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Checklist Education Loan

This document provides a checklist of documents required for an education loan. It lists key identity documents like photo ID and address proof for the applicant, co-applicant and guarantor. It also requires income documents for parents such as income tax returns, salary slips, and business documents. Academic documents like marksheets, exam scorecards, fee receipts are also needed. The checklist notes that photocopies must be attested and no original title deeds should be sent to avoid risks in transit.

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Devendra Chavhan
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416 views1 page

Checklist Education Loan

This document provides a checklist of documents required for an education loan. It lists key identity documents like photo ID and address proof for the applicant, co-applicant and guarantor. It also requires income documents for parents such as income tax returns, salary slips, and business documents. Academic documents like marksheets, exam scorecards, fee receipts are also needed. The checklist notes that photocopies must be attested and no original title deeds should be sent to avoid risks in transit.

Uploaded by

Devendra Chavhan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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Checklist of Documents for Education Loan

Name of the applicant - _____________________________________________Date: - ____________


Applicabl Papers
e Attached
Particulars Y/N
Y/N
Pre-sanction visit report by Branch official

KYC documents of Student, Applicant, Co Applicant and Guarantor


1. Photo ID (PAN Card/Passport/Driving License/Voter ID/Aadhar Card)
2. Address Proof (Passport/Driving License/Voter ID/Aadhar Card/Ration Card/Light Bill)

Income Documents of parents


 For Salaried persons
1. Last 2 years ITR (if Taxable Income) & Form 16
2. Latest 3 months salary slips
3. Last 6 months salary account statements
 Documents for Businessman / self employed
1. Last 2 years ITR
2. Last 2 years Audited balance sheets & Profit loss statements along with computation of
income
3. Last 12 months business bank account statement
4. Tax Paid challan/26AS
5. Business proof - Proprietor - shop Act / Grampanchayat certificate
 For Agriculturist - Those who do not file income Tax returns, income certificate issued
by Tahsildar, 8A & all 7/12 extract along with supporting income proofs.
Tahsildar income certificate for interest subvention claim

Other documents related to academics


1. 10th std mark sheet
2. 12th std mark sheet
3. Diploma/Degree mark sheets of all semesters
4. Requisite exam scorecard /proof of obtaining seat in merit based selection process
(DTE/JEE scorecard studies in India, GRE/ TOEFL score card studying abroad or
equivalent requisite exam score card)
5. Confirmation letter from institute with fee structure or I-20(studying abroad)
6. Receipts of fees paid already
7. Quotation of the laptop (fee structure of college to specifically mention the requirement
for the course)
8. If student has taken gap during academic year affidavit for gap.
9. Declaration of source of margin money if applicable.
10. Declaration of job opportunities, expected salary after getting job.
11. Declaration for option of repayment of interest during moratorium period.
12. If plot/house/flat is offered as security-Latest search & valuation report.
13. If takeover loan from other bank/institution, sanction letter with statement of account.

Note: All photocopies must be attested by the Branch Manager/Officials otherwise the
proposal will be returned to the branch for compliance. No original Title deed should be sent
with proposal to avoid risk in Transit. Covering letter & application form in prescribed format
must be attached with the proposal.

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