Peninsula

INSURE Mutualpark Jan Smuts Drive Pinelands 7405

P O Box 8 Mutualpark 7451

Tel: +27860637373 Web: www.ominsure.co.za

Marketex Print Date : 17/10/2024

Po Box 580
Cape Town
8000

Policy No. : C1/M/02/MSURE/4650379 Processing Date : 17/10/2024

Broker : PRESTIGE INSURANCE CONSULTANTS C Our Reference : T.MOOSA4
Broker's Agency No : 10111 Effective Date : 01/11/2024
Transaction No. : 514618321
Renewal Premium : R 1,431.05
Renewal

Dear Policyholder

We have pleasure in enclosing your updated renewal schedule. We would like to make use of this opportunity to remind you that
the obligation to ensure that the values of your insured items are adequate (neither over nor underinsured) rests with you.

Changes to the Power surge cover.

Power surge following loadshedding will only be provided as an optional chargeable extension with effect from renewal, with
various limits available to select and an applicable first amount payable.

At renewal the existing power surge clause will lapse, and the insured will need to specifically request continuation of the optional
extension of cover and limit.

These changes will apply to the Fire, Buildings Combined and Office Contents covers as well thePersonal Lines - Householders
and Houseowners covers.

Should you require further information, wish to amend any sums insured or need any other assistance, please contact your
Intermediary or nearest or your Old Mutual Insure Limited insurance advisor.

THIS LETTER TAKES THE FORM OF A POLICY ENDORSEMENT AND SHOULD BE FILED WITH YOUR POLICY
DOCUMENTS.

Yours faithfully

Old Mutual Insure Limited, Registration Number 1970/006619/06.

Page 1 of 23
A licensed FSP and Non-Life Insurer.
 THE SCHEDULE

The Insurer Old Mutual Insure Limited

Policy No. C1/M/02/MSURE/4650379

Product Multisure

The Insured Marketex

Postal Address Po Box 580

Cape Town
8000

The Business Marketers for textiles

This schedule must be read in conjunction with the relevant section wording which is Multisure (INDEX) Version 07 Dated 2022-08-15 as well as the
general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS) Version 09 Dated 2022-08-15 . Should you not
be in possession of the correct wording, please contact your Broker or local Old Mutual Insure Limited office to obtain a copy.

Territorial Limits: All premises as stated in each section owned or occupied or used by the Insured for the purposes of The Business all situated in
the area which on 1st January 1976 constituted the Republic of South Africa, Namibia, Botswana, Lesotho, Swaziland, Zimbabwe, Malawi and
Mozambique.

Period of Insurance (a) From 01/11/2024 to 30/11/2024 both dates inclusive

(b) Any subsequent period for which the company agrees to renew this policy or any section thereof.

Broker PRESTIGE INSURANCE CONSULTANTS C

Broker's Reference

Broker's Agency No. 10111

Issuing Office Peninsula

Our Reference T.MOOSA4

SIGNED at Johannesburg on 01/08/2024

On behalf of the Insurer

Page 2 of 23
 THE SCHEDULE
PREMIUM SUMMARY

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

Sections in Force Monthly Premium (R)

BUSINESS ALL RISKS 304.83
ELECTRONIC EQUIPMENT 382.24
FIRE 334.75
OFFICE CONTENTS 123.00
PUBLIC LIABILITY - CLAIMS MADE BASIS 123.64
SASRIA 50.00
THEFT 86.92
VALUE ADDED SERVICES 5.67

BROKER SERVICE FEE 20.00

INSURER ADMINISTRATION FEE 0.00

Total 1,431.05

All premiums are inclusive of VAT at the standard rate. With the direction of the Commissioner in terms of S20(7) of the VAT Act, this policy
document together with proof of payment of the insurance premium constitutes a valid tax invoice.

Old Mutual Insure Limited VAT Vendor No : 4460101019

Insured VAT Vendor No :

All excess amounts are inclusive of VAT and are due before we settle the claim. Please note that we may deduct these amounts from the
compensation we give.

Anniversary Date : 01/11/2025

Disclaimer Notice forming part of Renewal Document

It is confirmed that this pre-renewal document is generated as an automated transaction three months in
advance of the renewal date. However, the terms contained in this pre-renewal document remain subject to
further negotiation and amendment.
1. Should the terms of this Renewal document not change then this will then constitute being a tax
invoice once the stated premiums have been paid.
2. Any amendment to this pre-renewal will be recorded in a further new Renewal
Endorsement and will then constitute being a tax invoice once the restated premiums have been paid.

Page 3 of 23
Important Information

In terms of current legislation your broker is obliged to provide you with details of how much (in monetary terms) of the above premium the insurer[s] retains[s] as
insurance premium and how much is paid across to your broker as commission. Your broker has requested that we assist with this legislative disclosure
requirement and the necessary information is reflected below:

Monthly

Actual insurance premium retained by the insurer[s]: R 1,089.97

Broker's Commission R 271.08
Broker fee: R 20.00

Actual insurance premium retained by SASRIA R 38.75

SASRIA service fee: R 5.25
Broker's Commission for SASRIA R 6.00

Sanctions Limitation and Exclusion Clause

No insurer shall be deemed to provide cover and no insurer shall be liable to pay any claim or provide any benefit hereunder to the extent that the provision of
such cover, payment of such claim, or provision of such benefit would expose that insurer to any sanction, prohibition or restriction under United Nations
resolutions or the trade or economic sanctions, laws or regulations of the European Union, United Kingdom or United States of America.

