9 Credit Control Jobs nearby Coimbatore

Role Overview: As an Architectural Solutions Specialist at Wipro, your role is crucial in creating exceptional architectural solution designs and providing thought leadership to enable delivery teams to deliver exceptional client engagement and satisfaction. Your responsibilities will include developing architectural solutions for new deals, providing technical leadership, enabling delivery teams with optimal solutions, and building competency within the team. Key Responsibilities: - Develop architectural solutions for new deals and major change requests, ensuring scalability, reliability, and manageability of systems. - Provide solutioning for RFPs from clients and ensure overall design assurance. - Analyze technology environment, client requirements, and enterprise specifics to set collaboration solution design framework. - Define current state solutions, identify improvements, options, and tradeoffs to define target state solutions. - Articulate, document, and sell architectural targets, recommendations, and reusable patterns. - Evaluate and recommend solutions to integrate with the overall technology ecosystem. - Collaborate with various IT groups to transition tasks, ensure performance, and manage issues through resolution. - Provide technical and strategic input during project planning phase, identify implementation risks, and potential impacts. - Build and maintain relationships with executives, technical leaders, and stakeholders to become a trusted advisor. - Develop relevant technical, business process, and support metrics to drive results. - Manage multiple projects, report status accurately, and adhere to project management standards. - Identify risks and prepare risk mitigation plans, ensure quality assurance of architecture decisions, and provide technical support to delivery teams. - Recommend tools for reuse, automation, and productivity improvement. - Lead the development and maintenance of enterprise framework and related artefacts. - Ensure architecture principles and standards are consistently applied to all projects. - Support pre-sales team in presenting solution design to clients, negotiate, manage, and coordinate with client teams. - Develop Proof of Concepts, case studies, demos, and present Wipro's point of view on solution design and architecture. - Attain market recognition through analyst rankings, client testimonials, and partner credits. - Mentor developers, designers, and junior architects for their career development. - Contribute to the architecture practice by conducting selection interviews. Qualifications Required: - Mandatory Skills: Adobe AEM. - Experience: 8-10 Years.,

You will be responsible for preparing/amending notes and financial models with accurate information gathered from various sources. Your role will involve preparing credit notes with detailed transaction structuring and assessment, focusing on the assessment of sought credit facility. You will interact regularly with collections/sales teams to track delinquencies, study delinquent cases, and share insights with the team. Meeting retail and strategic customers at regular intervals to gain insights into various industries and markets will also be part of your responsibilities. Key Responsibilities: - Pre-approval and rating of all clients with exposure exceeding Rs 500L - Conducting regular training sessions for sales/channel partners/field sales staff on product policies and processes - Controlling and monitoring post-disbursement documents such as invoices, insurance, and RC through interactions with sales and customers - Managing the portfolio to ensure the required quality of documentation, post-disbursal documents, and delinquency levels - Working on projects/process improvements periodically - Performing detailed financial analysis to identify major movements in P&L and balance sheet, citing reasons for such movements - Developing market intelligence by engaging with individuals from other banks and financial institutions regarding their policies, focus areas, and portfolio health - Identifying automation opportunities in existing processes and new product development - Ensuring quality credit underwriting and raising early warning signals for stress account exits - Resolving audit queries, including RBI and statutory audits, within prescribed timelines - Actively participating in customer visits and providing regular market intelligence reports Qualifications: - Minimum Degree required: MBA/PGDBA/PGPM/CA or equivalent. You will be responsible for preparing/amending notes and financial models with accurate information gathered from various sources. Your role will involve preparing credit notes with detailed transaction structuring and assessment, focusing on the assessment of sought credit facility. You will interact regularly with collections/sales teams to track delinquencies, study delinquent cases, and share insights with the team. Meeting retail and strategic customers at regular intervals to gain insights into various industries and markets will also be part of your responsibilities. Key Responsibilities: - Pre-approval and rating of all clients with exposure exceeding Rs 500L - Conducting regular training sessions for sales/channel partners/field sales staff on product policies and processes - Controlling and monitoring post-disbursement documents such as invoices, insurance, and RC through interactions with sales and customers - Managing the portfolio to ensure the required quality of documentation, post-disbursal documents, and delinquency levels - Working on projects/process improvements periodically - Performing detailed financial analysis to identify major movements in P&L and balance sheet, citing reasons for such movements - Developing market intelligence by engaging with individuals from other banks and financial institutions regarding their policies, focus areas, and portfolio health - Identifying automation opportunities in existing processes and new product development - Ensuring quality credit underwriting and raising early warning signals for stress account exits - Resolving audit queries, including RBI and statutory audits, within prescribed timelines - Actively participating in customer visits and providing regular market intelligence reports Qualifications: - Minimum Degree required: MBA/PGDBA/PGPM/CA or equivalent.

