IBPS - POs EXAM MODEL PAPER

No. of Questions: 200

-E-o- --
155. Which of the following is the name of the
programme launched by the Government
of India to help lonely women by providing
vocational training to make them self
dependent?
1) Apnalaya
2) Prayas 3) Abhiyogyata
4) Swadhar
5) Swavalamban
156. Which of the following terms is NOT used
in the game of Cricket?
1) Doosra
2) Century
3) Bouncer
4) Checkmate 5) Ashes
157. Trupti Murgunde whose name was in news
recently is a ............... .
1) Badminton player
2) Golf player
3) Lawn tennis player
4) Table tennis player
5) Cricket player
158. Which of the following is NOT a financial
term?
1) Acid Test
2) Double Fault
3) Gross Profit
4) Depreciation
5) Cash flow
159. In the terms of economics, the recession
occurring two times with a small gap in
between is known as ........... .
1) Double Deflection
2) Deflation
3) Deep Recession
4) Double Dip Recession 5) None of these
160. Which of the following terms is NOT used
in Economics?
1) Balance of Payment
2) Call Money
3) National Debt
4) Elasticity of Demand
5) Boyle's Law
161. Which of the following ministries/ departments operates the "Village Grain Bank's
Schemes"?
1) Ministry of Tribal Welfare
2) Department of Food & Public Distribution
3) Department of Social Welfare
4) Ministry of Forest
5) None of these
162. Which of the following books is written by
Chetan Bhagat?
1) The Golden Gate
2) Journey To Ithaca
3) Fire on the Mountain
4) The Inheritance of Loss
5) 2 States: The Story of My Marriage
163. Which of the following nations is the recent
one to join Non Aligned Movement (NAM)?
1) Fiji
2) Cuba
3) Sri Lanka
4) Colombia
5) Egypt
164. Hiroshima Day is observed on which of the
following dates?
1) 6th August
2) 16th August
4) 16th September
3) 6th September
5) 26th July
165. Dronacharya Awards are given to a person
associated with .......... .
1) Education
2) Social service
3) Journalism
4) Sports
5) Films
166. Interest below which a bank is not expected to lend to customers is known as .....
1) Deposit Rate
2) Base Rate
3) Prime Lending Rate
4) Bank Rate
5) Discount Rate
167. The customers by opening and investing in
the Tax Saver Deposit Account Scheme in
a Bank would get benefit under ...... .
1) Sales Tax
2) Customs Duty
3) Excise Duty
4) Professional Tax
5) Income Tax
168. In banking business, when the borrowers
avail a Term Loan, initially they are given a
repayment holiday and this is referred as...
1) Subsidy
2) Interest Waiver
3) Re-phasing
4) Interest concession
5) Moratorium

Marks: 200

169. A non-performing asset is .......

1) Money at call and short notice
2) An asset that ceases to generate income
3) Cash balance in till
4) Cash balance with RBI
5) Balance with other banks
170. Government usually classifies its expenditure in term of planned and non-planned
expenditure. Identify, which is the correct
definition of planned expenditure?
1) It represents the expenditure of all the
State Governments
2) It represents the total expenditure of the
Central Government
3) It is the expenditure which is spend
through centrally sponsored programmes and flagship schemes of
Government
4) It represents the expenditure incurred on
Defence
5) Other than those given as options
171. Which of the following organization is
made specifically responsible for empowering Micro, Small and Medium enterprises in India?
1) NABARD
2) RBI
3) SIDBI
4) ECGC
5) SEBI
172. Which of the following measures were
announced by the Reserve Bank of India
on July 15, 2014 to encourage banks to
extend long term loans to infrastructure
sector?
1) Banks can issue long term bonds with a
minimum maturity
2) Rupee denominated bonds should be
issued in plain vanilla form
3) Lending for affordable housing means
loans eligible under the priority sector
4) Exemption of long term bonds from
mandatory regulatory norms such as the
CRR, SLR and PSL
5) All of the above
173. Many real estate companies and private
equity funds are planning to list their commercial property portfolio through the real
estate investment trusts (REITs) in the
wake of proposal made by the Union
Finance Minister Arun Jaitley in his budget
speech on July 10, 2014. The incentives
proposed for REITs include A) For an Initial Public Offering (IPO), the
size of the assets under the REIT shall not
be less than 1000 crore
B) Minimum initial offer size of Rs. 250 crore
and minimum public float of 25%, to
ensure adequate public participation
C) The REIT may raise funds from any
investors, resident or foreign
D) Till the market develops, it is proposed
that the units of the REITs may be offered
only to HNIs and institutions
1) Only (A), (B) and (D)
2) All (A), (B), (C) and (D)
3) Only (B) and (C)
4) Only (C) and (D)
5) Only (A) and (D)
174. As per the data revealed by the Union
Urban Development Minister Venkaiah
Naidu on July 14, 2014 which of the following combinations of the State/ Union
Territory and increase in urban population
during the years 2001-11 is NOT correct?
1) Sikkim - 14.1 percent
2) Daman and Diu - 39 percent
3) Chandigarh - 7.5 percent
4) Gujarat - 6.7 percent
5) Nagaland - 10.7 percent
175. The Reserve Bank of India on July 17,
2014 issued draft guidelines for small and
payment banks to expand banking

