NPCI Error Codes - Enach Mandate Registration
Common NPCI Error Codes
NPCI Error
NPCI Description
Code
AP01 Account blocked
AP02 Account closed
AP03 Account frozen
AP04 Account inoperative
AP05 No such account
AP06 Not a CBS account no. or old account no. represented with CBS n
AP07 Refer to the branch – KYC not completed
AP08 Account holder name mismatch with CBS
AP09 Account type in mandate is different from CBS
AP10 Amount exceeds e-mandate limit
AP11 Authentication failed
AP12 Amount of EMI more than limit allowed for the account
AP13 Invalid monthly EMI amount. Full loan amount mentioned
AP14 Invalid user credentials
AP15 Mandate not registered – not maintaining required balance
AP16 Mandate not registered – minor account
AP17 Mandate not registered – NRE account
AP18 Mandate registration not allowed for CC account
NPCI Error
NPCI Description
Code
AP19 Mandate registration not allowed for PF account
AP20 Mandate registration not allowed for PPF account
AP21 Payment stopped by attachment order
AP22 Payment stopped by court order
AP23 Transaction rejected or cancelled by the customer
AP24 Account not in regular status
AP25 Withdrawal stopped owing to insolvency of account
AP26 Withdrawal stopped owing to lunacy of account holder
AP27 Invalid frequency
AP28 Mandate registration failed – please contact your home branch
AP29 Technical errors or connectivity issues at backend
AP30 Browser closed by customer mid-transaction
AP31 Mandate registration not allowed for joint account
AP32 Mandate registration not allowed for wallet account
AP33 User rejected the transaction on pre-login page
AP34 Account number not registered with netbanking facility
AP35 Debit card validation failed – invalid card number
AP36 Debit card validation failed – invalid expiry date
NPCI Error
NPCI Description
Code
AP37 Debit card validation failed – invalid PIN
AP38 Debit card validation failed – invalid CVV
AP39 OTP invalid
AP40 Maximum tries exceeded for OTP
AP41 Time expired for OTP
AP42 Debit card not activated
AP43 Debit card blocked
AP44 Debit card hotlisted
AP45 Debit card expired
AP46 No response received from customer during transaction
AP47 Account number registered for only view rights in netbanking
AP48 Aadhaar number does not match with debtor account number
AP51 Aadhaar number not linked with the debtor account number
Additional Technical NPCI Error Codes
NPCI Error Code NPCI Message
151 Merchant Xmlns name empty or incorrect
152 Merchant MsgId empty or incorrect
153 Merchant CreDtTm empty or incorrect
NPCI Error Code NPCI Message
154 Merchant ReqInitPty Id empty or incorrect
155 Merchant CatCode empty or incorrect
156 Merchant UtilCode empty or incorrect
157 Merchant CatDesc empty or incorrect
158 Merchant ReqInitPty name empty or incorrect
159 Merchant MndtReqId empty or incorrect
160 Merchant SeqTp empty or incorrect
161 Merchant Frqcy empty or incorrect
162 Merchant FrstColltnDt empty or incorrect
163 Merchant FnlColltnDt empty or incorrect
164 Merchant ColltnAmt ccy type empty or incorrect
165 Merchant ColltnAmt empty or incorrect
166 Merchant MaxAmt ccy type empty or incorrect
167 Merchant MaxAmt empty or incorrect
168 Merchant Creditor name empty or incorrect
169 Merchant Creditor Acc No empty or incorrect
170 Merchant Creditot MmbId empty or incorrect
171 Merchant MnadateReqId empty or incorrect
172 Merchant Creditor Acc No empty
173 Merchant Info not available
NPCI Error Code NPCI Message
174 Merchant ReqInitPty not available
175 Merchant Creditor Acc Details not available
176 Merchant GrpHdr not available
177 Merchant Mndt not available
178 Merchant MndtAuthReq empty or not available
179 Merchant CheckSum validation failed
180 Merchant Signature validation failed
181 Error in decrypting Creditor Acc No
182 Error in decrypting FrstColltnDt
183 Error in decrypting FnlColltnDt
184 Error in decrypting ColltnAmt
185 Error in decrpting MaxAmt
186 Merchant Invalid request
187 Merchant Id empty or incorrect