ELECTRICITY GRID INTERRUPTION EXCLUSION

Notwithstanding any Provision of this Policy, including any Exclusion, Exception, Extension, Insuring Provision, or any Provision which would otherwise override
this General Exception, this Policy does not cover any loss, damage, claim, liability, cost, exposure, expense or other sum of any nature, including any
consequential losses in terms of any section of this Policy, that is directly or indirectly, regardless of any other cause or event contributing concurrently or in any
other sequence, caused by, attributable to, in consequence of, related to, resulting from, arising out of, following, or in any way in connection with the
following:A)Electricity Grid Interruption (as defined below); and/orB)the restoration or reconnection of the supply of electricity following Electricity Grid
Interruption.Electricity Grid Interruption means an interruption or suspension of electricity supply from any electrical power supply network to any end user, in any
manner, from whatsoever source, and for whatsoever reason, whether due to damage, an inability, and/or failure (whether partial or total) of any electrical power
supplier to generate, transmit or distribute electricity, or otherwise.This exclusion also applies to consequential losses in respect of any utilities that are affected
by Electricity Grid Interruption including, but not limited to, the disruption of water, telecommunications and sewage systems. It also applies to other
consequential losses, such as the deterioration of stock, food or other items.This exclusion does not apply to:I)any loss or damage to property, other than
property that is in any way used for, implemented in, or part of the generation or production of electricity, which is covered in terms of any public utilities section
or extension (if selected by the Insured) of this Policy.II)any loss, damage, claim, liability, cost, exposure, expense or other sum of any nature caused by,
attributable to, in consequence of, related to, resulting from, arising out of, following, or in any way in connection with Power Surge (as defined below) following
Loadshedding (as defined below)Loadshedding means the intentional total or partial withholding of electricity supply (from any source) by any electricity supplier,
which is implemented in phases, and which does not affect a municipality (including local, district, regional or any other level created by law), province, or the
country at substantially the same time.Power surge means any temporary increase (of any degree) in the current or voltage of an electrical circuit, electricity
network or supply.

Page 4 of 23
 THE SCHEDULE

BUSINESS ALL RISKS SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (BUSINESS ALL RISKS SECTION) Version 04 Dated
2022-08-15 as well as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS) Version 09 Dated
2022-08-15. Should you not be in possession of the correct wording, please contact your Broker or local Old Mutual Insure Limited office to obtain a
copy.

Loc/Item Item Description Sum Insured (R)

no
6 Apple iphone 7 32gb IMEI: 3565 5708 0879 538 12,000

8 AC1200 ROUTER 900

9 Samsung Galaxy A32 SMA326BZKQAFA 7,000

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 1,990
Costs

Extensions: Included Sum Insured (R)

Replacement value conditions Yes
Item No 6, 8, 9

MEMORANDA
MEMO 1: LOCKED BOOT CLAUSE & OVERNIGHT CLAUSE
---------------------------------------------
LOCKED BOOT CLAUSE
.
THE COMPANY SHALL NOT INDEMNIFY THE INSURED FOR LOSS OF OR DAMAGE TO CAMERAS,
PHOTOGRAHPHIC EQUIPMENT OR LAPTOPS RESULTING FROM OR CAUSED BY THEFT OR ANY
ATTEMPT THEREAT FROM ANY UNATTENDED VEHICLE UNLESS THE PROPERTY IS CONTAINED
IN A SECURELY LOCKED BOOT.
.
OVERNIGHT CLAUSE
.
THE COMPANY SHALL NOT INDEMNIFY THE INSURED FOR LOSS OF OR DAMAGE TO CAMERAS,
PHOTOGRAPHIC EQUIPMENT, TOOLS, LAPTOPS AND MISCELLANEOUS EQUIPMENT RESULTING
FROM OR CAUSED BY THEFT OR ANY ATTEMPT THEREAT FROM ANY MOTOR VEHICLE WHERE
THE PROPERTY INSURED HAS BEEN LEFT IN THE MOTOR VEHICLE OVERNIGHT UNLESS THE
VEHICLE IS HOUSED IN A SECURELY LOCKED BUILDING AND ENTRY OR EXIT TO SUCH
BUILDING IS ACCOMPANIED BY FORCIBLE AND VIOLENT ENTRY OR EXIT.
.
.

Page 5 of 23
 THE SCHEDULE

ELECTRONIC EQUIPMENT SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (ELECTRONIC EQUIPMENT SECTION)
Version 08 Dated 2022-08-15 as well as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND
PROVISIONS) Version 09 Dated 2022-08-15. Should you not be in possession of the correct wording, please contact your Broker or local
Old Mutual Insure Limited office to obtain a copy.

