5,289 Credit Controller Jobs

Key Responsibilities: Evaluate infrastructure/project finance proposals and conduct credit appraisal. Build and review financial & cashflow models (DSCR, sensitivity, viability). Assess business, financial, technical, and legal risks. Support deal structuring, covenants, security, and documentation. Prepare credit notes for sanction committees. Coordinate with legal, technical consultants, and internal teams.  Requirements: 310 years in project finance / infrastructure / structured credit (non-CRE). Strong financial modelling and credit underwriting exposure. Experience with infra sectors (roads, power, ports, renewables, etc.) preferred

Job Role Lead the Credit Control function to ensure timely collections, reduction in DSO, and robust cash flow by implementing effective policies and close coordination with the Sales team. Key Responsibilities Drive collections and reduce DSO levels across business verticals. Design, implement, and enforce credit control policies and procedures. Assess customer creditworthiness and recommend appropriate credit limits. Collaborate with Sales team to align on credit terms and resolve disputes. Monitor receivables and generate MIS/reports for management. Forecast and ensure healthy cash inflows to support working capital needs. Lead, guide, and strengthen the Credit Control team for high performance. Skills & Competencies Strong expertise in credit control, collections, and receivables management. Proven track record of reducing DSO and improving cash flow. Excellent negotiation, communication, and stakeholder management skills. Strong leadership with analytical and process-driven mindset. Proficiency in ERP/finance systems and MS Excel. Qualifications & Experience MBA (Finance) or equivalent qualification. 5-8 years of experience in credit control/receivables, with at least 5 years in a leadership role. Experience in logistics/express/service industry . Performance Metrics Reduction in DSO. Collection efficiency (%). Cash flow improvement. Team productivity.   Interested candidates please share resume on hr@scorpiongroup.in LOOKING FOR IMMEDIATE JOINERS.  Location - SCORPION EXPRESS PVT. LTD. Krishna TM Industrial Park, Near Railway Bridge,Between Mankoli & Kalyan Bypass.Pimplas. Tal - Bhiwandi. PIN code :421302.

Conduct thorough analysis of financial statements and assessment of credit requests, including new requests, changed requests, refinancing and annual due diligence Provide recommendations tied to analysis and assessment of credit risk Present analysis, findings, and recommendations to managers, especially findings that involve a borrowers ability to repay Keep up to date with the companys lending protocols Reconcile credit files and identify discrepancies and variances Develop and prepare spreadsheets and models to support analysis of new and existing credit applications Credit Analyst Job Description Relevant Skills, Knowledge, and Experience Bachelors degree in finance, accounting, or other business-related fields Two to five years of strong quantitative experience Strong proficiency in MS Office and general computer use Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision Strong attention to detail and ability to notice discrepancies in data Impeccable understanding of financial statements, ratios, and concepts

Understand Credit card business portfolio Conversion of cold call to Business leads  Understand customer process & generate new business  consistently understand Business process & process new leads.

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation.

Role: Sales Manager (DST Management) - Credit Card  Location: Thane  Job Responsibilities:Financial & Non-Financial Responsibilities: Deliver assigned targets as communicated Should be able to execute strategies, Follows through on strategies in a disciplined and consistent manner Manage and maintain a sales pipeline. To ensure maintenance business related reports and MIS as required by management and leadership team Serve as the contact person representing the brand on Unsecured Loan matters. Responsible for offering Unsecured Loan information and catalogs to clients; educating them on the terms and use of the cards as well as the prices; and also present clients Unsecured Loan needs to the organization and proffer ways to meet them. Engaging with premium customers to build relationships, and delivering a positive customer experience while acquiring new customers. Tracking and reporting sales performance including pipeline, acquisition results and market conditions.Compliance & Risk Responsibilities: Responsible for ensuring regulatory compliance and guidelines and satisfactory internal audit . Adherence to the defined set of control of the Bank Showing and presenting all information collected for any case in healthy and clear terms, not to present any information related to customer, property, credit check, reference etc. about any customer while presenting the case of profile in visiting or appraising the case.

