Main Account Statement
MISS JABULISILE INNOCENTIA THENJWAYO Capitec Bank Limited
22 KELLY ROAD 5 Neutron Road
WARD 9 Techno Park
RICHEM Stellenbosch
EMPANGENI 7600
3880
Tax Invoice
Account 1149528948 VAT Registration Number 4680173723
Statement Information
From Date: 01/05/2025 Opening Balance: R22.58
To Date: 14/08/2025 Closing Balance: -R3.38
Print Date: 14/08/2025 16:37 Available Balance: R0.00
Interest, Rewards and Fees
Interest Received R0.52
Total Fees -R164.00
Money In Summary R11 660.70 Money Out Summary -R11 686.66
Other Income R7 040.00 Transfer -R4 764.93
Transfer R4 499.36 Digital Payments -R2 800.00
Refund R120.82 Card Payments -R2 701.20
Interest R0.52 Send Cash -R1 000.00
Fees -R164.00
Vouchers -R130.00
Bill Payments -R74.03
Prepaid -R52.50
Fee Summary -R164.00
Card Purchase Limit Exceeded Fee -R84.00
Monthly Account Admin Fee -R22.50
International Online Purchase Insufficient Funds Fee -R12.00
DebiCheck Insufficient Funds Fee -R12.00
Voucher Purchase Fee -R10.00
Cash Sent Fee -R10.00
Other Fees -R13.50
24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za
Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06
Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 1 of 5
Spending Summary
Loan Payments -R2 800.00
Cash Withdrawal -R1 000.00
Groceries -R944.81
Alcohol -R695.46
Clothing & Shoes -R599.99
Fuel -R300.00
Betting/Lottery -R130.00
Cellphone -R126.53
Uncategorised -R107.94
Restaurants -R53.00
Transaction History
Date Description Category Money In Money Out Fee* Balance
12/05/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 15.00 37.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 1 400.00 1 437.58
12/05/2025 Banking App Immediate Payment: Thabi Loan Loan -1 400.00 -1.00 36.58
Payments
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 300.00 336.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 140.00 476.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 33.00 509.58
14/05/2025 House Hyper Empangeni Empangeni (Card 4550) Groceries -145.00 364.58
14/05/2025 House Hyper Empangeni Empangeni (Card 4550) Groceries -33.00 331.58
15/05/2025 Fame Kwamkhulu Empangeni (Card 4550) Clothing & -300.00 31.58
Shoes
16/05/2025 Banking App Transfer to Luyanda: Transfer Transfer -0.58 31.00
16/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 108.23 139.23
19/05/2025 Online Purchase: Pay *foneyam Stellenbosch (Card 4550) Uncategorised -107.94 31.29
31/05/2025 Interest Received Interest 0.15 31.44
31/05/2025 Monthly Account Admin Fee Fees -7.50 23.94
02/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
02/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 20.94
03/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
03/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 17.94
05/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
05/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 14.94
05/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 20.00 34.94
05/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 9.00 43.94
05/06/2025 Payment Received: A Zungu Other 1 500.00 1 543.94
Income
05/06/2025 Banking App Transfer to Luyanda: Transfer Transfer -500.00 1 043.94
05/06/2025 Banking App Cash Sent: C*******704 Cash -1 000.00 -10.00 33.94
Withdrawal
06/06/2025 DebiCheck Authentication Fee Fees -1.00 32.94
06/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 140.00 172.94
07/06/2025 Banking App Voucher Purchase: OTT (BYIECOUTGFK7) Betting -10.00 -2.00 160.94
/Lottery
09/06/2025 Tops Empangeni (Card 4550) Alcohol -131.49 29.45
10/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
10/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 26.45
14/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 4.65 31.10
15/06/2025 Payment Received: P Mbonambi Other 40.00 71.10
Income
15/06/2025 Banking App Voucher Purchase: OTT (ASPPYPYCQTN2) Betting -40.00 -2.00 29.10
/Lottery
16/06/2025 Cnp Decline Pay Za
* Includes VAT at 15%
24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za
Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06
Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 2 of 5
Date Description Category Money In Money Out Fee* Balance
16/06/2025 Decline Fee (Online Purchases Turned Off) Fees -1.00 28.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 75.00 103.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 3.00 106.10
16/06/2025 Banking App Transfer to Luyanda: Transfer Transfer -75.00 31.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 74.00 105.10
16/06/2025 Banking App Bill Payment (WLSOAUTYMJV5): FoneYam Cellphone -74.03 -2.00 29.07
26/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 80.00 109.07
26/06/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -25.00* -0.50 83.57
29/06/2025 Honchos Richards Bay (Card 4550) Restaurants -53.00 30.57
30/06/2025 Interest Received Interest 0.08 30.65
30/06/2025 Monthly Account Admin Fee Fees -7.50 23.15
01/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 100.16 123.31
01/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 15.55 138.86
01/07/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -7.50* -0.50 130.86
01/07/2025 Payment Received: S Ngwazi Other 3 000.00 3 130.86
Income
01/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -3 000.00 130.86
02/07/2025 Payment Received: S Ngwazi Other 1 000.00 1 130.86
Income
02/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -1 000.00 130.86
03/07/2025 Shell Empangeni (Card 4550) Fuel -100.00 30.86
03/07/2025 Exc W/lim Rec Pmnt Pyd*invesicorehl.com Sk
03/07/2025 Card Purchase Limit Exceeded Fee: Pyd*invesicorehl.com Sk Fees -3.00 27.86
06/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 600.00 627.86
06/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -30.00 597.86
07/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 180.00 777.86
08/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -20.00 757.86
09/07/2025 Payment Received: A Sars 3083329171 313771 Payment Refunds 120.82 878.68
2542861247
09/07/2025 LiquorShop Nongoma (Card 4550) Alcohol -563.97 314.71
09/07/2025 Pep Stores Empangeni (Card 4550) Clothing & -150.35 164.36
Shoes
09/07/2025 Banking App Transfer to Luyanda: Transfer Transfer -130.00 34.36
