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Personal Budget - Living Away

This document is a monthly college budget that tracks income and expenses over a one year period. The total income is $16,102 consisting mainly of financial aid (83.9%) and other sources (16.1%). The total expenses are $15,732 with the largest portions going towards room and board (81.4%), including rent, food, and utilities. The overall cash flow for the year is positive at $370.

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KesshoDew
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43 views1 page

Personal Budget - Living Away

This document is a monthly college budget that tracks income and expenses over a one year period. The total income is $16,102 consisting mainly of financial aid (83.9%) and other sources (16.1%). The total expenses are $15,732 with the largest portions going towards room and board (81.4%), including rent, food, and utilities. The overall cash flow for the year is positive at $370.

Uploaded by

KesshoDew
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as XLSX, PDF, TXT or read online on Scribd
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Monthly

College Budget
year income:

year expenses:

$16,102

year cash flow:

$15,732

$370

room & board

financial aid

tuition & fees

wages (after-tax)

books & supplies

family help

transportation

from savings

discretionary

other

other expenses

year cash flow:

CASH FLOW
jan

feb

mar

apr

may

jun

jul

aug

sep

oct

nov

dec

year

JAN Select First Budget Month


YEAR

Monthly Cash After Expense

JAN

###

###

###

###

###

###

###

###

###

###

Cash Flow

(311)

(161)

864

(161)

(161)

(161)

714

139

(161)

(161)

(161)

89

Cumulative Cash Flow

(311)

(472)

393

232

71

(90)

624

764

603

442

281

370

MONTHLY INCOME
Financial aid (grants, scholarships, loans) paid to you

### YEAR
370

JAN

###

###

###

###

###

###

###

###

###

###

### YEAR

1,125

1,125

1,125

1,125

1,125

1,125

1,125

1,125

1,125

1,125

1,125

1,125

% INC
2.3%

% INC

13,502

83.9%

After-tax wages from a job

0.0%

Financial help from family

0.0%

Withdrawals from savings

0.0%

Other (child support, public assistance, gifts, etc.)

1,025

1,025

300

250

2,600

16.1%

1,125

1,125

2,150

1,125

1,125

1,125

2,150

1,425

1,125

1,125

1,125

1,375 16,102

100.0%

% INC

TOTAL INCOME

MONTHLY EXPENSE

JAN

###

###

###

###

###

###

###

###

###

###

### YEAR

1,067

1,067

1,067

1,067

1,067

1,067

1,067

1,067

1,067

1,067

1,067

1,067

12,804

81.4%

Rent, mortgage, or dorm room

667

667

667

667

667

667

667

667

667

667

667

667

8,004

50.9%

Food (groceries or meal plan)

200

200

200

200

200

200

200

200

200

200

200

200

2,400

15.3%

Utilities (heat, water, electricity)

200

200

200

200

200

200

200

200

200

200

200

200

2,400

15.3%

Room & Board

Tuition & Fees

0.0%

Tuition you pay

0.0%

Fees you pay

0.0%

Books & Supplies


Textbooks
School supplies

Transportation

150

150

300

1.9%

150

150

300

1.9%

0.0%

165

165

165

165

165

165

165

165

165

165

165

165

1,980

12.6%

Gas, maintenance

0.0%

Vehicle payment

0.0%

165

165

165

165

165

165

165

165

165

165

165

165

1,980

12.6%

0.0%

54

54

54

54

54

54

54

54

54

54

54

54

648

4.1%

0.0%

40

40

40

40

40

40

40

40

40

40

40

40

480

3.1%

Donations

0.0%

Snacks, dining out

0.0%

Clothes

0.0%

14

14

14

14

14

14

14

14

14

14

14

14

168

1.1%

Transit fares
Travel at holidays

Discretionary
Savings
Cell phone, Internet, cable

Entertainment (movies, dates, concerts)

Other Expenses

0.0%

Insurance (car, health, renter's)

0.0%

Loan, credit card payment

0.0%

Other

0.0%

1,436

1,286

1,286

1,286

1,286

1,286

1,436

1,286

1,286

1,286

1,286

1,286 15,732

100.0%

TOTAL EXPENSES

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