Achieve monthly and quarterly targets for gold loan disbursement and portfoliogrowth. Cross-sell insurance, savings accounts, and other financial products to gold loancustomers. Monitor repayments and minimize delinquencies by ensuring timely collections. Assist in cash handling and safe documentation during gold loan processing (ifrequired). Support the branch in enhancing profitability through quality sourcing and customerretention Non-financial Responsibilities: Conduct field visits and community outreach to source gold loan customers. Verify gold and KYC documents, ensure accurate data entry and loan applicationprocessing. Provide clear communication to customers on interest rates, terms, and repaymentschedules. Maintain regular follow-ups with customers for renewals, top-ups, and feedback. Ensure a high level of customer satisfaction through responsive and transparentservice. Assist in maintaining branch hygiene, proper storage of pledged gold, and accuraterecord-keeping. Coordinate with valuation personnel and back-office teams for seamless loandisbursalCompliance and Risk Responsibilities: Ensure adherence to all internal policies, RBI regulations, and operational proceduresfor gold loans. Maintain confidentiality of customer information and transaction data. Follow security protocols for gold storage and handling. Report suspicious transactions or potential frauds immediately to reporting authority. Ensure documentation is audit-ready and error-free.

credit analyst job description with a concise paragraph or list of bulleted items designed to sell your company, agency, or institution to applicants. You might mention how crucial credit analysis is to your companys success and how this role is viewed as a steppingstone toward more prominent finance positions within your workplace. If your company values work-life balance, promoting from within, incentive-based compensation, or diversity, equity, and inclusion, be sure to mention this in your post. Credit Analyst Job Responsibilities: Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria.

As a Credit Underwriter specializing in retail assets within the banking sector, your role will be crucial in ensuring the success of the organization. Your deep experience and understanding in credit underwriting along with your knowledge of local markets and retail lending trends will be instrumental in your day-to-day responsibilities. - Utilize your expertise in credit underwriting to assess loan applications for retail assets - Engage with various stakeholders including customers, vendors, internal auditors, credit bureaus, and other teams within the organization - Maintain a keen focus on risk, controls, compliance, and regulatory frameworks - Collaborate with internal stakeholders and cross-functional teams to achieve organizational goals - Prepare high-quality proposal documents detailing loan eligibility and underwriting procedures - Uphold the Piramal brand by ensuring the approval or rejection of loan applications procured by the sales team To excel in this role, you should meet the following qualifications: - Preferably Chartered Accountant (CA), CA Inter, ICWA, MBA Finance, Post Graduate, or Graduate - 2-8 years of relevant experience in credit underwriting for retail assets - Strong analytical and communication skills, both written and verbal - Ability to work under tight deadlines and prioritize conflicting priorities - Willingness to adapt to digital tools and processes The company operates in the financial services sector, specializing in banking, investments, insurance, stock market, and loans. The position offers a competitive salary range of 4.5 LPA to 8 LPA. As an ideal candidate, you should possess key skills in finance, credit control, credit appraisal, credit management, credit operations, credit analyst, credit controller, credit note, GST reconciliation, and walk-in.,

As an Assistant Controller at Ares in Mumbai, you will have the opportunity to work with a high-performing international team within the Investment Accounting (IA) team. Your role will involve collaborating with various departments like Accounting, FP&A, Operations, Compliance, Portfolio Management, Middle Office, and Front Office to analyze new/existing investments, manage daily profit and loss, develop accounting policies, and ensure proper internal/external reporting. You will primarily focus on Alternative Credit, Private Equity, and E.U./U.S. Direct Lending transactions, conducting transaction reviews, and product control functions. Your key responsibilities will include: - Managing the Mumbai IA team of 3 to 4 members and motivating them - Reviewing and preparing transaction analysis memos for Private Credit and Private Equity deals to ensure proper accounting - Analyzing credit terms, fee structures, and syndication mechanisms for revenue recognition - Reviewing daily profit and loss investigations and addressing anomalies with third-party administrators - Assisting in new systems implementation and managing relationships with internal and external resources - Preparing investor deliverables and ad-hoc reports for various stakeholders - Contributing to the overall goals of the group in a team environment To qualify for this role, you should have: Qualifications: - Education: CA/CPA Experience Required: - 11-14 years of relevant work experience in public/fund accounting, with strong credit agreements & fee structures/loan syndication/product control preferred - Experience in leading a small team - Strong Microsoft Office skills required (PowerBI/Tableau/Alteryx preferred) - Exposure to alternative assets, particularly credit instruments - Knowledge of investment accounting and the investment lifecycle General Requirements: - Prior experience in team handling - Dependable, motivated, and a team player - Flexible to work evening shifts - Strong problem-solving, analytical, and decision-making skills - Excellent organizational, interpersonal, and communication skills - Ability to manage multiple priorities and work in a fast-paced environment - Willingness to learn new skills, adapt to new technologies, and handle confidential information appropriately Reporting Relationships: - Associate Vice President, Investment Accounting Please note that there is no set deadline for this job opportunity, and applications will be accepted on an ongoing basis until the search is closed.,

