Open white label
platform for Banking
Business
Proposal
white label Portal Package
Dear Sir.
We believe that you are alive and kicking! It's been a long journey of partnership with you! We appreciate the
efforts and time you have given us to know more. Trust and alliance are what all of us are rooted in, we value
our long-term association and wish to grow together, by creating a mutually beneficial Partnership.
As it is well-known, iPaymnt Tech is one of the most renowned and best rural Neo Banking Platform & FinTech
Companies in India which expertise in providing White Label, B2B Portal, and Open API.
As discussed here we are presenting our Proposal and Commercials
white label Proposal
           White Label +Franchisor+ Master Distributor + distributor + retailer
           AEPS, DMT, Micro ATM, UTI/NSDL Pan card, Bill Payments, Mobile & DTH Recharge
       Amazon Associates, Flipkart, Tata Clip and Myntra Shopping, Saving Account, Insurance
        Services and More than 20+ tie up for promotion of application with well commission
       Android application & website.
       Cloud Dedicated server.
       Digital Marketing Guidance and Support.
       Media Promotion Guidance.
       100 % Safe and secure.
       99% success ratio.
Commission & Charges
AEPS & mATM (Kotak, SBM & NSDL)
    AEPS & Micro Atm Commission = 0.42% out of RS.3000 txn
    AEPS & Micro Atm Commission = 0.45% out of RS.3000 txn
     if transaction => 20 Lac per day
    AEPS & Micro Atm Commission maximum = 0.46% (Max RS.14/-) out of RS.3000 txn
        If transaction => 1 Crore Per day
    Micro ATM Per Device = Rs.1500 + Gst
    Mini Statement - Rs. 1 per statement.
    Aadhar Pay - Charges - 0.28% + GST.
Payout (IMPS |NEFT | UPI)
         Txn Size (In INR)    IMPS                      NEFT                  UPI
         0-25000              INR 5                     INR 3                 INR 5
         Greater than         INR 7                     INR 3                 INR 7
         RS.25000
Saving Accounts
    Max Up to Rs.300/- Per account (Selected Banks having Commission only)
Domestic Money Transfer
    DMT Charge = 0.24% in 1% means (0.76% will be commission)
Pan Card
    UTI PAN – UTI TSL Rs.10 per Pan (Pan card charge
     Rs.107/-)
    NSDL Pan: Rs.10 per Pan (Pan card chargeRs.107/-)
Mobile and DTH Recharge- Max Up to 7%
          JIO - 4%, Airtel - 3%, VI - 4%, BSNL - 7%, Airtel DTH - 4%, Dish TV - 4%Sun TV -
 Note: Mobile & Dth Recharge Commission may fluctuate time to time according to operator.
          4%, TATA Sky - 4%, Videocon DTH - 4%
BBPS (Bharat Bill Payment System)
Biller Type                          Biller Category             Commission (Payable in INR)
Electricity                          Utilities                                                           1.25
Gas-Pipe Line                        Utilities                                                           1.25
LPG Gas                              Utilities                                                           1.25
Water                                Utilities                                                           1.25
Municipal Taxes & Services           Utilities                                              T.V <= 5000: 1.25
                                                                                             T.V > 5000: 3.25
Mobile / Landline                    Telecom                                                             1.50
Broadband / Data card                Telecom                                                             1.50
Cable                                Cable                                                               1.50
DTH                                  DTH
Fastag Recharge                      Fastag Recharge                                  70% of (0.3% of T.V)
Loan Repayments                      Loan Repayments                                                  3.25
Recurring Deposits                   Recurring Deposits                                               3.25
Credit Card                          Credit Card                                                      3.25
Mutual Fund                          Mutual Fund                                                      3.25
Insurance                            Insurance                                           T.V <= 5000: 3.25
                                                                                          T.V > 5000: 6.75
Housing Society                      Housing Society                                    T.V <= 10000: 3.25
                                                                                T.V >10000 to 49999: 6.75
                                                                                           T.V >=50000: 12
Educational Fees                     Educational Fees                                   T.V <= 10000: 3.25
                                                                                T.V >10000 to 49999: 6.75
                                                                                          T.V >=50000: 12
Hospital & Pathology                 Hospital & Pathology                               T.V <= 10000: 3.25
                                                                                T.V >10000 to 49999: 6.75
                                                                                          T.V >=50000: 12
Clubs & Associations              Clubs & Associations                            T.V <= 10000: 3.25
                                                                          T.V >10000 to 49999: 6.75
                                                                                    T.V >=50000: 12
Rental                             Rental                                         T.V <= 10000: 3.25
                                                                          T.V >10000 to 49999: 6.75
                                                                                    T.V >=50000: 12
Metro Recharge                    Metro Recharge                                70% of (0.4% of T.V)
Subscription Fees - Digital/OTT   Subscription Fees -                             70% of (1% of T.V)
and other billers of nature       Digital/OTT and other
                                  billers of nature
All Insurance = Max Up to 35% of premium amount
Health Insurance                    Covid Insurance                      Life Insurance
Car Insurance                       Bike Insurance                       Commercial Vehicle
Home Insurance                      Travel Insurance                     Cyber Insurance
Hospital Cash                       Fire Insurance                       Personal Accident Insurance
     Amazon Shopping = Max Up to 12% of product price it will also reflect according to
      product.
