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Financial Anxiety Scale FAS

The Financial Anxiety Scale (FAS) is a psychological tool designed to measure anxiety related to financial issues through a questionnaire. Respondents rate their feelings on a scale from 1 to 5 across ten statements, with total scores ranging from 10 to 50, where higher scores indicate greater financial anxiety. The scale can help identify individuals who may need support in financial planning or psychological intervention.

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Arvita Chandail
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5K views1 page

Financial Anxiety Scale FAS

The Financial Anxiety Scale (FAS) is a psychological tool designed to measure anxiety related to financial issues through a questionnaire. Respondents rate their feelings on a scale from 1 to 5 across ten statements, with total scores ranging from 10 to 50, where higher scores indicate greater financial anxiety. The scale can help identify individuals who may need support in financial planning or psychological intervention.

Uploaded by

Arvita Chandail
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Financial Anxiety Scale (FAS)

The Financial Anxiety Scale (FAS) is a psychological measure used to assess an individual's
anxiety and stress related to financial matters. It evaluates emotional and cognitive
responses to financial situations and is widely used in financial psychology and behavioral
economics research.

Instructions:
Please indicate how much each of the following statements applies to you, using the
following scale:

1 = Never
2 = Rarely
3 = Sometimes
4 = Often
5 = Always

Questionnaire Items:
1. I feel anxious when I think about my financial situation.

2. I have difficulty sleeping because of my financial worries.

3. Thinking about money makes me feel stressed or overwhelmed.

4. I avoid checking my bank account balance due to fear of what I might find.

5. I worry that I won’t be able to meet my financial obligations.

6. My financial situation negatively impacts my daily life and well-being.

7. I feel physical symptoms (e.g., headaches, stomach issues) due to financial stress.

8. I struggle to concentrate on work or daily tasks because of financial worries.

9. I feel embarrassed or ashamed about my financial situation.

10. I avoid talking about money because it makes me uncomfortable or anxious.

Scoring:
• The total score ranges from 10 to 50.
• Higher scores indicate greater financial anxiety.
• Scores may be used to identify individuals experiencing significant distress due to
financial concerns.
• No strict cutoff exists, but higher scores suggest a need for financial planning support or
psychological intervention.

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