As the Head Finance Controller for our client in the hospitality industry based in Mumbai, your responsibilities will include: - Implementing and monitoring financial procedures, SOPs, and internal audit controls. - Tracking and controlling expenses such as Food, Liquor, Consumables, IT, Rentals, CAM, Utilities, and Renovations. - Monitoring and forecasting revenues/costs for business expansion, site selection, and outlet profitability. - Preparing and analyzing financial reports (P&L, BS, MIS) for management decision-making. - Ensuring statutory compliance with VAT, GST, PF, TDS, ESIC, licenses, and other regulatory requirements. - Supervising collections, credit control, and recovery efforts. Qualifications required for this role: - Must have completed CA qualification ,

Role Overview: As a Credit Officer at Vridhi Finserv Home Finance Limited, you will be based in Chikkaballapura and play a crucial role in assessing, analyzing, and managing credit risks for housing finance applications. Your responsibilities will include evaluating loan applications, verifying client information, performing credit analysis, and ensuring compliance with company policies and regulatory standards. Effective collaboration with internal teams and clear communication with clients to explain credit decisions will be essential for success in this role. Key Responsibilities: - Assess, analyze, and manage credit risks for housing finance applications - Evaluate loan applications and verify client information - Perform credit analysis to determine creditworthiness - Ensure adherence to company policies and regulatory standards - Collaborate effectively with internal teams - Communicate clearly with clients to explain credit decisions Qualifications Required: - Strong expertise in Credit Management and understanding of Credit processes - Proficiency in Analytical Skills and Finance, with the ability to interpret financial data accurately - Excellent Communication skills for effective client interactions and internal collaboration - Relevant experience in financial services or housing finance is highly advantageous - Bachelors degree in Finance, Banking, Business, or a related field is preferred - Ability to work as part of a team and meet stringent deadlines in a professional manner,

As a Credit Analyst at our company, your role involves analyzing and monitoring the credit worthiness of the Banks commercial customers and recommending credit facilities within the established bank guidelines. Your essential duties and responsibilities will include: - Collecting and tracking receipt of financial statements, borrowing base certificates, and covenant compliance certificates from existing customers - Performing annual reviews of existing relationships by spreading financial statements, analyzing financial performance, evaluating cash flow, collateral, and guarantor support - Producing modification requests for existing relationships - Underwriting new loan requests and assigning risk ratings - Providing analytical support to Senior Credit Analyst and Account Officers - Attending meetings with customers and Account Officers - Discussing proposals with approval authorities - Performing additional duties as requested To excel in this role, you are required to have: - Knowledge of commercial and industrial lending practices and related areas - Familiarity with financial institution regulatory environment and policy - Ability to work independently with guidance from team members - Excellent financial analytical skills with sound judgment - Strong relationship-building skills and ability to adapt to change - Proficiency in Microsoft Office Suite, especially Excel and Word - Experience with spreading software - Excellent written and verbal English communication skills Your educational background and experience should include: - Bachelor's degree in Accounting/Finance or related area - At least 2 years of Commercial and Industrial Lending credit experience - Experience with loan exposures ranging from $500,000 to $35 million - SBA underwriting experience is preferred In addition to competitive salary, as a full-time employee, you will enjoy a comprehensive benefit package offered by Needham Bank which includes fully paid medical and dental insurance, 401(k) plan with an 8% bank match, paid time off, flexible spending accounts, tuition reimbursement, and more. We are committed to fostering a diverse and inclusive workplace, so if you are enthusiastic about this opportunity, we encourage you to apply even if your experience does not perfectly align with every qualification listed.,