Location Insured Premises

No
2 4 Queens Park Avenue Salt River, Zonnebloem, 7925

Item No Item Description Sum Insured (R)

SUB-SECTION A: MATERIAL DAMAGE

2 / 20 Spare computer: Lg monitor flatron L17185 ,s/n:801uxmtq2995 microsoft wireless mouse 100 microsoft keyboard 8,000
400 s/n:0066905238729 mercer prelude tower windows 7 home premium 00359-oem-8992687-00187 intel
pentium backup power supply rct650va s/n:241206317059

2 / 22 Hp laser jet p 1102 printer s/n:vnf8n41604 2,500

2 / 23 JB computer: Flatron L 17195 s/n:705infkof379 Microsoft wireless mouse 100 p/n x821902-015 9,000
cn-odj494-71581-4al-02ur Dell wired keyboard kb212-b a01 Dell i3 tower vostro sn grkq032 windows 8.1 pro
backup power supply rct850vas 341502304505

2 / 24 Birdie pc Therealtake tower pentium g2030 window 7 home basic product id 00346-oem-8925155-67218 lg 8,000
monitor L17185 801uxkd2r989 gigabyte mouse gigabyte keyboard s/n:134275012009 backup power supply

24 HP 14 N4000 4GB 1TB LAPTOP SERIAL NUMBER 5CG8332321 ITEM/UPC 10114501. 6,000

2 / 25 Peter pc Generic microsoft wired mouse Lg monitor fimicrosoft wiatron L17195 Microsoft wireless keyboard 800 9,000
s/n:0150201788879 wug1008/kgr1008 creative 2.0 speakers s/n:c8mf00144390102694 Mecer prelude i 3 tower
1w411h2576 windows home product id 00359-oem-8992687-00187 backup power suppy s/n:40090651104

25 10124036 Lenova S145 AMD 4GB 500GB NB Serial No. SPF1D6KWP 4,499

2 / 26 HP Office jet Pro 8720. Serial no: CN83DC6012/ FPU: D9L 19-64005 5,000
First Amount Payable
Compulsory: 10% of Claim with a minimum of R 1,500.00

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 5,000
Costs

MEMORANDA
Theft/ lightning and power surge excess for the below printers are as follows: 10% of claim minimum R1500.

*Hp office jet pro 8600 plus, cn2aubwi3

*Hp laser jet p 1102 printer s/n:vnf8n41604

Page 6 of 23
MEMO 3: LAPTOP AND PALMTOP COMPUTERS
------------------------------------
NOTWITHSTANDING ANYTHING CONTAINED TO THE CONTRARY IN THE POLICY THE
TERRITORIAL LIMITS IN RESPECT OF LAPTOP, NOTEBOOK AND PALMTOP COMPUTERS
TEMPORARILY LOCATED OUTSIDE OF THE TERRITORIAL LIMITS SPECIFIED IN THE POLICY
SHALL BE WORLDWIDE.

MEMO 1: LOSS BY THEFT

---------------------
EXCEPTIONS TO SUB-SECTION A
SPECIFIC EXCEPTIONS 9(a) SHALL NOT APPLY IN RESPECT OF THE FOLLOWING ITEMS:
A)LAPTOPS
B)NOTEBOOKS
C)PALMTOPS

First Amounts Payable

Where more than one item is the subject of a claim arising out of any one event (or series of events arising out of one original cause or
source) and where such items have separate first amounts payable, only one first amount payable will be borne by the Insured. This first
amount payable shall be calculated as follows:
(a) Where the first amounts payable are stated as fixed currency amounts per item, only the amount of the item with the highest first
amount payable will be used once for the entire claim.
or
(b) Where the first amounts payable are based on a percentage of the claim or sum insured, the first amount payable will be
calculated individually for each affected item. Where however such first amounts payable of each item stipulate that the result is
subject to a minimum amount, only one minimum amount will be used and it will be the amount of the item with the highest
minimum unless this does not work to the benefit of the insured

Compulsory First Amount Payable: 10% of Claim with a minimum of R 1,500.00 in respect of any other loss.
Compulsory First Amount Payable: 15% of Claim with a minimum of R 2,500.00 in respect of losses arising from Theft, Lightning and Power Surge

Page 7 of 23
 THE SCHEDULE

FIRE SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (FIRE SECTION) Version 04 Dated 2022-08-15 as well
as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS) Version 09 Dated 2022-08-15. Should
you not be in possession of the correct wording, please contact your Broker or local Old Mutual Insure Limited office to obtain a copy.

Definitions
The column references refer to the undermentioned -
Column 1 - Buildings constructed of brick, stone, concrete or metal on metal framework and roofed with slate, tiles, metal, concrete or asbestos unless
otherwise stated in the schedules including landlord's fixtures and fittings therein and thereon, walls (except dam walls) gates, posts and fences.
Column 2 - The number of months rent/rental value stated in the schedule.
Column 3 - Plant, Machinery, Landlord's fixtures and fittings for which the insured is responsible and all other contents excluding property more specifically
insured.
Column 4 - Stock and Materials in trade.
Column 5 - Miscellaneous as described and tenant's improvements.
Loc / Details of Premises/Item Description Column Ref Sum Insured (R)
Item No
3 4 Queens Park Avenue Salt River
Zonnebloem
7925
Main Construction: Unknown

1 Showroom contents and fittings including all desks, charis, tables, wall units & 5 680,244
carpets

2 Air Conditioners 5 61,222

3 Stock in trade - Stock - clothing samples (excludes fabric swatches) 4 340,122

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 5,000
Costs

First Amount Payable

Where more than one item is the subject of a claim arising out of any one event (or series of events arising out of one original cause or source) and where such items have
separate first amounts payable, only one first amount payable will be borne by the Insured. This first amount payable shall be calculated as follows:

(a) Where the first amounts payable are stated as fixed currency amounts per item, only the amount of the item with the highest first amount payable will be used once for
the entire claim.
or
(b) Where the first amounts payable are based on a percentage of the claim or sum insured, the first amount payable will be calculated individually for each affected item.
Where however such first amounts payable of each item stipulate that the result is subject to a minimum amount, only one minimum amount will be used and it will be the
amount of the item with the highest minimum unless this does not work to the benefit of the insured.
Compulsory: R 4,000.00 in respect of The Basic Excess for the Fire Section: For every occurrence (or series of occurrences arising out of one event) giving rise to a claim.

