CONSUMER CIR

CONSUMER: THIYAGARAJAN DHANAPAL DATE: 18-08-2025

MEMBER ID: HF63439999_CIRC2CNPE TIME: 12:29:15
MEMBER REFERENCE NUMBER: 346623853 CONTROL NUMBER: 9,47,93,60,316

CONSUMER INFORMATION:
NAME: THIYAGARAJAN DHANAPAL

DATE OF BIRTH: 04-06-1990 GENDER: MALE

CIBIL TRANSUNION SCORE(S):

SCORE NAME SCORE SCORING FACTORS

CIBILTUSC3 1: PRESENCE OF DELINQUENCY IN THE RECENT PAST

720 2: PRESENCE OF DELINQUENCY IN THE RECENT PAST
3 LOW CREDIT AGE

POSSIBLE RANGE FOR CIBIL TRANSUNION SCORE VERSION 3.0

Consumers with more than 6 months credit history* : 300 (high risk) to 900 (low risk)
Consumers having less than 6 months credit history* : 1 (high risk) to 5 (low risk)
Consumers not in CIBIL database or with insufficient information for scoring* : -1

* At least one tradeline with information updated in last 36 months is required.In case of error in scoring a value of '0' is returned.

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE

INCOME TAX ID NUMBER (PAN) BNVPT7770B

VOTER ID CWS1244102

UID XXXXXXXXXXXX

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION

NOT CLASSIFIED 9542365423

MOBILE 7604878209

MOBILE 9944775987

OFFICE(e) 9944775987

EMAIL CONTACT(S):
EMAIL ADDRESS

TRIPURA.G22@GMAIL.COM

THIYAGU11@GMAIL.COM

THIYAGU1986@GMAIL.COM

ADDRESS(ES):

ADDRESS: NO 12 GANGAIAMMAN KOVIL STREET LADAVARAM POST SARVANTHANGAL VELLORE ARCOT NEAR GANGAIAMMAN KOVIL VLR TAMIL NADU
632503

CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 31-12-2023

ADDRESS: NO 12 GANGAIAMMAN KOVIL STREET SARVANTHANGAL ARCOT 632503 ARCOT HO TAMIL NADU TAMIL NADU 632503

CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 12-08-2020

ADDRESS: LADAVARAM ARCOT ARANI TAMIL NADU 632503

CATEGORY: RESIDENCE RESIDENCE CODE: DATE REPORTED: 18-03-2020

ADDRESS: NO 31161 KEERAKARA STREET ,KALAVAI ROAD ARCOT 632503 , , , ARCOT HO TAMIL NADU 632503

CATEGORY: OFFICE RESIDENCE CODE: DATE REPORTED: 14-03-2019

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 1 of 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: THIYAGARAJAN DHANAPAL DATE: 18-08-2025
MEMBER ID: HF63439999_CIRC2CNPE TIME: 12:29:15
MEMBER REFERENCE NUMBER: 346623853 CONTROL NUMBER: 9,47,93,60,316

PERSONAL / ENQUIRY DISPUTE(S):

PERSONAL / ENQUIRY INFORMATION UNDER DISPUTE:

CIBIL REMARKS:

DATE ENTERED:

EMPLOYMENT INFORMATION :
NET / GROSS INCOME MONTHLY / ANNUAL INCOME
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INDICATOR

50 19-02-2025 SELF EMPLOYED

SUMMARY:
ACCOUNT(S):
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED

All Accounts TOTAL: 6 HIGH CR/SANC. AMT: 35,31,000 CURRENT: 9,74,442 RECENT: 12-07-2023

OVERDUE: 0 OVERDUE: 0 OLDEST: 09-01-2013

ZERO-BALANCE: 4

ENQUIRIES:
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT

All Enquiries 10 0 1 2 05-05-2025

ACCOUNT(S):

ACCOUNT DATES AMOUNTS STATUS

SUIT FILED /WILFUL DEFAULT: SUIT

MEMBER NAME: NOT DISCLOSED OPENED: 09-01-2013 SANCTIONED: 5,46,000
FILED

ACCOUNT NUMBER: NOT DISCLOSED CURRENT BALANCE: 0 WRITTEN OFF /SETTLED STATUS:
LAST PAYMENT: 26-06-2014
WRITTEN-OFF

TYPE: TRACTOR LOAN REPORTED AND CERTIFIED: WRITTEN OFF (TOTAL): 2,82,071

OWNERSHIP: INDIVIDUAL 31-07-2025 WRITTEN OFF (PRINCIPAL): 2,82,071

PMT HIST START: 01-07-2025 PMT FREQ: QUARTERLY

PMT HIST END: 01-08-2022 REPAYMENT TENURE: 20

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-25 06-25 05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24
000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX
01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 12-07-2023 SANCTIONED: 13,30,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 04-07-2025 CURRENT BALANCE: 9,67,003

