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The account statement for Miss Jabulisile Innocentia Thenjwayo shows a closing balance of -R3.38 as of 14/08/2025, with total fees of -R164.00 and interest received of R0.52. The statement details money in of R11,660.70 and money out of -R11,686.66, highlighting significant spending in categories such as groceries, clothing, and alcohol. Additionally, various fees were incurred due to card purchase limits being exceeded and insufficient funds for online purchases.

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mubeen hassan
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0% found this document useful (0 votes)
12 views5 pages

Original

The account statement for Miss Jabulisile Innocentia Thenjwayo shows a closing balance of -R3.38 as of 14/08/2025, with total fees of -R164.00 and interest received of R0.52. The statement details money in of R11,660.70 and money out of -R11,686.66, highlighting significant spending in categories such as groceries, clothing, and alcohol. Additionally, various fees were incurred due to card purchase limits being exceeded and insufficient funds for online purchases.

Uploaded by

mubeen hassan
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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Main Account Statement

MISS JABULISILE INNOCENTIA THENJWAYO Capitec Bank Limited


22 KELLY ROAD 5 Neutron Road
WARD 9 Techno Park
RICHEM Stellenbosch
EMPANGENI 7600
3880

Tax Invoice
Account 1149528948 VAT Registration Number 4680173723

Statement Information
From Date: 01/05/2025 Opening Balance: R22.58
To Date: 14/08/2025 Closing Balance: -R3.38
Print Date: 14/08/2025 16:37 Available Balance: R0.00

Interest, Rewards and Fees


Interest Received R0.52
Total Fees -R164.00

Money In Summary R11 660.70 Money Out Summary -R11 686.66

Other Income R7 040.00 Transfer -R4 764.93


Transfer R4 499.36 Digital Payments -R2 800.00
Refund R120.82 Card Payments -R2 701.20
Interest R0.52 Send Cash -R1 000.00
Fees -R164.00
Vouchers -R130.00
Bill Payments -R74.03
Prepaid -R52.50

Fee Summary -R164.00

Card Purchase Limit Exceeded Fee -R84.00


Monthly Account Admin Fee -R22.50
International Online Purchase Insufficient Funds Fee -R12.00
DebiCheck Insufficient Funds Fee -R12.00
Voucher Purchase Fee -R10.00
Cash Sent Fee -R10.00
Other Fees -R13.50

24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za

Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06

Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 1 of 5


Spending Summary

Loan Payments -R2 800.00


Cash Withdrawal -R1 000.00
Groceries -R944.81
Alcohol -R695.46
Clothing & Shoes -R599.99
Fuel -R300.00
Betting/Lottery -R130.00
Cellphone -R126.53
Uncategorised -R107.94
Restaurants -R53.00

Transaction History

Date Description Category Money In Money Out Fee* Balance


12/05/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 15.00 37.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 1 400.00 1 437.58
12/05/2025 Banking App Immediate Payment: Thabi Loan Loan -1 400.00 -1.00 36.58
Payments
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 300.00 336.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 140.00 476.58
12/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 33.00 509.58
14/05/2025 House Hyper Empangeni Empangeni (Card 4550) Groceries -145.00 364.58
14/05/2025 House Hyper Empangeni Empangeni (Card 4550) Groceries -33.00 331.58
15/05/2025 Fame Kwamkhulu Empangeni (Card 4550) Clothing & -300.00 31.58
Shoes
16/05/2025 Banking App Transfer to Luyanda: Transfer Transfer -0.58 31.00
16/05/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 108.23 139.23
19/05/2025 Online Purchase: Pay *foneyam Stellenbosch (Card 4550) Uncategorised -107.94 31.29
31/05/2025 Interest Received Interest 0.15 31.44
31/05/2025 Monthly Account Admin Fee Fees -7.50 23.94
02/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
02/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 20.94
03/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
03/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 17.94
05/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
05/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 14.94
05/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 20.00 34.94
05/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 9.00 43.94
05/06/2025 Payment Received: A Zungu Other 1 500.00 1 543.94
Income
05/06/2025 Banking App Transfer to Luyanda: Transfer Transfer -500.00 1 043.94
05/06/2025 Banking App Cash Sent: C*******704 Cash -1 000.00 -10.00 33.94
Withdrawal
06/06/2025 DebiCheck Authentication Fee Fees -1.00 32.94
06/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 140.00 172.94
07/06/2025 Banking App Voucher Purchase: OTT (BYIECOUTGFK7) Betting -10.00 -2.00 160.94
/Lottery
09/06/2025 Tops Empangeni (Card 4550) Alcohol -131.49 29.45
10/06/2025 Exc W/lim Rec Pmnt Investichubassist.com Cy
10/06/2025 Card Purchase Limit Exceeded Fee: Investichubassist.com Cy Fees -3.00 26.45
14/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 4.65 31.10
15/06/2025 Payment Received: P Mbonambi Other 40.00 71.10
Income
15/06/2025 Banking App Voucher Purchase: OTT (ASPPYPYCQTN2) Betting -40.00 -2.00 29.10
/Lottery
16/06/2025 Cnp Decline Pay Za
* Includes VAT at 15%