Yunic Hr Solutions Hiring For Banking Branch Credit Manager A Branch Credit Manager in banking is responsible for evaluating and approving loan applications, ensuring compliance with credit policies, and managing the branch's credit portfolio to minimize risk and maximize profitability. Key duties include performing credit risk analysis, assessing customer creditworthiness, managing the loan life cycle, and ensuring compliance with legal and regulatory standards. They must possess strong analytical, communication, and negotiation skills and work with other internal departments to ensure a high-quality loan portfolio. Required Experience And Qualifications Any Diploma/Degree Benefits ESI And PF No Target Fixed Shift Incentives  Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Contact Hr yunichrsolutions23@gmail.com

Role Overview: As a Sales Executive in this role, your main responsibility will be to develop and generate business for the company. You will be required to follow up on leads and ensure systematic closure. It is essential that you have a clear understanding of lending parameters and are able to apply them effectively in the field. Field visits for customer meetings, investigations, relationship building, and market mapping will also be a key part of your role. Additionally, you will need to follow up and ensure credit approval, complete documentation, and formalities related to pre and post disbursement. Quality control of cases for the first six months and collection of PDD documents will also fall under your duties. Key Responsibilities: - Develop and generate business - Follow up on leads and ensure systematic closure - Understand lending parameters and apply them in the field - Conduct field visits for various purposes - Ensure credit approval and complete documentation - Maintain quality of cases for the initial six months - Collect PDD documents Qualifications Required: - Minimum 1 to 3 years of experience in HL & LAP sales - Strong understanding of lending processes and parameters Please note that attractive monthly incentives, family medical coverage, and travel reimbursement are included in the perks and benefits for this position.,

As a Branch Manager, you will be responsible for achieving branch targets of outreach, portfolio quality, and portfolio disbursement on a monthly basis. Your role will involve maintaining controls and compliances of the branch, as well as overseeing the overall administration and upkeep of the branch. You will be required to manage the team, provide guidance to staff, and ensure the accomplishment of branch sales goals, along with ensuring 100% on-time collections. Additionally, you will be responsible for maintaining Books of Records, coordinating with other parallel managers and the audit team, and building customer relationships to enhance business volume. Qualifications Required: - Bachelor's degree preferred Key Responsibilities: - Achieve branch targets of outreach, portfolio quality, and portfolio disbursement monthly - Maintain controls and compliances of the branch - Oversee overall administration and upkeep of the branch - Manage team and provide staff guidance - Accomplish branch sales goals and ensure 100% on-time collections - Maintain Books of Records and coordinate with other parallel managers and audit team - Build customer relationships to enhance business volume Please note that the job location for this position is Coimbatore & Erode. This is a full-time role that requires a minimum of 2 years of experience in JLG Loan. The work location is in person. Benefits: - Health insurance - Provident Fund,

As the Regional Sales Head at our company in Tamil Nadu, your role is crucial in driving sales, market share, and profitability in the assigned region. Your responsibilities include developing and executing sales strategies, managing regional teams, building strong customer relationships, and ensuring the achievement of business targets. Key Responsibilities: - Develop and execute regional sales strategies aligned with company goals - Drive achievement of sales volume, revenue, and profitability targets - Identify and capitalize on new business opportunities and emerging markets - Lead, motivate, and mentor a team of Area Sales Managers, Territory Managers, and Executives - Monitor team performance, provide training/coaching, and ensure skill development - Set clear sales objectives and review performance periodically - Build and maintain strong relationships with key clients, distributors, and channel partners - Oversee channel expansion, dealer/distributor appointments, and performance management - Ensure customer satisfaction and resolve escalated issues effectively - Analyze market trends, competitor activities, and customer insights to guide business strategy - Provide inputs for pricing, product positioning, and promotional activities - Work closely with marketing teams to execute regional campaigns - Ensure efficient utilization of sales budgets and resources - Monitor receivables, credit limits, and ensure timely collections - Prepare regular sales reports, forecasts, and MIS for management review Qualification & Experience: - Graduate in Business/Commerce; MBA in Sales/Marketing preferred - 10-15 years of experience in sales, with at least 5 years in a leadership role - Proven track record of achieving regional sales targets - Experience in IT/ITES Sales & Solutions, Telecom industry Your role will require strong leadership, team management, and people development skills. Excellent negotiation, communication, and presentation abilities are essential. A deep understanding of regional market dynamics and customer behavior, along with an analytical mindset for sales forecasting and reporting, will be beneficial. You should be able to work under pressure and deliver results consistently. This is a full-time position with benefits including health insurance, life insurance, and Provident Fund. The work location is in person. We look forward to welcoming a dynamic and results-driven individual like you to lead our regional sales team effectively.,

