9 Credit Evaluation Jobs nearby Hyderabad

Credit Evaluation Expertise Apply deep understanding of credit rating frameworks and corporate credit assessment methodologies to support client engagements and internal decision-making. Client Relationship Management Sustain and grow relationships with existing clients while proactively identifying and securing new mandates in credit advisory and syndication services. Commercial Negotiations Lead pricing discussions and fee structuring for ongoing and prospective assignments, ensuring alignment with business objectives and client expectations. Business Development Identify and engage potential clients requiring credit rating advisory or structured funding solutions, contributing to pipeline growth and strategic expansion. Strategic Market Insights Utilize macroeconomic indicators and financial trends to deliver informed, value-added recommendations during client consultations.

Role Overview: As a Credit Evaluation Expertise, you will be required to apply a deep understanding of credit rating frameworks and corporate credit assessment methodologies to support client engagements and internal decision-making. Your role will involve sustaining and growing relationships with existing clients while proactively identifying and securing new mandates in credit advisory and syndication services. You will also lead pricing discussions and fee structuring for ongoing and prospective assignments, ensuring alignment with business objectives and client expectations. Additionally, you will be responsible for identifying and engaging potential clients requiring credit rating advisory or structured funding solutions, contributing to pipeline growth and strategic expansion. Furthermore, you will utilize macroeconomic indicators and financial trends to deliver informed, value-added recommendations during client consultations. Strengthening the firm's market presence through targeted outreach initiatives with bankers, financial institutions, and industry stakeholders will also be a key aspect of your role. Lastly, you will demonstrate readiness to travel and meet clients face-to-face, fostering trust, responsiveness, and long-term value creation. Qualifications Required: - Bachelor's degree is required - Minimum of 2 years of experience in corporate sales is required Please note that this is a full-time position that requires in-person work at the designated location.,

As an analyst with commercial real estate experience, you will have the opportunity to join a growing origination team in India. Your main responsibility will be to support the team in sourcing, structuring, and closing multifamily and commercial real estate loans. Key Responsibilities: - Provide financial, underwriting, and market analysis to assist in evaluating and processing transactions - Familiarize yourself with various lending programs, including Freddie Mac and Fannie Mae - Assist in end-to-end financial analysis of US Commercial Real Estate loans for multi-family deals - Conduct financial and cash flow analysis, market research, borrower level analysis, and real estate documents analysis - Interpret property performance through financial statements and Real Estate Owned Schedules - Review and evaluate third party reports such as real estate appraisals, environmental reports, and zoning analysis - Utilize knowledge of financial real estate terms and approaches to value real estate assets - Review market reports to understand demand-supply, rents, and vacancy rates - Write detailed narratives on property descriptions, market details, cash flow notes, and borrower summaries - Run background credit searches for Sponsors, Guarantors, and Borrowers - Evaluate strengths, weaknesses, and risks associated with loans and prepare presentations for loan committees - Engage third parties for report preparation mandated by Lenders - Underwrite loans ensuring compliance and maintaining the value proposition - Determine property value through the underwriting process and complete loan analysis within specified TAT - Collaborate with the team to develop new relationships and provide exceptional service to existing clients Qualifications Required: - Bachelor's/Master's degree in accounting, Finance, Economics, Real Estate, or related fields - Preferable experience/knowledge in Financial Statements - Ability to work collaboratively in a team environment - Strong written and verbal communication skills - Customer service orientation - Problem-solving skills with independent judgment and initiative - Organizational skills to prioritize projects and complete tasks on schedule - Proficiency in Microsoft Office suite, especially Excel and SharePoint - Strong work ethic and proactive team player capable of working effectively under pressure (Note: Additional details about the company were not provided in the job description.),

As a US Mortgage Underwriter, you will play a crucial role in the loan approval process by ensuring the accuracy and compliance of mortgage applications. With your 3+ years of experience in mortgage underwriting and processing, you will be responsible for reviewing loan files, assessing borrower eligibility, and evaluating risks to ensure loans meet investor and regulatory guidelines. Key Responsibilities: - Review loan files for completeness and accuracy, including application and closing packages, disclosures, and compliance reports. - Assess borrower eligibility by analyzing income, assets, credit, and collateral. - Evaluate risk and ensure loans meet investor and regulatory guidelines. - Gather and verify data from loan documents, including cash to/from borrower, fee thresholds, tolerances, reserves, and impounds. - Determine and document loan conditions, communicate requirements, and provide underwriting decisions. - Identify portfolio risks associated with client business practices and recommend solutions. - Ensure compliance with US mortgage regulations, disclosures, and closing documents such as Loan Estimates, Closing Disclosures, HUD-1, Title, Purchase Contracts, Security Instruments, Insurance documents, and Flood Certificates. Qualifications Required: - Minimum 3+ years of experience in US mortgage underwriting and processing. - Strong knowledge of US mortgage residential disclosures, compliance, and loan documentation. - Familiarity with underwriting guidelines (FNMA, FHLMC, FHA, VA, and USDA). - Proficiency in mortgage software and loan origination systems. - Excellent analytical, communication, and decision-making skills. - Ability to work in a fast-paced, deadline-driven environment. If you are seeking a challenging opportunity where you can utilize your expertise in mortgage underwriting and processing, we encourage you to apply for this dynamic role today!,

