commercial-lending-jobs-in-kodaikanal, Kodaikanal

3 Commercial Lending Jobs nearby Kodaikanal

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posted 2 months ago

Product Manager - Customer Retention

TVS Credit Services Ltd.
experience10 to 14 Yrs
location
Chennai, Tamil Nadu
skills
  • Sales Strategy
  • Customer Experience
  • Data Analytics
  • Customer Segmentation
  • Strategic Alliances
  • Product Ownership
  • Channel Execution
  • Tech Integration
  • Multistakeholder Management
  • Revenue Acceleration
  • Crosssell Campaigns
Job Description
As the Product Per Customer (PPC) Growth Strategist for the company, your primary responsibility will be to drive the PPC growth strategy across lending and non-lending offerings. Your expertise in product ownership, sales strategy, channel execution, tech integration, and customer experience will be crucial. You will focus on multi-stakeholder management and revenue acceleration. Key Responsibilities: - Drive the PPC growth strategy across various products, identifying opportunities for cross-selling, balance transfer, and up-selling. - Formulate and execute competitive go-to-market strategies to enhance revenue, market share, and customer propositions. - Manage the product roadmap from ideation to market launch, collaborating with different teams to provide innovative and scalable solutions. - Utilize data analytics to segment the customer base, monitor PPC, and create targeted cross-sell campaigns. - Coordinate with technology teams to digitize the customer journey and ensure seamless onboarding. - Engage cross-functionally with internal teams and oversee strategic alliances with external partners. Qualification Required: - Postgraduate degree or MBA. - 10+ years of experience in Sales, Product, and Program Management within the BFSI sector. - Demonstrated success in scaling lending products and driving cross-sell initiatives through diverse channels. - Proficiency in managing digital and assisted channels concurrently. - Ability to collaborate with data science/analytics, technology platforms, and external partners. - Strong strategic and commercial acumen, customer-centric mindset, and executional capability. - Skillful in influencing, collaboration, analytical thinking, and tech fluency.,
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posted 1 week ago
experience5 to 9 Yrs
location
Chennai, Tamil Nadu
skills
  • Loan IQ
  • Commercial Lending
  • Functional Analysis
  • Documentation
  • Communication Skills
  • Syndicated Loans
  • Finastra LoanIQ
Job Description
Role Overview: You are required to be a Loan IQ Business Analyst / Platform Specialist with experience in delivering Loan IQ solutions in the Americas region and possessing deep functional knowledge of syndicated loan servicing. Your expertise should include end-to-end Loan IQ implementation, configuration, and operational readiness within a banking environment. Key Responsibilities: - Configure and implement Loan IQ modules, such as deal setup, facilities, pricing, fees, servicing events, and participations. - Lead requirements gathering, gap analysis, functional design, SIT/UAT testing, and production rollout. - Support data migration, integration validation, and cutover activities. - Collaborate with Lending Operations, Front/Middle Office, Finance, and Technology teams. - Prepare and maintain BRDs, FSDs, process flows, and operating procedures. Required Experience: - Minimum 5+ years of hands-on experience in Loan IQ. - Strong understanding of syndicated loan lifecycle, servicing operations, and US market standards. - Experience working with commercial banks in the Americas on lending system projects. - Excellent functional analysis, documentation, and communication skills. Preferred Qualifications: - Knowledge of GL integrations, data migration, and regulatory reporting requirements. - Experience collaborating with vendor teams and delivering projects in Agile environments.,
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posted 2 weeks ago
experience9 to 13 Yrs
location
Chennai, Tamil Nadu
skills
  • Business analysis
  • Requirements gathering
  • Documentation
  • EPICs
  • User stories
  • Functional specifications
  • SDLC
  • White papers
  • Leadership
  • Team management
  • Stakeholder management
  • Communication
  • Domain expertise
  • Financial software
  • Commercial OffTheShelf COTS products
  • Process flows
  • Agile environments
  • Requests for Proposals RFPs
  • Points of View PoVs
Job Description
As a seasoned consultant with extensive domain expertise in lending processes and a strong record of leadership, your role at Cognizant Consulting will involve driving strategic proposals, developing comprehensive Points of View (PoVs), and authoring white papers to support business growth and innovation in the consumer lending domain, preferably with US mortgages. Your responsibilities will include: - Deep understanding of consumer lending domain, specifically US mortgages, and expertise across the full US mortgage lifecycle from originations to secondary loan trading. - Experience with financial software or Commercial Off-The-Shelf (COTS) products is a plus. - Leading requirements gathering sessions, developing detailed documentation, and creating process flows. - Translating requirements into EPICs, user stories, and functional specifications in Agile environments. - Leading the preparation and solutioning of Requests for Proposals (RFPs) and developing compelling Points of View (PoVs) and white papers. - Working closely with diverse teams to ensure proposals are well-aligned with market trends and business goals. - Leading and mentoring a team, providing strategic direction, and ensuring alignment with organizational goals. - Acting as the primary point of contact for leadership, managing cross-functional initiatives and stakeholder engagements. - Serving as a key liaison between business units, technical teams, and external partners to ensure seamless communication and project execution. If you are a seasoned consultant with a passion for driving innovation in the consumer lending domain and have a strong background in leadership and team management, this role at Cognizant Consulting could be the next step in your career. Apply now by sharing your updated resume with AthiAravinthkumar.Selvappandi@cognizant.com and mention the subject line as "Consumer Lending Business Consultant, BFS Consulting.",
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posted 1 week ago
experience12 to 16 Yrs
location
All India
skills
  • Accounting
  • Financial Analysis
  • Balance Sheet Analysis
  • Financial Statements
  • Microsoft Excel
  • Credit Risk Assessment
  • German Language Proficiency
Job Description