As a Business Development Manager at our company, your primary role will be to oversee the field executive team in the Coimbatore Erode Gobichettipalayam region. You will lead the team, ensuring excellent coordination with partners and internal customers. Key Responsibilities: - Verify pre-credit verified applications sourced by field executives, including field, income, and cattle verification at customer household level. - Verify 150 pre-sanctioned cases at the customer's place and make the final decision to forward it to the underwriter. - Conduct pre-disbursement documentation for 150 cases post-sanction and upload it in the LOS system. - Collect money from customers at their place and deposit it into the BC bank account of Dvara on the same day. - Monitor 3 to 5 field executives in your area daily, ensuring they meet their assigned targets with high quality. - Provide on-field training to field executives and create sourcing opportunities for them. - Submit a daily field report to the Manager at the end of each day. Qualifications Required: - Educational Qualifications: Any degree - Experience: 2+ years of experience in the MFI field - Knowledge/Skills required: - Entrepreneurial and execution-oriented with a "Will do & Fix It" attitude - Excellent teamwork skills with the ability to work with remote and distributed teams - Proven ability to influence cross-functional teams without formal authority - Must be willing to travel 75% of the time to visit customers If you are willing to work in a startup environment, engage in fieldwork, multitask effectively, and collaborate with diverse stakeholders, this role offers an exciting opportunity for professional growth and impact.,

As a US Tax Reviewer at our company, your role involves reviewing and ensuring the accuracy, compliance, and completeness of US federal, state, and local tax returns prepared by the tax team. You will apply technical tax knowledge, identify potential issues, and ensure adherence to relevant tax laws and internal quality standards. Key Responsibilities: - Review US federal, state, and local income tax returns for individuals, corporations, partnerships, and trusts. - Ensure tax returns are prepared in accordance with IRS and state regulations. - Verify accuracy of tax calculations, income allocations, deductions, and credits. - Review supporting documentation and workpapers for completeness and correctness. - Identify and resolve discrepancies or potential compliance risks. Quality Assurance: - Perform detailed review to ensure returns meet internal quality control standards. - Provide constructive feedback and guidance to preparers for continuous improvement. - Ensure timely completion and delivery of reviewed returns within deadlines. Tax Research and Advisory: - Research and interpret tax laws, regulations, and case precedents as needed. - Provide insights and recommendations on complex tax issues. - Stay updated on changes in US tax legislation and communicate updates to the team. Client and Team Coordination: - Collaborate with tax preparers, team leads, and managers to resolve issues identified during review. - Communicate review findings clearly and professionally. - Support training and mentoring of junior tax staff. Documentation and Reporting: - Maintain organized and accurate review notes and documentation for audit trail. - Assist in internal audits, compliance checks, and process improvement initiatives. - Report review metrics and identify recurring issues or areas for process enhancement. Qualifications Required: - Strong knowledge of US federal and state tax laws. - Expertise in tax software (e.g., GoSystem, ProSystem, CCH, UT, Drake, etc.). - Analytical and detail-oriented mindset. - Excellent communication and documentation skills. - Ability to manage multiple priorities under tight deadlines.,