As a Credit Administration Manager at our organization located in India-Gujarat-Gandhi Nagar - GIFT City, your role involves managing credit administration related work with expertise in document management, limits, and team supervision. You are expected to have a fair understanding of regulatory reporting and MIS aspects to ensure smooth operations. Your responsibilities include: - Ensuring accuracy and appropriateness of documents for corporate clients by liaising with Credit, BU, Legal, and external Vendors - Tracking covenants, monitoring conditions, and security creation, highlighting any gaps or exceptions to stakeholders - Maintaining effective custody of documentations and timely verification of security/transaction documents - Managing reporting and MIS to ensure compliance with regulatory requirements - Vetting offer letters and security documents - Managing customers" expectations, both internal and external To excel in this role, you should have: - Managed credit administration for 8-9 years, preferably in foreign banks - Graduate or post-graduate in Commerce, with a degree in Law or Post Graduation in Finance as an added advantage - Thorough job knowledge, organizational skills, and proactive approach - Effective verbal and written communication skills - Ability to liaise with various stakeholders and possess basic computer skills You will collaborate with internal departments like Head Credit, business managers, HR, and Audit team, as well as external entities such as Credit Admin HO, Regulators, and Legal Counsels. Your expertise in credit administration and regulatory compliance will play a vital role in maintaining the integrity of our processes and ensuring a seamless workflow for all stakeholders.,

Role Overview: You will be responsible for processing and underwriting Commercial Vehicles Finance deals in Andhra Pradesh, Karnataka, and Telangana, ensuring adherence to credit policy, defined processes, and CAM quality. Additionally, you will be imparting training to the Credit Processing Team/Team Management and maintaining defined TATs for approval. Key Responsibilities: - Process and underwrite Commercial Vehicles Finance deals in accordance with credit policy - Ensure adherence to defined processes and CAM quality - Provide training to the Credit Processing Team/Team Management - Maintain defined TATs for approval and TAT/Performance Management of processing Team - Conduct induction and continuous training programs for the credit team and MIS management - Ensure audit compliance and regulatory compliance - Monitor Delinquencies/Infants Qualifications Required: - CA Inter/CA/MBA (Finance) - Minimum 2 years of experience in financing business, preferably in a credit role for Commercial Vehicles - Good analytical skills and understanding of the Commercial Vehicle market - Strong interpersonal and communication skills (verbal and written),

Role Overview: As a Credit Analyst in the Insurance sector at Global Analytical Centre in Pune, your primary responsibility will be to support global Credit Analyst(s) in tracking the performance of a portfolio of Insurance Companies operating in North American/European markets. You will play a crucial role in responding to credit events to ensure timely and accurate credit ratings and research. Additionally, you will be required to analyze industry, regional, and regulatory dynamics, understand and flag rating triggers, and prepare internal credit analysis reports. Key Responsibilities: - Support global Credit Analyst(s) in tracking the performance of Insurance Companies" portfolio - Track and understand industry, regional, and regulatory dynamics - Flag rating/outlook triggers to the global credit analyst - Analyze financial and operational performance, work on financial models, and conduct peer analysis - Prepare internal credit analysis/assessment packs and notes - Assist in the preparation of publishable credit rating and research reports - Follow defined processes and ensure adherence to Compliance, Confidentiality, and Information Security Policies - Build and maintain strong relationships with international clients - Manage requests from global Credit Analysts and contribute proactively to client priorities Qualifications Required: - 1-3 years of relevant experience in credit analysis, ratings, credit research, and report writing - Experience covering global markets, preferably North American/European countries or domestic markets in the Insurance sector/Financial Institution - Excellent oral and written communication skills - Good understanding of international accounting standards, banking-related financial concepts, and strong analytical skills - Good interpersonal skills, ability to work with the larger team, and lead and mentor team members - Essential Qualifications: Two years full-time MBA in Finance or equivalent OR CA (Note: Preferred qualifications are the same as essential qualifications),

