GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
REF: PNB/GBV/SAL/2025-26/25
Date: 14.05.2025
To,
THE EXECUTIVE REGISTRAR
NATIONAL FORENSIC SCIENCES UNIVERSITY
SECTOR 9, GANDHINAGAR, GUJARAT
Reg: PNB Salary Saving Account Scheme Offered by Our Bank
Punjab Kesari Lala Lajpat Rai in 1894 founded the first "Swadeshi Bank - PNB" with the
objective to providing country with a truly national Bank in the interest of the citizen of the
India and the economy. Now we are Country's One of the Largest Government Bank with
landmark business of ₹26.83 lakhs crore as on 31.03.2025 with branch network of over 10189,
ATM network of 11822, BC network of 33349 i.e. Total Service Outlet of around 54341 PAN
India. We also have an extensive presence of 294 branches in the State of Gujarat.
We are glad to inform you that at present our Bank is providing services to Various
Departments/Boards/Corporations/Educational Institutions of Government of Gujarat. In
this respect, our Bank is offering premium Salary Accounts along with a host of other benefits
to all the employees of NATIONAL FORENSIC SCIENCES UNIVERSITY.
We request you to kindly consider the details mentioned at Annexure-1. We shall be
delighted to serve you and shall continue to this great relationship with you for more
decades to come.
With Regards
AUTHORIZED SIGNATORY
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Annexure-1
SALARY ACCOUNTS FOR THE STAFF
FOUR VARIANTS IN THE SCHEME ARE AS UNDER:
NEO Salary Account
EXCEL Salary Account
OPTIMA Salary Account
IMPERIAL Salary Account
PARTICULARS VARIANTS OF SALARY ACCOUNTS
SCHEME CODE NEO EXCEL OPTIMA IMPERIAL
₹10,000/- and ₹25,001/- and ₹75,001/-and
GROSS SALARY ₹1,50,001/-and
1. above up to above up to above up to
PER MONTH above
₹25,000/- ₹75,000/- ₹1,50,000/-
CUSTOMIZED
Available on customer's request
2. ACCOUNT Not Available
(subject to availability of Account Number)
NUMBER
➢ Threshold limit for Sweep out
facility: ₹2.00 Lac.
➢ Sweep in/out multiple of ₹25,000/-
➢ Period of FDR: 7 to 179 days.
➢ Account holders will get the
prevailing card rate of interest on
3. SWEEP FACILITY Not Available
FFD. No interest shall be paid if
FFD is broken in 7 days.
➢ Frequency of Sweep out: up to 4
times in a month, as per account
holder’s choice. At least one date is
mandatory.
PERSONAL
ACCIDENT
4. ₹30.00 Lac ₹50.00 Lac ₹100.00 Lac ₹125.00 Lac
INSURANCE
COVER (PAI)
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PARTICULARS VARIANTS OF SALARY ACCOUNTS
SCHEME CODE NEO EXCEL OPTIMA IMPERIAL
5. TERM INSURANCE NIL ₹2.00 Lac ₹5.00 Lac ₹8.00 Lac
AIR ACCIDENTAL
6. 7 ₹60.00 Lac ₹100.00 Lac ₹200.00 Lac ₹250.00 Lac
INSURANCE (AAI)
PERSONAL
ACCIDENT ₹30.00 Lac ₹50.00 Lac ₹100.00 Lac ₹125.00 Lac
PERMANENT
7. 8
TOTAL (%age of disability will be as per the GPA Schedule & In case of multiple
DISABILITY (PTD) injury, max claim up to the amount of sum insured)
INSURANCE
PERSONAL Up to ₹15.00 Up to ₹25.00 Up to ₹50.00
ACCIDENTAL Up to ₹62.50 Lac
Lac Lac Lac
PERMANENT
8. 9
PARTIAL
DISABILITY (PPD) (%age of disability will be as per the GPA Schedule & In case of multiple
INSURANCE injury, max claim up to the amount of sum insured)
Personal Accident Insurance (PAI) – Spouse & 1 or 2 Children:
Upon the specific request of the Salary Accountholder during
onboarding, a PAI (Death) cover of ₹5 lac each shall be extended
to the spouse and up to two children, within the overall sum
assured of the primary account holder.