In this role, you will be responsible for managing inbound customer calls related to standard credit card inquiries, transactions, account maintenance, and Tier 1 online support. Your key responsibilities will include: - Responding to customer inquiries in a pleasant, courteous, professional, and well-informed manner. - Identifying customer needs through customer contact and updating customer information on the system accordingly. - Analyzing customer information to determine appropriate next steps based on the nature of the inquiry. - Following established escalation procedures for handling complaints and escalations on the first contact. - Staying updated on program information, business initiatives, corporate products, and processes. - Providing quality service by accurately assessing and responding to customer needs with sound judgment and flexibility. - Ensuring customer brand expectations are met while complying with policies, practices, and procedures. - Completing accurate documentation for each transaction and fulfilling customer requests at the end of each call. Qualifications required for this role include: - Excellent communication skills, both verbal and written. - Fluency in English. - Demonstrated analytical and problem-solving skills. - Ability to work within time constraints. - Working knowledge of PCs and strong keyboarding skills (minimum 25 wpm with 95% accuracy). - Positive attitude and the ability to work effectively in a team-based environment. - Professional and pleasant telephone manner. - Flexibility and willingness to work rotational shifts, including overnights and weekends. - Experience in a call center environment, specifically in a customer service role. - Previous experience in Financial Services would be considered an asset.,

Job Role- Personal Banker Business FunctionAs the leading bank in Asia, DBS Consumer Banking Group is in a uniqueposition to help our customers realise their dreams and ambitions. As a marketleader in the consumer banking business, DBS has a full spectrum of products andservices, including deposits, investments, insurance, mortgages, credit cards andpersonal loans, to help our customers realise their dreams and aspirations at everylife stage. Our financial solutions are not only the best in the business they weremade just for you.  Responsibilities Acquiring new accounts (Current and Savings) from branch catchment area Quality sourcing of salary accounts from corporates Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and increase wallet share of our banking products includes Insurance, Mortgages, UL, SIP, MF etc && manage the portfolio. Participate in corporate induction and migration events around the catchment area Build strong relationship with internal teams to leverage existing relationships from SME Conduct low-cost micro marketing activities around catchment areas for lead generations. Requirements 1 - 2 years of relevant experience Graduation/Post Graduation Sales & Networking Skills Good Communication && Listening Skills Goal / Target oriented IRDA && AMFI certification is preferred. This is a must post joining. Excellent verbal and written communication skills Banking Knowledge Computer Skills && Digital Knowledge Good Network in the Market  Contact Person- Adam Email- adam@livecjobs.com Contact-  8778148373

Job Description: Role Title: Compliance & Customer Audit AnalystShifts Available: EMEA Shift: 1:30 PM 10:00 PM IST Asia Shift: 7:00 AM 4:00 PM ISTExperience: 3 to 8 YearsJob Type: Full-TimeLocation: India (Remote/Hybrid depending on client/project)Department: Global Risk & Compliance | Internal Audit Role Overview: Join the Global Audit Function supporting a 2nd Line Risk & Compliance team focusing on Customer Audits and MDF (Market Development Funds) Audits. You will work across various business process audits with an emphasis on risk assessment, contract compliance, rebates, pricing, credit notes, and supply chain controls. Key Responsibilities:  Customer Audit Execution Conduct end-to-end risk-based business audits following the internal audit lifecycle: planning, fieldwork, reporting, and closure Analyze customer contracts and validate compliance against terms (Contract Compliance) Perform financial reconciliations, analyze rebates, credit notes, and clawbacks Assess inventory movement, supply chain operations, and fulfillment practices Review and document audit observations, develop recommendations, and present findings to stakeholders  MDF Audit (Market Development Funds) Review MDF usage, approvals, documentation, and validate against policy Identify non-compliant claims and work with business stakeholders for resolution  General Audit Responsibilities Risk assessments and scoping based on client priorities Audit planning and stakeholder alignment Execution of fieldwork, data analysis, sampling, and exception handling Drafting detailed audit reports and working papers Coordinate follow-ups for audit closure and track action items  Optional: Americas Audit Exposure Based on candidate interest and availability, annual participation in Americas-focused audits may be considered. Required Skills & Competencies: Strong understanding of internal audit, risk-based audits, and business process reviews Experience in domains like Contract Compliance, Rebates, Credit Notes, Pricing, or Inventory Strong analytical and reporting skills Experience in working with global teams or clients Excellent written and verbal communication Good documentation and audit reporting skills Preferred Qualifications: Bachelors degree in Finance, Accounting, Business, or equivalent CA, CIA, CISA, or other audit/compliance certifications (preferred) Familiarity with tools like SAP, Excel, and Audit Management software

