RETAILER

COMMISSION
July - 2025

Savings Bank Account

Base Commission AFC 100

Circle
(Automated)
RJ 0
CG, MP, BH 1 , BH 2, JH, NE, OR, WBKOL, WBNB, UE 1 & UE2 , AP, TS, KA, KL, TN, HP, HR, JK,
10
PB, GJ, MB, MH, DL, UK, UW

Suraksha Incremental
Circle
Commission (Automated)
RJ 40
CG, MP, BH1 , BH2 , JH, NE, OR, WBKOL, WBNB, UE1, UE2 , AP, TS, KA, KL, TN, HP, HR, JK,
30
PB, GJ, MB, MH, DL, UK,UW

Suraksha Overall Commission

Circle
(Automated)
RJ 40
CG, MP, BH1, BH2 , JH, NE, OR, WBKOL, WBNB, UE1,UE2 AP, TS, KA, KL, TN, HP, HR, JK, PB,
40
GJ, MB, MH, DL, UK, UW

• Rs.5 additional will be given in payout on qualified accounts if the PAN is attached.

No payout will be given on Non AFC Account

 SURAKSHA SBA - Incremental Slab Commission
Number of SURAKSHA SBAs/month Commission * Retailers opening 10 accounts and more in a month will get
incremental commission of Rs. 15 per Suraksha SBA.
4-5 5/SBA
* Retailers opening 6-9 accounts in a month will get incremental
6-9 10/SBA commission of Rs. 10 per Suraksha SBA.

>=10 15/SBA * Retailers opening 4-5 accounts in a month will get incremental
commission of Rs. 5 per Suraksha SBA.

Suraksha Savings Account Earning Potential (Dhamaaka Deal)

RJ, UW Others
Base Commission - 10
Suraksha Incremental Commission 40 30
PAN Attachment Commission 5 5
Volume Commission* 15 15
PS Commission** 10 10
Overall Commission 70 70

Cash Deposit Cash Withdrawal

(Pay-out - T+1)
(Pay-out - T+1)
[Automated]
[Automated]
• Up to 5,00,000/- Cash in amount = 0.10% Commission
• 5,00,000 and above = 0% (No pay-out beyond 5Lakh Cash In amount) 0.07% : on CashOut Amount

*above Values are monthly.

DMT/Remittances Assisted Fund Transfer

SLAB
Fund Transfer Base Commission COMMISSION
FROM TO
From To Retailer*
10 25000 0.48%
10 25000 0.58%
25001 40000 125
*Selected Circles 40001 49000 150

Google Play Recharges

(GPRC)
2W Insurance

Product Type Commission

2.5% on Transaction >=Rs 50 above
Comprehensive 2W 25% of Total premium

Third Party 2W 25% of total premium

12.5% of total premium

 Prime Subscription

Subscription Plan Silver Gold Platinum

Annual Charges with GST 2499 4999 9999

Extra Commission on Money Transfer Amount* 0.06% 0.08% 0.10%

Mini Statement Per Customer Per Day
Extra Commission on Transactions Rs.500-2499 on AePS/mATM* 1 1.5 2 on monthly basis
Extra Commission on Transactions Rs. >=2500 on AePS/mATM* 3 4 6
*Daily Automated Payout
Extra Commission on Mini Statement** 1 1.5 2.5
**Monthly Manual Payout
Extra Commission per Suraksha Saving Bank Account opening* 5 8 10

Extra Commission on CHC **(T&C Apply) 5% 7% 10%

Commission % of MAB Slab** 25% 50% 100%

BHARAT CONNECT
(Utilities)
Cash Drop
(Pay-out - T+1) except #
(Pay-out - T+1)
Customer Model :
Retailer Commission on Electricity, Water and Gas
0.15% of total throughput done by retailers except for partners mentioned below:
Circle Retailer Commission Per Bill>=100
AP,BH1, BH2 ,DL,GJ,HP,HR,JH,JK,KA,KL,MH,
S.No. CMS
CMS Partner
Partner Commission
Retailer Comm.
NE,OR,PB,RJ,TN,TS,UE1, UE2,UK,UW,WBKOL & WBNB Rs 1
*except WB circle (Electricity) Satya Microcapital 0.08%
*except WB circle (Electricity)
MB 0.25 Paisa Avanti,Axis Bank,Bajaj Finance, Bajaj Auto,CholaMandalam,Hero Fincorp,IIFL Home Finance,IndusInd
Bank,Jatinder Finance, L & T Finance,Midland,Shriram Transport,TVS
Credit,Ujjivan,Kinara,Zomato,ASA,Yes Bank,BSS,Electronica Finance,Vedika Credit,Tata Capital,AU