Education Cover for Dependent Children: A financial cover of up
to ₹5 lac (i.e., 25% of the entitled PA cover, subject to a maximum
OTHER ADD-ON of ₹5 lac) shall be provided towards higher education (college and
9. 1
COVER WITH PAI
above) of up to two dependent children (aged up to 25 years),
POLICY
for a period of up to three years, in the event of accidental death of
the account holder.
Girl Child Marriage Cover (Additional Benefit): An additional
benefit of up to 10% of the PA cover (maximum ₹10 lac per girl
child) shall be payable for the marriage of up to two girl children
(aged between 18–25 years) in the event of accidental death of the
account holder.
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PARTICULARS VARIANTS OF SALARY ACCOUNTS
SCHEME CODE NEO EXCEL OPTIMA IMPERIAL
Emergency Medical Expenses: Coverage of emergency medical
expenses up to ₹25,000/- shall be available, as per policy terms.
Ambulance Charges: Coverage up to ₹10,000/- towards
ambulance expenses incurred in case of emergency
hospitalization
Air Ambulance Charges: Coverage up to ₹1,00,000/- for air
ambulance services, subject to conditions of the insurer.
Funeral Expenses up to ₹10,000/-
Note: The Education Cover and Girl Child Marriage Cover are provided
in addition to the overall sum assured of the primary account holder.
10. HOSPI CASH ₹30,000/- ₹30,000/- ₹60,000/- ₹60,000/-
FREE ATM
11. WITHDRAWALS Free Unlimited (Domestic)
(PNB)
FREE ATM
WITHDRAWALS
3 5 5
12. (DOMESTIC) Free Unlimited
Transactions Transactions Transactions
(OTHER PNB
ATMS)
RuPay Select Debit Card
Issuance charges: NIL
13. DEBIT CARD
AMC: NIL
Cash Withdrawal at ATM: ₹1.50 Lac per day
POS/ eCom: ₹5.00 Lac per day
RuPay
Platinum RuPay Select Credit Card
CREDIT CARD: NO Credit Card
14. JOINING FEE & Not eligible Equal to 1.5
Equal to 1 Equal to 2 times of
LIFETIME FREE times of the
Month Gross the Monthly Gross
Monthly Gross
Salary Salary
Salary
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PARTICULARS VARIANTS OF SALARY ACCOUNTS
SCHEME CODE NEO EXCEL OPTIMA IMPERIAL
OVERDRAFT Overdraft available
15.
FACILITY
Concession in Concession in
Concession in
Upfront Fees & Upfront Fees &
Upfront Fees &
RETAIL LOANS: Concession in Documentation Documentation Documentation
VEHICLE LOAN Upfront Fees & charges in charges in
charges in
(VL), HOME LOAN Documentation VL/HL/EL: VL/HL/EL:
VL/HL/EL: 100%
16. (HL), EDUCATION charges in 100% 100%
PL: 50%
LOAN (EL) & VL/HL/EL: PL: 25% PL: 50%
PERSONAL LOAN 100%
(PL) PL: 25% Special concession in ROI up to 0.05% in Housing
Loan.
Special concession in ROI up to 0.10% in Vehicle
Loan.
Zero Balance Savings Account for up to 4 Family Member
FAMILY BANKING (including Salaried);
17.
BENEFITS Family Members include primary accountholder’s spouse and
Maximum 2 child (up to the age of 25 years).
Reward Points (RP) shall be awarded to eligible Salary Account holders,
subject to terms and conditions as prescribed by the Bank:
1. Account Opening: On successful opening of a Salary Savings
Account – 100 Reward Points.
2. First Financial Transaction through Debit Card: On
completion of the first financial transaction (POS/e- commerce) –
LOYALTY /
18. REWARD POINTS 400 Reward Points.
(RP) STRUCTURE 3. Birthday Month Spend: On a single transaction of ₹2,000 or above
using the Debit Card during the account holder’s birthday month –
400 Reward Points.
4. Monthly Debit Card Spend: On achieving cumulative monthly
spends of ₹30,000 through the Debit Card – 400 Reward Points.