TYPE: BUSINESS LOAN - GENERAL REPORTED AND CERTIFIED: EMI: 23,476

OWNERSHIP: JOIN 31-07-2025

COLLATERAL VALUE: 19,05,680 PMT HIST START: 01-07-2025 PMT FREQ: MONTHLY

REPAYMENT TENURE: 60
COLLATERAL TYPE: PROPERTY PMT HIST END: 01-07-2023
INTEREST RATE: 19.00

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
07-25 06-25 05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24
000 000 XXX XXX 000 XXX 000
01-24 12-23 11-23 10-23 09-23 08-23 07-23

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 2 of 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: THIYAGARAJAN DHANAPAL DATE: 18-08-2025
MEMBER ID: HF63439999_CIRC2CNPE TIME: 12:29:15
MEMBER REFERENCE NUMBER: 346623853 CONTROL NUMBER: 9,47,93,60,316

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-11-2021 SANCTIONED: 10,00,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 12-07-2023

CURRENT BALANCE: 0
CLOSED: 12-07-2023

TYPE: 50 REPORTED AND CERTIFIED: EMI: 28,768

OWNERSHIP: JOIN 15-08-2025

PMT HIST START: 01-08-2025

PMT HIST END: 01-09-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 XXX XXX XXX XXX XXX 000 000 000 000 000 000
08-25 07-25 06-25 05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24
000 000 000 000 XXX XXX 000 000 XXX XXX XXX 000 XXX XXX 000 000 000 000
02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 10-11-2020 SANCTIONED: 5,00,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 30-11-2021

CURRENT BALANCE: 0
CLOSED: 30-11-2021

TYPE: 50 REPORTED AND CERTIFIED: EMI: 16,859

OWNERSHIP: INDIVIDUAL 15-08-2025

PMT HIST START: 01-08-2025

PMT HIST END: 01-09-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000 XXX XXX XXX XXX XXX 000 000 000 000 000 000
08-25 07-25 06-25 05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24
000 000 000 000 XXX XXX 000 000 XXX XXX XXX 000 XXX XXX 000 000 000 000
02-24 01-24 12-23 11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 19-12-2019 SANCTIONED: 50,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 29-06-2020 CURRENT BALANCE: 7,439

TYPE: COMMERCIAL VEHICLE LOAN REPORTED AND CERTIFIED: EMI: 8,900

OWNERSHIP: GUARANTOR 30-06-2020

PMT HIST START: 01-06-2020 PMT FREQ: MONTHLY

REPAYMENT TENURE: 209

COLLATERAL TYPE: NO COLLATERAL PMT HIST END: 01-12-2019 INTEREST RATE: 40.00
ACTUAL PAYMENT: 9,100

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 000 000 000 000 000 000

06-20 05-20 04-20 03-20 02-20 01-20 12-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME: NOT DISCLOSED OPENED: 30-03-2019 SANCTIONED: 1,05,000

ACCOUNT NUMBER: NOT DISCLOSED LAST PAYMENT: 17-11-2020

CURRENT BALANCE: 0
CLOSED: 20-11-2020

TYPE: PERSONAL LOAN REPORTED AND CERTIFIED: EMI: 7,159

OWNERSHIP: JOIN 30-11-2020

PMT HIST START: 01-11-2020 PMT FREQ: MONTHLY

REPAYMENT TENURE: 22
PMT HIST END: 01-03-2019
ACTUAL PAYMENT: 18,000

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 3 of 4
TransUnion CIBIL CIN : U72300MH2000PLC128359
CONSUMER CIR
CONSUMER: THIYAGARAJAN DHANAPAL DATE: 18-08-2025
MEMBER ID: HF63439999_CIRC2CNPE TIME: 12:29:15
MEMBER REFERENCE NUMBER: 346623853 CONTROL NUMBER: 9,47,93,60,316

000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000 000
11-20 10-20 09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19 07-19 06-19
000 000 000
05-19 04-19 03-19

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 05-05-2025 MICROFINANCE - BUSINESS LOAN 25,00,000

NOT DISCLOSED 14-09-2023 PERSONAL LOAN 4,00,000

NOT DISCLOSED 08-09-2023 PERSONAL LOAN 5,00,000

NOT DISCLOSED 10-06-2023 MICROFINANCE - BUSINESS LOAN 15,00,000

NOT DISCLOSED 10-06-2023 MICROFINANCE - BUSINESS LOAN 15,00,000

LICENCECANCELLED 22-05-2023 50 20,00,000

NOT DISCLOSED 27-02-2023 PERSONAL LOAN 20,00,000

LICENCECANCELLED 04-11-2022 HOUSING LOAN 30,00,000

LICENCECANCELLED 02-11-2022 50 25,00,000

NOT DISCLOSED 15-10-2022 61 25,00,000

END OF REPORT ON THIYAGARAJAN DHANAPAL

All information contained in this credit report has been collated by Credit Information Bureau (India) Limited (CIBIL) based on information provided by its various members
("Members").Consequently CIBIL does not accept any responsibility on the accuracy, completeness, and veracity of any and all such information as provided. The information is current
and up to date to such extent as provided by its Members. Any information contained herein does not reflect the views of CIBIL or its directors or employees. The use of this report is
governed by the terms and conditions of the Operating Rules for CIBIL and its Members.

© 2021 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved. Page 4 of 4
TransUnion CIBIL CIN : U72300MH2000PLC128359