(SID):OOOO5 10.25.
90
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                      Satanic Incarnates of Doom (SID)
                       Informational Text File #OOOO5
                              Carding Division
             'Carding Simplified Part 1: Vital Card Information'
                               Author: Scooter
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 The Typical Visa or Mastercard can be illustrated as follows:
Mastercard   5XXX XXXX XXXX XXXX      XX/XX
                 John Doe
Visa - Type 1    4XXX XXXX XXXX XXXX XX/XX
                 John Doe
Visa - Type 2    4XXX XXX XXX XXX       XX/XX
             John Doe
                                              ___ Expiration Date
                                            /
             XXXX XXXX XXXX XXXX XX/XX
             \       \      \     \__________   Group   1
               \       \      \______________   Group   2
                 \       \__________________    Group   3
                   \______________________      Group   4
Group 4
~~~~~~~
     The group of numbers contains information regarding the Bank and Branch
of the Bank that issues the Card to the Holder. The First digit, as discussed
before identifies the type of card you have. The Second thru Fourth numbers
identifies the Bank and branch. Below is an incomplete list of Banks, these
are all verified, and are still known to be used.
                                    Visa
                                    ~~~~
                        Group 4                Bank Name
                        ~~~~~~~                ~~~~~~~~~
                        4019                  Bank of America
                        4024                  Bank of America
                        4052                  First Cincinatti
                        4060                  Navy Federal Credit Union
                        4128                  Citibank
                        4131                  State Street Bank
                        4215                  Marine Midland
                        4225                  Chase Manhattan
                        4231                  Chase Lincoln First Classic
                        4232                  Chase Lincoln First Classic
                        4241                  Nat. Westminester Bank
                   4250                  First Chicago Bank
                   4271                  Citibank Preferred
                   4302                  H.H.B.C.
                   4310                  Imperial Savings
                   4317                  Gold Dome
                   4387                  Bank One
                   4417                  Mellon Bank
                   4428                  Bank of Hoven
                   4811                  Bank of Hawaii
                   4897                  Village bank of Cincinatti
                           Mastercards
                           ~~~~~~~~~~~
                 Group 4              Bank Name
                 ~~~~~~~              ~~~~~~~~~
                 5215                Marine Midland
                 5217                Manufacturers Hanover Trust
                 5233                Huntington Bank
                 5242                Chevy Chase Federal Savings
                 5254                Bank of America
                 5263                Chemical Bank
                 5273                Bank of America
                 5286                Chase Lincoln First
                 5317                Norwest
                 5323                Bank of New York
                 5329                Maryland Bank NA (MBNA)
                 5410                Citibank Preferred
                 5411                1st Fin. bank of Omaha
                 5414                Nat. Westminester Bank
                 5415                Colonial National Bank
                 5424                Citibank
                 5455                PSFS
                 5465                Chase Manhattan
                 5678                Marine Midland
Group 3
~~~~~~~
    This Group contains the vital information concerning the Maximum
Expiration Date and Credit Limit. This DOES NOT mean that it contains the
actual credit limit, or expiration date. What this means is that the company
that issued the card created a bunch of cards with similar limits and
expiration dates. For Example, I may have a Credit Card with a Limit of $5000
and expires 12/91. My brother has a card with the same group 3 & 4 but his
limit is $6000 and expires 1/92. Notice they are similar, $1000 difference in
limit, and 1 month difference in expiration dates. On the other hand, you may
find a few odd examples such as, if my boss has a $40,000 limit, and expires
12/91 he may have the same groups 3 & 4.
Groups 2 & 1
~~~~~~~~~~~~
     These groups is used for identifying the card holder. These groups can
be modified to make new cards with similar limits and dates. You could then
use TRW to find out the card holder's name, and use it. I would reccommend
against this. TRW is a high security operation, they often catch people using
accounts, and they do press charges.
This is all the info about the credit card. Look for the next in the series
containing info on choosing drops sites, the ordering, the pickup, etc.
Verifying Cards
~~~~~~~~~~~~~~~
800-554-2265
 Type - 10 Mastercard
        20 Visa
 Bank ID     - 1067
 Merchant ID - 1411
                 57
 This is the format to use this verifier.
 Type#BankID#Merchant#CC#EXPDAT#Dollars*Cents#
     This is voice prompted, but is a little hard to understand. You know you
have a valid card number when it says APPROVED. There are 3 other responces
DENIED, KEEP CARD, INVALID CARD NUMBER.
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           Copyright (c)199O by The Satanic Incarnates of Doom (SID)
                                  SID LIVES!
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