Consumer Base: Inquiry Input Information
Consumer Base: Inquiry Input Information
CHM Ref #:
6690089397
IDFC250911CR402525528
For BHAGWAT PATEL
Prepared For: IDFC
Application ID: 0608385928
Date of
11-09-2025 16:25:58
Request:
Date of Issue: 11-09-2025
Entity Id:
Current Address: Ghutku Ghutku Takhatpur Bilaspur, Ghutku, Ghutku Takhatpur Bilaspur, BILASPUR 495112 CG
Other Address:
CRIF HM Score(S):
Type Number of Account(s) Active Account(s) Overdue Account(s) Current Balance Amt Disbd/ High Credit
Primary Match 20 4 0 3,572 21,600
Total
Inquiries in last 24 Months: 7 New Account(s) in last 6 Months: 2 New Delinquent Account(s) in last 6 Months: 0
Total Written Off Account(s): 0 Total Restructured Account(s): 0 Total Settled Account(s):- 0
Total Written Off Amount: 0 Total Settled Amount:- 0
Account Information
1 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 31-08-2025
ACTIVE
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
Ownership: INDIVIDUAL Disbursed Date: 13-03-2025 Disbd Amt/High Credit: 7,200 Principal Writeoff Amt:
Credit Limit: Last Payment Date: 13-08-2025 Current Balance: 2,858
Cash Limit: Closed Date: Last Paid Amt:
InstlAmt/Freq: 999/Monthly Overdue Amt: 0
Status: No Suit filed Income/Frq:
Settlement Amt: Interest Rate: 28.0% Total Writeoff Amt:
Occupation:
January February March April May June July August September October November December
2025 - - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -
2 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 31-08-2025
Ownership: INDIVIDUAL Disbursed Date: 13-03-2025 Disbd Amt/High Credit: 1,800 Principal Writeoff Amt: 0
ACTIVE
January February March April May June July August September October November December
2025 - - 000/STD 000/STD 000/STD 000/STD 000/STD 000/STD - - - -
3 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 31-08-2025
Ownership: INDIVIDUAL Disbursed Date: 25-02-2023 Disbd Amt/High Credit: 11,970 Principal Writeoff Amt:
ACTIVE
January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -
2024 000/STD 000/STD 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - 000/XXX 003/XXX 033/XXX 065/XXX XXX/XXX 092/XXX 123/XXX 000/STD 000/STD 000/STD 000/STD
4 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 31-08-2025
Ownership: INDIVIDUAL Disbursed Date: 25-02-2023 Disbd Amt/High Credit: 630 Principal Writeoff Amt:
ACTIVE
January February March April May June July August September October November December
2025 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - -
2024 000/STD 000/STD 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2023 - 000/XXX 004/XXX 034/XXX 065/XXX 061/XXX 092/XXX 123/XXX 000/STD 000/STD 000/STD 000/STD
5 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 15-03-2025
Ownership: INDIVIDUAL Disbursed Date: 17-10-2024 Disbd Amt/High Credit: 6,500 Principal Writeoff Amt: 0
CLOSED
January February March April May June July August September October November December
2025 000/STD 000/STD 000/STD - - - - - - - - -
2024 - - - - - - - - - 000/STD 000/STD 000/STD
6 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-09-2023
Ownership: INDIVIDUAL Disbursed Date: 07-03-2023 Disbd Amt/High Credit: 3,332 Principal Writeoff Amt:
CLOSED
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
January February March April May June July August September October November December
2023 - - 000/XXX 024/XXX 055/XXX 085/XXX 086/XXX 086/XXX 000/XXX - - -
7 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-06-2023
Ownership: INDIVIDUAL Disbursed Date: 11-02-2023 Disbd Amt/High Credit: 6,650 Principal Writeoff Amt: 0
09-06-2023 0
CLOSED
Credit Limit: Last Payment Date: Current Balance:
Cash Limit: Closed Date: 09-06-2023 Last Paid Amt:
InstlAmt/Freq: Overdue Amt: 0
Status: Income/Frq:
Settlement Amt: 0 Interest Rate: Total Writeoff Amt:
Occupation:
January February March April May June July August September October November December
2023 - 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX - - - - - -
8 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-06-2023
Ownership: INDIVIDUAL Disbursed Date: 11-02-2023 Disbd Amt/High Credit: 350 Principal Writeoff Amt: 0
09-06-2023 0
CLOSED
January February March April May June July August September October November December
2023 - 000/STD 000/STD 000/STD 000/STD 000/STD - - - - - -
9 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 12-01-2023 Disbd Amt/High Credit: 1,000 Principal Writeoff Amt:
CLOSED
January February March April May June July August September October November December
2023 000/XXX 000/XXX - - - - - - - - - -
10 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 31-12-2022 Disbd Amt/High Credit: 9,450 Principal Writeoff Amt:
CLOSED
January February March April May June July August September October November December
2023 000/STD 000/STD - - - - - - - - - -
2022 - - - - - - - - - - - 000/STD
11 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 31-12-2022 Disbd Amt/High Credit: 1,050 Principal Writeoff Amt:
CLOSED
January February March April May June July August September October November December
2023 000/XXX 000/XXX - - - - - - - - - -
2022 - - - - - - - - - - - 000/XXX
12 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 01-03-2024
Ownership: INDIVIDUAL Disbursed Date: 27-12-2022 Disbd Amt/High Credit: 14,718 Principal Writeoff Amt:
19-02-2024 0
CLOSED
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
Settlement Amt: Interest Rate: Total Writeoff Amt:
Occupation:
January February March April May June July August September October November December
2024 XXX/XXX 000/XXX - - - - - - - - - -
2023 000/STD XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX
2022 - - - - - - - - - - - 000/STD
13 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 26-12-2022 Disbd Amt/High Credit: 1,771 Principal Writeoff Amt:
