2106 (SOCIAL SEC #)

1201 FIRMGO DR
SATELLITE BCH FL 32937
RPTD: 6-89 (* = NOT DEFINITE SUM OR FIGURE)

PROFILE SUMMARY:
PUBLIC RECORDS-------0 PAST DUE AMT--------$0 INQUIRIES----4 SATIS ACCTS--10
INSTALL BAL----$10,128 SCH/EST PAY-------$293* INQS/6 MON---3 NOW DEL/DRG---1
R ESTATE BAL---$53,374 R ESTATE PAY------$480 TRADELINES--11 WAS DEL/DRG---0
REVOLVNG BAL------$983 REVOLVNG AVAIL-----90%* PAID ACCTS---0 OLD TRADE--5-87

SUBSCRIBER DATE OPN AMT/TYPE ACCT STATUS

ACCOUNT # BAL DATE BALANCE STATUS DATE PYMT HISTORY
SUBSCR # TYPE TERMS ECOA LAST PAY MONTH PAY $PASTDUE IN PRIOR MOS

JC PENNEY (CHG=charge card) 5-87 $100 H CURR ACCT

213459494220 8-31-91 $0 7-89 NNNNNNNNNNNN
1300097 CHG REV 1 6-89 NNNNNNNNNNNN

BURDINES 10-89 UNK CURR ACCT

55422522 9-07-91 $0 9-91 NNNNNNNNNNNN
1392176 CHG REV 1 NNNNNN

* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT

8635680809888 12-31-87 $2,140 12-87
1970242 UNK UNK 1

COUNTRYWIDE FUND CORP 1988 $54,000 O CURR ACCT

4533296571 8-31-91 $53,374 1991 CCCCC-CCCCCC
3991532 R/F 30 0 8-91 $480 CC-CCCCC-CCC

------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 221242106,

YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E
RICHARD L SMITH SSN: 221-24-2106 EMPL: XENO ART INC
1201 FIRMGO DR YOB: 1957 RPTD: 12-87
SATELLITEBEACH FL 32937 SPOUSE: E
RPTD: 2-90

C & S NATIONAL BANK 4-91 $8,600 O CURR ACCT

520025t4442561001 8-31-91 $7,988 8-91 CCCC
1190205 AUT 42 2 8-91 $262

(AUT^ is AUTOMOBILE LOAN)

+++++ MORE

RTS 1111111 SMITH RICHARD,1201 F 32922

PAGE 2 DATE 10-05-91 TIME 8:45:54 PCD05 V202 BFL2

MANUF HANOVER TRUST CO 2-91 $5,000 L CURR ACCT

4262770653297360 (CRED CARD) 7-31-91 $912 7-91 CCCC
1290387 CRC REV 2 7-91 $16

CITICORP/CHOICE 12-89 $1,500 L CURR ACCT

5423796011034559 9-01-91 $0 3-90 NNNNNNNNNNNN
 1439507 CRC REV 1 NNNNNNN

CITICORP/CHOICE 3-91 $3,000 L CURR ACCT

5423796034550403 9-01-91 $0 5-91 NNNN
1439507 CRC REV 0

MBGA/HMDEPOT 9-90 -$100 H CURR ACCT

990708123003010 6-15-91 $28 6-91 NNNNNNNNN
1672219 CHG REV 1 $15

* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT

8635600805456 12-31-87 $2,140 12-87
1970242 UNK UNK 1

DILLARDS/IVEYS 2-88 -$100 H CURR ACCT

3041086544288 8-29-91 $0 8-91 NNNNNNNNNNNN
2349440 CHG REV 2 ---NNNNNCNNN

DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT

601145446551 9-13-91 $43 9-91 CNNNCCCNNNCC
3276502 CRC REV 2 8-91 NNCCCCCCCCCC

INQUIRIES:
COMMUNITY EDUCATORS CU 4-09-91 1700194
BARNETT BK 4-07-91 1190644
BONIFACE CHRYSLER DODGE 4-05-91 1961260
MONOGRAM CR CD BK OF GA 9-05-90 1230374

END -- CREDIT DATA SERVICES

When the file says -----*ATTN* FILE VARIATION. it simply adds all the info
that is in the computer to the info you gave and give you the complete report

