My Monthly Spending Budget
INCOME Budget Actual Difference BUDGET SUMMARY Budget Actual Difference
Wages & Tips 4,000.00 4,000.00 - Total Income 4,000.00 4,000.00 0.00
Total INCOME 4,000.00 4,000.00 - [42] Total Expenses 3,728.00 3,785.83 (57.83)
NET 272.00 214.17 (57.83)
HOME EXPENSES Budget Actual Difference
Mortgage/Rent 1,000.00 953.48 46.52 SAVINGS Budget Actual Difference
Electricity 50.00 67.12 (17.12) Emergency Fund 100.00 50.00 50.00
Gas/Oil 43.00 41.32 1.68 Transfer to Savings 57.34 43.90 13.44
Water/Sewer/Trash 7.00 7.93 (0.93) Retirement (401k, IRA) 0.00 0.00 -
Phone 25.00 30.22 (5.22) Investments 0.00 0.00 -
Cable/Satellite 35.00 30.23 4.77 College 50.00 200.00 (150.00)
Internet 15.00 15.00 - Other 0.00 0.00 -
Furnishings/Appliances 0.00 121.53 (121.53) Total SAVINGS 207.34 293.90 86.56
Lawn/Garden 0.00 0.00 -
Home Supplies 20.00 15.50 4.50 ENTERTAINMENT Budget Actual Difference
Maintenance 50.00 20.50 29.50 Videos/DVDs 0.00 0.00 -
Improvements 0.00 0.00 - Music 14.00 14.00 -
Other 0.00 0.00 - Games 50.00 59.99 (9.99)
Total HOME EXPENSES 1,245.00 1,302.83 57.83 Rentals 0.00 0.00 -
Movies/Theater 100.00 200.50 (100.50)
DAILY LIVING Budget Actual Difference Concerts/Plays 200.00 314.32 (114.32)
Groceries 50.00 111.32 (61.32) Books 10.00 17.69 (7.69)
Personal Supplies 15.00 25.00 (10.00) Hobbies 25.00 28.49 (3.49)
Clothing 25.00 60.88 (35.88) Film/Photos 0.00 0.00 -
Cleaning Services 0.00 0.00 - Sports 40.00 93.34 (53.34)
Dining/Eating Out 100.00 223.56 (123.56) Outdoor Recreation 5.00 5.00 -
Dry Cleaning 20.00 20.00 - Toys/Gadgets 0.00 0.00 -
Salon/Barber 15.00 15.00 - Other 0.00 0.00 -
Other 0.00 0.00 - Total ENTERTAINMENT 444.00 733.33 289.33
Total DAILY LIVING 225.00 455.76 230.76 {42}
PETS Budget Actual Difference
TRANSPORTATION Budget Actual Difference Food 20.00 37.94 (17.94)
Vehicle Payments 240.00 376.89 (136.89) Medical 100.00 180.32 (80.32)
Fuel 30.00 42.67 (12.67) Toys/Supplies 10.00 13.29 (3.29)
Bus/Taxi/Train Fare 0.00 0.00 - Other 0.00 0.00 -
Repairs 0.00 0.00 - Total PETS 130.00 231.55 101.55
Registration/License 20.00 20.00 -
Other 0.00 0.00 - SUBSCRIPTIONS Budget Actual Difference
Total TRANSPORTATION 290.00 439.56 149.56 Newspaper 0.00 0.00 -
Magazines 0.00 0.00 -
HEALTH Budget Actual Difference Dues 14.00 14.50 (0.50)
Doctor/Dentist 70.00 96.92 (26.92) Club Memberships 0.00 0.00 -
Medicine/Drugs 200.00 305.67 (105.67) Other 0.00 0.00 -
Health Club Dues 25.00 25.00 - Total SUBSCRIPTIONS 14.00 14.50 0.50
Emergency 100.00 100.00 -
Other 0.00 0.00 - VACATION Budget Actual Difference
Total HEALTH 395.00 527.59 132.59 Travel 200.00 372.04 (172.04)
[42] Lodging 0.00 0.00 -
INSURANCE Budget Actual Difference Food 135.00 124.84 10.16
Auto 100.00 100.00 - Rental Car 100.00 125.50 (25.50)
Health 50.00 43.56 6.44 Entertainment 300.00 289.50 10.50
Home/Rental 50.00 150.38 (100.38) Other 0.00 0.00 -
Life 50.00 67.23 (17.23) Total VACATION 735.00 911.88 176.88
Other 0.00 0.00 -
Total INSURANCE 250.00 361.17 111.17
[42]