5. Additional Transactions through PNB One: Reward
Points shall also be applicable for transactions conducted through
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PARTICULARS VARIANTS OF SALARY ACCOUNTS
SCHEME CODE NEO EXCEL OPTIMA IMPERIAL
PNB One, including but not limited to opening of Fixed Deposit
(FD)/Recurring Deposit (RD), UPI transactions, etc.
Milestone I:
2000 RP on
Milestone I: 4000
achieving ₹5 Lac RP on achieving ₹5
Milestone I: 1000 RP on transactions lac transactions
achieving ₹ 3.5 lac transactions through Debit through Debit Card
through Debit Card in a year. Card in a year. in a year.
REWARD POINTS
19.
(RP) MILESTONES Milestone II: 2000 RP on Milestone II: Milestone II: 6000
achieving ₹ 5 lac transactions 4000 RP on RP on achieving
through Debit Card. achieving ₹7.5 ₹7.5 lac
transactions
lac transactions
through Debit
through Debit Card.
Card.
Cheque Book issuance
RTGS/NEFT/IMPS
FREE BANKING Demand Draft issuance
20.
SERVICES SMS Alert
Ledger Folio
Statement of Account
100% Discount
100% Discount for
25% 50% for first year;
LOCKER RENT first year; thereafter
21. Discount for Discount for thereafter 50%
(SMALL LOCKER) 75% discount
First Year First Year discount each
each year
year
Locker Operations
22. 12 per annum 18 per annum Free Unlimited
(Free Visits)
DEMAT / TRADING
23. 100% Discount
AMC CHARGES
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Premium Credit Card Benefits:
Salary Variant
Excel Optima Imperial
A Life-Time free RuPay
Eligibility/ Card Platinum Credit Card will A Life-Time free RuPay Select Credit Card will
Type be provided, subject to be provided, subject to eligibility.
eligibility.
Equal to 1.5 times of Equal to 2 times of
Equal to 1 Month Gross
the Monthly Gross the Monthly Gross
Salary/Limit calculated
Credit Card Limit Salary/Limit calculated Salary/Limit calculated
through RUM whichever
through RUM, whichever through RUM,
is lower.
is lower. whichever is lower.
CREDIT CARD FEATURES
Features of Salary PLATINUM Credit Card
PNB Salary Saving Account Scheme – “Excel”
Credit Card Limit: ₹10,000 - ₹5,00,000
Benefits/features of the card
Offer Offer Description
Myntra Discount Voucher of Myntra worth ₹250/-, once per quarter.
Ola/Uber Discount Voucher of Ola/ Uber worth ₹100/-, once per quarter.
Complimentary SPA services at Tattva, Four Fountains, HR Wellness, once
SPA
per annum.
Health Check- up Complimentary Health Check-up, once per annum.
OTT
Complimentary membership of Zee5/ SonyLiv, once per annum.
Membership
4 Complimentary Domestic (1 per quarter) & 1 Complimentary International
Lounges
Per Year
Netmeds- 20% off on the medicines with minimum order of ₹999, once per
Netmeds
quarter
Concierge Personal Assistance, anytime, anywhere 24*7 in Hindi, English,
Services Marathi, Gujarati, Punjabi and 4 south Indian languages
Personal Accident Insurance & Permanent Disability Cover up to
Insurance
₹2.0 L
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Features of Salary SELECT Credit Card
PNB Salary Saving Account Scheme – “Optima” & “Imperial”
Credit Card Limit: ₹50,000 - ₹10,00,000
Benefits / Features of the card
Offer Offer Description
Myntra Discount Voucher of Myntra worth ₹250/-, once per quarter.
Ola/Uber Discount Voucher of Ola/ Uber worth ₹100/-, once per quarter.
Complimentary SPA services at Tattva, Four Fountains, HR
SPA
Wellness, once per annum.