As a Credit Analyst, your role involves conducting credit analysis of proposals and preparing credit notes to facilitate faster deal closures. You will play a key role in deal structuring and credit enhancement, ensuring a balance between business growth and portfolio quality. Meeting new and existing customers regularly is essential, along with monitoring the portfolio to identify any stress accounts and initiate corrective measures promptly. Your key responsibilities will include: - Conducting quality credit underwriting - Monitoring portfolio performance in terms of delinquencies, deferrals, annual reviews, and renewals - Regularly monitoring the portfolio to identify early warning signals and take necessary actions - Developing market intelligence by interacting with competitors, key business groups, CA firms, etc. - Raising early warning signals for stressed accounts and ensuring timely exit measures - Minimizing audit queries, including RBI and statutory audits, and resolving them within prescribed timelines Qualifications required for this role include: - Strong background in credit analysis and underwriting - Knowledge of financial markets and products - Excellent communication and interpersonal skills - Ability to multitask and work under pressure - Proficiency in MS Office and other relevant software This job will provide you with the opportunity to contribute significantly to the growth and quality of the credit portfolio while also developing market insights and ensuring compliance with regulatory requirements.,

Role Overview: As a Credit Processing Associate at Yubi, you will be an integral part of the credit operations team in Chennai, supporting Yubiloans operations in UAE and MENA. Your role will involve ensuring the timely completion of borrower profiles on the platform and managing the full credit operations lifecycle. With your meticulous attention to detail and strong communication skills, you will play a key role in advancing deal progress and maintaining high-quality standards. Key Responsibilities: - Verify the completeness of borrower profiles by identifying and checking missing documents. - Follow up directly with borrowers to ensure prompt submission of all required documentation. - Respond to queries from lenders, coordinating with borrowers and relationship managers for clear and timely communication. - Prepare and deliver case summaries for specific lenders, summarizing key borrower and deal details. - Follow up with lenders to expedite deal processes and provide regular updates on deal status. - Update Management Information Systems (MIS) regarding deal status, invoice tracking, and other follow-ups. - Conduct manual bank statement analysis where necessary to ensure compliance and accuracy. - Assist in onboarding connectors and coordinate referral agreements through clear and consistent communication with stakeholders. Qualifications: - Bachelor's Degree in Finance, Business Administration, Commerce, or a related field, or equivalent work experience. - Prior experience in credit processing, documentation, or related financial roles is essential. - Strong analytical skills and attention to detail for manual document analysis and process follow-up. - Excellent written and verbal communication skills for effective coordination with internal teams and external stakeholders. - Proficiency in Microsoft Office and familiarity with MIS systems; experience with financial platforms and banking software is a plus. - Ability to manage multiple tasks, work under pressure, and meet deadlines.,

You are an experienced CA/TA (Credit Analyst / Technical Analyst) joining the Temenos project team in Chennai. Your role involves collaborating with business users to understand requirements, configuring Temenos modules, analyzing credit processes, supporting deployment activities, preparing documentation, providing post-implementation support, and ensuring timely delivery and quality standards. Key Responsibilities: - Collaborate with business users to understand functional requirements and translate them into technical specifications. - Configure and customize Temenos modules based on business requirements. - Analyze credit processes and provide solutions aligned with Temenos functionality. - Support UAT, SIT, and production deployment activities. - Prepare documentation for business processes, system configuration, and workflows. - Provide post-implementation support and troubleshoot system issues. - Work closely with the project team to ensure timely delivery and quality standards. Required Skills & Qualifications: - Minimum 5 years of experience in Temenos core banking projects. - Strong knowledge of Temenos T24 modules (preferably Retail, Corporate, or Risk modules). - Hands-on experience in system configuration, parameterization, and testing. - Good understanding of banking operations and credit processes. - Strong analytical and problem-solving skills. - Excellent communication and stakeholder management skills. - Ability to work onsite in Chennai. Preferred Skills: - Exposure to Agile/Scrum methodologies. - Experience in preparing business and functional documents. - Familiarity with end-to-end implementation lifecycle of Temenos projects. Education: - Bachelors degree in Commerce, Finance, Banking, IT, or related field.,

credit analyst job description with a concise paragraph or list of bulleted items designed to sell your company, agency, or institution to applicants. You might mention how crucial credit analysis is to your companys success and how this role is viewed as a steppingstone toward more prominent finance positions within your workplace. If your company values work-life balance, promoting from within, incentive-based compensation, or diversity, equity, and inclusion, be sure to mention this in your post. Credit Analyst Job Responsibilities: Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria.