As an Analyst of Commercial Real Estate, your role will involve supporting the origination team in sourcing, structuring, and closing multifamily and commercial real estate loans. You will be responsible for providing financial, underwriting, and market analysis to evaluate transactions, with a focus on various lending programs like Freddie Mac and Fannie Mae. Key Responsibilities: - Assist underwriters in end-to-end underwriting of US Commercial Real Estate loans for multi-family deals. - Conduct financial and cash flow analysis, research market information, analyze real estate documents, and interpret property performance through financial statements. - Review and evaluate third-party reports such as real estate appraisals, environmental reports, and zoning analysis to ensure consistency. - Utilize advanced knowledge of financial real estate terms and basic understanding of real estate asset valuation approaches. - Analyze market reports like REIS and CoStar to understand demand-supply dynamics, rents, and vacancy rates. - Prepare detailed narrative write-ups on property descriptions, market details, cash flow notes, and borrower summaries for deal scenarios. - Perform background credit searches for Sponsors, Guarantors, and Borrowers. - Evaluate strengths, weaknesses, and risks associated with loans, and prepare presentations for loan committee and management. - Engage third parties for report preparation as required by Lenders and ensure compliance in loan underwriting. - Work closely with the team to develop new relationships, provide exceptional service to existing clients, and complete loan analyses within specified timelines. Qualifications Required: - Masters degree in Accounting, Finance, Economics, Real Estate, or related fields. - Strong collaboration, communication, and customer service skills. - Ability to problem-solve, exercise independent judgment, and demonstrate initiative and accuracy. - Proficiency in Microsoft Office applications, especially Excel and SharePoint. - Strong work ethic, proactive team player, and ability to work effectively under pressure. (Note: No additional details about the company were provided in the job description.) As an Analyst of Commercial Real Estate, your role will involve supporting the origination team in sourcing, structuring, and closing multifamily and commercial real estate loans. You will be responsible for providing financial, underwriting, and market analysis to evaluate transactions, with a focus on various lending programs like Freddie Mac and Fannie Mae. Key Responsibilities: - Assist underwriters in end-to-end underwriting of US Commercial Real Estate loans for multi-family deals. - Conduct financial and cash flow analysis, research market information, analyze real estate documents, and interpret property performance through financial statements. - Review and evaluate third-party reports such as real estate appraisals, environmental reports, and zoning analysis to ensure consistency. - Utilize advanced knowledge of financial real estate terms and basic understanding of real estate asset valuation approaches. - Analyze market reports like REIS and CoStar to understand demand-supply dynamics, rents, and vacancy rates. - Prepare detailed narrative write-ups on property descriptions, market details, cash flow notes, and borrower summaries for deal scenarios. - Perform background credit searches for Sponsors, Guarantors, and Borrowers. - Evaluate strengths, weaknesses, and risks associated with loans, and prepare presentations for loan committee and management. - Engage third parties for report preparation as required by Lenders and ensure compliance in loan underwriting. - Work closely with the team to develop new relationships, provide exceptional service to existing clients, and complete loan analyses within specified timelines. Qualifications Required: - Masters degree in Accounting, Finance, Economics, Real Estate, or related fields. - Strong collaboration, communication, and customer service skills. - Ability to problem-solve, exercise independent judgment, and demonstrate initiative and accuracy. - Proficiency in Microsoft Office applications, especially Excel and SharePoint. - Strong work ethic, proactive team player, and ability to work effectively under pressure. (Note: No additional details about the company were provided in the job description.)