Big Basket/ Blinkit Discount Voucher of BigBasket / Blinkit worth ₹250/-, once per quarter.
Swiggy One Swiggy One Membership of 3 months, once per annum
Gaana Plus Gaana Plus Pack- 12 Month Pack, once per annum
Health Check- up Complimentary Health Check-up, once per annum.
Offer Offer Description
OTT Complimentary membership of Amazon Prime/Hotstar/ Zee5/ SonyLiv,
Membership once per annum.
8 Complimentary Domestic (2 per quarter) & 2 Complimentary International
Lounges
Per Year
Netmeds - 20% off on the medicines with minimum order of ₹999, once per
Netmeds
quarter
Concierge Personal Assistance anytime, anywhere 24*7 in Hindi, English, Marathi,
Services Gujarati, Punjabi and 4 south Indian languages
Personal Accident Insurance & Permanent Disability Cover up to
Insurance
₹2.0 L
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Premium DEBIT Card Benefits:
PNB SALARY SAVING ACCOUNT SCHEME – “NEO”
RuPay Select Debit Card
Card Variant Name: Neo
Benefits Offer Description
Domestic Airport lounge program for RuPay Select Debit Card provides
access to cardholders one (1) time per calendar quarter per card in any
of the participating Domestic Airport lounges. International lounge
Lounge
program provides access to cardholders two (2) times per calendar year
per card in any of the participating
International Airport lounges.
OTT 1 Complementary 12 months Amazon Prime or Hotstar membership
Personal Accident Up to ₹10 Lac
1 Complementary health check-up package every
Medical Check up
Quarter
1 Gym membership every quarter (90 days for Home
Gym
Workouts or 30 days for the Offline Workouts)
SPA Services 1 Complementary SPA session Service per quarter
Golf 1 Complementary Golf Lesson or Round every quarter
Personal Assistance, anytime, anywhere 24*7 in Hindi,
Concierge Services
English, Marathi, Gujarati, Punjabi and 4 south Indian languages
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PNB SALARY SAVING ACCOUNT SCHEME – “EXCEL”
RuPay Select Debit Card
Card Variant Name: Excel
Benefits Offer Description
Domestic Airport lounge program for RuPay Select Debit Card provides
access to cardholders one (1) time per Half Year per card in any of the
Lounge participating Domestic Airport lounges. International lounge program
provides access to cardholders one (1) times per Half Year per card in
any of the participating International Airport lounges.
OTT (Prime/Hotstar) Annual Subscription (One OTT)
Personal Accident Up to ₹10 Lac
Gym 3 months Cult Lite Once per year
SPA 1 Complementary SPA session Service per year
Swiggy (Friday Offer)- 20% instant discount on Swiggy food order capped at
Platinum ₹100, once per card/ month on order above 129/month valid on Friday
Swiggy One 3 months membership Once per year
Exclusive Domestic & International offers from partner
Merchant Offers
Merchants
Book My Show Voucher worth ₹500 per year
Amazon (Friday Offer)- 20% instant discount on Bill Payments capped at ₹100, once per card/
Platinum month for minimum transaction of ₹129/month valid on Friday
Kalyan Voucher worth ₹2000 per Year
Myntra Voucher worth ₹500 per Year
Personal Assistance, anytime, anywhere 24*7 in Hindi, English, Marathi,
Concierge Services
Gujarati, Punjabi and 4 South Indian languages
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
PNB SALARY SAVING ACCOUNT SCHEME – “OPTIMA”
RuPay Select Debit Card
Card Variant Name: Optima
Benefits Offer Description
Clear Tax Voucher worth ₹2,950/- per year
Domestic Airport lounge program for RuPay Select Debit Card provides
access to cardholders one (1) time per Quarter per card in any of
Lounge the participating Domestic Airport lounges. International lounge
program provides access to cardholders one (1) times per Quarter per
card in any of the participating International Airport lounges.