Next is Profile Summary is hard to understand and for those of you that
plan just to rape the cards or attempt to get plastic there is no need to know
it. For others I will briefely go into it:

PUBLIC RECORDS --- # of records that involve court cases (usually 0).
INSTALL BAL --- AMOUNT $$ still owed to cred card companies
R ESTATE BAL --- BALANCE OWNED ON REAL ESTATE GUY HAS
REVOLVNG BAL --- MONTHLY BALANCE THAT HAS TO BE PAYED THAT MONTH
PAST DUE AMT --- AMOUNT FROM PREVIOUS MONTHS STILL DUE
SCH/EST PAY --- NOT TOO SURE , SOMETHING WITH ESTIMATED PAY
R ESTATE PAY --- WHAT HE PAYS A MONTH FOR HIS REALESTATE
REVOLVING AVAIL--- THIS SAIS THE % of money that is available to be spend
if it is at 100% then he never usues his cards. If it is
like 20% then he has huge balances due.
INQUIRIES --- # OF OTHER COMPANIES THAT LOOKED AT THE PERSON'S REPORT
INQS/6 MON --- # OF OTHER COMPANIES THAT LOOKED AT REPORT IN LAST 6 MONTHS
TRADELINES --- NOT SURE
PAID ACCTS --- # OF ACCOUNTS THAT ARE FULLY PAID UP/CANT BE CRED CARDS
THIS APPLIES TO LOANS/MORGAGES.
STATIS ACCTS --- # OF ACCOUNTS THAT THE PERSON HAS LISTED.
NOW DEL/DRG --- # OF ACCOUNTS THAT ARE DELINQUENT NOW.(VERY BAD FOR CREDIT)
WAS DEL/DRG --- # OF ACCOUNTS THAT WERE DELINQUENT IN THE PAST.
OLD TRADE --- DATE. UNKNOWN
I will take one account and try to explain all of the things . Usually every
account follows the same pattern. Most of the account numbers are not complete
and only a few credit cards actually list the whole card numbe. Those cards
are: Manufacturers Hanover, First USA, Sun Bank, Mellon Bank, First Virginia,
Chase. The banks that dont list last 4 digits are : Citibank, Universal Bank,
Discover Card. There are hundreds more on each list but these are the most
common. Remember, an account is only a credit card if you see CRC under TYPE.
If you see CHG or C/C it is a Charge Card (ex. Sears, JC Penny, Sax). A (*)
next to any account signifies that the information is not exact.

(example):

* ASSOC CR & COLL BUR 5-87 $2,200 COLL ACCT

8635600809888 12-31-87 $2,140 12-87
1970242 UNK UNK 1

UNK = UNKNOWN

----I will take apart now one credit card block to show you what all of the
things really mean:

(EXAMPLE):

DISCOVER CARD SERVIC 10-88 $700 L CURR ACCT

601100486551 9-13-91 $43 9-91 CNNNCCCNNNCC
3276502 CRC REV 2 8-91 NNCCCCCCCCCC

----------------------------BREAKDOWN OF BLOCK--------------------------------

(A) DISCOVER CARD SERVIC (B) 10-88 (C) $700 L CURR ACCT

(D) 601100486551 (E) 9-13-91 (F) $43 (G) 9-91 CNNNCCCNNNCC

(H) 3276502 (I) CRC (J) REV (K) 2 (L) 8-91

NNCCCCCCCCCC

(A) - Name of the company who reported this information to TRW and to whom
this account belongs. In this instance this account belongs to Discover
Card. Each month they send an update to TRW of all their members.

(B) - The date the person opened this account. In this instance it was opened
on October of 1988.

(C) - This is the Total Credit Line/Limit of the Account. The person has 700$
total Credit Line.

(D) - This is the account #. Discover Card doesn't show whole accounts unless
you use a special PW which i think could only be used localy (inside
TRW building).

(E) - Last date Discover card (in this instance) send updates to TRW about
the account.

(F) - Balance owed on the account total. If you subtract (F) from (C) you
will get the available credit to spend , which in this case is 657$.

(G) - Month and Date that this report was pulled up by you.(me in this case)
(H) - The subscriber number of Discover Card in this case. All you need is
the PASSWORD and you could use their TRW account.

