Property Loan – Application Form (Partial Prepayment)

Date:
To: United Overseas Bank Limited (“UOB”)
(Please submit the completed form to any UOB branch) (DD-MM-YYYY)

IMPORTANT: Please read the Important Notes and Guide overleaf before completing this application form in particular the partial prepayment terms
(such as prepayment fees) that may apply to your request.

PART A: LOAN ACCOUNT DETAILS

Loan Account Number: 8 (“Loan”)

Name(s) of Borrower(s):

PART B: PARTIAL PREPAYMENT INSTRUCTIONS

1) I/We wish to partially prepay my/our Loan, as follows:- (Please tick <√> where applicable)
□ By cash
I/We authorize UOB to debit my/our monthly loan servicing account by *SGD/GBP/AUD/JPY ____________________ subject to the condition
below#.
□ By CPF
I/We confirm that I/we have given instruction to CPF Board (“CPFB”) to remit a sum of S$____________________ for the partial prepayment on
the scheduled prepayment date subject to the condition below#.

2) If the partial prepayment amount is more than the loan outstanding on due date, I/we authorize UOB to i) debit from the partial prepayment amount
an amount equivalent to the loan outstanding on due date subject to the condition below# and ii) return the remaining amount to my/our loan servicing
account or CPFB, whichever is applicable.

3) Please debit my/our said account on the following date (“Partial Prepayment Date”):- (Please tick <√> ONE box only)
□ One (1) month from the date of UOB’s receipt of this application form; or
□ On ______________________ (DD/MM/YYYY). If this indicated date is less than one (1) month from the date of UOB’s receipt of this application
form, please debit the interest in lieu from my/our loan servicing account.

4) Prepayment Fee (please tick <√> ONE box only):

□ If prepayment fee is applicable, please proceed with this instruction and debit the prepayment fee from my/our monthly loan servicing account; or
□ I/We have not checked the prepayment condition in my/our Letter of Offer. Please DO NOT proceed with this instruction if there is a prepayment
fee applicable to this partial prepayment.
#
Condition:
Each partial prepayment amount must be in multiples of $1,000 for SGD/GBP/AUD and subject to a minimum amount of $5,000.
In the case of JPY, it must be in multiples of JPY80,000 and subject to a minimum amount of JPY400,000.
The partial prepayment amount cannot be more than the loan outstanding as at the date of UOB’s receipt of this application form and cannot constitute full repayment of the
Loan.
PART C: ACKNOWLEDGEMENT & AUTHORISATION
By signing this application form:-
(a) I/We irrevocably instruct UOB to partially prepay my/our Loan and I/We confirm that the instructions and all information provided herein are accurate;
(b) I/We confirm that I/we understand and agree that my/our instructions herein and any transaction effected by UOB pursuant to my/our instruction shall be subject to UOB’s terms
and conditions;
(c) I/We undertake to ensure sufficient fund in my/our monthly servicing account and/or to instruct CPFB to remit the above partial prepayment amount on the Partial
Prepayment Date, failing which I/we agree that UOB shall cancel my/our instructions herein without further notice to us;
(d) I/We agree to bear all fees, costs and charges applicable to the partial prepayment. Accordingly, I/we authorise UOB to debit the partial prepayment amount and all fees, costs
and charges arising in connection with the partial prepayment from my/our monthly loan servicing account or any other account maintained with UOB without any prior notice to
me/us, notwithstanding that such account may be overdrawn;
(e) I/We agree that UOB will not be liable to me/us for any loss, cost or expense howsoever incurred in connection with the partial prepayment and I/we irrevocably agree to indemnify
UOB from and against all losses, costs or expenses of any kind whatsoever, which UOB may incur or sustain in connection with the partial prepayment; and
(f) I/We agree that my/our instalment amount will be revised when I/we partially prepay the Loan while the remaining Loan tenure remains unchanged. Information on
the new instalment amount and payment due date will be communicated to me/us via mail to my/our loan account mailing address, or a soft copy through Internet
Banking if I/we have enrolled for eStatement / eAdvice.

(i) Signature of Borrower(s): (ii) Signature of Third Party Monthly Loan Servicing Account
Holder(s): (All account holder(s) to sign if the debiting account is a third-party account)

Signature Signature Signature Signature

Name: Name: Name: Name:
NRIC: NRIC: NRIC: NRIC:
Contact No.: Contact No.: Contact No.: Contact No.:

For Internal use only (please fill in all fields below) For Retail Loan Operations Centre (RLOC):

Please submit CPP form via EWF Scan & View to RLOC 1. Partial Prepayment (PP) Date: ______________
Remarks (if any):
Notice Receipt Date: __________________________________ 2. PP Notice: □ Processed □ Rejected
Processed by: ____________________________
Attending Officer’s (Name/Signature): ___________________
3. PP Date: □ Processed □ Aborted
Branch/Dept: ________________________________________
Processed by: ____________________________

Page 1/2 Partial Prepayment v.7 / 2025

 IMPORTANT NOTES

1. Notice: To make a partial prepayment, you will need to give UOB one (1) month’s prior written notice or if one (1) month’s prior written notice is not
given, you will need to pay UOB one (1) month’s interest on the amount prepaid. If the interest rate of the Loan is referenced to a Singapore
Overnight Rate Average (“SORA”), the interest would be calculated based on the applicable SORA prevailing on the Partial Prepayment Date.
2. Conditions for Prepayment:

