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Credit Processing & Management Expert

Gowtham is seeking a challenging position in marketing, team management, or data management. He has over 5 years of experience as an Assistant Manager in credit processing and evaluation at City Union Bank. He has an MBA from SASTRA University and a B.Tech in IT from SCSVMV University. His areas of expertise include marketing, team management, delegating tasks, forward planning, and credit appraisal.

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97 views1 page

Credit Processing & Management Expert

Gowtham is seeking a challenging position in marketing, team management, or data management. He has over 5 years of experience as an Assistant Manager in credit processing and evaluation at City Union Bank. He has an MBA from SASTRA University and a B.Tech in IT from SCSVMV University. His areas of expertise include marketing, team management, delegating tasks, forward planning, and credit appraisal.

Uploaded by

ragvij
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as DOCX, PDF, TXT or read online on Scribd
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CONTACT DETAILS

Chennai
Mobile: +91-9003422502
gowtham.261990@gmail.com

AREAS OF EXPERTISE PERSONAL STATEMENT


Marketing I am seeking a challenging position where I can effectively contribute my skills and
Team Management ensure my growth through the organization’s growth, possessing competent Technical Skills
Delegating tasks I have the skill and knowledge for managing key areas of the team supervision and I have
Forward planning excellent problem-solving skills. An adaptable, self-directed professional who successfully
Data management communicates at all levels.
Credit Appraisal
WORK EXPERIENCE
Asst.Manager-Credit Processing Centre
City Union Bank - June 2013 – Present
Responsibilities:
 Evaluated the proposals of customers for LAP, HL, BT, LAD, PL and JL.
 Coordinating with sales, operations, legal, technical and customer service.
 Interact with Customers to understand the business and purpose of the loan.
PROFESSIONAL SKILLS  Understanding of property related knowledge (like legal title and market value of the
Tamil (Read, Write, Speak) property).
English(Read, Write, Speak)  Under writing cases with desired level of quality and enabling achievement of Branch
Business target by proper training.
 Managing a team of CPAs
 Responsible for Technical & legal done within TAT from empaneled agencies
according to policy.
 To complete process of Disbursement of loan.
 Field Investigation.
 Performing Credit Appraisal of Loan applications within defined guidelines and
accordingly take decision or recommend for approval to higher authorities.
 Performed Cash handling, FD and Cheque Clearance
PERSONAL SKILLS EDUCATION
Time management
Academic Achievements
Organisational skills
Communication skills MBA 2011 – 2013 SASTRA UNIVERSITY-TANJORE 6.02 CGPA
Adaptability
Attention to detail B.TECH (IT) 2007 – 2011 SCSVMV UNIVERSITY- KANCHIPURAM 7.23 CGPA
Problem assessment
Class XII 2006 – 2007 A.K.T ACADEMY METRIC HR.SEC. SCHOOL 75.75%
Decision-making
Multi tasking Class X 2004 – 2005 A.K.T MEMORIAL HIGH SCHOOL 86.8%
Teamwork

EXTRA-CURRICULAR ACTIVITIES
 Participated in International conference held at SASTRA University
 Presented paper entitled “Evaluation of savings Propensity, Infrastructure reach, and
income and expenditure pattern of farmers – The first step towards financial
inclusion” Presented at Pondicherry University, Karaikal.

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