CONSUMER BASE ™ REPORT Cust ID:
CHM Ref #:
6372934874
IDFC250723CR267058064
For RAMNATH SATNAMI
Prepared For: IDFC
Application ID: 0608139999
Date of
23-07-2025 12:44:26
Request:
Date of Issue: 23-07-2025
Inquiry Input Information
Name: RAMNATH SATNAMI DOB/Age: 01-05-1975 Gender: MALE
Father: Spouse: Mother:
Phone Numbers: 8349614164 ID(s): XXXXXXXX2414 [UID] Email ID(s):
DEPPS4059B [PAN]
Entity Id:
Current Address: Ntpc seepat, Seepat Bilaspur, BILASPUR 495004 CG
Other Address: village nawagoen post kaudia thana sipat, , Nawagaon Masturi Bilaspur, BILASPUR 495550 CG
CRIF HM Score(S):
SCORE NAME SCORE SCORING FACTORS
PERFORM CONSUMER 2.2 723 Score Range : 300-900
INCOME IMPUTATION C 3,00,001 - 4,00,000
Tip: Positive impact on credit score Negative impact on credit score
Personal Information - Variations
Tip: These are applicant's personal information variations as contributed by various financial institutions.
Name Variations Reported On DOB Variations Reported On
RAMNATH SATNAMI 31-01-2025 01-05-1975 31-01-2025
RAM SATNAMI 15-07-2025 01-01-1983 30-11-2024
Address Variations Reported On Phone Variations Reported On
MS RAMNATH SATNAMI GRAM NAWAGAON NAWAGAON KAUDIYA BILASPUR 495550 08349614164 15-07-2025
30-06-2025
CG 8349614164 31-01-2025
S O DASHERAM SATNAMI VILLAGE NAWAGO EN POST KAUDIA THANA SIPAT 918349614164 31-12-2023
31-05-2021
NAWAGAON 495550
NTPC SEEPAT SEEPAT BILASPUR 470 CHHATTISGARH 495004 CG 30-06-2025 ID Variations Reported On
VILLAGE-NAWAGAON BILASPUR 495550 CG 30-06-2025 DEPPS4059B [PAN] 15-07-2025
58 POST MUDPAR THANA SEEPAT DARRABHATHA POST MUDPAR THANA SEEPAT 30085356244230 [CKYC] 31-08-2023
31-08-2024
DARRABHATHA BILASPUR CHHATTISGARH 495550 495550 CG
S O DASHERAM SATNAMI VILLAGE NAWAGO EN POST KAUDIA THANA SIPAT
31-08-2021
NAWAGAON 495550 CH
S O DASHERAM SATNAMI VILLAGE NAWAGO EN POST KAUDIA THANA SIPAT
31-12-2023
NAWAGAON 495550 CG
VILLAGE-NAWAGAON P.O.-KAUDIYA BILASPUR 495550 CG 30-06-2025
S O DASHERAM SATNAMI VILLAGE NAWAGO EN POST KAUDIA THANA SIPAT
30-06-2021
NAWAGAON 495550 00
VILLAGE NAWAGOEN POST KAUDIA THANA SIPAT NAWAGAON MASTURI BILASPUR
15-06-2025
470 CHHATTISGARH 495550 CG
SO DASHERAM SATNAMI VILLAGE NAWAGOEN POST KAUDIA THANA SIPAT
NAWAGAON BILASPUR CHHATTISGARH 495550 NAWAGAON, SIPAT, BILASPUR, 15-07-2025
BILASPUR, CHHATTISGARH, 495550 495550 CG
S O DASHERAM SATNAMI VILLAGE NAWAGO EN POST KAUDIA THANA SIPAT
30-11-2022
NAWAGAON 495550 GA
HNO WARD NO 0 TALAB KE PAS KAUDIYA NAWAGAON
31-01-2025
BILASPURBILASPURCHHATTISGARH495550 495550 CG
Tip: All amounts are in INR.
Account Summary
Tip: Current Balance & Disbursed Amount is considered ONLY for ACTIVE accounts.
Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 6 3 1 2,76,665 3,01,919
Total
Inquiries in last 24 Months: 7 New Account(s) in last 6 Months: 1 New Delinquent Account(s) in last 6 Months: 1
Total Written Off Account(s): 0 Total Restructured Account(s): 0 Total Settled Account(s):- 0
Total Written Off Amount: 0 Total Settled Amount:- 0
Account Information
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
1 Account Type: CREDIT CARD Credit Grantor: NBF Account #: xxxx Info. as of: 15-07-2025
Ownership: INDIVIDUAL Disbursed Date: 10-02-2025 Disbd Amt/High Credit: 3,919 Principal Writeoff Amt:
ACTIVE
Credit Limit: 40,000 Last Payment Date: 11-06-2025 Current Balance: 5,310
Cash Limit: 4,000 Closed Date: Last Paid Amt: 305
InstlAmt/Freq: Overdue Amt: 1,514
Income/Frq: Interest Rate:
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2025 - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 008/XXX - - - - -
Account Type:
2 Credit Grantor: NBF Account #: xxxx Info. as of: 15-07-2025
BUSINESS LOAN - SECURED
Ownership: JOINT Disbursed Date: 19-10-2024 Disbd Amt/High Credit: 2,40,000 Principal Writeoff Amt:
Credit Limit: Last Payment Date: 04-07-2025 Current Balance: 2,31,470
ACTIVE
Cash Limit: Closed Date: Last Paid Amt: 6,385
InstlAmt/Freq: 6,385/Monthly Overdue Amt: 0
Status: No Suit filed Income/Frq: / Monthly
Settlement Amt: Interest Rate: 27.0% Total Writeoff Amt:
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2025 000/STD 000/STD 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - -
2024 - - - - - - - - - 000/STD 000/STD 000/STD
Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Property 4,83,624
Account Type: Info. as of:
3 Credit Grantor: IDFC Account #: 142102137
MICROFINANCE PERSONAL LOAN 30-06-2025
Ownership: INDIVIDUAL Disbursed Date: 13-01-2024 Disbd Amt/High Credit: 58,000 Principal Writeoff Amt:
Credit Limit: Last Payment Date: 05-06-2025 Current Balance: 39,885
ACTIVE
Cash Limit: Closed Date: Last Paid Amt: 34,748
InstlAmt/Freq: 2,044/Monthly Overdue Amt: 0
Status: No Suit filed Income/Frq:
Settlement Amt: Interest Rate: Total Writeoff Amt:
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
Account Type:
4 Credit Grantor: NBF Account #: xxxx Info. as of: 31-01-2025
BUSINESS LOAN - SECURED
Ownership: INDIVIDUAL Disbursed Date: 31-05-2023 Disbd Amt/High Credit: 32,000 Principal Writeoff Amt:
CLOSED
Credit Limit: Last Payment Date: 07-12-2024 Current Balance: 0
Cash Limit: Closed Date: 04-01-2025 Last Paid Amt:
InstlAmt/Freq: 2,382 Overdue Amt: 0
Income/Frq: Interest Rate: 21.0 %
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2025 000/XXX - - - - - - - - - - -
2024 000/XXX 000/XXX 021/XXX 000/XXX 000/XXX 000/XXX XXX/XXX 000/XXX 000/XXX 000/XXX 020/XXX 000/XXX
2023 - - - - - 000/STD XXX/XXX XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX
Account Type:
5 Credit Grantor: NBF Account #: xxxx Info. as of: 31-01-2025
BUSINESS LOAN - SECURED
Ownership: INDIVIDUAL Disbursed Date: 07-12-2022 Disbd Amt/High Credit: 26,000 Principal Writeoff Amt:
CLOSED
Credit Limit: Last Payment Date: Current Balance: 0
Cash Limit: Closed Date: 20-06-2023 Last Paid Amt:
InstlAmt/Freq: 2,600 Overdue Amt: 0
Income/Frq: Interest Rate: 20.0 %
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2023 XXX/XXX 000/XXX 000/STD 000/STD 000/STD 000/STD - - - - - -
Account Type:
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
6 Credit Grantor: NAB Account #: xxxx Info. as of: 31-12-2023
AUTO LOAN (PERSONAL)
Ownership: INDIVIDUAL Disbursed Date: 25-10-2019 Disbd Amt/High Credit: 38,000 Principal Writeoff Amt:
CLOSED
Credit Limit: Last Payment Date: 12-12-2023 Current Balance: 0
Cash Limit: Closed Date: 12-12-2023 Last Paid Amt: 11,378
InstlAmt/Freq: 812/Monthly Overdue Amt:
Income/Frq: 50,000 / Annual Interest Rate: 13.0 %
Occupation:
Payment History/Asset Classification:
January February March April May June July August September October November December
2023 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2022 006/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD
2021 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD 006/STD 006/STD 036/STD 067/STD 066/STD 067/STD
Collateral/Security Details:
Security Type Type of Charge Security Value Date Of Value
Property 27,604
Property 51,730
ADVANCED OVERLAP REPORT CHM Ref #:
Prepared For:
IDFC250723CR267058064
IDFC
Ramnath Satnami
Date of
23-07-2025 12:44:26
Request:
Date of Issue: 23-07-2025
Tip: All amounts are in INR
Individual Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0
Account Details - Primary
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
GROUP DETAILS CHM Ref #:
Prepared For:
IDFC250723CR267058064
IDFC
Date of
23-07-2025 12:44:26
Request:
Date of Issue: 23-07-2025
Tip: All amounts are in INR
Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0
Account Details - Primary
Inquiries (reported for past 24 months)
Credit Grantor Date of Inquiry Purpose Amount Remark
NBF 06-02-2025 Personal Loan 1,00,000
IDFC 05-02-2025 Personal Loan 1,50,000
NBF 27-01-2025 Personal Loan 0
NBF 21-09-2024 Property Loan 0
IDFC 10-01-2024 OTHER 70,000
NBF 05-01-2024 Personal Loan 0
IDFC 18-10-2023 OTHER 1,00,000
-END OF REPORT-
Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
