30-07-2024
Quote No : cazophzqdbp
Benefit Illustration for HDFC Life Sanchay Plus
This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC
Life Sanchay Plus
DETAILS
Name of the Prospect/Policyholder:               Gcn Nishad                                    Proposal No:                                     NA
Age:                                             26                                            Name of Product:                                 HDFC Life Sanchay Plus
                                                                                                                                                A non-participating non-linked savings
Name of Life Assured:                            Gcn Nishad                                    Tag Line:
                                                                                                                                                insurance plan
Age:                                             26                                            Unique Identification No:                        101N134V22
Policy Term:                                     11 Years                                      GST Rate:                                        4.5%* for first year
                                                                                                                                                2.25%* second year
Premium Paying Term:                             10 Years
                                                                                                                                                onwards
Amount of Instalment Premium
                                                 Rs.30000
(Without GST):
Mode:                                            Annual
*0% if qualifies as zero-rated supply under GST law
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."
                                                                                        Policy Details
         Policy Option                                Long Term Income                                 Sum Assured Rs.                                           387000
       Guaranteed Payout                                                                           Sum Assured on Death (at
                                                           Annual                                                                                                387000
           Freqency                                                                                inception of the policy) Rs.
       Guaranteed Payout                                                                                    Payout Term
                                                           27000                                                                                                  25
            Amount                                                                                            (years)
                                                                                        Rider Details
                                  Rider Name                                           Rider UIN                Rider PPT           Rider PT                 Rider Sum Assured Rs.
                  Income Benefit on Accidental Disability Rider                       101B013V03                 10 Years           11 Years                               387000
                                                                                      Premium Summary
                                                                                                                                                           PP  HPR HPR              Total
                                                                                                                                                                           WOP
                                                                    Base Plan           CI Rider                  IB Rider          PP Rider (PAC)       Rider Rider Rider       Instalment
                                                                                                                                                                           Rider
                                                                                                                                                         (ADC) (CCI) (CC)         Premium
             Instalment Premium without GST                                  30,000                     0                     117                    0       0         0       0    0   30,117
          Instalment Premium with First Year GST                             31,350                     0                     138                    0       0         0       0    0   31,488
     Instalment Premium with GST 2nd Year Onwards                            30,675                     0                     138                    0       0         0       0    0   30,813
                                                                                            1/2
                                                                                           (Amount in Rupees)
   Policy Year         Single/                                                                 Guaranteed                                                                Non Guaranteed
                     Annualized
                                          Survival Benefits /          Other benefits            Maturity Benefit       Death Benefit            Min                 Special Surrender Value
                      Premium
                                          Loyalty Additions               (if any)                                                            Guaranteed
                                                                                                                                              Surrender
                                                                                                                                                Value
         1                   30,000                             0                          0                        0            3,87,000                   0                                      0
         2                   30,000                             0                          0                        0            3,87,000              18,000                                 18,000
         3                   30,000                             0                          0                        0            3,87,000              31,500                                 31,500
         4                   30,000                             0                          0                        0            3,87,000              60,000                                 60,000
         5                   30,000                             0                          0                        0            3,87,000              75,000                                 79,237
         6                   30,000                             0                          0                        0            3,87,000              90,000                                1,03,879
         7                   30,000                             0                          0                        0            3,87,000            1,05,000                                1,32,402
         8                   30,000                             0                          0                        0            3,87,000            1,80,000                                1,65,313
         9                   30,000                             0                          0                        0            3,87,000            2,02,500                                2,03,182
         10                  30,000                             0                          0                        0            3,96,204            2,70,000                                2,46,640
         11                        0                            0                          0                        0            4,16,014            2,70,000                                2,69,452
         12                        0                            0                          0                  27,000                     0                  0                                      0
         13                        0                            0                          0                  27,000                     0                  0                                      0
         14                        0                            0                          0                  27,000                     0                  0                                      0
         15                        0                            0                          0                  27,000                     0                  0                                      0
         16                        0                            0                          0                  27,000                     0                  0                                      0
         17                        0                            0                          0                  27,000                     0                  0                                      0
         18                        0                            0                          0                  27,000                     0                  0                                      0
         19                        0                            0                          0                  27,000                     0                  0                                      0
         20                        0                            0                          0                  27,000                     0                  0                                      0
         21                        0                            0                          0                  27,000                     0                  0                                      0
         22                        0                            0                          0                  27,000                     0                  0                                      0
         23                        0                            0                          0                  27,000                     0                  0                                      0
         24                        0                            0                          0                  27,000                     0                  0                                      0
         25                        0                            0                          0                  27,000                     0                  0                                      0
         26                        0                            0                          0                  27,000                     0                  0                                      0
         27                        0                            0                          0                  27,000                     0                  0                                      0
         28                        0                            0                          0                  27,000                     0                  0                                      0
         29                        0                            0                          0                  27,000                     0                  0                                      0
         30                        0                            0                          0                  27,000                     0                  0                                      0
         31                        0                            0                          0                  27,000                     0                  0                                      0
         32                        0                            0                          0                  27,000                     0                  0                                      0
         33                        0                            0                          0                  27,000                     0                  0                                      0
         34                        0                            0                          0                  27,000                     0                  0                                      0
         35                        0                            0                          0                  27,000                     0                  0                                      0
         36                        0                            0                          0                3,27,000                     0                  0                                      0
Notes: Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax.
In the above illustration, benefits are assumed to be paid at the end of the year and premiums received at the beginning of the year.
I , have explained the premiums charges and benefits under the product fully to the                           I Gcn Nishad,having received the information with respect to the above, have
prospect / policy holder.                                                                                     understood the above statement before entering into the contract.
Place:
 Date:                                       Signature of Agent /Intermediary / Official                        Date:                                           Signature of Prospect / Policyholder
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".
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