Additional Perils: Included

Bursting No
Earthquake Yes
Loc No: 3 Item(s) Included: 1, 2, 3

Malicious Damage Yes

Loc No: 3 Item(s) Included: 1, 2, 3

Page 8 of 23
Power surge No
Riot & Strike No
Special Perils Yes
Loc No: 3 Item(s) Included: 1, 2, 3

Subsidence and Landslip -Limited Yes

Loc No: 3 Item(s) Included: 3

Extensions: Included Sum Insured (R)

Power surge No
Loc/Item No 3/1, 3/2

ADDITIONAL CLAUSES, EXTENSIONS AND RESTRICTIONS WHICH APPLY

Loc No: 3 Item No: 3 Subsidence and Landslip - Limited Cover

This section is hereby extended to include loss of or damage caused by subsidence and landslip other than loss or damage caused to or by:
1. drains, water courses, boundary walls, garden walls, screen and retaining walls, gate posts, gates; fences, driveways, paving, swimming pool
borders or tennis courts;
2. or attributable to faulty design, insufficient compacting or filling, poor construction;
3. removal or weakening of support;
4. structural alterations, additions or repairs;
5. surface or subterranean excavations except those performed during mining operations;
6. normal settlement, shrinkage or expansion;
7. contraction or expansion of clay and similar soil types due to its moisture or water content;
8. existing damage at inception of this extension;
9. Consequential loss of any kind whatsoever except loss of rent. Should the company allege cover under this extension does not apply the insured
shall have the burden of proving the contrary. The insured will be responsible for the first R5 000 (five thousand) of each and every claim.

MEMORANDA
Power surge
The insurance under this section is extended to include loss or damage caused by power surge provided that:
(i) the Company?s liability for any claim or number of claims for any one event or series of events with
one originating cause or source, shall not exceed R25 000 or the amount stated in the schedule
whichever is the lesser, or in the annual aggregate (being the period of twelve consecutive months
from the inception date or anniversary date) a total amount of R50 000
(ii) the insured shall be responsible for a first amount payable of 10% of claim minimum R1 000
(iii) for the purposes of this extension; cover is only extended to include the property specifically insured
under this section
(iv) this extension specifically excludes any consequential losses which may arise following an insured loss
Specific condition (Average) or (Underinsurance) shall not apply to this extension

Page 9 of 23
 THE SCHEDULE

OFFICE CONTENTS SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (OFFICE CONTENTS SECTION) Version 04
Dated 2022-08-15 as well as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS)
Version 09 Dated 2022-08-15. Should you not be in possession of the correct wording, please contact your Broker or local Old Mutual Insure
Limited office to obtain a copy.

Loc Details of Premises/Item Description Sum Insured (R)

No/Sub
Section
1 4 Queens Park Avenue Salt River
Zonnebloem
7925

A Office contents 176,864

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 5,000
Costs

Extensions: Included Sum Insured (R)

Theft by forcible entry Yes 29,200
Loc/Item No 1/A

ADDITIONAL CLAUSES, EXTENSIONS AND RESTRICTIONS WHICH APPLY

Free text
Applies to Loc/Item No 1 / A
Loc No: 1 Item No: 1 THEFT BY FORCIBLE AND VIOLENT ENTRY INTO OR EXIT EXTENSION
FIRST AMOUNT PAYABLE ............ 10% OF CLAIM MINIMUM R300.
.
It is hereby noted that the company s liability in respect of theft or any
attempt thereat is limited to 25% of the contents sum insured and cover is
subject to forcible and violent entry and or exit from any building described
in the schedule or unless such theft is accompanied by violence or threat of
violence to a person.
Sum Insured: 29200

MEMORANDA
Power Surge Extension - All Contents
The insurance under this section is extended to include damage to television
sets, audio and video equipment, fax machines, copiers, telephone systems and
household appliances caused by power surge.
Provided that the company s liability shall not exceed R25 000 in respect of
any one event.
This extension only applies if the contents are insured under this section of
the policy.

Page 10 of 23
MEMO 3: AVERAGE
---------------
IT IS HEREBY NOTED THAT AVERAGE DOES NOT APPLY WITH RESPECT TO PERIL 7, THEFT.

MEMO 1: ELECTRONIC DATA PROCESSING EQUIPMENT

--------------------------------------------
DEFINITION
.
ELECTRONIC DATA PROCESSING EQUIPMENT (AS MENTIONED IN DEFINED EVENT 1 OF THE
POLICY WORDING MMIII) IS LIMITED TO COMPUTERS AND ALL RELATED HARDWARE,
PERIPHERALS AND COMPUTER SOFTWARE AND THE INFORMATION OR DATA STORED THERIN OR
THEREON.

Page 11 of 23
 THE SCHEDULE

PUBLIC LIABILITY - CLAIMS MADE BASIS SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (PUBLIC LIABILITY - CLAIMS MADE BASIS
SECTION) Version 04 Dated 2022-08-15 as well as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS
AND PROVISIONS) Version 09 Dated 2022-08-15. Should you not be in possession of the correct wording, please contact your Broker or
local Old Mutual Insure Limited office to obtain a copy.