188 Merchant ManReqDoc incorrect
189 Merchant CheckSum empty or not available
190 Merchant Signature not found
191 Merchant GrpHdr missing some tag
192 Merchant ReqInitPty missing some tag
NPCI Error Code NPCI Message
193 Merchant Mndt missing some tag
194 Merchant CrAccDtl missing some tag
195 Merchant Certificate not found
196 Merchant Signature algorithm incorrect
197 Merchant Signature Digest algorithm incorrect
198 Merchant first date is after final date
199 Merchant CrAccDtl not available
200 Merchant first date not available
201 Merchant final date not available
202 Merchant first date empty
203 Merchant final date empty
204 Merchant ManReqDoc empty not available
205 MerchantId not in approved list
206 Merchant ColltnAmt and MaxAmt empty
207 Merchant ColltnAmt and MaxAmt exist
208 Merchant Catcode not in approved list
209 Merchant MsgId is duplicate
210 Merchant Frequency type is invlid
211 Merchant Sequence type is invlid
NPCI Error Code NPCI Message
212 Merchant Cat Description is not approved list
213 Merchant UtilCode is not in approved list
214 Merchant Req Pay ID not in approved list
215 Merchant Creditor Acc Details name not in approved list
216 Merchant Occurences is empty
217 Merchant Debitor name empty or incorrect
218 Merchant Debitor Account number empty or incorrect
219 Merchant Debitor is missing some tags
220 Merchant Debitor Acc No empty
221 Merchant Debitor Acc not available
222 Merchant Creditor and Debitor account number is same
223 Merchant info id , util and creditor accont number are not equals
234 Merchant Creditor account number is not approved list
235 Merchant Mandate ID is duplicate
236 Merchant Debitor Account number decrypt Error
237 Merchant Decrypt Error
238 Merchant Bank id not available
239 Merchant Bank id not in approved list
240 Merchant Bank debit flag error
NPCI Error Code NPCI Message
251 INVALID BANK RESPONSE RECEIVED
252 Bank xmlns is empty or incorrect
253 Bank Response type is not available or empty
254 Bank Check sum is not available or empty
255 Bank Mandate request document is incorrect
256 Bank id not available or empty
257 Error in decrypting Accepted value
258 Error in decrypting Accepted Ref Number
259 Error in decrypting Reason Code
260 Error in decrypting Reason Discription
261 Error in decrypting Rejected By
262 Bank NPCI Ref id empty or incorrect
263 Error code not available in Error Xml
264 Error description not available in Error Xml
265 Rejected By not available in Error Xml
266 Mandate Error Resp not available in Error Xml
267 CheckSum validation failed
268 Bank UndrlygAccptncDtls not available
269 Bank GrpHdr empty or not available
NPCI Error Code NPCI Message
270 Bank MsgId empty or incorrect
271 Bank CreDtTm empty or incorrect
272 Bank ReqInitPty empty or incorrect
273 Bank OrgnlMsgInf not available
274 Bank MndtReqId empty or incorrect
275 Bank UndrlygAccptncDtls CreDtTm empty or incorrect
276 Bank Accptd empty
277 Bank AccptRefNo empty or incorrect
278 Bank RjctRsn not available
279 Bank RjctRsn ReasonCode not empty
280 Bank RjctRsn ReasonDesc not empty
281 Bank RjctRsn RejectBy not empty
282 Bank RjctRsn ReasonCode empty or incorrect
283 Bank RjctRsn ReasonDesc empty or incorrect
284 Bank RjctRsn RejectBy empty or incorrect
285 Bank Certificate not found
286 Bank IFSC Code empty or incorrect
287 Bank RespType is incorrect
288 Bank GrpHdr missing some tags
NPCI Error Code NPCI Message
289 Bank UndrlygAccptncDtls missing some tags
290 Bank OrgnlMsgInf missing some tags
291 Bank IFSC tag is missing
292 Bank DBTR not available
293 Bank AccptncRslt not available
294 Bank RjctRsn missing some tags
295 Bank ManReqDoc not available or empty
296 Bank Accptd type incorrect
297 Bank Signature not available
298 Bank Signature Digest algorithm incorrect
299 Bank Signature validation failed
300 Bank Signature algorithm incorrect
301 BankId not in approved list
302 Bank MsgId is duplicate
303 Bank Accepted Ref number is duplicate