Role Overview: You are sought after to join as an AVP in the TFL Lending team at Jaipur, India. Your primary responsibility will include performing balance sheet spreading of corporate clients using the BARS tool to support credit risk assessment and financial analysis processes. Key Responsibilities: - Accurately spread financial statements (balance sheet, and income statement) of corporate clients into the BARS system. - Analyze financial data to ensure consistency, accuracy, and completeness. - Collaborate with credit officers and relationship managers to clarify financial inputs and resolve discrepancies. - Maintain documentation and audit trails for all financial spreads. - Ensure compliance with internal policies, regulatory requirements, and data quality standards. - Support periodic reporting and data validation exercises. - Manage the daily operations of the department efficiently. - Establish and maintain a productive working environment within the department. - Participate in the review and recommendations of operational systems and procedures. - Communicate with the management team to coordinate system and control activities. Qualification Required: - Bachelor's degree in finance, Accounting, or a related field. - Proficiency in German Language at B1 level and above. - Strong understanding of financial statements and accounting principles. - Proficiency in Microsoft Excel; experience with BARS or similar financial spreading tools is a plus. - Minimum 12 years of experience in financial analysis, credit risk, or a similar role. - Excellent attention to detail and accuracy. - Strong communication and collaboration skills. - Ability to work in a fast-paced environment with consistent deadlines. - Flexible with shift timings. - Team player with the ability to work with minimal supervision. Additional Details: The company offers a range of benefits including a best-in-class leave policy, gender-neutral parental leaves, childcare assistance benefit, sponsorship for industry relevant certifications, employee assistance program, comprehensive hospitalization insurance, accident and term life insurance, complementary health screening, training and development opportunities, coaching and support from experts, and a culture of continuous learning. The company values responsible actions, commercial thinking, initiative, and collaborative work culture. They promote a positive, fair, and inclusive work environment where success is shared and celebrated.,
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posted 2 weeks ago

Lead - Auto Lending operations

Golden Opportunities
experience6 to 10 Yrs
location
Hyderabad, Telangana
skills
  • AUTO LENDING
  • COMMERCIAL LOAN OPERATIONS
  • LENDING OPERATIONS
Job Description
As a Lead in Auto Lending operations, you will be expected to have a minimum of 6 years of experience in indirect auto lending. Your role will require a strong understanding of auto loan types and funding processes, as well as working knowledge of industry regulations, including federal and state compliance standards. You should have prior experience in managing operations and leading teams, with excellent verbal and written communication skills. Your high attention to detail and strong organizational capabilities will be essential for success in this role. Key Responsibilities: - Manage operations related to auto lending - Lead teams to ensure efficient and effective lending processes - Ensure compliance with industry regulations and company policies - Oversee data-driven performance management and reporting - Make sound decisions within policy frameworks Qualifications Required: - Bachelor's Degree in a relevant field - Minimum of 6 years of experience in indirect auto lending - Strong understanding of auto loan types and funding processes - Working knowledge of industry regulations - Prior experience in managing operations and leading teams - Excellent verbal and written communication skills - High attention to detail and strong organizational capabilities - Proficiency in data-driven performance management and reporting Please note that the job code for this position is GO/JC/1600/2025. Should you have any further questions, please reach out to the recruiter, Ramya V.,
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posted 2 weeks ago

BA-Corporate Lending

NTT DATA Services
experience5 to 9 Yrs
location
All India, Noida
skills
  • Syndication
  • Design thinking
  • Communication
  • Group dynamics
  • Collaboration
  • Lending domain
  • Core banking systems
  • Commercial Loans
  • Mezz Finance
  • Temenos Core Banking System
  • Requirement elicitation
  • Agile waterfall SDLCs
  • IT background
Job Description
As a Business Analyst - Corporate Lending at NTT DATA, your role will involve bringing a good understanding of the Lending domain, interacting with business users and technical teams, documenting business requirements, providing feedback on test cases, and supporting client UAT. **Key Responsibilities:** - Engage with business users to define scope, understand business processes, problem statements, and pain areas - Identify key stakeholders and construct stakeholder analysis - Support the identification of risks and mitigation approaches - Participate in client requirement workshops and identify gaps with high-level proposals for resolution - Analyze client business requirements, prepare business process documents like BRDs, User Stories, Discussion Logs, Workflows, etc. - Participate in Solution design with the Design and Development team - Make recommendations to positively impact operational effectiveness and customer experience - Conduct research to support developing comprehensive solutions - Participate in final User Acceptance Testing for major developments - Assist in the production of collaterals such as User Guide, SOP Documents, process flows, etc. **Qualifications Required:** - Strong background in Lending domain and core banking systems - Experience of implementing Temenos Core Banking System would be an added advantage - Design thinking, ability to manage multiple stakeholder expectations, communicate clearly, conduct requirements workshops - Experience in documenting business case, business process modeling, requirement elicitation through workshops - Manage projects from inception through design to delivery - IT background with a solid grounding in technology - Experience of working in Agile & waterfall SDLCs - Communication, group dynamics, collaboration, and continuous improvement skills - Pro-active, quick learner, ability to effectively work in multi-cultural and multi-national teams - Positive attitude and ability to engage with different stakeholders managing scope and expectations skillfully At NTT DATA, a $30 billion business and technology services leader, you will have the opportunity to accelerate client success and positively impact society through responsible innovation. NTT DATA offers unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers, and application services. As a Global Top Employer, NTT DATA has experts in more than 50 countries and provides access to a robust ecosystem of innovation centers and established partners. Join NTT DATA to be part of an inclusive, adaptable, and forward-thinking organization. Apply now to grow with us. As a Business Analyst - Corporate Lending at NTT DATA, your role will involve bringing a good understanding of the Lending domain, interacting with business users and technical teams, documenting business requirements, providing feedback on test cases, and supporting client UAT. **Key Responsibilities:** - Engage with business users to define scope, understand business processes, problem statements, and pain areas - Identify key stakeholders and construct stakeholder analysis - Support the identification of risks and mitigation approaches - Participate in client requirement workshops and