Item no Description Limit of Indemnity

(R)

Retroactive Date: 09/02/2018

1 Legal Liability 1,000,000

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 5,000
Costs

Page 12 of 23
 THE SCHEDULE

THEFT SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

This schedule must be read in conjunction with the relevant section wording which is Multisure (THEFT SECTION) Version 04 Dated 2022-08-15 as
well as the general section wording which is Multisure (GENERAL EXCEPTIONS, CONDITIONS AND PROVISIONS) Version 09 Dated 2022-08-15.
Should you not be in possession of the correct wording, please contact your Broker or local Old Mutual Insure Limited office to obtain a copy.

Loc / Details of Premises / Item Description Sum Insured (R)

Item No
1 4 Queens Park Avenue Salt River
Zonnebloem
7925

1 Contents first loss 10,000

First Amount Payable
Compulsory: 10% OF CLAIM MINIMUM R500

As stated in the policy wording under the General exceptions, Conditions and Provisions: Claims Preparation 1,000
Costs

Extensions: Included Sum Insured (R)

Damage to buildings Yes 20,000
Loc/Item No 1/1

Page 13 of 23
 THE SCHEDULE

SASRIA SECTION

Policy No. C1/M/02/MSURE/4650379

The Insured Marketex Schedule ID 531624837

Transaction Type/No R/514618321 Effective Date 01/11/2024

Type Monthly Premium (R) Coupon Number

SASRIA Fire Material Damage 50.00 FE00048036905

VALUE ADDED SERVICES

SWIFTCARE

SWIFTCARE - Share-call 0860 24 7 365

24 hrs a day, 365 days a year
Services Provided:
Road - Emergency roadside assistance
Home - Household emergencies
Medical - Emergency services

Item No SwiftCare Monthly Premium

(R)
1 Roadside Assistance 0.00
2 Office Assistance 5.67

Page 14 of 23
 Sasria SOC Ltd
(Reg No 1979/000287/30)

HEAD OFFICE

36 FRICKER ROAD, ILLOVO, 2196

P O Box 653367, Benmore, 2010

TAX INVOICE - SASRIA VAT No: 4140119340

SCHEDULE - COUPON POLICY NUMBER: FE00048036905/24/C1

SASRIA AGENT: Old Mutual Insure Limited

(VAT Registration No: 4460101019)

Marketex Peninsula

Po Box 580 Mutualpark

Cape Town Jan Smuts Drive Pinelands

8000 7405 South Africa

P O Box 8

Mutualpark

7451 South Africa

Tel: +27860637373 Fax:

www.ominsure.co.za

Our Ref: T.MOOSA4

BROKER: PRESTIGE INSURANCE

CONSULTANTS C

Replacing Coupon Number (Where Applicable):

Underlying Policy Number: C1/M/02/MSURE/4650379

THE INSURED

Name: Marketex

Company Registration Number:

Holding Company Name: Marketex (Proprietor: P K Parkinson)

PERIOD OF INSURANCE

From 01/11/2024 to 24h00 on 30/11/2024 or to the time and date on which the Underlying Policy may have been terminated or become invalid if such date be earlier.

TOTAL SUM INSURED R 1,391,557.00

Extension Description Extension Sum Insured (R)

Rent (Office contents) 44,216.00

Subject to the Aggregate Limit of Liability stated in the Provision of this Coupon Policy.

GROSS PREMIUM R 50.00

The above premium is inclusive of Value Added Tax (VAT) at the standard rate.

RENEWAL WARRANTY

The Insured agrees to renew this insurance on expiry of the first period on the 30/11/2024 for at least an equal amount for one year, failing which the Insured agrees to pay

"Sasria" the sum of R 0.00 representing the difference between the premium charged for the first period (calculated pro-rata on the annual premium) and the annual

premium.

Subject otherwise to the terms and conditions of this Coupon Policy. Applicable: No

Page 15 of 23
Important Information

In terms of the current legislation your broker is obliged to provide you with details of how much (in monetary terms) of the above premium SASRIA retains as insurance

premium and how much is paid across to your broker as commission. Your broker has requested that we assist with this legislative disclosure requirement and the

necessary information is reflected below:

Actual SASRIA insurance premium R 50.00

Broker's Commission R 6.00

The above premium is inclusive of Value Added Tax (VAT) at the standard rate.

ITEM DETAILS

ITEM NO DESCRIPTION SUM INSURED (R)

1 Claims Preparation Costs 5,000.00

2 Showroom contents and fittings 680,244.00

including all desks, charis, tables, wall

units & carpets

3 Air Conditioners 61,222.00

4 Stock in trade - Stock - clothing samples 340,122.00

(excludes fabric swatches)

