CONSUMER CIR
CONSUMER: MENAGA VIJAYASARATHY DATE: 03-09-2025
MEMBER ID: HF63648899_CIRC2CNPE TIME: 11:42:57
MEMBER REFERENCE NUMBER: 3241084654 CONTROL NUMBER: 009551584817
CONSUMER INFORMATION:
NAME: MENAGA VIJAYASARATHY V
DATE OF BIRTH: 15-04-1981 GENDER: FEMALE
CIBIL TRANSUNION SCORE(S):
SCORE NAME SCORE SCORING FACTORS
CREDITVISION® SCORE
684 1. PRESENCE OF DELINQUENCY AS OF RECENT UPDATE
CREDIT VISION VARIABLE(S):
CREDIT SEGMENT ALGORITHM ALGORITHM DESCRIPTION ACTUAL VALUE LOW RISK TO HIGH RISK
Less than 2 to More than 6
Payment Behaviour PAYMNT63 Missed payments ratio last 12 months -2
(%)
Less than 180 to More than
Leverage Behaviour BALMAG01 Non-Mortgage Balance Build-Up Behaviour [Higher the Value, higher the RISK] 243
250
BCPMSTR BCPMSTR NOBC
CV18 Number of accounts prior 60 days past due, now current, verified in past 12 months -7
ALL233 Aggregate excess payment for all accounts over the past 6 months -2
AT06S Number of trades opened in past 6 months 0
AT36S Months since most recent delinquency 16
AT103S Percentage of satisfactory open trades to all open trades -3
Others
G503S Number of Credit inquiries in past 90 days 0
AT34A Utilization for open trades verified in past 12 months -3
G311S Worst rating on all trades 3.0
DM247S No of distinct IDs reported in last 3m 0
DM207S Number of distinct phones reported in last 3m 0
DM217S Number of distinct addresses reported in last 3m 0
POSSIBLE RANGE FOR CREDITVISION® SCORE
Consumer with at least one trade on the bureau in last 36 months
Consumer not in CIBIL database or history older than 36 months : -1
IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) DQAPM6380N
TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
HOME PHONE 9106382097758
NOT CLASSIFIED 916382097758
MOBILE PHONE 6382097758 91
(e) 9677501638
MOBILE PHONE
EMAIL CONTACT(S):
EMAIL ADDRESS
MENAKA1989GCC@GMAIL.COM
ADDRESS(ES):
ADDRESS : W/O: VIJAYASARATHY,24,MUTHU MARIYAMMAN ,KOVI L STREET,VARADALAMPATTU,VELLORE ,TALUKKA,VARA VELLORE ,TAMIL NADU ,632101
CATEGORY: RESIDENCE ADDRESS RESIDENCE CODE: DATE REPORTED: 26-07-2022
EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME
INDICATOR INCOME INDICATOR
CONSUMER LOAN 30-11-2023 Others Not Available Not Available Not Available
SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:1 HIGH CR/SANC. AMT:13,007 CURRENT:0 RECENT:17-10-2023
OVERDUE:0 OVERDUE: OLDEST:17-10-2023
ZERO-BALANCE:1
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 5 0 3 2 17-04-2025
ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS
MEMBER NAME:NOT DISCLOSED OPENED:17-10-2023 SANCTIONED:13,007
ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-07-2024 CURRENT BALANCE:0
TYPE:CONSUMER LOAN CLOSED:20-07-2024 EMI:1,953
OWNERSHIP:INDIVIDUAL PMT HIST START:01-07-2024 PAYMENT FREQUENCY: Monthly
PMT HIST END:01-10-2023 REPAYMENT TENURE:8
LAST PAYMENT:01-07-2024 ACTUAL PAYMENT:3,194
DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)
000 060 030 000 000 000 006 000 000 000
07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23 11-23 10-23
ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT
NOT DISCLOSED 17-04-2025 HOUSING LOAN 10,00,000
NOT DISCLOSED 12-10-2024 OTHER 15,00,000
NOT DISCLOSED 11-09-2024 HOUSING LOAN 1
NOT DISCLOSED 05-08-2024 CONSUMER LOAN 20,00,000
NOT DISCLOSED 16-10-2023 CONSUMER LOAN 20,000
END OF REPORT ON MENAGA VIJAYASARATHY V
All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted by its various members ('Members'), as part of
periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search and match
logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or responsible if any
discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.
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