SBI Loan against Property (LAP)
Application Form
FORM-A (PERSONAL DETAILS) APPLICANT CO – APPLICANT GUARANTOR
Name Gender M F T*
*Transgender
Salutation Mr Mrs Ms Dr. Other Date of Birth --
Marital Status Married Unmarried Other Name of Spouse Attach your recent
passport size
No. of Dependents No. of Children Name of Father photograph here
Mother’s Maiden Name Category SC ST OBC General
Nationality Residential Status Resident NRI / PIO Religion
Place of Birth Photo Identification (ID) : Type
Photo Identification (ID): Number Photo ID: Valid Upto --
Please sign here
Aadhaar No.
PAN No./GIR No. Passport No Passport Valid Upto --
Highest Qualification Attained Qualifying Year
Present Address: Staying at the present address for the past _______ Years and _____Months. Type of Residence Owned Rented Allotted by employer Other
House /Flat / Apartment No. or Name
Street Name & No. and Area/Location
Landmark
City District Pin Code
State Country
Telephone (Landline) Mobile (Primary) Mobile (Secondary)
Email (Personal)
Permanent Address: Is permanent address same as present address? Yes No (To be filled if permanent address is different from present address)
House /Flat / Apartment No. or Name
Street Name & No. and Area/Location
Landmark
City District Pin Code
State Country
Telephone (Landline 1) Telephone (Landline 2)
Office / Business Address
Office / Business Address:
Name of Org/Employer, Dept, & Floor
Street Name & No. and Area/Location
Landmark
City District Pin Code
State Country
Telephone (Landline) Fax Mobile (Secondary)
Email (Organizational)
Repayment Mode Check-off ECS (Electronic Clearing System) PDCs (Post Dated Cheques) SI (Standing Instruction) Others
Relationship with the Bank Less than 1 year 1 – 3 years More than 3 years
References (Names and addresses of two referees who are not related to you):
State Bank of India Name: Name:
may make enquiries Address: Address:
from the referees if it
deems necessary. Email: Email:
FORM-B (EMPLOYMENT & INCOME DETAILS) APPLICANT CO – APPLICANT GUARANTOR
Salaried Individual
Nature of Occupation Salaried Businessmen / Self Employed Professional Pensioner
Employer Name Employment Status Regular On-Probation Contractual
Total Experience Yrs Months Years in Present Job Yrs Months Years in Previous Job (If Applicable) Yrs Months
Previous Employer’s Name Contact Number
Previous Employer’s Address Current Industry
Organization Type Public Sector Unit Listed Private Company Unlisted Private Company MNC Central/State Government Local Civic
Body
Department Designation
Employee No. Remaining Service Yrs Months
Businessmen / Self Employed Professional
Businessman/Self Employed
Nature of Business Manufacturing Company Services Company Trading Company Trading Firm
Other__________________________________
Business Name Industry
Trade License No. Trade License Issue Date -- Share holding (%)
Type of Ownership Proprietorship Partnership No. of Partners Directors Others
Other Details
Other Details
Employer / Corporate Website
Name of POA Holder (If any)
Income / Financial Details
Income / Financial Details
Income Details Income Head Gross Income Net Income Frequency How are you paid ?
Obligation / Deduction Details
Obligation Head Gross Obligations Net Obligations Frequency Remarks
Existing Loans (If Any)
Bank / Financer Type of Loan EMI Tenure of the Loan No. of EMIs Paid Outstanding Balance
Bank Accounts Held
Bank Name Branch Account Type Account Number Account held for (Years)
Credit Cards
Card Number Issuer Name Primary /Supplementary Outstanding Balance Remarks
Fixed Deposits/Other Investment
FD Number Amount Rate Maturity Date(dd/mm/yyyy) Bank Name
Other Immovable Properties
Asset Type Asset Description Asset No. Asset Value Remarks
Insurance Policies Held (if any)
Name : Date: --
Signature of Applicant / Co-Applicant / Guarantor
FORM-C (PROPERTY & LOAN DETAILS)
Scheme Name SBI Loan against Property (LAP)
Property Details(existing)
Property Type Free Hold Lease Hold Residential Commercial
Name of the lessor, if leased
Residual lease period Months/years
Address of Property Address of Property
Address of Property line 1
Address of Property line 2
Landmark
City District Pin Code
State Country
Property Occupancy Rented out Self-occupied Vacant Year of construction Expected life of property months/years
In case of Commercial Property, name of the lessee
Residual lease period Months/years
Rent per month Rs.
Loan Details Loan Details
Value of the property Loan Amount
Repayment Tenure (Months)
Loan Purpose Personal purpose like meeting expenditure on education, marriage, health care, etc. other than speculative and business purposes
______________________________________________ (Specify the purpose)
I/We undertake and declare that the amount availed under SBI Loan against Property is strictly not used for speculative purposes.