5 Office contents 176,864.00

6 Claims Preparation Costs 5,000.00

7 Claims Preparation Costs 1,990.00

8 Apple iphone 7 32gb IMEI: 3565 5708 12,000.00

0879 538

9 AC1200 ROUTER 900.00

10 Samsung Galaxy A32 7,000.00

SMA326BZKQAFA

11 2 Claims Preparation Costs 5,000.00

12 0 Spare computer:Lg monitor flatron 8,000.00

L17185 ,s/n:801uxmtq2995microsoft

wireless mouse 100microsoft keyboard

400 s/n:0066905238729mercer prelude

towerwindows 7 home premium

00359-oem-8992687-00187intel

pentiumbackup power supply rct650va

s/n:241206317059

13 2 Hp laser jet p 1102 2,500.00

printers/n:vnf8n41604

14 3 JB computer:Flatron L 17195 9,000.00

s/n:705infkof379Microsoft wireless

mouse 100 p/n

x821902-015cn-odj494-71581-4al-02urD

ell wired keyboard kb212-b a01Dell i3

tower vostro sn grkq032windows 8.1

probackup power supply rct850vas

341502304505

15 4 Birdie pcTherealtake tower pentium 8,000.00

g2030window 7 home basic product id

00346-oem-8925155-67218lg monitor

L17185 801uxkd2r989gigabyte

mousegigabyte keyboard

s/n:134275012009backup power supply

Page 16 of 23
16 5 Peter pcGeneric microsoft wired 9,000.00

mouseLg monitor fimicrosoft wiatron

L17195Microsoft wireless keyboard 800

s/n:0150201788879wug1008/kgr1008cre

ative 2.0 speakers

s/n:c8mf00144390102694Mecer prelude

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product id

00359-oem-8992687-00187backup

power suppy s/n:40090651104

17 4 HP 14 N4000 4GB 1TB LAPTOP 6,000.00

SERIAL NUMBER

5CG8332321ITEM/UPC 10114501.

18 5 10124036 Lenova S145 AMD 4GB 4,499.00

500GB NBSerial No. SPF1D6KWP

19 6 HP Office jet Pro 8720. Serial no: 5,000.00

CN83DC6012/ FPU: D9L 19-64005

For : Sasria Agent CEO: Mpumi Tyikwe

Countersigned at Johannesburg on 01 August 2024

IMPORTANT NOTE:

1) All Claim notification reports or any other communication whatsoever in connection with this Coupon Policy shall be made to the Sasria Agent.

2) Copies of all Coupon where the sum insured is R5 million and above must be submitted to Sasria limited.

3) Top five (per sum insured) risk addresses must be listed above.

THIS COUPON BECOMES A TAX INVOICE ON PAYMENT IN FULL, OF THE PREMIUM REFLECTED

Page 17 of 23
 FINANCIAL ADVISORY AND INTERMEDIARY SERVICES ACT (NO.37 OF 2002)
Important information that must be read carefully
Client Name: Marketex Policy Number: 4650379
General Information
The Financial Advisory and Intermediary Services Act (FAIS) requires compliance by Product Suppliers (insurers) and Financial Services Providers
(intermediaries or brokers) with a General Code of Conduct and was introduced to assist you in making informed decisions about the insurance products
that you purchase. It also aims to ensure that your Product Supplier and Financial Services Provider (if applicable) render financial services honestly, fairly,
with due skill, care and diligence and in your interests and the integrity of the financial services industry. You will receive a Disclosure Notice at the
inception of your policy and at each subsequent Renewal (or Anniversary) date. Points 1 and 2 of the Disclosure Notice relate to details about your
Financial Services Provider and Product Supplier, points 3 and 4 provide additional general information and the final points refer to details about the
Ombuds and the Registrar. You are entitled to this information and should you experience any difficulties in obtaining required details, please contact your
Financial Services Provider or nearest Old Mutual Insure Limited office for further assistance.
Note: Before accepting a quote at inception for any new business, you are entitled to read or to obtain a copy of the policy wording should you so wish - A
copy can be provided upon request before you conclude the new business transaction

Procedures for registering claims or complaints:

Procedures for the submission of claims are detailed in your policy document and are important. If you have difficulties in determining the correct
procedures, please contact your Financial Services Provider or Product Supplier for assistance. Generally, you are required to advise the Product Supplier
within a prescribed number of days of a loss, provide written details of the loss, provide proof in support of a claim, report theft to the police and provide any
other details that may be required by the Product Supplier.

In addition, the policy wording does have certain restrictions and obligations regarding your rights following rejection of a claim.

If you are not satisfied with the information that you are provided with upon your request, you may choose to contact your nearest Old Mutual Insure Limited
office, lodge a complaint at the Old Mutual Insure Limited website [www.ominsure.co.za] or Financial Services Provider for assistance. Should you remain
dissatisfied with the assistance provided, then you may contact our Compliance Officer at the address provided on the Disclosure Notice. In addition, the
address of the Registrar of Non-Life Insurance is provided should your complaint still not be satisfactorily resolved.

Name, Class or Type of Policy:

Full details about the name, class and type of policy involved are reflected on your policy schedules and are also contained in the policy wording. Policy
schedules should always be read in conjunction with the policy wording. Should you require any explanation about the terms, conditions, provisions,
premiums, excesses (or deductibles) or any other information, please contact your Financial Services Provider or Old Mutual Insure Limited for assistance.

Extent and nature of premium obligations:

Your policy document reflects the premiums payable, the due date of payment and the frequency of payment (e.g. monthly or annually). When
amendments are made to the policy, an additional or refund premium may become due and such amounts are also reflected on the policy schedules. All
premiums are inclusive of Value Added Tax at the prescribed rate. Some Financial Services Providers are authorised to accept premium payment on behalf
of Product Suppliers and should your Financial Services Provider be authorised to do so, then you may make payment to such Financial Services Provider.
Where a Financial Services Provider is not authorised to receive payment on behalf of the Product Supplier, your payment should be made in favour of the
Product Supplier. Should you not operate through a Financial Services Provider, then your payment should be made directly to your Product Supplier. In
the case of monthly premiums by debit order, payment is usually made to the Product Supplier directly, unless you have authorised such payment via your
Financial Services Provider or other third party, who have authority to collect premium on behalf of the Product Supplier.