24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za

Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06

Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 2 of 5


Date Description Category Money In Money Out Fee* Balance
16/06/2025 Decline Fee (Online Purchases Turned Off) Fees -1.00 28.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 75.00 103.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 3.00 106.10
16/06/2025 Banking App Transfer to Luyanda: Transfer Transfer -75.00 31.10
16/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 74.00 105.10
16/06/2025 Banking App Bill Payment (WLSOAUTYMJV5): FoneYam Cellphone -74.03 -2.00 29.07
26/06/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 80.00 109.07
26/06/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -25.00* -0.50 83.57
29/06/2025 Honchos Richards Bay (Card 4550) Restaurants -53.00 30.57
30/06/2025 Interest Received Interest 0.08 30.65
30/06/2025 Monthly Account Admin Fee Fees -7.50 23.15
01/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 100.16 123.31
01/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 15.55 138.86
01/07/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -7.50* -0.50 130.86
01/07/2025 Payment Received: S Ngwazi Other 3 000.00 3 130.86
Income
01/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -3 000.00 130.86
02/07/2025 Payment Received: S Ngwazi Other 1 000.00 1 130.86
Income
02/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -1 000.00 130.86
03/07/2025 Shell Empangeni (Card 4550) Fuel -100.00 30.86
03/07/2025 Exc W/lim Rec Pmnt Pyd*invesicorehl.com Sk
03/07/2025 Card Purchase Limit Exceeded Fee: Pyd*invesicorehl.com Sk Fees -3.00 27.86
06/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 600.00 627.86
06/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -30.00 597.86
07/07/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 180.00 777.86
08/07/2025 Banking App Transfer to Simlindile: Transfer Transfer -20.00 757.86
09/07/2025 Payment Received: A Sars 3083329171 313771 Payment Refunds 120.82 878.68
2542861247
09/07/2025 LiquorShop Nongoma (Card 4550) Alcohol -563.97 314.71
09/07/2025 Pep Stores Empangeni (Card 4550) Clothing & -150.35 164.36
Shoes
09/07/2025 Banking App Transfer to Luyanda: Transfer Transfer -130.00 34.36
13/07/2025 Set-off Applied Transfer -1.65 32.71
15/07/2025 Banking App Transfer to Luyanda: Transfer Transfer -2.71 30.00
16/07/2025 Exc W/lim Google Wps Office Pdf Gb
16/07/2025 Card Purchase Limit Exceeded Fee: Google Wps Office Pdf Gb Fees -3.00 27.00
16/07/2025 Card Purchase Insufficient Funds Fee: Google *wps Office Pdf 650- Fees -3.00 24.00
253-0000 Gb
16/07/2025 International Online Purchase Insufficient Funds Fee: Google Wps Fees -3.00 21.00
Office Pdf London Gb
20/07/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 600.00 621.00
20/07/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 200.00 821.00
22/07/2025 Shell Empangeni (Card 4550) Fuel -200.00 621.00
22/07/2025 Banking App Prepaid Purchase: Telkom Mobile Cellphone -20.00* -0.50 600.50
23/07/2025 Checkers Empangeni (Card 4550) Groceries -565.51 34.99
24/07/2025 Set-off Applied Transfer -4.99 30.00
24/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
24/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 27.00
24/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
24/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 24.00
25/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
25/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 21.00
25/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
25/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 18.00
26/07/2025 Exc W/lim Rec Pmnt Google Adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google Adobe Inc Gb Fees -3.00 15.00
26/07/2025 Exc W/lim Google *adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google *adobe Inc Gb Fees -3.00 12.00
* Includes VAT at 15%