identify gaps with high-level proposals for resolution - Analyze client business requirements, prepare business process documents like BRDs, User Stories, Discussion Logs, Workflows, etc. - Participate in Solution design with the Design and Development team - Make recommendations to positively impact operational effectiveness and customer experience - Conduct research to support developing comprehensive solutions - Participate in final User Acceptance Testing for major developments - Assist in the production of collaterals such as User Guide, SOP Documents, process flows, etc. **Qualifications Required:** - Strong background in Lending domain and core banking systems - Experience of implementing Temenos Core Banking System would be an added advantage - Design thinking, ability to manage multiple stakeholder expectations, communicate clearly, conduct requirements workshops - Experience in documenting business case, business process modeling, requirement elicitation through workshops - Manage projects from inception through design to delivery - IT background with a solid grounding in technology - Experience of working in Agile & waterfall SDLCs - Communication, group dynamics, collaboration, and continuous improvement skills - Pro-active, quick learner, ability to effectively work in multi-cultural and multi-national teams - Positive attitude and ability to engage with different stakeholders managing scope and expectations skillfully At NTT DATA, a $30 billion business and technology services leader, you will have the opportunity to accelerate client success and positively impact society through responsible innovation. NTT DATA offers unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data cen
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posted 2 months ago
experience5 to 9 Yrs
location
Hyderabad, Telangana
skills
  • Product Management
  • Commercial Real Estate
  • Financial Analysis
  • Risk Management
  • Regulatory Compliance
  • Data Integration
  • Stakeholder Management
  • Lending Products
  • Roadmap Design
  • Crossfunctional Collaboration
  • Agile Environments
Job Description
As a Product Manager CRE, you will be responsible for owning the roadmap, design, and delivery of commercial real estate lending products. You will collaborate with cross-functional teams to deliver high-impact tools that reshape CRE credit workflows. Your key responsibilities will include: - Defining product strategy and roadmap for CRE lending and portfolio management modules. - Collaborating with engineering to deliver features such as: - Property-level financial analysis (NOI, DSCR, Cap Rate) - Automated rent roll and income statement parsing - Loan sizing tools based on stabilized income, LTV, and DSCR constraints - Stress testing models at the loan and portfolio level - Working closely with customers and internal stakeholders to gather requirements and prioritize features that improve underwriting speed, risk transparency, and regulatory compliance. - Partnering with data scientists to integrate forward-looking metrics and owning product specs, feature definitions, and release planning. - Ensuring the product supports multiple CRE asset types and tracking competitive products to identify differentiators. Qualifications Required: - 5+ years of experience in product management, preferably in commercial lending, real estate tech, or fintech. - Strong knowledge of CRE financial metrics such as rent rolls, T12s, NOI, DSCR, Cap Rate, and amortization schedules. - Experience working with or building software for CRE lenders, life insurance companies, banks, or capital markets. - Familiarity with credit risk modeling, loan origination workflows, and regulatory requirements. - Excellent communication and stakeholder management skills, along with demonstrated ability to collaborate in agile environments.,
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posted 3 weeks ago
experience7 to 11 Yrs
location
All India
skills
  • MS Excel
  • Presentations
  • Analytical Skills
  • Stakeholder Management
  • Interpersonal Skills
  • Financial Modeling
  • Strategic Planning
  • Business Development
  • Commercial Negotiations
  • Partnership Management
  • Process Improvement
  • Team Leadership
  • Problemsolving Skills
  • Financial Planning Analysis
Job Description
As a part of PhonePe Group, you will be working in a culture that prioritizes your well-being and encourages you to deliver your best performance every day. We believe in empowering our employees and entrusting them to make the right decisions. You will have full ownership of your work right from the beginning, allowing you to be enthusiastic about technology and make a significant impact. If you enjoy creating technology solutions that affect millions of users, collaborating with top talents, and executing your ideas with purpose and speed, then PhonePe is the place for you! **Minimum Qualifications:** - Chartered Accountant/ MBA with 7+ years of work experience - Strong Proficiency in MS Excel and presentations - Strong analytical and problem-solving skills - Proactive, takes initiative, self-motivated, team player - Strong stakeholder management and interpersonal skills **Preferred Qualifications:** - Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred. - Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space. - Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment. - Proven experience in commercial negotiations and partnerships. **Key Responsibilities:** - **Strategic Financial Planning & Analysis for Lending:** - Define the annual operating plan (AOP), outlook, and key metrics for the category. - Develop and refine financial models for evaluating new lending products, partnerships, and initiatives. - Provide insightful financial reports and recommendations for the Lending leadership. - Develop trends, forecasts, and projections for business growth and financial health. - **Business Partnership & Performance Management:** - Act as a key finance business partner to the Lending category heads. - Conduct regular reviews of business performance and identify growth opportunities. - Collaborate with cross-functional teams for strategic projects. - Lead commercial negotiations and support partnership discussions. - **Process Excellence & Team Leadership:** - Drive process improvement initiatives within the Business Finance function. - Ensure robust planning, review processes, and timely closure of financial activities. - Manage and mentor a team of finance professionals. Working at PhonePe comes with full-time employee benefits, including insurance coverage, wellness programs, parental support, mobility benefits, retirement benefits, and other perks. You will have the opportunity to work with great people in a creative environment where you can explore roles beyond your defined job description. Join us at PhonePe for a fulfilling career experience! (Note: Any additional details of the company were not mentioned in the provided job description.) As a part of PhonePe Group, you will be working in a culture that prioritizes your well-being and encourages you to deliver your best performance every day. We believe in empowering our employees and entrusting them to make the right decisions. You will have full ownership of your work right from the beginning, allowing you to