306 Bank Mandate id is duplicate
307 Bank NPCI Ref id not valid
308 Bank Reason code and description not in approved list
451 No Details available for Requested NpciRefId
NPCI Error Code NPCI Message
452 Transaction Open Status
453 Invalid Json structure
454 Mandatory Key fields Empty or Invalid
455 No Details available for Requested MandateReqID
456 Transaction Open Status
457 Invalid Json structure
458 Mandatory Param fields Empty or Invalid
459 Mandatory Key fields Empty or Invalid
460 Empty or Invalid parameters
461 No Details available for Requested NpciRefId
462 Transaction Open Status
463 Invalid Json structure
464 Mandatory Param fields Empty or Invalid
465 Mandatory Key fields Empty or Invalid
466 More than one request in input
467 Incorrect input combinations
470 Bank Mndt ReqId not same as NpciReq
471 Bank NpciRefId not same as NpciReq
472 Invalid authmode received
NPCI Error Code NPCI Message
473 Bank invalid id
474 Bank Returning Error XML
475 Invalid JSON Structure
476 Sponsor Bank Not in Approved List for Corporate
477 SpnBank not certified
478 DestBnk not certified
479 Bank Invalid XML structure
480 Spn DestBnk not certified
481 Dest SpnBnk not certified
486 No Variant is eligible for Selection
487 No Variant is eligible for Selection
490 Bank ACCT_TYPE tag is Invalid
491 Bank ACCT_TYPE tag is null
492 Current Process is Invalid
493 Merchant Req Frqncy validation Error
494 Invalid Frqncy tag value
495 First collection date invalid
496 Final collection date invalid
497 SpnBank not certified for the variant
NPCI Error Code NPCI Message
498 DestBank not certified for the variant
499 Bank certificate not available
500 Error in encrypting Phone
501 Error in encrypting Mobile
502 Error in encrypting Email
503 Error in encrypting Pan
504 Merchant debitor Phone number empty or incorrect
505 Merchant debitor Moblie number empty or incorrect
506 Merchant debitor Email Id empty or incorrect
507 Merchant debitor Pan number empty or incorrect
508 Merchant creditor Phone number empty or incorrect
509 Merchant creditor Mobile number empty or incorrect
510 Merchant creditor Email ID empty or incorrect
511 Merchant creditor Pan number empty or incorrect
512 Merchant creditor Phone number encryption error
513 Merchant creditor Mobile number encryption error
514 Merchant creditor Email Id encryption error
515 Merchant creditor Pan number encryption error
516 Merchant creditor Phone Number is invalid
NPCI Error Code NPCI Message
517 Merchant creditor Mobile Number is invalid
518 Merchant creditor Account Type is invalid
519 Merchant creditor Email Id is invalid
520 Merchant creditor Pan Number is invalid
521 Merchant creditor Scheme Name is invalid
522 Merchant creditor Consumer Reference number is invalid
523 Merchant creditor Mandate Type is invalid
524 Merchant creditor Co-Operate Sponser Bank is invalid
525 Error in decrypting Phone number
526 Error in decrypting Mobile number
527 Error in decrypting Email Id
528 Error in decrypting Pan number
529 SpID missing for the merchant
530 Merchant SpId combination not in DB
531 Authmode and BankId are Mandatory
532 Email Max Length Exceeded
533 Authmode and BankId are Mandatory
534 Mandate Verify Details Response is null
535 Mandate Verification API Url null
NPCI Error Code NPCI Message
536 Error in Posting Mandate Details
537 Error in Processing Mandate Verify Response
538 Invalid Mandate Verify Status
539 Mandate Verify Details Response is null
540 Invalid Otp Verify Status
541 Error in Processing Otp Verify Response
542 Error in Posting Otp Details
543 Otp Verification API Url null
544 Otp Verify Details Response is null
545 Resend OTP API Url null
546 Error in Posting Resend Otp Details
547 Resned Otp Response is null
554 Duplicate Merchant Request
555 Duplicate Bank Response
601 Invalid Debit Card Number
602 Invalid Expiry / Validity
603 Invalid CVV
604 Account Details Does not Match
605 Otp Verification Failure
NPCI Error Code NPCI Message
