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Financial Stress Scale

The Financial Stress Scale is a self-assessment tool that measures an individual's financial stress based on their responses to ten statements. Each statement is rated on a scale from 1 (Never) to 5 (Always), with a total score calculated to determine the level of financial stress: low, moderate, high, or severe. The scoring ranges from 10 to 50, with higher scores indicating greater financial stress.

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evawairimu5
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1K views2 pages

Financial Stress Scale

The Financial Stress Scale is a self-assessment tool that measures an individual's financial stress based on their responses to ten statements. Each statement is rated on a scale from 1 (Never) to 5 (Always), with a total score calculated to determine the level of financial stress: low, moderate, high, or severe. The scoring ranges from 10 to 50, with higher scores indicating greater financial stress.

Uploaded by

evawairimu5
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Financial Stress Scale

Instructions:

For each statement below, circle the number that best represents how often the statement applies to

you.

Scale:

1 = Never 2 = Rarely 3 = Sometimes 4 = Often 5 = Always

No. Statement 1 2 3 4 5

1 I worry about being able to pay my monthly bills.

2 I feel anxious when I think about my financial situation.

3 I have had to skip paying a bill or delay payment due to lack of money.

4 I feel overwhelmed by my debt.

5 I avoid looking at my bank account balance.

6 I do not feel in control of my financial future.

7 I have argued with family or friends about money.

8 I have trouble affording basic needs (food, rent, medicine, etc.).

9 I feel that my financial situation negatively affects my health.

10 I lose sleep worrying about my finances.

Scoring:

Add the total of all circled numbers (from 1 to 5 per question).

Total Score: ______ / 50

Interpretation:

10-19: Low financial stress

20-29: Moderate financial stress

30-39: High financial stress

Page 1
Financial Stress Scale
40-50: Severe financial stress

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