H el l o , M R AVU L A V A RA PRA S A D
HNO 69-33-1/1 BHASKAR Your monthly Credit Card Statement
NAGAR,JANAPRIYA PACHALLA ROAD
RAJAMUNDRY, RAJAHMUNDRY
AP- 533101
Your kind attention! Account Overdue! Please clear dues immediately. 0
C-KYC ID: 30018813005160 THE MONTH GONE BY!
All figures in INR
ACCOUNT SUMMARY (IN INR) Date Description Amount ₹
Card Number XXXXXXXXXXXXXX04 4 Aug 2025 LATE FEE 1,300.00
Total Amount Due PAY NOW 25,872.00 12 Aug 2025 FINANCE CHARGES 771.00
Min. Amt. Due 6,739.00 12 Aug 2025 Goods & Service Tax 372.78
Payment Due Date Immediate
Last Bill Amount 23,427.90
- Payments & Credits 0.00
+ New Purchases 0.00
- Transferred to EMI 0.00
+ Monthly EMI Debits 0.00
+ Fees & Charges 2,071.00
+ Goods & Services Tax 372.78
Statement Period 13-07-2025 to 12-08-2025
Statement Date 12-08-2025
Total Credit Limit 1,26,000.00
Available Credit Limit 1,00,536.32
Available Cash Limit 35,280.00
EASY WAYS TO PAY YOUR CREDIT CARD BILLS.
REWARD SUMMARY
Download MyCard App
Scan to make an to pay your bill.
Opening Balance 760
online payment
Earned 0 now
Give a missed call
Redeemed 0 to 7045 906 905
Adjustments -760
Available Reward Points 0
Points to Expire On 31-08-2025 0 Pay via NEFT Pay your dues
• Payee Name: ( Name on your RBL Bank Credit Card) on time!
• Payee account number :(RBL Bank credit card number) Your Credit Card account statement is
reported to the Credit Information Bureau
• Bank Name : RBL Bank
every month.
• IFSC code : RATN0CRCARD
• Branch Location : NOC,Goregaon,Mumbai Timely repayments help you gets higher loans or lower
intrest rates.
Mobile: 919XXXXXX621 | E-mail: PXXXXXXXA@GMAIL.COM | To Update your account details, Please call our helpline at 022 6232 7777
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Our service experts can be reached at
To know more, log on to rblbank.com
For RBL - 022 6232 7777 | 022 7119 0900
About interest and finance charges/ deferred finance charges
Pay your Credit Card bill Your Payment will reflect in your card account within 3 working days
• Any unpaid balance is carried forward to the subsequent statements
Pay using UPI. Scan to make payment using Pay with Online Card Payment and attracts interest, including fresh purchases and other Bank
Download RBL MyCard App Debit Card or Net banking Option on www.rblbank.com charges till all dues are paid in full.
• Deferred finance charge is the interest calculated on the previous
Make Payment Via NEFT: Payment through cheque : month outstanding which is levied to customer in the subsequent
statement in case payment of the total amount due is not paid in full.
Add RBL Bank Credit Card as a "Payee" with the following • Make cheque in favour of - 'RBL Bank Credit Card <16 digit no.>'
details: & deposit it at RBL Bank Branch or courier it to: RBL Bank Limited, • Finance charges is the interest calculated on the beginning balance
and on new transactions of the current statement cycle.
• Payee Name : (Name on your RBL Bank Credit Card ) Cards Operating Center, Unit 306-311, 3rd Floor, JMD Megapolis,
• Payee Account Number : RBL Bank Credit Card <16 digit no.> Sohna Road, Gurugram-122018
• Note: Cardmembers are advised to be cautious and refrain from Scan to download RBL
• Bank Name : RBL Bank
MyCard Mobile App
• IFSC Code: RATN0CRCARD making payments through modes other than the payment
• Branch Location: NOC Goregaon, Mumbai channels mentioned on www.rblbank.com/credit-card-payments
Download Mobile APP: For RBL, SMS MyCard to 5607011
Know about charges on Credit Card Transaction
Upto ₹ 7,000 per annum( This will be
Date Transaction Amount
applicable as per card type and communicated
Anuual/Membership Fee 12-Dec-18 Purchase of Groceries ₹ 6000
at the time of applying and once charged
26-Dec-18 Purchase of clothes ₹ 4000
will reflect on statement )
02-Jan-19 Membership Fee + GST ₹ 588.82
Finance charges for both upto 3.99% p.m (Upto 47.88% p.a)
02-Jan-19 Statement Date Total Amount Due : ₹ 10,588.82 | Minimum Amount Due : ₹ 1,088.82
revolving credit and Cash
advances 10-Jan-19 Hotel Transaction ₹ 4,000
Late Payment Fee 15-Jan-19 Mobile Bill Payment ₹ 2,000
Late Payment Fee ( ₹.)