Commission on BBPS Small Finance Bank,Svamaan, Sanwariya,Torrent Gas,Hindustan MFI,Mufin,Pavan R Pujari, MAS Rural
Housing, LIVGUARD DRIVETRAIN PRIVATE LTD, MDFC FINANCIERS PRIVATE LIMITEDLAST 0.10%

Bill Category Slab Commission MILE_SUNKING, TYGER CAPITAL PVT LTD_CUSTOMER, NOIDA POWER COMPANY LTD, BAJAJ AUTO
CREDIT LIMITED, NIPUN PROJECTS & FINANCE PRIVATE LIMITED, AMBIT FINVEST PVT LTD, IDFC
LPG Gas Per Transaction Rs. 1 First Bank Customer, SEEDS FINCAP PVT LTD_CUSTOMER, GROWXCD FINANCE PRIVATE LIMITED,

Municipal Taxes & <=Rs 5000 Rs. 1 IREP CREDIT CAPITAL PVT LTD

Services >Rs 5000 Rs. 2 DCB,Save MicroFinance,ShriramFinance,Swiggy,Credin,RevFin Capital,KreditBee,HomeCredit,Arohan

0.12%
UPKAAR MICRO FINANCE PRIVATE LIMITED, MOTILAL OSWAL HOME FINANCE LTD
<250 Rs 0
FASTag Recharges 250-500 Rs 0.5 No Commission on Stellapps Customer Model
>500 Rs 1
No. of Txn Agent Model:
Credit card* (upto 5 txn per credit card per Rs. 1.5
0.12% of total throughput done by retailers except for partners mentioned below:
customer)
Cable No of txn-1 Rs. 2 CMS Partner
CMS Infosystems
Commission
0.04%

<=Rs 10000 Rs. 2 Samasta, L & T Farm 0.07%

Equitas Small Finance Bank,Instakart, Satya Micro Capital,Ecom Express 0.08%
Housing Society 10-49.9K Rs. 5 L & T MFI, Svatantra,RBL ,Fincare Small Finance Bank, DELHIVERY 0.09%

>=Rs 50K Rs. 10

Adani, Avanti, Axis Bank,Cholamandalam,DCB, Efaarms,Esmaco,Meesho,Herbalife,Hero Fincorp, Hinduja Leyland, IIFL
<= Rs 10000 Rs. 2 Home Finance, IndusInd Bank, Jatinder Finance, Kamal Finance, Kogta Financial, L & T Finance, Loadshare, Midland,
Educational Fee Mitrata, WheelsEmi, Muthoot MicroFin,Shriram Transport, Standard Chartered, SONATA FINANCE PVT LTD,
10-49.9K Rs. 5
(School/College/Pvt) Sundaram, Ujjivan Small Finance Bank, Vedika Credit, Kinara Capital, NOCPL, ASA(Drop & Pickup), Zepto, Yes Bank,

>=Rs 50K Rs. 10 BSS(Drop & Pickup), KissanConnect, Pragati Finserve, Commodium, IDFC First Bharat, Redcliffe Labs, Swabhimaan,
Electronica, Analog Legal hub, Bhgala Livelihood Finserve, Nabfins, Tata Capital, Deepak Hitech, Atyati, Bajaj Finance,
<=Rs 10000 Rs. 2 Aidnex Retail, Svamaan, Zepto, BigBasket(Drop & Pickup), Hindustan MFI, Kotak,Pahal,Share India, Amrit Malwa, Aptus
Value, Mufin Green, Green Agrevolution, Lithium Urban, Servitium MFI(Drop & Pickup), Cholamandalam MS General
Hospital 10-49.9K Rs. 5 Insurance, Seeds Fincap, Pavan R Pujari, Foodride, CreditAccess Grameen, Allen, Prayas,Duruva Finance, Joyra, Ascend
Bizcap, Janakalyan(Drop & Pickup), Terracis Citizen Service, Digamber Capfin, Magenta Mobility, Trickle Flood,
>=Rs 50K Rs. 10 Agrosperity, Paisa Buddy, Retailer Shakti, MAS Rural, Jeevan Utthan, McDonalds, Udaan, AlphaOne, Muthoottu Mini, 0.10%

<=Rs 10000 Rs. 2 Sampurna,IndusMotors, Fusion Microfinance, SV Credit Line, Pico Xpress, GATI, BeerCafe, Hindustan Housing Finance,
Shiksha Business Services, Hinduja Housing Finance, Ckers Finance, NPCL, SATIN FINSERV LIMITED,IDFC FIRST BANK
Clubs & Associations 10-49.9K Rs. 5 LIMITED_AGENT, STFT FINANCE PRIVATE LIMITED_AGENT, SINDHUJA MICROCREDIT PVT LTD, MAXVALUE
CREDITS AND INVESTMENTS LIMITED, GHANSHYAM SUPER MARKET_CASH-PICKUP, LAST
>=Rs 50K Rs. 10 MILE_SUNKING_AGENT,WEGROW FINANCIAL SERVICES PVT LIMITED_AGENT, SatinCredit care, BAJAJ FINANCE
LIMITED_AUTO_AGENT, ZOOP WEB SERVICES PVT LTD_AGENT,AMBIT FINVEST PVT LTD, GODESI MANDI,
<250 0
Subscription Fees - MERAPASHU360 PVT LTD, SHUBHAM HOUSING, KOTA ELECTRICITY DISTRIBUTION PRIVATE LIMITED,TYGER

