Schedule of Charges effective April 7, 2024
DIGISAVER ACCOUNT
Schedule of Benefits & Charges DigiSaver Account
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
Monthly Average Balance Rs. 5000 Rs. 5000
Non Maintenance Charge per month If balance maintained is > 50% then 5% of balance If balance maintained is > 50% then 5% of balance
shortfall. If balance maintained is <=50% then 10% of shortfall. If balance maintained is <=50% then 10% of
balance shortfall. balance shortfall.
Maximum of Rs. 500 per month Maximum of Rs. 500 per month
PAYMENTS
Demand Draft at Branches Rs. 50/instrument 1 Free p.m. @ 1 Free p.m. @
RTGS Outward through Branch Free Not Available Free
RTGS Outward through Digital Channels Free Not Available Free
NEFT Outward through Branch Free Not Available Free
NEFT Outward through Digital Channels Free Free Free
IMPS Outward Up to Rs. 1,00,000: Rs. 5 per transaction * *
Above Rs. 1,00,000: Rs. 15 per transaction
Fund Transfer (Within RBL Bank) Free Free @ Free
Payable At Par Cheque Book Not Available Not Available Not Available
COLLECTIONS
Local Cheque Collection Free Free Free
Outstation Clearing Rs. 50/cheque * *
Schedule of Charges_DigiSaver Account/Oct2023/Ver1
RTGS, NEFT, Inward Fund Transfers Free Free Free
CASH DEPOSITS/WITHDRAWALS
Cash Deposit at Branches Rs 3/1000 Min Rs 50/txn Not Available Free 1,00,000 p.m.
Cash Withdrawal at Branches Free Not available Free
DOORSTEP BANKING
Doorstep Cashiers Cheque / Demand Draft Delivery Rs. 25/visit Not Available *
Doorstep Courier Pick-Up / Delivery (Non-Cash) Rs. 25/visit Not Available *
Doorstep Cash Delivery (Rs. 1,000 to Rs. 2,00,000) Rs. 120/visit Not Available *
Doorstep Cash Pick-up (Rs. 1,000 to Rs. 2,00,000) Rs. 250/visit Not Available *
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Schedule of Charges effective April 7, 2024
DIGISAVER ACCOUNT
Schedule of Benefits & Charges DigiSaver Account
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
DEBIT CARD & ATM RELATED
Master Titanium Debit Card Annual Charge is collected in advance, Rs. 250 p.a. * *
Master Platinum Debit Card within first 30 daysof Account opening Rs. 500 p.a. * *
Crest Debit Card Rs. 2000 Issuance Charge & Rs. 500 Annual Fees Rs. 2000 Issuance Charge & Rs. 500 Annual Fees Rs. 2000 Issuance Charge & Rs. 500 Annual Fees
Pinnacle Debit Card Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees Rs. 3000 Issuance Charge & Rs. 1000 Annual Fees
Signature + Debit Card Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees Rs. 5000 Issuance Charge & Rs. 1500 Annual Fees
Enterprise Debit Card Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees Rs. 7500 Issuance Charge & Rs. 2000 Annual Fees
RBL Bank’s ATM Cash Withdrawal & Balance Enquiry Free Free Free
Other Bank’s Domestic ATM For Metro : 5 free p.m(Financial+ Non financial) For Metro : 5 free p.m(Financial+ Non financial)
For Others: 5 free p.m(Financial+ Non financial) For Others: 5 free p.m(Financial+ Non financial)
• Financial: Rs. 21 per transaction • Financial: Rs. 21 per transaction
• Non-Financial: Rs 8.5 per transaction • Non-Financial: Rs 8.5 per transaction
Other Bank’s International ATM - Cash Withdrawal Rs. 125/txn * *
Other Bank’s International ATM - Balance Enquiry Rs. 25/txn * *
IMT Cardless Cash withdrawal at RBL/Non-RBL ATMs** Rs. 20/txn * *
ATM/POS Decline Charges (Insufficient Funds) Rs. 20/txn * *
Replacement of Lost Card Rs. 200/ Instance * *
Replacement of Damaged Card Rs. 200/ Instance * *
MISCELLANEOUS
Schedule of Charges_DigiSaver Account/Oct2023/Ver1
Account Closure Charges (if closed within 6 months) # $ Rs. 500 * *
Cheque Deposited & Return (Financial Reason) Rs. 100/instance * *