Time: 2 Hrs.

services disburse
smallticket
loans to businesses and farmers. Select the correct statements regarding the draft guidelines
A) The minimum capital requirement for both
payments and small banks will be Rs. 100
crore
B) Non banking finance companies, business
correspondents and PSUs among others
can apply to set up a payments bank.
C) For small banks, resident individuals will
10 years of experience in banking, firms
and societies will be eligible as promoters.
D) Promoters initial minimum contribution will
be at least 40 percent with a five year lock
in period
1) Only (A) and (B)
2) Only (B) and (C)
3) All (A), (B), (C) and (D)
4) Only (A) and (C)
5) Only (C) and (D)
176. The Reserve Bank of India on July 15,
2014 gave a boost to affordable housing
by allowing banks to raise long-term funds
to finance these projects, which include....
A) Loans up to Rs.50 lakh for houses of
Rs.65 lakh value in six metros.
B) Loans up to Rs.40 lakh for houses up to
Rs.50 lakh value in other cities.
C) Loans under priority sector lending Rs.25
lakh to cities with population above 10
lakh; Rs.15 lakh elsewhere.
D) Support to government agency for slum
clearance and rehabilitation.
1) All (A), (B), (C) and (D)
2) Only (A) and (B)
3) Only (B) and (C)
4) Only (A), (C) and (D) 5) Only (A) and (D)
177. Which of the following guidelines were
issued by the telecom regulator, the
Telecom Regulator Authority of India
(TRAI) on July 21, 2014 for spectrum
sharing?
1) Spectrum can be shared across all six
frequency bands - 800, 900, 1800, 2100,
2300 and 2500 MHz
2) Sharing limited to two licensees within a
circle
3) No leasing of spectrum
4) No sharing between operators who do
not have spectrum in the same band
5) All of the above
178. Who among the following great players of
chess were selected for the Russian
Federation's Order of Friendship award
on July 4 2014?
1) Viswanathan Anand of India and Boris
Gelfand of Israel
2) Magnus Carlsen of Norway and Martin
Brow of England
3) Colin McNabe of Scotland and Puchen
Wang of New Zealand
4) Vlad Victor Barnaure of Romania and
Mark Orr of Ireland
5) None of these
179. Which of the following states will host the
2015 Pravasi Bharatiya Divas?
1) Odisha
2) Rajasthan 3) Gujarat
4) Maharashtra 5) None of these
180. Railway Minister DV Sadananda Gowda
presented the Railway Budget for the fiscal
year 2014 - 15 on July 8, 2014 in the
Parliament. Which of the following combinations of particulars and sum projected in the
Railway Budget 2014-15 is NOT correct?
1) Plan Outlay - Rs.65445 crores
2) Gross Budgetary Support - Rs.30,100
crores
3) Internal Resources - Rs.11,790 crores
4) Railway Safety Fund - Rs.2,200 crores
5) All are true

Computer Knowledge
181. What is an 'internet'?
1) Internal internet used to transfer information internally.
2) Internal internet used to transfer information to the outside company.
3) Internal network designed to serve the
internal informational needs of a single
organisation.
4) Internal network designed to transfer the
information between two organisations.
5) None of the above
182. To send another station a message, the
main thing a user has to know is
1) how the network works
2) the other station's address
3) whether the network is packet-switched
or circuit - switched
4) whether this is a voice or data network
5) None of the above
183. The data base administrator's function in
an organization is
1) to be responsible for the more technical
aspects of managing the information
contained in organizational databases.
2) to be responsible for the executive level
aspects of decisions regarding the information management
3) to show the relationship among entity
classes in a data warehouse
4) to define which data mining tools must be
used to extract data
5) None of the above
184. A ...... is a computer connected to two networks.
1) link
2) server
3) gateway
4) bridge way 5) None of these
185. Each of the following is a true statement
except
1) online systems continually update the
master file
2) in online processing, the user enters
transactions into a device that is directly
connected to the computer system
3) batch processing is still used today in
older systems or in some systems with
massive volumes of transactions
4) information in batch systems will always
be up-to-date
5) None of the above
186. When you save a presentation, ............
1) all slides in a presentation are saved in
the same file
2) two files are created; one for graphics
and one for content
3) a file is created for each slide
4) a file is created for each animation or
graphic
5) None of the above
187. In a client/ server model, a client program
1) asks for information
2) provides information and files
3) serves software files to other computers
4) distributes data files to other computers
5) None of the above
188. Every device on the internet has a unique
....... address (also called an Internet
address) that identifies it in the same way
that a street address identifies the location
of a house.
1) DH
2) DA 3) IP
4) IA 5) None
189. In a customer data base a customers
surname would be keyed into a...
1) row
2) text field 3) record
4) computed field 5) None of these