**Job Description:** As a Credit Manager at N-BRM, Barmer, you will be responsible for assessing and managing credit risk related to retail secured products. Your key responsibilities will include: - Evaluating credit worthiness of applicants for retail secured products - Analyzing financial statements and credit reports to determine risk levels - Setting credit limits and terms based on risk assessment - Monitoring loan portfolios to ensure compliance with credit policies - Recommending credit enhancements or loan modifications as needed To qualify for this role, you should meet the following job qualifications: - Minimum 0-4 years of experience in credit management - Strong analytical skills and attention to detail - Knowledge of retail secured products and credit risk assessment - Excellent communication and decision-making skills If you are passionate about credit management and have the required experience and skills, we look forward to receiving your application.,

As a Senior Director in the Credit Risk Review Group (CRRG), your key accountability is to review and approve credit analysis conducted by junior team members. You will independently conduct end-to-end reviews of individual exposures when necessary. Your role involves presenting analysis to senior management and peers, providing independent and contrasting views, and leading credit reviews and projects assigned within the CRRG Annual Plan. Additionally, you will support the Head of CRRG in plan development, work with co-Directors on credit review methodologies, and engage in reviews outside of corporate credit. Interface with regulators, manage portfolio monitoring, maintain stakeholder relationships, and produce commentary for senior management and governance committees. Key Responsibilities: - Review and approve credit analysis conducted by junior team members - Independently conduct end-to-end reviews of individual exposures - Present analysis to senior management and peers - Provide independent and contrasting views - Lead credit reviews and projects within the CRRG Annual Plan - Support the Head of CRRG in plan development - Work with co-Directors on credit review methodologies - Engage in reviews outside of corporate credit - Interface with regulators and manage portfolio monitoring - Maintain stakeholder relationships and produce commentary for senior management and governance committees Qualifications Required: - Minimum of 12 years of financial services experience, particularly in investment or corporate banking - At least 5 years of experience in credit sanctioning, underwriting, or credit risk within a large financial institution - 5+ years of experience in people management, project leadership, or consulting - Expertise in corporate credit analysis - Strong organizational skills - Professional qualifications in finance or a risk-related discipline - Excellent communication skills - Knowledge of industry sectors such as Technology/Media/Telecommunications, Industrials, or Natural Resources - Familiarity with credit processes, loan underwriting standards, and credit risk models - Holding senior-level credit approval authority and relevant certifications would be advantageous The purpose of this role is to support the Risk Function in safeguarding the bank's financial and operational stability by identifying, assessing, mitigating, and monitoring risks across various business units. Your responsibilities include developing strategic risk direction, managing the risk department, and maintaining relationships with risk stakeholders. You are expected to provide expert advice, manage resources, adhere to risk policies, and influence decisions at a senior level. Demonstrating leadership behaviours and upholding Barclays values and mindset are essential for all colleagues in this role.,

As a Credit Officer, your main role will involve credit assessment and disbursement operations in the NBFC-MFI sector. Your responsibilities will include: - Evaluating creditworthiness of loan applicants - Assessing risks associated with lending - Processing loan disbursement requests - Ensuring compliance with regulatory guidelines To excel in this role, you are required to have: - Experience in NBFC-MFI sector is preferred, but freshers are also welcome - Any degree from a recognized institution Please note that this position offers competitive remuneration in the market.,

As a Branch Credit Manager at our company, you will be responsible for managing the credit evaluation and approval process at the branch level. Your key duties will include: - Assessing the creditworthiness of loan applicants - Managing credit risk effectively - Analyzing financial information accurately - Ensuring compliance with organizational credit policies To excel in this role, you should possess the following qualifications: - Expertise in Credit Management and Credit Risk Management - Strong Analytical Skills for financial assessment and decision-making - Knowledge and experience in Finance and Credit processes - Ability to effectively communicate and collaborate with team members and clients to assess their financial needs - Proficiency in using relevant software and tools for credit evaluation and management is an advantage Additionally, a Bachelor's degree in Finance, Business Administration, Economics, or a related field is required. Prior experience in a similar role would be preferred.,