be enthusiastic about technology and make a significant impact. If you enjoy creating technology solutions that affect millions of users, collaborating with top talents, and executing your ideas with purpose and speed, then PhonePe is the place for you! **Minimum Qualifications:** - Chartered Accountant/ MBA with 7+ years of work experience - Strong Proficiency in MS Excel and presentations - Strong analytical and problem-solving skills - Proactive, takes initiative, self-motivated, team player - Strong stakeholder management and interpersonal skills **Preferred Qualifications:** - Prior experience within the Consumer Tech, NBFC, Banking, or Fintech sectors is highly preferred. - Extensive understanding of financial trends within the company and general market patterns, particularly in the credit space. - Strong business acumen with an analytical approach and a deep understanding of general business development and operations in a tech-driven environment. - Proven experience in commercial negotiations and partnerships. **Key Responsibilities:** - **Strategic Financial Planning & Analysis for Lending:** - Define the annual operating plan (AOP), outlook, and key metrics for the category. - Develop and refine financial models for evaluating new lending products, partnerships, and initiatives. - Provide insightful financial reports and recommendations for the Lending leadership. - Develop trends, forecasts, and projections for business growth and financial health. - **Business Partnership & Performance Management:** - Act as a key finance business partner to the Lending category heads. - Conduct regular reviews of business performance and identify growth opportunities. - Collaborate with cross-fu
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posted 2 months ago
experience9 to 13 Yrs
location
Maharashtra, Pune
skills
  • consumer lending
  • retail lending
  • commercial lending
  • leadership
  • business analysis
  • business development
  • RFPs
  • white papers
  • team management
  • negotiation
  • interpersonal skills
  • financial software
  • COTS products
  • Points of View
  • stakeholder relationships
Job Description
As a seasoned consultant with over 9 years of experience in the consumer lending domain, particularly in retail and commercial lending processes, your expertise covers the full lending lifecycle from originations to collections. You have a strong leadership track record, having managed teams of Business Analysts and led strategic initiatives to drive business growth and innovation. Your experience includes working with financial software or Commercial Off-The-Shelf (COTS) products. Your business analysis skills are exemplary, as you have led teams in gathering requirements, documenting business needs, and developing comprehensive documentation such as Business Requirement Documents (BRD) and Functional Requirement Documents (FRD). Additionally, you have created detailed process flows to illustrate current operations and future improvements, translating requirements into EPICs and user stories in Agile environments. In terms of business development, you have prepared and solutioned Requests for Proposals (RFPs), developed compelling Points of View (PoVs), and authored white papers showcasing innovative solutions and industry trends. Your proactive problem-solving skills are demonstrated through presenting findings and recommendations to senior management. Your leadership and team management capabilities are evident in your experience leading and mentoring teams, providing strategic direction, and ensuring alignment with organizational goals. You have effectively managed stakeholder relationships, serving as a liaison between business units, technical teams, and external partners. Your negotiation and interpersonal skills have enabled you to handle multiple projects simultaneously and ensure timely delivery. Qualifications Required: - MBA degree - Over 9 years of experience in consumer lending - Strong leadership and team management skills If you meet the qualifications and have the desired experience in consumer lending, feel free to share your updated resume with AthiAravinthkumar.Selvappandi@cognizant.com / mithra.umapathy@cognizant.com.,
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posted 3 weeks ago

STM & TL - Commercial lending

Synergy Plus Business Consulting Group Hiring For for a BPS company
Synergy Plus Business Consulting Group Hiring For for a BPS company
experience4 to 9 Yrs
location
Gurugram
skills
  • asset servicing
  • loan operations
  • loan syndication
  • investment banking
  • team leading
  • commercial lending
  • us banking operations
  • clo loans
Job Description
Essential Qualification and Work Experience: Commerce or Business Graduate/Postgraduate with 4-6 years of experience, predominantly in Us Loan Operations. With a minimum of 1 years of experience in managing a team of 15-20 members. Soft Skills : Leadership: Lead and manage the overall Loan Operations (Notice Tagging) process, develop strategies for improvement. Communication: Superior verbal and written communication skills for effective client management. Analytical Thinking: Monitor performance of the team to ensure the Slas and client satisfaction goals are achieved. Attention to Detail: Ability to accurately review and tag loan notices and reconcile the Past Dues report. Time Management: Efficiently manage and strategize tasks to meet deadlines and Slas, knowing there will be huge volume fluctuation. Technical Skills: Experience in Us Loan Operations/Loan syndication/commercial lending and understanding of Clo- loans will be preferred. Problem solving skills to manage the day-to-day operations. Client and People Management skills. Should be able to motivate people. Conflict management / Negotiation skills. Experience in managing huge volume fluctuation Excellent interpersonal and presentation skills Open to work in rotational shift to cater the requirements Experienced in doing process audits, updating procedure manuals. Preferred Qualification: Commerce or Business PostgraduatePreferred Technical Skills: 1. Six Sigma certification candidates will havepreference.2. Proficiency in Ms Office especially in Excel,Visio and Power Point. Interested one pls share your resume on recruiter4.spbcgroup@gmail.com  
posted 1 day ago

Commercial Lender

OVERNET TRADING PRIVATE LIMITED
experience20 to >25 Yrs
location
Bangalore
skills
  • commercial banking
  • consultant liaison
  • international liaison
  • small business lending
  • corporate liaison
  • consultant coordination
  • commercial projects
  • commercial
  • lender
Job Description
Commercial Lenders work with business clients who need loans and assess their creditworthiness. Key responsibilities a Commercial Lender should handle are prospecting new clients, identifying client needs, interpreting financial statements, gathering required documentation, and maintaining client relationships. Those interested in a Commercial Lender position should be able to showcase the following skills in their resumes: knowledge of loan procedures, accuracy, database management, attention to details, analytical thinking, decision making, and computer proficiency. A well-written resume samples makes display of at least a Bachelors Degree in finance or a similar field.