OTT (Prime/ Hotstar) Annual Subscription (One OTT)
Personal Accident Up to ₹10 Lac
Medical Checkup Once per Year
Apollo Pharmacy Voucher worth ₹250 per Half Year
Gym 3 months Cult Lite Once per year
SPA 1 Complementary SPA session Service per year
Blinkit 1 Voucher worth ₹250 per Half Year
Swiggy (Friday Offer)- 20% instant discount on Swiggy food order capped at
Platinum ₹100, once per card/ month on order above 129/month valid on Friday
Swiggy One 3 months membership Once per year
Exclusive Domestic & International offers from partner
Merchant Offers
Merchants
Gaana Annual Subscription
Book My Show Voucher worth ₹500 per Half year
20% instant discount on Bill Payments capped at ₹100, once per card/
Amazon (Friday Offer)-
month for minimum transaction of
Platinum
₹129/month valid on Friday
Decathlon Voucher worth ₹500 per Half Year
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Kalyan Voucher worth ₹2000 per Year
Myntra Voucher worth ₹500 per Year
Reliance Digital Voucher worth ₹500 per Half Year
Make my Trip Flat 10% off upto ₹1500 per year
Personal Assistance, anytime, anywhere 24*7 in Hindi,
Concierge Services
English, Marathi, Gujarati, Punjabi and 4 south Indian languages
PNB SALARY SAVING ACCOUNT SCHEME – “IMPERIAL”
RuPay Select Debit Card
Card Variant Name: Imperial
Benefits Offer Description
Domestic Airport lounge program for RuPay Select Debit Card provides
access to cardholders one (1) time per Quarter per card in any of
the participating Domestic Airport lounges.
Lounge
International lounge program provides access to cardholders one
(1) times per Quarter per card in any
of the participating International Airport lounges.
OTT (Prime/Hotstar) Annual Subscription (One OTT)
Personal Accident Up to ₹10 Lac
Medical Checkup Once per Year
Apollo Pharmacy Voucher worth ₹250 per Quarter
Gym 3 months Cult Lite
SPA 1 Complementary SPA session Service per Half Year
Golf 1 Complementary Golf Lesson or Round every quarter
Blinkit 1 Voucher worth ₹250 per Quarter
Swiggy (Friday Offer)- 20% instant discount on Swiggy food order capped at
Platinum ₹100, once per card/ month on order above 129/month valid on Friday
Swiggy One 3 months’ membership once per year
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
Exclusive Domestic & International offers from partner
Merchant Offers
Merchants
Gaana Annual Subscription
Book My Show Voucher worth ₹500 per Quarter
20% instant discount on Bill Payments capped at ₹100, once per card/
Amazon (Friday Offer)-
month for minimum transaction of
Platinum
₹129/month valid on Friday
Decathlon Voucher worth ₹500 per Quarter
Kalyan Voucher worth ₹2000 per Half Year
Myntra Voucher worth ₹500 per Quarter
Reliance Digital Voucher worth ₹500 per Quarter
Make my Trip Flat 10% off upto ₹1500 per year
Clear Tax Voucher worth ₹2950/- per year
Personal Assistance, anytime, anywhere 24*7 in Hindi, English, Marathi,
Concierge Services Gujarati, Punjabi and 4 South Indian
languages
Other Terms and Conditions:
Features related to the scheme will be admissible upon activation of the account
under respective scheme. The same features will also be available in case of
transfer of account from any scheme to respective scheme.
Banking features of the scheme: The Banking features under the scheme—such
as RTGS, NEFT, IMPS, SMS alerts, Cheque Book, Demand Draft (DD), Passbook,
Zero Balance Family Account facility, Sweep-in/Sweep-out facility, concession in
Demat account charges, etc.—shall be extended free of charge upon activation
of the account through fresh opening or transfer-in under the scheme.
Personal Accidental Insurance Cover, Term Insurance and Hospi-cash
benefits shall be made available with effect from the date of activation in case
of new account opening or from the day immediately succeeding the date of
conversion of an existing account into the New Salary Account Scheme.