As an underwriter for mortgage business in the assigned branch/location, your role involves reviewing and assessing a wide range of complex loan applications, making decisions or recommendations for approval to higher authorities, and underwriting proposals according to policies and procedures to meet agreed SLAs and manage business volumes. You will conduct personal discussions with customers to establish creditworthiness, ensure completion of credit/KYC documents, and verify information through telephonic, field, and collateral visits. Your key responsibilities include: - Assessing income to obligation ratios, loan to value ratios, and having in-depth knowledge of the rationale behind calculation of ratios and their impact on loan performance over long tenures. - Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster, and reporting regularly. - Building effective relationships with third parties to achieve the best outcomes for clients. - Taking ownership of client queries, using industry knowledge and experience to overcome challenges and solve problems. - Exceeding service quality standards and striving for continuous process improvement. - Undertaking critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. - Ensuring collateral and other credit risk mitigation to facilitate decision-making on credit proposals. - Enabling quick turnaround time of credit lending proposals for mortgage business and home loan business in collaboration with the sales team. - Facilitating ongoing review of credit exposures to ensure bankability. - Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in liaison with local credit analysts and the sales team. - Following up and ensuring recovery of quick mortality cases between 12-18 MOV. Qualifications required for this role are a Graduate or Masters/Post Graduate degree. Certifications like CA/MBA are preferable.,

As a Business Analyst working with Moody's Credit Risk team of a UK based Investment Bank, your role will involve collaborating with various teams like Country Finance, Treasury, Group Liquidity Regulatory Reporting, and BAU teams. You will be responsible for understanding requirements and articulating them within Business and data requirements documents. Key Responsibilities: - Act as a business solution owner of the projects" target state and support analysis included in relevant concept and methodology papers required for the preparation of BRDs. - Ensure detailed requirements are documented in BRDs and duly signed off by relevant stakeholders. - Ensure that new solutions comply with internal procedures/external regulatory guidelines and that project deliverables are properly understood by business stakeholders, the project team, and end-users. - Analyze new data sourcing to support ETL design and development. - Elicit data requirements and document data mapping specifications for Funds Transfer Pricing (FTP) computation. - Analyze and fix data quality issues. - Validate all downstream data extracts. - Validate that the strategic system architecture proposed by Technology is fit for its business purpose and in line with the agreed business target state. - Drive prioritization considering business benefits, delivery timelines, system performance, etc. - Centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams and ensure alignment across all centers. - Plan tests, coordinate testing, validate test results, and obtain sign-off from stakeholders. - Support the development of testing packs with predefined result sets. - Review test cases to ensure completeness of UAT coverage. - Monitor any gaps/defects identified and work with Technology counterparts to track progress and ensure resolution. Qualifications Required: - 6-12 years of functional experience in Credit Risk, Capital risk, regulatory reporting change Management roles. - Functional experience with Moody's Fermat/Risk Authority risk calculation and reporting engine. - Good understanding of the financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex, etc. - Knowledge of Basel Capital regulations and a good understanding of financial risk. - Expertise in SQL and Oracle tools. - Experience with both waterfall & agile methodologies. - Experience in analyzing data to draw business-relevant conclusions and in data visualization techniques and tools. - Strong communication and stakeholder management skills. In addition to the above, proficiency in English at C2 level is required. This is a senior position based in Chennai, India within the BCM industry.,

Job Description: As a Credit Analyst, you will be responsible for evaluating credit proposals to assess financial, business, and industrial risks related to loan decisioning. You will verify the track record of promoters to determine their creditworthiness and analyze the financial statements of prospective customers to evaluate their solvency and liquidity positions. Your role will also involve ensuring that the Bounce Rate and Delinquency levels are maintained within acceptable standards. Additionally, you will monitor and enforce approval rates, Turnaround Time (TAT), and ensure that the monthly Branch audit score meets satisfactory levels. Vendor management, conducting customer meetings for credit evaluations, and tracking and closing Pre-Disbursement Document (PDD) are also key aspects of your responsibilities. Key Responsibilities: - Make sound lending decisions based on available information and interactions with applicants. - Manage credit quality and control delinquencies and frauds effectively. - Monitor performance metrics related to key drivers such as losses, portfolio quality parameters, cost of credit administration, and employee productivity. Qualifications Required: - Bachelor's degree in Finance, Accounting, Economics, or related field. - Strong analytical skills and attention to detail. - Knowledge of financial statement analysis and risk assessment. - Prior experience in credit analysis or related field preferred.,