13/07/2025 Set-off Applied Transfer -1.65 32.71
15/07/2025 Banking App Transfer to Luyanda: Transfer Transfer -2.71 30.00
16/07/2025 Exc W/lim Google Wps Office Pdf Gb
16/07/2025 Card Purchase Limit Exceeded Fee: Google Wps Office Pdf Gb Fees -3.00 27.00
16/07/2025 Card Purchase Insufficient Funds Fee: Google *wps Office Pdf 650- Fees -3.00 24.00
253-0000 Gb
16/07/2025 International Online Purchase Insufficient Funds Fee: Google Wps Fees -3.00 21.00
Office Pdf London Gb
20/07/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 600.00 621.00
20/07/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 200.00 821.00
22/07/2025 Shell Empangeni (Card 4550) Fuel -200.00 621.00
22/07/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -20.00* -0.50 600.50
23/07/2025 Checkers Empangeni (Card 4550) Groceries -565.51 34.99
24/07/2025 Set-off Applied Transfer -4.99 30.00
24/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
24/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 27.00
24/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
24/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 24.00
25/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
25/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 21.00
25/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
25/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 18.00
26/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 15.00
26/07/2025 Exc W/lim Google *adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google *adobe Inc Gb Fees -3.00 12.00
* Includes VAT at 15%
24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za
Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06
Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 3 of 5
Date Description Category Money In Money Out Fee* Balance
26/07/2025 Exc W/lim Google *adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google *adobe Inc Gb Fees -3.00 9.00
28/07/2025 Payment Received: M Mvelase Other 1 500.00 1 509.00
Income
28/07/2025 Banking App Immediate Payment: Thabi Loan Loan -1 400.00 -1.00 108.00
Payments
28/07/2025 Banking App Voucher Purchase: OTT (PTRAVBLBXSW1) Betting -60.00 -2.00 46.00
/Lottery
29/07/2025 Banking App Voucher Purchase: OTT (ASNECYFMFLU1) Betting -10.00 -2.00 34.00
/Lottery
31/07/2025 Interest Received Interest 0.29 34.29
31/07/2025 Monthly Account Admin Fee Fees -7.50 26.79
02/08/2025 Insf. Funds Google Adobe Acrobat Lond
02/08/2025 International Online Purchase Insufficient Funds Fee: Google Adobe Fees -3.00 23.79
Acrobat London Gb
02/08/2025 Insf. Funds Google *adobe Acrobat G.co
02/08/2025 International Online Purchase Insufficient Funds Fee: Google Fees -3.00 20.79
*adobe Acrobat G.co/helppay# Gb
02/08/2025 Exc W/lim Google Adobe Acrobat Gb
02/08/2025 Card Purchase Limit Exceeded Fee: Google Adobe Acrobat Gb Fees -3.00 17.79
02/08/2025 Exc W/lim Google *adobe Acrobat Gb
02/08/2025 Card Purchase Limit Exceeded Fee: Google *adobe Acrobat Gb Fees -3.00 14.79
04/08/2025 DebiCheck Insufficient Funds (R367.61): Cell C Sp (428199103)
04/08/2025 DebiCheck Insufficient Funds Fee Fees -6.00 8.79
04/08/2025 Registered Debit Order Insufficient Funds (R50.00): Dmc
(C31932564)
04/08/2025 DebiCheck Insufficient Funds Fee Fees -6.00 2.79
06/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 1.00 3.79
06/08/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 0.77 4.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 150.00 154.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 50.00 204.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 200.00 404.56
09/08/2025 Exc W/lim Rec Pmnt Google *akrura Pte Ltd Gb
09/08/2025 Card Purchase Limit Exceeded Fee: Google *akrura Pte Ltd Gb Fees -3.00 401.56
09/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
09/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 398.56
10/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
10/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 395.56
10/08/2025 Pick n Pay Empangeni (Card 4550) Groceries -201.30 194.26
10/08/2025 Pep Stores Empangeni (Card 4550) Clothing & -149.64 44.62
Shoes
10/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
10/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 41.62
10/08/2025 Banking App Voucher Purchase: OTT (MLCAXQPGVAS7) Betting -10.00 -2.00 29.62
/Lottery
11/08/2025 Exc W/lim Rec Pmnt Pyd*budninjanetsl.com Cz
11/08/2025 Card Purchase Limit Exceeded Fee: Pyd*budninjanetsl.com Cz Fees -3.00 26.62
11/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
11/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 23.62
11/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
11/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 20.62
12/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
12/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 17.62
12/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
12/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 14.62
13/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
13/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 11.62
13/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
13/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 8.62
* Includes VAT at 15%
24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za
Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06
Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 4 of 5
Date Description Category Money In Money Out Fee* Balance
14/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
14/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 5.62
14/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
14/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 2.62
14/08/2025 Card Purchase Insufficient Funds Fee: Google *adobe Acrobat 650- Fees -3.00 -0.38
253-0000 Gb
14/08/2025 International Online Purchase Insufficient Funds Fee: Google Adobe Fees -3.00 -3.38
Acrobat London Gb
* Includes VAT at 15%
Pending Card Transactions
16/05/2025 Pay *foneyam Gauteng (Card 4550) -R107.94
24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za
Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06
Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 5 of 5