posted 2 weeks ago

Product Delivery Associate - Commercial Lending

Chase- Candidate Experience page
experience5 to 9 Yrs
location
All India
skills
  • Product Management
  • Commercial Lending
  • Technology
  • Market Research
  • Competitor Analysis
  • Regulatory Compliance
  • Domain Expertise
  • Loan Systems
Job Description
As an Associate Product Owner in the Commercial Lending team, you will be responsible for product management, with domain expertise in commercial lending as an added advantage. A solid understanding of technology and experience working closely with tech teams to build products is essential. Familiarity with loan systems is highly desirable. - Lead the end-to-end product lifecycle for commercial lending products, from ideation to launch and ongoing optimization. - Develop and execute product strategies and roadmaps aligned with business objectives and customer needs. - Collaborate with cross-functional teams including technology, operations, sales, and compliance to deliver high-impact solutions. - Translate business requirements into clear product specifications and user stories. - Conduct market research and competitor analysis to identify opportunities and inform product decisions. - Work closely with technology teams to ensure seamless integration and delivery of product features. - Monitor product performance, analyze metrics, and drive continuous improvement. - Ensure products comply with regulatory requirements and internal policies. - Minimum 5 years of hands-on product management experience, in financial services or related industries. - Bachelors degree required; MBA or relevant advanced degree. - Experience in commercial lending. - Ability to understand and discuss technology concepts, architectures, and integrations with tech teams. Preferred qualifications, capabilities and skills: - Experience working in Agile environments. - Familiarity with commercial loan systems (e.g., Loan IQ, ACBS, or similar) is an added advantage. As an Associate Product Owner in the Commercial Lending team, you will be responsible for product management, with domain expertise in commercial lending as an added advantage. A solid understanding of technology and experience working closely with tech teams to build products is essential. Familiarity with loan systems is highly desirable. - Lead the end-to-end product lifecycle for commercial lending products, from ideation to launch and ongoing optimization. - Develop and execute product strategies and roadmaps aligned with business objectives and customer needs. - Collaborate with cross-functional teams including technology, operations, sales, and compliance to deliver high-impact solutions. - Translate business requirements into clear product specifications and user stories. - Conduct market research and competitor analysis to identify opportunities and inform product decisions. - Work closely with technology teams to ensure seamless integration and delivery of product features. - Monitor product performance, analyze metrics, and drive continuous improvement. - Ensure products comply with regulatory requirements and internal policies. - Minimum 5 years of hands-on product management experience, in financial services or related industries. - Bachelors degree required; MBA or relevant advanced degree. - Experience in commercial lending. - Ability to understand and discuss technology concepts, architectures, and integrations with tech teams. Preferred qualifications, capabilities and skills: - Experience working in Agile environments. - Familiarity with commercial loan systems (e.g., Loan IQ, ACBS, or similar) is an added advantage.
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posted 3 weeks ago
experience5 to 9 Yrs
location
Karnataka
skills
  • Product Management
  • Commercial Lending
  • Technology
  • Market Research
  • Competitor Analysis
  • Regulatory Compliance
  • Domain Expertise
  • Loan Systems
Job Description
As an Associate Product Owner in the Commercial Lending team, you will lead the end-to-end product lifecycle for commercial lending products, from ideation to launch and ongoing optimization. You will develop and execute product strategies and roadmaps aligned with business objectives and customer needs. Additionally, you will collaborate with cross-functional teams including technology, operations, sales, and compliance to deliver high-impact solutions. Your role will involve translating business requirements into clear product specifications and user stories, conducting market research and competitor analysis, and working closely with technology teams to ensure seamless integration and delivery of product features. Furthermore, you will monitor product performance, analyze metrics, and drive continuous improvement while ensuring compliance with regulatory requirements and internal policies. Key Responsibilities: - Lead the end-to-end product lifecycle for commercial lending products - Develop and execute product strategies and roadmaps - Collaborate with cross-functional teams - Translate business requirements into product specifications and user stories - Conduct market research and competitor analysis - Work closely with technology teams for seamless integration - Monitor product performance and drive continuous improvement - Ensure compliance with regulatory requirements and internal policies Qualifications Required: - Minimum 5 years of hands-on product management experience in financial services or related industries - Bachelor's degree required; MBA or relevant advanced degree - Experience in commercial lending - Ability to understand and discuss technology concepts, architectures, and integrations with tech teams Preferred Qualifications: - Experience working in Agile environments - Familiarity with commercial loan systems (e.g., Loan IQ, ACBS, or similar) is an added advantage.,
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posted 2 weeks ago
experience5 to 9 Yrs
location
United Kingdom
skills
  • Excel
  • SQL
  • SAS
  • Python
  • Data Manipulation
  • Leadership
  • Market Analysis
  • Risk Management
  • Product Development
  • Sales Strategies
  • Consumer Analytics
  • Pricing Models
  • PL Analysis
  • Analytical Tools
  • Commercial Acumen
  • Influencing Skills
Job Description