Cheque Deposited & Return (Technical Reason) Rs. 50/instance * *
Cheque Issued & Return (Financial Reason) Not Available Not Available Not Available
Cheque Issued & Return (Technical Reason) Not Available Not Available Not Available
ECS/ NACH Return Charges Not Available Not Available Not Available
Standing Instruction Failure/Amendment Rs. 50 *@ *
Balance Statement (Other than 31st March) Rs. 25 *@ *
Interest Statement (Duplicate Only) Rs. 25 * @ * Rs. 25 *@ *
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Schedule of Charges effective April 7, 2024
DIGISAVER ACCOUNT
Schedule of Benefits & Charges DigiSaver Account
Features Charges (in INR) applicable beyond free limits (OTP Based KYC) (In Person KYC)
TDS Certificate (Duplicate Only) *@ *
Paid Cheque Report / Signature Verification$ /Photo Rs. 50 Not Available *
Attestation$ / Copy of Old Cheque
DD/BC Cancellation/Revalidation/Duplicate Issuance Rs. 50 Not Available *
Tax Payment Free Free @ Free @
Stop Payment Individual or Range Rs. 50 Not Available *
Duplicate Pass Book $/ Statement Rs. 50 Not Available *
Bill Payment Online Free Free Free Free Free Free
SMS Alert (Optional Services) 25 paise per SMS or Rs. 100 per month whichever is lower * @ *
COMMON GUIDELINES
*- Indicates no free limits applicable and standard charges is applicable on transaction/services’
@ - These transactions/services would be available only through Digital Channel. Post In-person verification is conducted and physical signature is updated in RBL Bank records these requests can be processed through our branches
also
# - Account closure charges is waived off if account is closed within 14 days of account opening
$ - Following charges are waived for Senior Citizen customers Account Closure, Duplicate Passbook, Signature Verification and Photo Attestation
& - If copy of cheque is requested within a period of one year from the date of cheque / debit instruction, no charge will be levied
** - Fee charged will not be refunded for all Expired or Cancelled transactions
Others:
1. All charges are exclusive of taxes which would be levied as per prevailing rates as prescribed from time to time
2. Any RBI Mandated charge/regulations will supersede the published charges. For details please visit our website at www.rblbank.com or your nearest branch
3. All transactions/services, where a free limit is specified, usage beyond the free limit will be charged as per the standard charge of the respective services
Schedule of Charges_DigiSaver Account/Oct2023/Ver1
4. Any purchase/sale of foreign exchange will attract Taxes on the gross amount of currency exchanged as per Taxes on Foreign Currency Conversion Charges (FCY)
5. The above charges are subject to revision with a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not be subject to account closure charges
6. Mandatory/Regulatory SMS Alerts will be offered free to all customers in the registered Mobile Number
7. Non Maintenance Charges are not applicable once the account becomes dormant
8. There will be a cross-currency mark-up charge of 3.5% on foreign currency transactions carried out on RBL Bank Debit Cards. The exchange rate used will be the VISA/Master Card wholesale rate prevailing at the time of
transaction. Additional charges levied (if any) by other bank on International ATM transactions will also be borne by the card holder
Customer Service: +91 22 61156300 I Email us at:customercare@rblbank.com I Website: www.rblbank.com I SMS Banking: Type HELP & send to 9223366333 I Internet Banking: To register visit our website I Debit Card: Best in class features & benefits
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