Consequences of non-payment of premiums:

The due date for the payment is reflected on your policy schedule, renewal notice or premium advice as the case may be. Your payment should be made
on or before the due date reflected to avoid the cancellation of the policy at midnight on the day before the due date.

First Amounts Payable (also known as Excesses or Deductibles):

It is important that you are aware of any amounts that you will be required to pay in the unfortunate event of a claim. Your policy schedules or wording
contain the amounts that you pay as a portion of a claim amount and your Financial Services Provider or Product Supplier can assist you with any queries
you have in this regard.

Local Branch Details:

You have been provided with details of our Head Office on the Disclosure Notice. Details of the branch through which your business is transacted is
reflected on all Old Mutual Insure Limited letterheads.

Page 18 of 23
 Disclosure Notice of Old Mutual Insure Limited
This document, in conjunction with the policy document, provides important information about the Non-Life insurance policy you have purchased.
These documents will assist you in understanding your rights, obligations and whom to contact.
1. ABOUT YOUR BROKER/INTERMEDIARY (INSURANCE BROKER)
(a) Name of Broker: PRESTIGE INSURANCE CONSULTANTS C
Physical Address: 42 Silverlea Road
Wynberg
7800
Postal Address: Po Box 18660
Wynberg
7824
E-mail Address: neville@prestigeinsurance.co.za
Telephone No.: +27217628210
Fax No.: +27217972864
Registration No.: 200404657723
VAT No.: 4610118194
Financial Services Provider (FSP) No.: Please obtain from Broker

(b) Professional Indemnity, Fidelity Insurance and Guarantees held. Please obtain from Broker

(c) Whether services are rendered under supervision. Please obtain from Broker

(d) Complaints Department Contact details:

E-mail Address: Please obtain from Broker
Telephone No:

(e) Legal Status: Please obtain from Broker

(f) Shareholding (does the broker hold more than 10% of Old Mutual Please obtain from Broker
Insure Limited shares).

(g) Does the broker earn 30% or more of their income from Old Please obtain from Broker
Mutual Insure Limited

Note: Your insurance broker should provide this information to you at

the time you are provided with a quotation, take out a policy or amend
your policy. If your broker does not do so after you have requested it,
please contact:

The Financial Sector Conduct Authority

E-mail: info@fsca.co.za
41 Matroosberg Rd, Ashlea Gardens, Pretoria, 0002
Tel: 012 428 8000

Page 19 of 23
2. ABOUT YOUR INSURER (PRODUCT SUPPLIER)
(a) Insurer's details
Name: Old Mutual Insure Limited
Physical Address: Wanooka Place, St Andrews Road, Parktown, 2193
Postal Address: PO Box 1120, Johannesburg 2000.
Web Address: www.ominsure.co.za
Telephone No.: (011) 374 9111
Registration No.: 1970/006619/06
VAT No.: 4460101019
Financial Services Provider (FSP) No.: 12
Email address: info@ominsure.co.za

(b) Complaints contact details:

Postal Address: PO Box 1120, Johannesburg 2000
Telephone No.: 0860 634357
E-mail Address: complaints@ominsure.co.za

(c) Compliance contact details:

Postal Address: PO Box 1120, Johannesburg 2000
Telephone No.: (011) 374-9111 (ask for the Compliance Department)
E-mail Address: compliance@ominsure.co.za

(d) Shareholding: Old Mutual Insure Limited is a wholly owned subsidiary of Old Mutual

(e) How to submit a claim: Contact your broker or Old Mutual Insure Limited

(f) Manner of payment of premium, due date and consequences of If you do not pay the premium on or before the due date, the policy will
non-payment: be cancelled as from the end of the last insured period for which we
received premium.

(g) Conflict of Interest Guidelines: Should you require a copy of the Conflicts of Interest Guideline, please
contact Old Mutual Insure Limited or access the policy using the link
below:
https://www.oldmutual.co.za/om-docs/blt08f4619f01d0e6ce/fai
s-conflict-of-interest-policy.pdf

(h) Legal Status: Old Mutual Insure Limited is a licensed Financial Services Provider
(FSP) and Non-Life Insurer. There are no restrictions imposed on FSP
licensing conditions. No exemptions exist.

Page 20 of 23
3. OTHER MATTERS OF IMPORTANCE
(a) It is important that you are aware of any amounts that you will be required to pay in the unfortunate event of a claim. Your policy schedules or
wording contain the amounts that you pay as a portion of a claim amount and your Financial Services Provider or Product Supplier can assist you
with any queries you have in this regard.
(b) The non-payment of the excess or first amount payable may impact the processing and payment of your claim/s partially or as a whole.
(c) It is your responsibility to ensure that the level of cover provided by your policy is appropriate and meet your needs.
(d) If your premium is paid by debit order, the debit order must be in favour of Old Mutual Insure Limited and may not be transferred to another party
without your approval.
(e) Non-payment of premiums:
. It is your responsibility to ensure that there is enough money in your bank account to cover the debit for the insurance premium;
. You are entitled to a 15 days grace period in which to pay the premium (other than in the first month of insurance;
. Should you fail to pay premium, you will receive a written notification no later than 15 days after the insurer became aware of the
non-payment of the premium;
. If you do not pay the premium on or before the due date,
cover will be cancelled from midnight on the day before the due date.
(f) Cooling Off Rights -
If you have an annual, bi-annual or quarterly policy, and provided that you have not yet claimed, you have 14 days to decide whether you wish to
start or continue with the insurance. You are entitled to a refund of the premium paid subject to the deduction of the cost of any risk cover actually
enjoyed.
(g) If you wish to cancel the policy, please send a cancellation notice to the Old Mutual Insure Limited branch.
(h) Waiver of Rights -
Section 21 of the Code of Conduct provides that no provider may request or induce in any manner a customer to waive any right or benefit
conferred on the customer by, or in terms of, any provisions of this code, or recognize any such waiver by the customer and any such waiver is
null and void.
(i) Broker Fees / Non-Standard Fees -
The Broker has disclosed the fees paid by you over and above the insurance premium. The amount reflected under;
''Your premium obligations as a policyholder"
has been agreed and consented to by you.
(j) You must be informed of any material changes to the information referred to in paragraphs 1 and 2 above.
(k) Polygraph or similar tests are not obligatory and claims may not be rejected solely on the basis of a failure of such a test.
(l) The product supplier (insurer) must give you 31 days' notice in writing of its intention to cancel your debit order.
(m) The product supplier (insurer) and not the intermediary must give reasons in writing for the rejection of any claim submitted by you.
(n) The product supplier (insurer) must give you 31 days' notice in writing of its intention to cancel your policy.
(o) You are entitled to a copy of your policy free of charge.