As an Underwriter for mortgage business in the assigned branch/location, you will be responsible for reviewing and assessing a variety of complex loan applications, making decisions within defined guidelines, and recommending approvals to higher authorities. Your key responsibilities will include: - Underwriting proposals in accordance with established policies and procedures to meet agreed Service Level Agreements (SLAs) and manage business volumes in the city/area. - Conducting personal discussions with customers to evaluate credit worthiness, ensuring completion of credit/KYC documents through telephonic, field, and collateral visits. - Analyzing income to obligation ratios and loan to value ratios with a deep understanding of their impact on loan performance over extended periods. - Maintaining Portfolio MIS, Delinquency MIS, and other operations-related MIS for the cluster, and providing regular reports. - Building and leveraging effective relationships with third parties to deliver the best outcomes for clients. - Addressing client queries, utilizing industry knowledge and experience to resolve challenges and problems. - Striving to exceed service quality standards and continuously improve processes. - Conducting a critical review of credit proposals to identify industry, business, financial, management, and facility structure risks. - Ensuring collateral and other credit risk mitigation measures are in place to facilitate credit proposal decisions. - Facilitating quick turnaround of credit lending proposals for mortgage business, including loan against property and home loan business, in collaboration with the sales team. - Ongoing review of credit exposures to maintain their bankability. - Monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, taking risk mitigation steps as necessary while adhering to legal and documentation norms and policies. - Managing the credit underwriting function of your branch, ensuring quick turnaround of credit lending proposals in collaboration with local credit analysts and the sales team. - Following up and ensuring recovery of quick mortality cases between 12-18 months of vintage. Qualifications required for this role include being a Graduate or holding a Masters/Post Graduate degree. Additionally, having certifications such as CA or MBA would be preferable.,

Role Overview: As a part of the audit team at Socit Gnrale, you will be responsible for client audit engagements in the banking and capital markets sector. Your role will involve planning, executing, directing, and completing business and financial audits. You will need to have a good understanding of business processes and operational processes related to banking and capital markets. Your focus will be on Corporate & Investment Banking, Trade Services, and Securities Business. Additionally, you will be expected to have knowledge of various regulations impacting capital markets such as DFA and EMIR. Key Responsibilities: - Reviewing processes such as desk reviews, trade booking, middle-office, and back-office processes - Managing clients, researching and gathering information, resolving problems, and making recommendations for business and process improvements - Ensuring audit conclusions are well-documented and reviewing evidence of the same - Communicating tasks clearly to the engagement team and ensuring high-quality deliverables - Participating in annual risk assessment and audit planning - Working on integrated audits and monitoring audit recommendations - Maintaining knowledge of new regulations, participating in educational opportunities, and staying updated with professional publications - Following quality initiatives within the audit function - Executing all audits in accordance with professional standards - Assisting audit management in preparation and execution of the audit plan - Preparing audit work programs and understanding specific risks to be evaluated - Evaluating internal controls, testing processes, and reviewing major financial and operational processes - Writing formal reports to communicate audit results to management and making recommendations for process improvements - Issuing audit reports in a timely manner and following up on recommendations - Acquiring knowledge on activities and risks during assignments and training sessions Qualifications Required: - Fluent command over the English language - Strong understanding of risk management principles and internal control systems - Experience in banking operations with a focus on Corporate & Investment Banking, Trade Services, and Securities Business - Knowledge of regulations impacting capital markets such as DFA and EMIR - Ability to work on integrated audits and monitor audit recommendations - Familiarity with statutory and regulatory norms applicable to the banking business Additional Details (if applicable): At Socit Gnrale, you will have the opportunity to be directly involved in creating a positive impact on the future. The company values initiatives, innovation, and action, and provides a stimulating and caring environment for professional growth. Employees are encouraged to participate in solidarity actions and support the Group's ESG strategy by implementing ESG principles in all activities and policies. Diversity and inclusion are core values at Socit Gnrale, promoting a supportive and inclusive work environment.,