(I) - In this case it is CRC which is a Credit card, It could be one of 20

or more different 3 letter things. I will list a few common ones :
CHG= CHARGE CARD, CRC= CREDIT CARD , AUT= AUTOMOBILE LOAN,
UNK= UNKNOWN , R/F= HOME MORTGAGE , C/C= SMALL CHARGE ACCOUNT
THERE ARE MANY OTHERS BUT THESE ARE THE ONES WHICH HAVE REAL
RELEVANCE.

(J) - REV usually stands that the account is still open.

(K) - Number of people that are using this account. In this case there are
two people so it is probably the guy and his wife.

(L) - Date when the guy payed for his bill last. Sometimes there is also a
number which represents the $ figure of his last month's bill.

(M) - THE 'CNNNCCCNNNCC' shows month by month if the guy was CURRENT OR
LATE WITH HIS PAYMENTS. All this means that if he was on time or one
day late. If you see DELQ 30 , or DELQ 60 there, that would mean he
hasnt payed for a month or more. And that will ruin a person's credit

All credit/charge cards follow the same pattern. The only difference in a
loan or morgage account is that you will see tens of thousands or hundreds of
thousands. Always keep in mind that a Visa or Mastercard MUST start with a 4
or a 5 respectively and have eather 13 or 16 digits depending on bank. If you
see 17 digits or 14 , even if it is labeld as CITIBANK and starts with a 4 or
a 5 , it is not a credit card but a checking account. If the account is cut
the 16 digit account will show only 12 digits and the 13 digit one will show
only 9.

The next part explains more about FILE VARIATION:

------*ATTN* FILE VARIATION: ZIP IS 32937/OTHER FILE IDENT: SS# IS 211111564,

YOB IS 1957,MID INIT IS L,SPOUSE INIT IS E
RICHARD L HITLAN SSN: 211-11-1564 EMPL: XENO ART INC
1120 FLAMER DR YOB: 1957 RPTD: 12-87
SATELLITEBEACH FL 32937 SPOUSE: E
RPTD: 2-90

Use the ZIP CODE that is printed here instead of the one you put because
this is the correct zip code. SPOUSE is of course his wive. SS is the Social
Security Number. YOB is Year Of Birth. EMPL is Employer and below is reported
date when he started working there.

Last are the:

INQUIRIES:
COMMUNITY EDUCATORS CU 4-09-91 1700194
BARNETT BK 4-07-91 1190644
BONIFACE CHRYSLER DODGE 4-05-91 1961260
MONOGRAM CR CD BK OF GA 9-05-90 1230374

Those are the Names of companies that recieved a copy of the report that was
listed before. As soon as I pulled this guy's report the subscriber name and
number I was using was added to this list. The company name and the subscriber
number should be saved and used later in trying to get more PASSWORDS.
POINT OF USING TRW FOR 'ILLEGAL' PURPOSES
-----------------------------------------

Well you could figure that one out yourself. The possibilities are infinite.
You could just do the dumb thing of taking all the credit card #'s and using
them for mail order like any old 14 year old kid next door who got them out of
a garbage dumbster . Instead you should use your head and think of bigger
things out there.
(HINT) $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

-------------------------------------------------------------------------------
FUTURE UPDATES TO THE FILE WILL BE MADE. PLEASE LEAVE ME MAIL ON EITHER
RIPCO - 312-528-5020 OR SOME OTHER CDC BOARDS
NIHILISM - XXX-XXX-XXXX
------------------------------------------------------------------------------
PLEASE SPREAD THIS FILE WISELY! USE THE KNOWLEDGE WISELY! DESTROY AND CONQUER
WISELY! ONLY THE SURVIVORS WILL BE LEFT AT THE END, AND THEY WILL BE WISE!
REMEMBER ONE FINAL THING. THERE ARE ONLY LAWS THAT YOU SET UP FOR YOURSELF.
DONT LET SOCIETY RULE YOUR LIFE!! MAY THE FUTURE MASTER PLAN WORK!

THERE IS ONLY ONE LAW IN THE UNIVERSE : THERE IS NO LAW! (C-1)

WRITTEN IN DECEMBER OF 1991 BY EVIL PRIEST WITH ASSISTANCE OF CITIZEN-ONE

(c)1987,88,89,90,91 IPS LTD.