09-02-2023 0
CLOSED
January February March April May June July August September October November December
2023 000/XXX 000/XXX - - - - - - - - - -
2022 - - - - - - - - - - - 000/XXX
14 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 28-11-2022 Disbd Amt/High Credit: 3,000 Principal Writeoff Amt: 0
09-02-2023 0
CLOSED
January February March April May June July August September October November December
2023 000/STD 000/STD - - - - - - - - - -
2022 - - - - - - - - - - 000/STD 000/STD
15 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 28-02-2023
Ownership: INDIVIDUAL Disbursed Date: 16-11-2022 Disbd Amt/High Credit: 4,550 Principal Writeoff Amt:
CLOSED
January February March April May June July August September October November December
2023 000/XXX 000/XXX - - - - - - - - - -
2022 - - - - - - - - - - 000/XXX 000/XXX
16 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-11-2022
Ownership: INDIVIDUAL Disbursed Date: 06-09-2022 Disbd Amt/High Credit: 2,850 Principal Writeoff Amt: 0
12-11-2022 0
CLOSED
January February March April May June July August September October November December
2022 - - - - - - - - 000/XXX 000/XXX 000/XXX -
17 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-11-2022
Ownership: INDIVIDUAL Disbursed Date: 06-09-2022 Disbd Amt/High Credit: 150 Principal Writeoff Amt: 0
12-11-2022 0
CLOSED
January February March April May June July August September October November December
2022 - - - - - - - - 000/STD 000/STD 000/STD -
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
18 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-09-2022
Ownership: INDIVIDUAL Disbursed Date: 02-08-2022 Disbd Amt/High Credit: 1,235 Principal Writeoff Amt: 0
05-09-2022 0
CLOSED
Credit Limit: Last Payment Date: Current Balance:
Cash Limit: Closed Date: 05-09-2022 Last Paid Amt:
InstlAmt/Freq: Overdue Amt: 0
Status: Income/Frq:
Settlement Amt: 0 Interest Rate: Total Writeoff Amt:
Occupation:
January February March April May June July August September October November December
2022 - - - - - - - 000/XXX 000/XXX - - -
19 Account Type: PERSONAL LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-09-2022
Ownership: INDIVIDUAL Disbursed Date: 02-08-2022 Disbd Amt/High Credit: 65 Principal Writeoff Amt: 0
05-09-2022 0
CLOSED
January February March April May June July August September October November December
2022 - - - - - - - 000/STD 000/STD - - -
20 Account Type: CONSUMER LOAN Credit Grantor: NBF Account #: xxxx Info. as of: 30-11-2024
Ownership: INDIVIDUAL Disbursed Date: 17-11-2021 Disbd Amt/High Credit: 7,696 Principal Writeoff Amt:
CLOSED
January February March April May June July August September October November December
2024 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX -
2023 XXX/XXX XXX/XXX XXX/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX
2022 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX 000/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX XXX/XXX
2021 - - - - - - - - - - - 000/XXX
Individual Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data
GROUP DETAILS CHM Ref #:
Prepared For:
IDFC250911CR402525528
IDFC
Date of
11-09-2025 16:25:58
Request:
Date of Issue: 11-09-2025
Summary
Tip: Current Balance, Disbursed Amount & Instalment Amount is considered ONLY for ACTIVE account
Association Active Association Account Summary Disbursed Amount Instalment Amount Current Balance Overdue Amount
Own Other Own Other Active Closed Default Own Other Own Other Own Other Own Other
0 0 0 0 0 0 0 - - - - - - - -
Total written off account(s): 0 Total written off amount: 0 Total restructured account(s): 0
Appendix
Section Code Description
Indicates number of accounts that the applicant has defaulted on within the last 6
Account Summary Number of Delinquent Accounts
months
Account Information - Credit Grantor XXXX Name of grantor undisclosed as credit grantor is different from inquiring institution
Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution
Payment History / Asset Classification XXX Data not reported by institution
Payment History / Asset Classification - Not applicable
Payment History / Asset Classification STD Account Reported as STANDARD Asset
Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset
Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset
Payment History / Asset Classification LOS Account Reported as LOSS Asset
Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION
Account Information - Account # CI-Ceased/Membership Terminated Credit Institution has Ceased to Operate or Membership Terminated
Disclaimer: This document is prepared based on the data submitted by member institutions of CRIF High Mark Credit Information Services Private Limited (CRIF High Mark) and by using the
proprietary match logic of CRIF High Mark. No alterations are made to the data submitted by member institutions and the same is up to date as well as accurate to the best of its
knowledge. By using data contained in this document, the user acknowledges that CRIF High Mark is not responsible for errors/omissions resulting from submission of erroneous data
from Members to CRIF High Mark. This document may not be used or disclosed to others, except with the written permission of CRIF High Mark. Any paper copy of this document will be
considered uncontrolled. If you are not the intended recipient, you are not authorized to read, print, retain, copy, disseminate, distribute or use this information or any part thereof.
PERFORM score provided in this document is joint work of CRIF SPA (Italy) and CRIF High Mark (India). For any assistance on this report, reach out to us at:
customerservice@crifhighmark.com
Copyrights reserved (c) 2025 CRIF High Mark Credit Information Services Pvt. Ltd Company Confidential Data