251-500 Rs. 1 HOME FINANCE PVT LTD_AGENT, ZU AXIS PRIVATE LIMITED, METROPOLIS HEALTHCARE, MANAPPURAM
Digital, OTT, Offline FINANCE LIMITED, FLASHSHIP DELIVERY SERVICES PRIVATE LIMITED, IREP CREDIT CAPITAL PVT LTD, KAABIL
>Rs 500 Rs. 2 FINANCE PRIVATE LIMITED, ZENFLO SOLUTIONS PVT LTD, MDFC FINANCIERS PRIVATE LIMITED

Loan EMI on Amount 0.15%

Donation >=100 (TP) Rs 1 Arohan, TVS Credit UPKAAR MICRO FINANCE PRIVATE LIMITED, SURJIT HIRE PURCHASE PVT LTD_AGENT_BL, BIKANER
0.12%
ELECTRICITY SUPPLY LIMITED, BHARATPUR ELECTRICITY SERVICES LIMITED, Frendy Mart
SBI NCMC Per Transaction 0.30 Paisa
MAKE YOUR OWN PERFUME,NOVEL HEALTHTECH SOLUTIONS PRIVATE LIMITED 0.15%
Rs 100 - Rs 5000 Rs. 2
Insurance
>Rs 5000 Rs. 5 Note:
*Credit card bill payment commission will be credited manually on a weekly basis • No commission on Deutsche, Walmart and Metro for Retailers.
• There will be no commission payable in addition to the commissions specified
 Atal Pension Yojana Gold Loan (Manual)

(Pay-out - T+1)
Muthoot Fincorp - 0.7% of Disbursed Amount
Monthly Premium (Rs.) Commission (Rs.) KOTAK MAHINDRA BANK LTD - 0.5% of Disbursed Amount
Monthly Premium < 100 20/- DCB Bank – 0.5% of Disbursed Amount
Muthoot Finance – 0.5% of Disbursed Amount
Monthly Premium => 100 and < 200 40/-
FINCARE – 0.5% of Disbursed Amount
Monthly Premium =>200 50/-
IIFL- 0.5% of Disbursed Amount
Quarterly Premium Policy 60/-
*Claw back Clause: Any Loans getting closed within 60 days, commissions may be claw
Half Yearly Premium 60/-
backed as per the input received from partner
*Above payout is applicable to All the retailers. No extra payout for PRIME retailers

DTH Recharges

3% - Airtel DTH (Pay-out - T+1)

1.25% - Other DTH (BBPS Only)

/ mATM
(Pay-out - T+1) except #

SLAB 100 - 499 500 - 999 1000 - 1499 1500-1999 2000-2499 2500-2999 3000 >3000-10000
Commission
(Rs.) 0.25 1.5 2 3 4 6 8 6

# Retailer will also get Re. 0.25 per customer per day on Mini-Statement.

Prepaid Recharge

(Pay-out - T+1)

On other operators
Description BSNL MTNL JIO VI

Commission 1.55% 1.55% 0.40% 1.70%

On Airtel recharges
NOTE: Pay-out T+1 means that the commission will be credited on the
1.9% for all circles very next day of the transaction.

*TnC apply
 AePS Cash Deposit Mobile Screen Protect

Retailer Commission
Slab
(Rs.) per Trxn
30% of MSP Premium Plan
200-499 0.25
500-999 0.5
1000-1499 1
1500-1999 3
Refer for Personal
2000-2499 4
Loan
2500-2999 5
3000-3999 6
4000-6999 7 Airtel Finance (Xtelify) : 1% Retailer commission
on the total amount successfully disbursed for
7000-10000 6 all the customers referred. (Walk-in-customers)

Insta Debit Card Transit Debit Card

Issuance Slab Total Commission per card

<5 Rs. 40
5 to 9 Rs. 50 Rs 40 per card
>=10 Rs. 60

Payout Breakup:
Issuance Slab Automated* Manual**
<5 Rs 40 Rs 0
5 to 9 Rs 40 Rs 10
>=10 Rs 40 Rs 20

* T+1 basis

** extra commission will be paid on monthly basis

“si.cardissuance.customer” is also included in commission