     Online Medicine = Up to 5% of Cost
     Flight Booking max Up to Rs.150 per
      booking
     Hotel Booking max Up to RS.150 Per
      booking
     IT Services = According to requirements
Other Services
Name                                            Status     Payouts        Payment Term
Equitas Bank Saving Account                     live       280 INR        39 days
Kotak 811 Savings Account                       live       360 INR        40 days
DBS Savings Account                             live       175 INR        40 days
Jupiter Digital Account                         live       196 INR        30 days
AU Bank Saving Account                          live       550 INR        40 days
FI MONEY Digital Account                        live       200 INR        40 days
Axis Saving Account                             live       300 INR        40 days
Yes Bank Saving Account                         live       245 INR        30 days
Niyo Digital Saving Account                     live       147 INR        40 days
Indusind Bank Saving Account                    live       700 INR        40 days
AU Bank Credit Card                             live       420 INR        45 days
ICICI Credit Card              live   420 INR        40 days
Indusind Credit card           live   2450 INR       40 days
IDFC Credit card               live   1400 INR       40 days
Citi Bank Credit Card          live   2500 INR       40 days
Bajaj Insta EMI Card           live   210 INR        40 days
Valued Openion Live            live   168 INR        40 days
Mahindra Adventurush           live   120 INR        40 days
Tata Capital Home Loan Apply   live   120 INR        40 days
Aditya Birla Money             live   380 INR        40 days
Amazon Shopping                live   6% to 12%      40 days
Shopclues                      live   6% to 10%      40 days
Tata Cliq                      live   1% to 3%       40 days
Ajio                           live   7% to 9%       40 days
Myntra                         live   3% to &%       40 days
Snapdeal                       live   14% to 20%     40 days
First Cry                      live   22.50 INR PS   30 days
BookMyShow                     live   6.50 INR PT    30 days
Apollo Pharmacy                live   140 INR PS     30 days
netmeds                        live   5.40% to 240   30 days
                                      INR
@Home [Home Furniture]         live   10.25 %        30 days
Dominos                        live   20 INR PS      30 days
Swiggy                         live   15 INR         30 days
MCDONALDS                      live
MakeMyTrip [Hotel]             live   123 INR        30 days
MakeMyTrip [Flight]            live   101 INR        30 days
Cleartrip [Flight]             live   135 INR        30 days
VIA .com [Flight]              live   120 INR        30 days
Akbar Travels [Hotel]          live   78.75 INR      30 days
Oyo Hotel                      live   5.20% PS       30 days
goibibo hotels                                  live          119.85 PS         30 days
BOB Car Loan                                    live          101 INR CPL       40 days
AXIS Mutual Fund                                live          449 INR           40 days
IndusInd Bank Personal Loan                     live          2000 INR          40 days
Niyo X Digital Saving                           live          140 INR           40 days
IIFL Business Loan                              live          200 INR CPL       40 days
HDFC Home Loan                                  Live          745 INR           40 days
Note : Campaign and Commission may change according to operator which will notify by mail.
  White Label= RS.50000+Gst (one time payment costing Rs.35000)
                         Payments Steps for Whitelabel
   1st web portal =RS.35000/-
   2nd Android Application =RS.15000/-
   white label Portal Total Costing 50000+GST
Debit card (visa,master)   0.40%<2k                        0.90%>2k
Credit card(visa master,   0.95%                            Instant settlement (All types of bill
Rupay)                                                                         payment)
UPI(Google pay,paytm,.. 0.10%
all upi
Netbanking(56+banks)    1.75%
Wallets                    1.85%
Note: - Digital Marketing and media promotion charges will be extra as per requirements of clints.