Signature of Applicant Signature of Co-Applicant Signature of Co-Applicant/Guarantor
FORM-D (DECLARATION) DECLARATION
I/We certify that the information provided by me/us in this application form is true and correct in all respects and State Bank of India is entitled to verify this directly or through any
third party agent. I/We confirm that the attached copies of financials/Bank Statements/Title/Legal documents etc. are submitted by me/us against my/our loan application and certify
that these are true copies. I/We further acknowledge the Bank's right to seek any information from any other source in this regard. I/We understand that all of the above-mentioned
information shall form the basis of any facility that the Bank may decide to grant to me/us at its sole discretion.
I/We further agree that any facility that may be provided to me/us shall be governed by the rules of the Bank that may be in force from time to time. I/We will be bound by the terms
and conditions of the facility/ies that may be granted to me/us. I/We authorise the Bank to debit my home loan account with the Bank for any fees, charges, interest etc. as may be
applicable.
I/We undertake and declare that I/we will comply with the Foreign Exchange Management Act, 1999 (‘FEMA’) and the applicable rules, regulations, notifications, directions or orders
made there under and any amendments thereof. I/We undertake to intimate the Bank before proceeding overseas on permanent employment and/or emigrating and/or changing
my/our nationality.
I/We acknowledge that the Bank remains entitled to assign any activities to any third party agency at its sole discretion. I/We further acknowledge the right of the Bank to provide
details of my/our account to third party agencies for the purpose of availing support services of any nature by the Bank, without any specific consent or authorisation from me/us.
I/We acknowledge that the existence of this account and details thereof (including details of transactions and any defaults committed by me), will be recorded with credit reference
agencies and such information (including processed information) may be shared with banks/financial institutions and other credit grantors for the purposes of assessing further
applications for credit by me/us and/or members of my/our household, and for occasional debt tracing and fraud prevention. I/We accordingly authorise the Bank to share information
relating to my/our home loan account.
I/We understand that as a precondition, relating to grant of loans/advances/other non-fund-based credit facilities to me/us, State Bank of India requires consent for the disclosure by
the Bank, of information and data relating to me/us, of the credit facility availed of/to be availed of by me/us, obligations assumed/to be assumed by me/us, in relation thereto and
default, if any, committed by me/us in discharge thereof.
1. Accordingly, I/we hereby agree and give consent for the disclosure by the Bank of all or any such; (a) information and data relating to me/us (b) the information or data relating to
any credit facility availed of/to be availed of by me/us and (c) default, if any, committed by me/us in discharge of my/our such obligation, as the Bank may deem appropriate and
necessary, to Credit Information Bureau (India) Limited (CIBIL) and any other agency authorised in this behalf by Reserve bank of India / Government of India.
2. I/We undertake that (a) CIBIL and any other agency so authorised may use, process the said information and data disclosed by the Bank; and (b) CIBIL and any other agency so
authorised may furnish for consideration, the processed information and data or products thereof prepared by them, to banks/financial institutions and other credit grantors, as may
be specified by the Reserve Bank in this behalf.
I/We agree to receive SMS alerts/Phone calls related to my/our application status and account activity as well as product use messages/calls that the Bank will send/make, from time
to time, on my/our mobile/phone number (s) as mentioned in this application form. I/We undertake to intimate the Bank in the event of any change in my/our mobile phone number
and residential address.
I/We understand that option exercised between the three life insurance products offered by SBI LIFE and one by SBI General is final and cannot be changed at a later stage.
I/We declare that I/We are not a director of State Bank of India or specified near relation (as defined in the Companies Act 1956) of any of the directors of State Bank of India (list of
directors is available on www.sbi.co.in).
I/We further acknowledge that I / We have read, understood and agree with the Most Important Terms and Conditions governing the home loan product chosen by me/us.
I/We authorize the Bank to share, disclose, exchange, or use in any manner whatsoever, without any further specific consent or authorisation from me/us, the information/data
provided by/related to me/us to the Group Companies/Associates/Subsidiaries/Affiliates/Joint Ventures of State Bank of India/ any person with whom the Bank has entered/propose
to enter into contracts for provision of ‘services/products’ for the purpose of marketing/offering/selling any product/services and / or availing support services of any nature by the
Bank.
(a) Yes (b) No. I do not consent to share, disclose, exchange or use the information/data.
(Put a tick mark against the preferred option)
Signature of Applicant Signature of Co-Applicant Signature of Co-applicant/Guarantor
Place………………………………. Place………………………………. Place……………………………….
Date……………………………….. Date……………………………….. Date………………………………..
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - (Please tear off this acknowledgement slip along these dotted lines) - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
- ACKNOLEDGEMENT RECIEPT
Customer Copy
--, complete document set received on --. Cheques received towards payment of Processing
Loan application received on
, Rs. and Rs. respectively vide cheque
Fee, Valuation Fee and Legal Fee amounting to Rs.
numbers , and dated -- ; drawn in favour of “State Bank of India” and payable at
.
Request will be disposed of and acceptance/rejection notification would be mailed within 15 days from the date of receipt of completed application form with supporting documents.
On behalf of State Bank of India
Date and Place:_____________________ Authorised Signatory