PAI (Personal Accident Insurance) coverage shall be available to the
first/primary account holder as long as the account is maintained under an
eligible Salary Account scheme. In the event, account is reclassified or transferred
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
to a Savings Fund General or any other Saving Account scheme due to non-credit
of salary or any other reason, the PAI benefit shall stand withdrawn and will no
longer be applicable
PAI Cover for Spouse & 1 or 2 Child is within the overall insurance cover of
the primary Salary Account holder. For instance, in case of Total PAI cover of
₹30.00 Lac, Insurance Cover for Accountholder’s spouse & 2 Child will be ₹5.00
Lac each and will be ₹15.00 Lac for Salary Accountholder.
Term Insurance coverage includes death due to any cause, including natural
death, death due to any illness and pre-existing illness. However,
compensation will not be payable in the event of death by suicide within the first
year of coverage for the specific insured person.
Hospi-cash refers to a type of health insurance that provides a fixed daily cash
benefit for each day of hospitalization. Under Hospi-cash policy, hospitalization
for all types of treatment shall be covered, details of sum assured as given below:
1. Up to ₹30,000 (₹1,000 X 7 per Day in a single instance) (max for 30 days)
2. Up to ₹60,000 (₹2,000 X 7 per Day in a single instance) (max for 30 days)
Allocation of Lockers: Locker allotment shall be subject to availability. Priority in
allotment shall be accorded to customers registered in the waitlist. The benefit of
locker charges waiver for first-year upon locker issuance will be granted only once
on first time locker issuance after account opening or account transfer into this
scheme. In case the locker is surrendered after availing the first-year rent waiver
benefit, any subsequent allotment of locker shall not be eligible for the first-year
rent waiver.
Option to Change Scheme Variant: Existing Salary Account holders shall have
the option to convert their accounts to any variant of the New Salary Account
Scheme, subject to eligibility. The account shall be migrated to the selected variant
upon receipt of the customer's request. Post conversion, all benefits under the new
scheme except the Debit Card and its associated features shall become applicable
from the day immediately succeeding the date of conversion. The Debit Card and
its associated features, as per the new scheme variant, shall be extended only
upon issuance of the eligible Debit Card corresponding to that variant.
Customers may also opt for a Debit Card of a different salary variant, subject to
applicable charges.
Under the Salary Account Scheme, no Issuance Charges or Annual
Maintenance Charges (AMC) shall be levied for Debit Cards issued to
accounts opened under eligible Salary variants. However, in the event of
GOVERNMENT BUSINESS VERTICAL, GANDHINAGAR
SECTOR-16, GANDHINAGAR, GUJARAT
Email: gbv8149@pnb.co.in Contact: +91-7739-288-661
conversion of an existing Salary Account into any other Savings Account scheme,
the applicable Issuance Charges and AMC for the Debit Card facility availed shall
become chargeable with effect from the date of such conversion.
Conversion in Case of Non-compliance: If no salary is credited for six
consecutive months and the prescribed 6-month Average Balance is not
maintained, the account shall be reclassified as a PNB Unnati Savings Account.
Upon such reclassification, the benefits and features of the Salary Account
Scheme shall be withdrawn. Furthermore, applicable charges for any Debit Card
facility availed shall be levied with effect from the date of reclassification.
Upon conversion or closure of the Salary Account, the Family Banking
benefits extended to linked family members shall be withdrawn. In such
cases, any facilities availed under the Family Banking arrangement, including Zero
Balance facility, shall become chargeable with effect from the date of
reclassification of the primary account
For more Information, Kindly Contact:
1. Amar Bahadur Singh, GBV HEAD, GBV Gandhinagar – +91-8979-721-005
2. Suman Shekhar, Senior Manager, GBV Gandhinagar - +91-7739-288-661
3. Jayantibhai Bharada, Senior Manager, GBV Gandhinagar - +91-9725-039-395
4. Alok Kumar Singh Yadav, Manager, GBV Gandhinagar -+91-7838-471-626
5. Satyabrata Mahakud, Marketing Officer, GBV Gandhinagar- +91-8763-906-988
6. Vineet Jaiswal, Marketing Officer, Gandhinagar – +91-7903-587-597