Join us as a Senior Commercial Optimisation Manager at Barclays, where you will help shape the future of banking through pricing optimisation and deep analytical insights. The position involves creating and running innovative data-led frameworks to optimise business performance, pricing, and lending parameters and improve decision-making. It requires the ability to extract complex data, manipulate it, and translate it into actionable insights for stakeholders, supporting product development, market analysis, and risk management activities to optimise commercial outcomes and enhance the overall business performance of our personal loans proposition. **Key Responsibilities:** - Execution of market research to understand the competitive landscape, identify market trends and opportunities, and develop strategies to capture market share within the commercial banking segment, taking into consideration industry, size, and growth stage. - Development of appropriate pricing models for different products and services, ensuring profitability while remaining competitive in the market. - Development, implementation, and management of innovative financial solutions, services, and products aligned to the bank's objectives and tailored to the commercial banking segment, including loan products, cash management solutions, and trade finance services. - Identification and forging of strategic partnerships with other financial institutions, technology providers, or industry experts to expand product offerings and reach new client segments. - Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions. - Development and implementation of sales strategies including the establishment of sales targets, identification of sales channels to reach potential clients, and objectives for loan terms to support the negotiation process and development of service agreements. - Monitoring of key leading and lagging metrics such as new client acquisition, loan volume, revenue generation, and market share to assess the performance of the commercial banking segment. Funnel and journey optimisation are key to the delivery of service and commercial performance. **Qualifications Required:** - Proven experience in pricing models and consumer analytics within Consumer Lending. - Strong understanding of P&L drivers for Personal Loans. - Advanced proficiency in Excel and SQL (SAS/Python highly desirable). - Proven ability to manipulate and generate value from a large amount of unstructured data through a range of analytical tools. - Ability to prototype models, interpret complex data, and present actionable insights. - Demonstrated leadership experience, including managing teams through transformation. - Strong commercial acumen and ability to influence senior stakeholders across a matrix organization. This role can be based in London, Northampton, Manchester, or Glasgow. Join us as a Senior Commercial Optimisation Manager at Barclays, where you will help shape the future of banking through pricing optimisation and deep analytical insights. The position involves creating and running innovative data-led frameworks to optimise business performance, pricing, and lending parameters and improve decision-making. It requires the ability to extract complex data, manipulate it, and translate it into actionable insights for stakeholders, supporting product development, market analysis, and risk management activities to optimise commercial outcomes and enhance the overall business performance of our personal loans proposition. **Key Responsibilities:** - Execution of market research to understand the competitive landscape, identify market trends and opportunities, and develop strategies to capture market share within the commercial banking segment, taking into consideration industry, size, and growth stage. - Development of appropriate pricing models for different products and services, ensuring profitability while remaining competitive in the market. - Development, implementation, and management of innovative financial solutions, services, and products aligned to the bank's objectives and tailored to the commercial banking segment, including loan products, cash management solutions, and trade finance services. - Identification and forging of strategic partnerships with other financial institutions, technology providers, or industry experts to expand product offerings and reach new client segments. - Management of key stakeholder relationships within target companies to understand their needs and recommend appropriate solutions. - Development and implementation of sales strategies including the establishment of sales targets, identification of sales channels to reach potential clients, and objectives for loan terms to support the negotiation process and development of service agreements. - Monitoring of key leading and lagging metrics such as new client acquisition, loan volume, revenue gen
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posted 1 month ago
experience20 to 24 Yrs
location
Maharashtra
skills
  • financial analysis
  • accounting
  • sales
  • business finance
  • Excel
  • MS Word
  • Indian lending ecosystems
  • mortgage business lending nuances
  • legal
  • valuation aspects
  • product experience
  • Loan Against Property LAP
  • Lease Rental Discounting LRD
  • Business Instalment Loans BIL
  • MSME
  • mid corporate segments
  • Power point
  • interpret legal text
Job Description
As the Product Head for term lending products at Deutsche Bank in Mumbai, India, you will be responsible for defining, designing, developing, and delivering new products to support the business lending strategy. **Key Responsibilities:** - Deliver revenue and volume plans for the term lending business while considering the risk appetite. - Develop and modify products in alignment with the overall strategy and regulatory environment. - Strategically manage the end-to-end customer experience by innovating and implementing a customer service framework. - Collaborate with cross-functional teams to drive changes in product design, workflows, policies, etc., to enhance client service. - Utilize insights from various teams to improve products and processes continuously. - Conduct market research, competitor benchmarking, trend monitoring, and identify opportunities for product enhancement and new launches. - Create strategic marketing plans involving customer communication, sales collaterals, promotions, and incentive plans. - Communicate proactively with stakeholders to provide updates on planning, execution, impact, and learnings. - Manage, motivate, and develop team members. - Handle group and regulatory audits effectively. **Skills And Experience:** - Deep understanding of the Indian lending ecosystems, industry trends, and evolving customer needs. - Extensive knowledge of mortgage/business lending nuances, financial analysis, accounting, legal, and valuation aspects. - Experience in sales and product management of term lending products like LAP, LRD, BIL for MSME and mid-corporate segments. - Strong analytical and data-driven skills with the ability to derive actionable conclusions from large datasets. - Business finance exposure would be advantageous. - Excellent communication and presentation skills, organizational experience, and priority management. - Minimum 20 years of relevant work experience with team handling experience. - Profound knowledge of banking products, clients, and global operating models. - Proficiency in Excel, PowerPoint, and MS Word. - Capability to understand legal texts and discuss with control functions. At Deutsche Bank, you will receive training, coaching, and mentoring to excel in your career. The company fosters a culture of continuous learning and offers a range of flexible benefits to suit your needs. For more information about Deutsche Bank and its teams, please visit our company website: [Deutsche Bank](https://www.db.com/company/company.htm). The company strives for a culture of empowerment, responsibility, commercial thinking, initiative, and collaborative work. Join us at Deutsche Bank Group and be part of our shared successes in a positive, fair, and inclusive work environment.,
