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White Label - Proposal

The document outlines a business proposal for a white label banking platform by iPaymnt Tech, detailing various services including AEPS, DMT, and mobile recharges, along with associated commissions and charges. It emphasizes the importance of partnership and offers a comprehensive package for distributors and retailers, including digital marketing support. The proposal includes pricing for the white label portal and additional services, highlighting the potential for a mutually beneficial collaboration.
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0% found this document useful (0 votes)
122 views7 pages

White Label - Proposal

The document outlines a business proposal for a white label banking platform by iPaymnt Tech, detailing various services including AEPS, DMT, and mobile recharges, along with associated commissions and charges. It emphasizes the importance of partnership and offers a comprehensive package for distributors and retailers, including digital marketing support. The proposal includes pricing for the white label portal and additional services, highlighting the potential for a mutually beneficial collaboration.
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Open white label

platform for Banking

Business
Proposal
white label Portal Package
Dear Sir.

We believe that you are alive and kicking! It's been a long journey of partnership with you! We appreciate the
efforts and time you have given us to know more. Trust and alliance are what all of us are rooted in, we value
our long-term association and wish to grow together, by creating a mutually beneficial Partnership.

As it is well-known, iPaymnt Tech is one of the most renowned and best rural Neo Banking Platform & FinTech
Companies in India which expertise in providing White Label, B2B Portal, and Open API.

As discussed here we are presenting our Proposal and Commercials

white label Proposal

 White Label +Franchisor+ Master Distributor + distributor + retailer

 AEPS, DMT, Micro ATM, UTI/NSDL Pan card, Bill Payments, Mobile & DTH Recharge

 Amazon Associates, Flipkart, Tata Clip and Myntra Shopping, Saving Account, Insurance
Services and More than 20+ tie up for promotion of application with well commission

 Android application & website.

 Cloud Dedicated server.

 Digital Marketing Guidance and Support.

 Media Promotion Guidance.

 100 % Safe and secure.

 99% success ratio.


Commission & Charges

AEPS & mATM (Kotak, SBM & NSDL)

 AEPS & Micro Atm Commission = 0.42% out of RS.3000 txn

 AEPS & Micro Atm Commission = 0.45% out of RS.3000 txn


if transaction => 20 Lac per day
 AEPS & Micro Atm Commission maximum = 0.46% (Max RS.14/-) out of RS.3000 txn
If transaction => 1 Crore Per day

 Micro ATM Per Device = Rs.1500 + Gst


 Mini Statement - Rs. 1 per statement.
 Aadhar Pay - Charges - 0.28% + GST.

Payout (IMPS |NEFT | UPI)

Txn Size (In INR) IMPS NEFT UPI


0-25000 INR 5 INR 3 INR 5
Greater than INR 7 INR 3 INR 7
RS.25000

Saving Accounts

 Max Up to Rs.300/- Per account (Selected Banks having Commission only)

Domestic Money Transfer

 DMT Charge = 0.24% in 1% means (0.76% will be commission)

Pan Card

 UTI PAN – UTI TSL Rs.10 per Pan (Pan card charge
Rs.107/-)

 NSDL Pan: Rs.10 per Pan (Pan card chargeRs.107/-)


Mobile and DTH Recharge- Max Up to 7%

JIO - 4%, Airtel - 3%, VI - 4%, BSNL - 7%, Airtel DTH - 4%, Dish TV - 4%Sun TV -

Note: Mobile & Dth Recharge Commission may fluctuate time to time according to operator.

4%, TATA Sky - 4%, Videocon DTH - 4%

BBPS (Bharat Bill Payment System)


Biller Type Biller Category Commission (Payable in INR)
Electricity Utilities 1.25
Gas-Pipe Line Utilities 1.25
LPG Gas Utilities 1.25
Water Utilities 1.25
Municipal Taxes & Services Utilities T.V <= 5000: 1.25
T.V > 5000: 3.25
Mobile / Landline Telecom 1.50
Broadband / Data card Telecom 1.50
Cable Cable 1.50
DTH DTH
Fastag Recharge Fastag Recharge 70% of (0.3% of T.V)
Loan Repayments Loan Repayments 3.25
Recurring Deposits Recurring Deposits 3.25
Credit Card Credit Card 3.25
Mutual Fund Mutual Fund 3.25
Insurance Insurance T.V <= 5000: 3.25
T.V > 5000: 6.75
Housing Society Housing Society T.V <= 10000: 3.25
T.V >10000 to 49999: 6.75
T.V >=50000: 12