24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za

Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06

Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 3 of 5


Date Description Category Money In Money Out Fee* Balance
26/07/2025 Exc W/lim Google *adobe Inc Gb
26/07/2025 Card Purchase Limit Exceeded Fee: Google *adobe Inc Gb Fees -3.00 9.00
28/07/2025 Payment Received: M Mvelase Other 1 500.00 1 509.00
Income
28/07/2025 Banking App Immediate Payment: Thabi Loan Loan -1 400.00 -1.00 108.00
Payments
28/07/2025 Banking App Voucher Purchase: OTT (PTRAVBLBXSW1) Betting -60.00 -2.00 46.00
/Lottery
29/07/2025 Banking App Voucher Purchase: OTT (ASNECYFMFLU1) Betting -10.00 -2.00 34.00
/Lottery
31/07/2025 Interest Received Interest 0.29 34.29
31/07/2025 Monthly Account Admin Fee Fees -7.50 26.79
02/08/2025 Insf. Funds Google Adobe Acrobat Lond
02/08/2025 International Online Purchase Insufficient Funds Fee: Google Adobe Fees -3.00 23.79
Acrobat London Gb
02/08/2025 Insf. Funds Google *adobe Acrobat G.co
02/08/2025 International Online Purchase Insufficient Funds Fee: Google Fees -3.00 20.79
*adobe Acrobat G.co/helppay# Gb
02/08/2025 Exc W/lim Google Adobe Acrobat Gb
02/08/2025 Card Purchase Limit Exceeded Fee: Google Adobe Acrobat Gb Fees -3.00 17.79
02/08/2025 Exc W/lim Google *adobe Acrobat Gb
02/08/2025 Card Purchase Limit Exceeded Fee: Google *adobe Acrobat Gb Fees -3.00 14.79
04/08/2025 DebiCheck Insufficient Funds (R367.61): Cell C Sp (428199103)
04/08/2025 DebiCheck Insufficient Funds Fee Fees -6.00 8.79
04/08/2025 Registered Debit Order Insufficient Funds (R50.00): Dmc
(C31932564)
04/08/2025 DebiCheck Insufficient Funds Fee Fees -6.00 2.79
06/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 1.00 3.79
06/08/2025 Banking App Transfer Received from Simlindile: Transfer Transfer 0.77 4.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 150.00 154.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 50.00 204.56
08/08/2025 Banking App Transfer Received from Luyanda: Transfer Transfer 200.00 404.56
09/08/2025 Exc W/lim Rec Pmnt Google *akrura Pte Ltd Gb
09/08/2025 Card Purchase Limit Exceeded Fee: Google *akrura Pte Ltd Gb Fees -3.00 401.56
09/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
09/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 398.56
10/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
10/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 395.56
10/08/2025 Pick n Pay Empangeni (Card 4550) Groceries -201.30 194.26
10/08/2025 Pep Stores Empangeni (Card 4550) Clothing & -149.64 44.62
Shoes
10/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
10/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 41.62
10/08/2025 Banking App Voucher Purchase: OTT (MLCAXQPGVAS7) Betting -10.00 -2.00 29.62
/Lottery
11/08/2025 Exc W/lim Rec Pmnt Pyd*budninjanetsl.com Cz
11/08/2025 Card Purchase Limit Exceeded Fee: Pyd*budninjanetsl.com Cz Fees -3.00 26.62
11/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
11/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 23.62
11/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
11/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 20.62
12/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
12/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 17.62
12/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
12/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 14.62
13/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
13/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 11.62
13/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
13/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 8.62
* Includes VAT at 15%

24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za

Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06

Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 4 of 5


Date Description Category Money In Money Out Fee* Balance
14/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
14/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 5.62
14/08/2025 Exc W/lim Rec Pmnt Google Akrura Pte Ltd Gb
14/08/2025 Card Purchase Limit Exceeded Fee: Google Akrura Pte Ltd Gb Fees -3.00 2.62
14/08/2025 Card Purchase Insufficient Funds Fee: Google *adobe Acrobat 650- Fees -3.00 -0.38
253-0000 Gb
14/08/2025 International Online Purchase Insufficient Funds Fee: Google Adobe Fees -3.00 -3.38
Acrobat London Gb
* Includes VAT at 15%

Pending Card Transactions

16/05/2025 Pay *foneyam Gauteng (Card 4550) -R107.94

24hr Client Care Centre 0860 10 20 43 E ClientCare@capitecbank.co.za W capitecbank.co.za

Capitec Bank is an authorised financial services (FSP46669) and registered credit provider (NCRCP13). Capitec Bank Limited Reg. No.: 1980/003695/06

Unique Document No.: fc083a20-9668-4473-950a-3a37b155277b / 204 / V2.0 - 09/07/2022 Page 5 of 5

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