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posted 2 weeks ago
experience0 to 4 Yrs
location
All India
skills
  • underwriting
  • banking
  • Good oral
  • written English communication
  • Experience in lending Typing speed of 30 WPM
  • Quick learner with strong attention to detail
  • Ability to take responsibility
  • work independently
Job Description
As a BPO Services company in Chennai, you will be responsible for the following tasks: - Reviewing broker and merchant applications based on lender guidelines. - Analyzing bank statements and preparing detailed reports. - Handling pre-underwriting, underwriting, and post-underwriting tasks efficiently. - Updating approvals and declines in CRM system for accurate record keeping. - Reviewing credit applications and conducting credit checks diligently. - Communicating effectively with clients via chat and email channels. - Assessing risks involved and making timely and accurate decisions. - Managing multiple applications simultaneously and meeting deadlines effectively. To excel in this role, you should possess the following qualifications: - Good oral and written English communication skills. - Prior experience in lending, underwriting, or banking sector. - Typing speed of 30+ words per minute. - Quick learner with a keen eye for detail. - Ability to take ownership of tasks and work independently to achieve objectives. As a BPO Services company in Chennai, you will be responsible for the following tasks: - Reviewing broker and merchant applications based on lender guidelines. - Analyzing bank statements and preparing detailed reports. - Handling pre-underwriting, underwriting, and post-underwriting tasks efficiently. - Updating approvals and declines in CRM system for accurate record keeping. - Reviewing credit applications and conducting credit checks diligently. - Communicating effectively with clients via chat and email channels. - Assessing risks involved and making timely and accurate decisions. - Managing multiple applications simultaneously and meeting deadlines effectively. To excel in this role, you should possess the following qualifications: - Good oral and written English communication skills. - Prior experience in lending, underwriting, or banking sector. - Typing speed of 30+ words per minute. - Quick learner with a keen eye for detail. - Ability to take ownership of tasks and work independently to achieve objectives.
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posted 3 weeks ago
experience5 to 9 Yrs
location
Maharashtra
skills
  • Drafting
  • Legal opinions
  • Compliance
  • Coordination
  • Litigation
  • Arbitration
  • Legal notices
  • Audit
  • Compliance
  • Team leadership
  • Vendor management
  • Communication
  • Negotiation
  • LLB
  • Reviewing
  • Standardizing
  • Title verification
  • Mortgage creation
  • Enforcement
  • Police complaints
  • Legal queries
  • Crossfunctional coordination
  • LLM
Job Description
As a Senior Legal Manager for the Loan Against Property (LAP) and Commercial Vehicle (CV) businesses, your role will involve leading non-litigation legal functions. You will be responsible for managing documentation, property due diligence, mortgage creation, compliance, and coordination with external counsel to ensure all lending operations are legally sound and compliant with regulatory frameworks. **Key Responsibilities:** - Draft, review, and standardize loan and security documentation across LAP & CV products. - Oversee title verification, legal opinions, and valid mortgage creation across States. - Manage empanelled advocates and legal vendors, ensuring quality and cost efficiency. - Liaise with external lawyers on litigation, arbitration, and enforcement matters; assist in strategy, settlements, and monitoring. - Draft and issue legal notices, police complaints, representations, and other legal correspondence. - Support audit and compliance requirements and resolve legal queries from internal/external auditors. - Lead and mentor a team of legal professionals while collaborating with Credit, Operations, and Risk functions. **Qualifications Required:** - LLB (mandatory); LLM preferred. Must be registered with the State Bar Council. In this role, you will have the opportunity to work at the strategic center of a growing NBFC, leading the legal framework for secured lending portfolios and driving compliance, governance, and operational excellence across the business.,
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posted 2 months ago
experience8 to 12 Yrs
location
Maharashtra
skills
  • credit risk management
  • internal audit
  • quality assurance review
  • credit analysis
  • strategic orientation
  • assurance experience
  • Wholesale Credit Processes
  • market
  • lending wholesale credit risk knowledge
  • control assurance
Job Description
As a member of the Institutional Credit Managements (ICM) team, your role involves providing an integrated end-to-end credit underwriting, identification, measurement, management, and monitoring for wholesale credit businesses across the enterprise. You will be a part of the Wholesale Credit Risk (WCR) In-Business Quality Assurance (QA) team, which plays a crucial role in verifying that established standards and processes are followed and consistently applied. Your insights from quality assurance reviews (QARs) will help assess the quality of the group's policies, procedures, programs, and practices related to the management of wholesale credit risk. Through your contributions, management can identify operational and control weaknesses, training needs, and process deficiencies to mitigate risks effectively. Key responsibilities: - Support Portfolio Leads in implementing and delivering a robust Quality Assurance function covering ICM, Commercial Lending Management, Corporate Banking, and Services. - Provide effective challenge during QARs to Portfolio Leads and Underwriters, ensuring credit review and process adherence weaknesses are identified and escalated as necessary. - Assist in ensuring wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled in alignment with the bank's risk appetite and established policies. - Collaborate with various