(a) Remaining tenor: the remaining tenor of the Loan is not less than five (5) years at the time of prepayment; and
(b) Prepayment amount: Each partial prepayment amount cannot be more than the amount of the Loan outstanding as at the date of UOB’s
receipt of your application form and cannot constitute full repayment of the Loan. For Singapore/Malaysia property loan - each partial
prepayment amount must be in multiples of S$1,000 and is subject to a minimum amount of S$5,000. For London/Australia property loan -
each partial prepayment amount must be in multiples of GBP1,000/ A$1,000 and is subject to a minimum amount of GBP5,000 /A$5,000. For
Japan property loan – each partial prepayment amount must be in multiples of JPY80,000 and is subject to a minimum amount of JPY400,000.
3. Partial Prepayment Date: The Loan shall be partially prepaid on the Partial Prepayment Date. The Partial Prepayment Date shall be the date that
is one (1) month from the date of UOB’s receipt of your application form or such date specified by you on the application form. If the Partial
Prepayment Date falls on a non-business day (i.e. Saturday, Sunday or public holiday in Singapore), then the Partial Prepayment Date shall be
made on the immediate following business day.
4. Cancellation of Partial Prepayment: UOB has the right to reject your request for Partial Prepayment for any reason whatsoever. Notwithstanding
the aforesaid, your request for partial prepayment shall be deemed to be cancelled in the event that:

(a) there is insufficient funds in your monthly loan servicing account and/or UOB does not receive your CPF monies on the Partial Prepayment
Date;

(b) the application form is not duly completed;

(c) the signature(s) on the application form differ from the signatures in UOB’s record; and/or
(d) prior notice for full repayment of the Loan has been given to UOB.
5. Partial Prepayment Fees: You agree to be liable for and shall bear all fees, costs and charges arising in connection with the Partial Prepayment
and you authorise the Bank to debit your monthly loan servicing account for all fees, costs and charges including but not limited to the following:

(a) Partial Prepayment fee if the date of Partial Prepayment falls within the (“Prepayment Period”) as stated in the facility letter; and/or
(b) interest in lieu of notice on the amount prepaid.
6. UOB will not be liable for any loss arising in any manner howsoever other than losses arising from UOB’s wilful misconduct in connection with the
Partial Prepayment including but not limited to any loss on interest in respect of CPF monies received from CPFB prior to the Partial Prepayment
Date and/or the return of CPF monies to CPFB in the event the Partial Prepayment is cancelled or not completed for any reason whatsoever.
7. Effect of Full Prepayment Notice: If you request for a full prepayment after your submission of a request for partial prepayment, all requests for
partial prepayment shall be deemed to be cancelled by you.
8. Other terms: Your partial prepayment shall be subject to all terms and conditions as set out in your facility letter for the Loan with UOB. Please
refer to your facility letter for all applicable terms and conditions.
9. Money Lock: You agree to ensure that, prior to the Partial Prepayment Date, you have reduced the amount of monies placed under Money Lock
in your monthly loan servicing account, as required, such that there are sufficient monies not under Money Lock, in this account, to fulfil the partial
prepayment amount to be debited from this account on the Partial Prepayment Date, failing which, your request for partial prepayment will be
cancelled.

GUIDE FOR PARTIAL PREPAYMENT

What you need to know for the preparation of Partial Prepayment.
Submission of the Before the Monthly Instalment Upon successful of
Partial Prepayment Partial Prepayment Date upon successful Partial Prepayment
Application Form Partial Prepayment

What happens after I submit the What do I have to do before the What happens to my Monthly What happens after successful Partial
Partial Prepayment application Partial Prepayment date? Instalment after the Partial Prepayment?
form? Prepayment?
Cash Payment You will receive the following advices by
You will receive a Notification Please maintain sufficient funds in For Constant Monthly Instalment post to your loan account mailing
Letter confirming your Partial your monthly loan servicing (“CMI”) packages, monthly address, or a soft copy through Internet
Prepayment details within ten account before the Partial instalment remains unchanged Banking if you have enrolled for
(10) working days of submission Prepayment date. during the CMI period stated in the eStatement / eAdvice.
of this application form by post facility letter.
to your loan account mailing CPF Payment Advices Cash CPF
address, or a soft copy through Please submit your request to For non-CMI packages: A Debit Advice on the
Internet Banking if you have CPFB via CPFB website • Monthly instalment will be amount debited from your
enrolled for eStatement / www.cpf.gov.sg. Please indicate a revised upon Partial √
monthly loan servicing
eAdvice. specific date (DD/MM/YYYY) on Prepayment while the account.
the expected payment due date / remaining Loan tenure
date for payment to reach the bank remains unchanged. A Partial Prepayment
to ensure CPF fund are remitted Letter confirming the
following:
promptly for processing on the • If you want to maintain your
Partial Prepayment date. 1. Loan amount prepaid.
monthly instalment after Partial
2. Loan outstanding √ √
Prepayment, you will need to
Note: It takes 2 working days for balance.
request for shortening of Loan
the CPF fund to reach the Bank 3. Monthly instalment
tenor and subject to a
from CPF account deduction date. amount and its
processing fee of S$300.
effective date.
Please call Contact Centre at
1800-3882121 for assistance.

Page 2/2 Partial Prepayment v.7 / 2025