4. WARNING
. A material fact is one which is so important to Old Mutual Insure Limited that if it knew about it, Old Mutual Insure Limited may not have
insured you or may have insured you on different terms and conditions.
. You must be completely honest in all your dealings with Old Mutual Insure Limited. It is your responsibility to ensure that all statements,
answers or other information provided by you or by your broker to Old Mutual Insure Limited are accurate and complete. If you do not provide
complete and accurate information, it may affect the validity of your policy and any claim you submit may be rejected.
. Your duty of disclosure continues for the duration of your policy. You must inform Old Mutual Insure Limited of any changes to material facts
or new material facts. This includes any losses you suffer whether or not you elect to claim for the loss.
. Your broker has an intermediary contract with Old Mutual Insure Limited. They may also authorised to perform binder or outsource functions
on behalf of the Old Mutual Insure Limited. The product provider is responsible for the product; the broker is responsible for the sale of the
product.
. Ask for a letter of representation from your advisor
. Do not sign any blank or partially completed application forms, keep all documents handed to you and complete all forms in ink.
. Make notes of what is said to you and do not be pressurized to buy the policy.

Page 21 of 23
5. FAIS OMBUD
. Particular of the FAIS Ombud P O Box 41, Menlyn Park, 0063
Telephone: (012) 470-9080 / 0860 324 766
Facsimile: 086 764 1422 / (012) 470-9097 / (012) 348 3447
Physical Address: 125 Dallas Avenue Menlyn Central, Waterkloof
Glen, Pretoria 0010
Postal Address: P O Box 41, Menlyn Park, 0063
E-mail: info@faisombud.co.za
Website: www.faisombud.co.za
6. INSURANCE OMBUD
For disputes relating to - P O Box 32334, Braamfontein, 2017
. Motor Insurance Telephone: (011) 726-8900
. Homeowners insurance (buildings) Share Call: 0860 726 890
. Household insurance (contents) Facsimile: (011) 726-5501
. Cell phone insurance Email : info@osti.co.za
. Travel insurance Website: www.osti.co.za
. Disability insurance Physical Address: 110 Oxford Road, Rosebank, Johannesburg, 2196
. Credit protection insurance First Floor, Block B, Rosebank
. Commercial insurance for small businesses and sole Postal Address: P.O. Box 32334, Braamfontein, 2017
proprietors.

7. SASRIA
Should you have requested cover provided by SASRIA SOC LIMITED then you are entitled to details as follows
SASRIA SOC LIMITED COMPLIANCE DEPARTMENT CLAIMS PROCEDURES
Sasria SOC Limited If you have any complaints about Old Mutual In the event of a claim, all relevant
Registration No: 1979/000287/30 Insure Limited regarding SASRIA cover then documentation relating to your claim must be
you
Postal Address: P O Box 653367 may contact: submitted to Old Mutual Insure Limited
Benmore, 2010 Compliance Officer: Mr Mziwoxolo Mavuso
Physical Address: 36 Fricker Road
Illovo, 2196 Sasria SOC Limited www.ominsure.co.za
Telephone No: (011) 214-0800 P O Box 7380
086 172 7742 Johannesburg
Facsimile No: (011) 447-8630 2000
086 172 7329 Telephone No: (011) 214-0800
E-mail Address: contactus@sasria.co.za E-mail Address: mziwoxolom@sasria.co.za or
Website: www.sasria.co.za contactus@sasria.co.za
FAIS Licence No. 39117
Complaints: complaints@sasria.co.za

Page 22 of 23
SHARING OF INSURANCE INFORMATION

The Old Mutual Group would like to offer you ongoing financial services and may use your personal information to provide you with information about
products or services that may be suitable to meet your financial needs. By reducing the incidents of fraud and assessing risks fairly, future premium
increases may be limited. This is done in the public interest and in the interest of all current and potential policyholders. You may access your personal
information that we hold and may also request us to correct any errors or to delete this information.

In certain cases you have the right to object to the processing of your personal information.

You also have the right to complain to the Information Regulator, whose contact details are:

http://www.justice.gov.za/inforeg/index.html

Tel: 012 406 4818, Fax: 086 500 3351,

Email: inforeg@justice.gov.za

To view our full privacy notice and to exercise your preferences, please visit our website on
https://www.oldmutual.co.za/articles/old-mutual-insure-privacy-policy

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