functions including WCR management, In-Business Credit Risk, Independent Risk, Banking & International Credit Review, Internal Audit, and Regulators based on QAR results. - Contribute to the preparation of Quality Assurance Reports, interact with 1LOD functions, and establish WCR In-Business QA policies, procedures, risk assessment, and controls for effective QA coverage and standards. - Engage in population analytics related work, stay updated on industry news and regulatory changes, and support internal projects and initiatives. Skills required: - 8-10 years of assurance experience in corporate banking, credit risk management, internal audit, or quality assurance review function. - Knowledge of Wholesale Credit Processes, organizational awareness, and understanding of policies and procedures. - Strong market and lending wholesale credit risk knowledge, with the ability to evaluate findings, detect problems, and drive continuous improvement. - Background in credit analysis, internal audit, control assurance, or credit risk, with a focus on maintaining a strong control environment and quality assurance. - Strategic orientation to drive best practices, support safety and soundness within ICM and Citi, and elevate individual and team performance. Qualifications: - BA/BSc or higher degree in Business (MBA) or related field. If you are a person with a disability and require accommodation for using our search tools or applying for a career opportunity, please review Accessibility at Citi.,
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posted 1 week ago
experience8 to 12 Yrs
location
Noida, Uttar Pradesh
skills
  • Loan Servicing
  • Client onboarding
  • Data management
  • Quality control
  • Communication skills
  • Stakeholder management
  • Project management
  • Change management
  • Business acumen
  • Strategic thinking
  • Lending lifecycle
  • Loan Trading Closing
  • Servicing coordination
  • Lending Products knowledge
  • Legislation knowledge
  • ACBS system knowledge
  • Loan IQ system knowledge
  • Risk
  • controls
  • Digital
  • technology skills
Job Description
Role Overview: As a VP Wholesale Lending Operations at Barclays, you will be responsible for setting up and leading teams supporting various aspects of the Lending lifecycle, such as Loan Servicing, Loan Trading & Closing, servicing coordination, client onboarding, data management, and quality control. Your role will involve engaging with stakeholders, building relationships, supporting operational processes, suggesting improvements, and acting as a subject matter expert in Lending processes. You will also be involved in supporting audit activities, external controls, and checks. Key Responsibilities: - Develop and manage an effective organization in commercial/wholesale Lending Operations in the India GCC space - Communicate effectively with technical and non-technical audiences - Manage senior stakeholders and communicate, negotiate, and influence at different levels - Implement project and change management disciplines with continuous improvement practices - Demonstrate knowledge of legislation affecting the Bank and clients - Utilize systems like ACBS and Loan IQ for Lending operations - Assess critical skills such as risk and controls, change and transformation, business acumen, strategic thinking, and digital and technology Qualifications Required: - Demonstrated success in managing Lending operations in the commercial/wholesale space - Excellent communication skills and ability to interact with various stakeholders - Domain knowledge of Lending products and services - Project and change management experience with continuous improvement practices - Familiarity with legislation affecting the Bank and clients - Knowledge of systems like ACBS and Loan IQ Additional Details: This role is based in the Noida office of Barclays. As a VP Wholesale Lending Operations, you will support day-to-day processing, reviewing, reporting, trading, and issue resolution in Wholesale Lending. Your responsibilities will include monitoring lending operations, collaborating with teams, identifying areas for improvement, developing procedures and controls, creating reports and presentations, and participating in projects to enhance Wholesale Lending efficiency and effectiveness. If you have leadership responsibilities, you are expected to set strategy, manage resources and policies, deliver continuous improvements, and demonstrate leadership behaviours. Alternatively, as an individual contributor, you will be a subject matter expert guiding technical direction and leading collaborative assignments. You will advise key stakeholders, manage risks, demonstrate accountability, collaborate with other areas, and create solutions based on analytical thinking. Barclays Values: All colleagues at Barclays are expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship. Additionally, they are expected to embody the Barclays Mindset of Empower, Challenge, and Drive in their behavior.,
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posted 2 days ago
experience2 to 6 Yrs
location
All India
skills
  • COLLATERALS
  • COMMERCIAL LENDING
  • LOAN IQ
  • LOAN SYNDICATION
  • PARTICIPATIONS
Job Description
Role Overview: As a Senior Associate/ Team Lead in Commercial Lending at Bangalore, you will be expected to bring your 2+ years of experience in seasoned banking operations, with a strong focus on Commercial Banking and Mortgages. Your expertise in Commercial Lending, Loan IQ, Loan Syndication, Collaterals, and Participations will be crucial in managing end-to-end banking operations related to Mortgage, Commercial Banking, and Commercial Lending. Your role will also require you to have a good understanding of industry trends and the ability to lead major transformation projects that deliver significant benefits. Additionally, you should be adept at handling RFPs/proactive proposals and developing impactful presentations for both internal and external stakeholders. Your flexibility to work in different shifts as per client requirements will be essential for this role. Key Responsibilities: - Experience in Commercial Lending, Loan IQ, Loan Syndication, Collaterals, and Participations - Managing banking operations across Originations, Servicing, and Default - Leading major transformation projects - Handling RFPs/proactive proposals - Developing high-impact presentations (PPTs) for internal and external customers Qualifications Required: - 2+ years of experience in seasoned banking operations - Strong experience in Commercial Banking and Mortgages - Expertise in Collaterals, Loan Syndication, Participations - Good understanding of industry trends - Flexibility to work in different shifts Please note that the additional details of the company were not provided in the job description.,
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