(Levied if Minimum due is unpaid 22-Jan-19 Payment Credit ₹ 1,088.82
12.5% of Outstanding Amount
after due date) 02-Feb-19 Statement Date Total Amount Due : ₹ 16, 431.84 | Minimum Amount Due : ₹ 956.63
Min ₹ 5 /- | Max ₹ 1,300 /-
Rental Fee Transaction 1% Fee on transaction amount on rental Interest Calculation
transaction Amount ( ₹) Period Number of Days Interest ( ₹)
Overlimit Fee NIL ₹ 6,000 12 Dec 2018 - 21 Jan 2019 41 ₹ 322.70
Cash Advance Fee 2.5% of the cash amount ( ₹ 500 ) ₹ 4,000 26 Dec 2018 - 21 Jan 2019 27 ₹ 141.67
₹ 4,000 10 Jan 2019 - 02 Feb 2019 24 ₹ 125.93
Cash Deposit at Branch ₹ 100 per transaction
₹ 2,000 15 Jan 2019 - 02 Feb 2019 19 ₹ 49.85
Foreign currency Txn Markup
3.50% ₹ 9,500( Remaining balance after adjusting 22 jan 2019 - 02 Feb 2019 12 ₹ 149.54
Fee(Includes DCC Txns)
payment of ₹ 1,088.82 )
1% surcharge on fuel transaction value
Fuel Transaction Charge
or ₹ 10 ( Whichever is higher) Interest on the Amount Due will be charged as below:
Daily Interest = Outstanding Amount* (3.99%*12 months)/365.
#1.5% of the amount or Rs. 150/-
Merchant EMI Processing Fee *Total Due includes outstanding amount, new purchase, interest charges (interest calculation illustrated above), and applicable
(whichever is higher)
Goods & Services Taxes on interest. Example cited is for illustration purpose only.Minimum Amount Due (MAD) is assumed to
Interest Free Period : be 5% in the above illustration. MAD will vary as per details communicated in the Most Important Terms & Conditions.
( Applicable only on retail Actual finance Charges / deferred finance charges would vary as per APR/finance charges offered to the customer.
Ranges from 20-50 days
purchases and if previous Thus, the total interest charged (Finance Charges + Deferred Interest Charges) will be: Rs 789.69. GST charges of Rs
month's balance is paid in full) 142.14 (18%) will be applicable. If the Card member has not paid the previous month's outstanding balance in full, all the
Reward Redemption Fee ₹ 99 future transactions will bear interest from the day of transaction and the complete outstanding balance will continue to
Cheque Return / Dishonour Fee accrue interest on a daily basis. Interest free period will also not be applicable in case of part payment. Service taxes will be
# ₹ 500
Auto debit Reversal-Bank levied at the applicable rate on the interest amount.
Account out of funds Important: Paying only the Minimum Amount Due every month would result in the repayment stretching over a long
Total GST + Current month EMI Debits + period with consequential compounded interest payment on your outstanding balance.
[Max of (100% of Fee/Charges + 5% of Note : 1. Goods & Service Tax as notified by GOI is applicable on all fees, interests and other charges and is subject to
(Retail Spends, Cash Advance, Interest)) or change as per Government of India guidelines.
INR 200] + previously unpaid MAD (if any) + The Merchant Category codes are defined by the network (Visa, Mastercard, RuPay).
Minimum Amount Due Overlimit Utilization Amount (if any) If MAD
Apply for an Add-On Card at an annual fee of Insurance Details
as per the above turns out be higher than
TAD,then MAD would be equal to TAD, For INR200+GST
For queries or claims related to Health Insurance, Personal
Platinum Advantage credit card members, Scan KYC document of Add-on Card applicant and write to Accident, EMI Protect Plan via RBL Bank, contact: RBL Bank
this will be up to 20%. us on the email id specified above.
T&C apply. - 022 6232 7777 OR Care Insurance - 1800 102 4499
#1% fee on transaction(> ₹ 10,000).Max fee
Fee on Fuel Transactions
₹ 3,000
Have you lost or misplaced your card
Fee on Select Merchants on #1% fee on third party apps at select
Education Payments merchants (Refer MITC for more details) Log on to RBL MyCard app (or) call +91 226232 7777 | 022 7119 0900 to block
Fee on Aggregate utility Spends #1% fee on spends > ₹ 50,000 pm per card your card immediately and prevent misuse
GST Applicability on all fees & charges. Currently set at 18%
Refer to MITC- https://bit.ly/396FlaE for latest schedule of charges Quick Tips!
Grievance Redressal
Never share your Card number, CVV, Expiry
For concerns and queries, write to us on the email id Date, PIN or OTP with anyone
Level 1
Write to us at : For RBL - cardservices@rblbank.com specified above.
Pay your Total Amount due to avoid
paying finance charges
If your concerns are not resolved yet, reach out to:
Level 2
Looking to raise a dispute:
headcardservice@rblbank.com
• Write an email to above mentioned email addresses from your registered Pay your dues on time. Not paying them on
time negatively impacts your credit score
email id with details of the transaction within 30 days of the purchase Not satisfied Still! Contact our nodal officer Mr. Vikas Nigam at
Level 3
• Please allow us 60 days to investigate the issue and share the outcome of the principalnodalofficer@rblbank.com or call at 02271432700 or
Don't miss out on important notifications
investigation with you. address mentioned below for Credit card business*
from us. Keep your contact details updated
* Credit card business GSTIN: 06AABCT3335M2Z8. Address: RBL BANK Limited, Unit 306-311, 3rd floor, JMD Megapolis, Sohna Road, Sector -48, Gurugram - 122 018, Haryana
Stay Connected
Loan Transaction GSTIN : 06AABCT3335M1Z9, Address RBL Bank Limited, ABW Tower, At IFFCO Chowk, Village Sukhrauli, NH-8, Gurugram. Haryana , 122002.
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