 48 | @ 5 lakh
hrs)
Air Ambulance Cover Up to € 10 lakh
Child Higher Education Cover (for Graduation) | Up to € 8 lakh (Male Ch
age between 18-25 Year -(If PAI claim is (Upto 210 lakh Girl Chilc
found admissible). For One Child onl
Girl Child Cover for Marriage (Age 18-25
Years) (If PAI claim is found admissible),
Maximum 10 Lakh for two girl children (5 lakh
each) or @ 5 lakh for 1 Girl Child,
Family Transportation- (cost of travel incurred
by immediate 2 family members to reach the _| & 50,000/-
place of accident) (Max.)
Repatriation of mortal remains (Max) % 50,000/-
‘Ambulance Charges (Max) %50,000/-
Additional Cover for all Salary Packages, death
while performing duties on foreign soil.
Up to % 10 lakh
% 10 lakhs
Super Top-Up health
Insurance#
(OPTIONAL ON
PAYMENT BASIS)
Super Top up Health insurance Plan for (1 Adult, 2 Adult , 2 Adult + 2 Child:
plan with Sum Insured option 15 lakh with 2 lakh deductible and 30 Lakt
with 3 lakh aggregate deductible by Bajaj Allianz General Insurance Co ltd
on individual payment basis Premium table (including Tax) with Sum Insurec
and deductibles is as below.
Sum Insured/ 10 2a 2A+16 2A+26
Deductible | (Premium) | (Premium ®) | (Premium @) | (Premium @)
15 Lac/2lac | _1,623/- 1,763/- | _1,843/- 1,995/-
30Lac/3Lac | 2,056/- 2,229/- | 2,332/- 2,495/-
|
|
Concession in Processing
Charges and Relaxation in margin on Loanto SGSP accountholders (Serving
Personnel)
Home Loan Processing fee for Builder Tie-up cases- 100% waiver
Other than Builder Tie-up cases- Where TIR & Valuation are required,
actual cost to be recovered.
Car Loan’ Processing fee, flat € 500+GST, irrespective of loan amount., 5%
relaxation in Margin (90% Finance)
Xpress Credit (Personal
Loan)
50% processing fee waived.0.50% intt Concession for loan above Rs 10
Lakh, Additional 0.50 % intt Concession for Platinum variant.
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