Educational Fees Educational Fees T.V <= 10000: 3.25


T.V >10000 to 49999: 6.75
T.V >=50000: 12

Hospital & Pathology Hospital & Pathology T.V <= 10000: 3.25
T.V >10000 to 49999: 6.75
T.V >=50000: 12
Clubs & Associations Clubs & Associations T.V <= 10000: 3.25
T.V >10000 to 49999: 6.75
T.V >=50000: 12

Rental Rental T.V <= 10000: 3.25


T.V >10000 to 49999: 6.75
T.V >=50000: 12
Metro Recharge Metro Recharge 70% of (0.4% of T.V)
Subscription Fees - Digital/OTT Subscription Fees - 70% of (1% of T.V)
and other billers of nature Digital/OTT and other
billers of nature

All Insurance = Max Up to 35% of premium amount

Health Insurance Covid Insurance Life Insurance


Car Insurance Bike Insurance Commercial Vehicle
Home Insurance Travel Insurance Cyber Insurance
Hospital Cash Fire Insurance Personal Accident Insurance

 Amazon Shopping = Max Up to 12% of product price it will also reflect according to
product.
 Online Medicine = Up to 5% of Cost

 Flight Booking max Up to Rs.150 per


booking
 Hotel Booking max Up to RS.150 Per
booking
 IT Services = According to requirements

Other Services

Name Status Payouts Payment Term


Equitas Bank Saving Account live 280 INR 39 days
Kotak 811 Savings Account live 360 INR 40 days
DBS Savings Account live 175 INR 40 days
Jupiter Digital Account live 196 INR 30 days
AU Bank Saving Account live 550 INR 40 days
FI MONEY Digital Account live 200 INR 40 days
Axis Saving Account live 300 INR 40 days
Yes Bank Saving Account live 245 INR 30 days
Niyo Digital Saving Account live 147 INR 40 days
Indusind Bank Saving Account live 700 INR 40 days
AU Bank Credit Card live 420 INR 45 days
ICICI Credit Card live 420 INR 40 days
Indusind Credit card live 2450 INR 40 days
IDFC Credit card live 1400 INR 40 days
Citi Bank Credit Card live 2500 INR 40 days
Bajaj Insta EMI Card live 210 INR 40 days
Valued Openion Live live 168 INR 40 days

Mahindra Adventurush live 120 INR 40 days


Tata Capital Home Loan Apply live 120 INR 40 days
Aditya Birla Money live 380 INR 40 days
Amazon Shopping live 6% to 12% 40 days
Shopclues live 6% to 10% 40 days
Tata Cliq live 1% to 3% 40 days
Ajio live 7% to 9% 40 days
Myntra live 3% to &% 40 days
Snapdeal live 14% to 20% 40 days

First Cry live 22.50 INR PS 30 days

BookMyShow live 6.50 INR PT 30 days

Apollo Pharmacy live 140 INR PS 30 days

netmeds live 5.40% to 240 30 days


INR
@Home [Home Furniture] live 10.25 % 30 days

Dominos live 20 INR PS 30 days

Swiggy live 15 INR 30 days

MCDONALDS live

MakeMyTrip [Hotel] live 123 INR 30 days


MakeMyTrip [Flight] live 101 INR 30 days
Cleartrip [Flight] live 135 INR 30 days
VIA .com [Flight] live 120 INR 30 days
Akbar Travels [Hotel] live 78.75 INR 30 days

Oyo Hotel live 5.20% PS 30 days


goibibo hotels live 119.85 PS 30 days
BOB Car Loan live 101 INR CPL 40 days
AXIS Mutual Fund live 449 INR 40 days
IndusInd Bank Personal Loan live 2000 INR 40 days
Niyo X Digital Saving live 140 INR 40 days
IIFL Business Loan live 200 INR CPL 40 days

HDFC Home Loan Live 745 INR 40 days


Note : Campaign and Commission may change according to operator which will notify by mail.

White Label= RS.50000+Gst (one time payment costing Rs.35000)


Payments Steps for Whitelabel
1st web portal =RS.35000/-
2nd Android Application =RS.15000/-

white label Portal Total Costing 50000+GST

Debit card (visa,master) 0.40%<2k 0.90%>2k

Credit card(visa master, 0.95% Instant settlement (All types of bill


Rupay) payment)
UPI(Google pay,paytm,.. 0.10%
all upi
Netbanking(56+banks) 1.75%
Wallets 1.85%

Note: - Digital Marketing and media promotion charges will be extra as per requirements of clints.

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