As a Loan Underwriter IV (US) - Subject Matter Expert, your role involves underwriting and evaluating the most complex conventional, FHA, VA, and CRA Residential Mortgage applications in compliance with bank policies and procedures. You will also be responsible for underwriting and evaluating Home Equity and Consumer Loans. Your key responsibilities will include: - Underwriting complex residential mortgage loans and evaluating risks while ensuring the quality of each loan submitted - Having senior-level loan decision authority, reviewing and underwriting complex portfolio loans such as CEMA, Med/Pro, Construction, Jumbo, and Wealth - Approving loans, issuing alternative options, or adverse actions accordingly using sound judgment and applying bank policies and procedures within risk tolerance - Independently considering, recommending, and discussing alternative structures and overall assessments - Evaluating all documents and conditions loans accordingly - Identifying loans for exceptions while ensuring proper procedures are followed for approval and documentation, and clearing or resolving any issues - Escalating integrity issues as appropriate and ensuring files are compliant with internal guidelines and external regulatory requirements - Maintaining knowledge of loan product guidelines, internal policies and procedures, and regulatory requirements - Providing indirect supervisory authority by coaching and mentoring junior underwriters, assisting with training, and assessing analysis prepared for accuracy and compliance with policies, guidelines, and procedures - Obtaining and reviewing financial information and providing in-depth credit analysis practices - Acting as a subject matter expert in the most complex lanes or work Qualifications required for this role include: - 4 Year Degree or equivalent experience preferred - 5-7 Years of related experience - Strong knowledge of the local market sector and industry trends - Ability to understand and interpret real estate appraisals - Ability to identify, analyze, and mitigate project risks - Advanced written and verbal communication skills - General knowledge of Microsoft Office Suite - Strong interpersonal and negotiation skills - Strong focus on documentation and risk management - Demonstrated ability to complete complex tax return analysis to determine cash flow income - History of underwriting complex jumbo loans in addition to thorough knowledge of agency guidelines Basic qualifications for this position include being detail-oriented, organized, and working efficiently under pressure, as well as having excellent written and oral communication skills. Additionally, you should possess strong organizational and analytical skills and be willing to work from the office during night shifts, including rotational shifts. Certifications required for this role include certification in MS Excel or related data analysis tools, which is preferred. Please note that the job location for this position is Hyderabad / Chennai.,

Role Overview: As an Assistant Manager in the Procurement RM department, you will play a crucial role in coordinating various procurement activities to ensure efficient material and service delivery. Your responsibilities will include preparing QCS, purchase orders, and work orders, as well as vendor follow-ups. Additionally, you will be involved in coordinating with logistics, warehouse teams, and end-users to facilitate smooth material movement and resolve issues promptly. Key Responsibilities: - Prepare QCS (Techno-commercial Quotation Comparative Statement). - Create and send out purchase orders/work orders to vendors/contractors. - Follow up with vendors/contractors for timely material/service delivery. - Coordinate with logistics to bond materials at the port. - Collaborate with the warehouse team to generate MRNs for bonded materials. - Arrange for the movement of materials from the port/vendor site as per the schedule. - Coordinate with end-users and warehouse for MRNs. - Issue letters of credit to vendors in coordination with finance. - Evaluate vendors and develop new vendor relationships. - Ensure 100% audit compliance and support plant audits and emergencies. - Review pending PRs and open POs periodically to streamline the procurement process. - Identify and dispose of non-moving items regularly. - Close CAPA (Corrective and Preventive Actions). - Ensure statutory compliance and familiarity with relevant laws and procedures. - Conduct periodic visits to plants and vendor workshops. - Participate in CFTs (Cross-Functional Teams) as necessary. - Share domain knowledge with the team. - Coordinate with end-users and vendors to resolve issues, prepare meeting minutes, and circulate MOMs (Minutes of Meetings). - Fulfill any other tasks assigned by the Head of Department. Qualification Required: - No specific qualifications mentioned in the provided job description. Please note that the job description does not include any additional details about the company.,

As an Underwriter for corporate finance business in the assigned area, your role involves managing the portfolio and supporting business teams to handle end-to-end credit approval for the designated region. Your key responsibilities will include: - Collaborating with business teams to manage credit approval process - Underwriting cases and presenting to senior levels - Authorizing deviations documented by underwriters in compliance with credit policy - Reviewing credit memos prepared by underwriters and providing approval/decline sign-offs - Approving disbursement requests based on agreement value and documentation completeness - Monitoring and ensuring timely completion of personal discussion documents through customer visits - Coordinating with external vendors for query resolution and timely report submission - Leading a team of credit approvers to maintain portfolio quality and manage delinquencies - Developing, implementing, and monitoring credit programs while providing training and coaching to enhance team competency - Conducting due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans - Customizing underwriting norms to meet local market needs and enhancing consumer credit risk strategy You are required to possess an MBA/PGDBA/PGPM/CA or equivalent qualification.,

You will be responsible for assessing loan applications, conducting credit evaluations, and managing loan documentation. Your role will involve interacting with clients to gather necessary financial information, explaining loan terms clearly, and guiding them through the loan approval process. Additionally, you will ensure compliance with regulatory standards and maintain accurate records of all transactions. - Evaluate loan applications and conduct credit assessments - Interact with clients to gather financial information - Explain loan terms clearly and guide clients through the loan approval process - Ensure compliance with regulatory standards - Maintain accurate records of all transactions - Experience in evaluating loan applications and credit assessments - Strong knowledge of financial principles and loan documentation processes - Ability to effectively interact with clients, explain loan terms, and provide excellent customer service - Strong analytical and problem-solving skills - Attention to detail - Proficiency in financial software and Microsoft Office Suite - Excellent written and verbal communication skills Bachelor's degree in Finance, Accounting, Business Administration, or a related field is necessary for this position. Prior experience in the banking or financial services sector would be considered a plus.,

As a Mortgage Underwriter in the assigned branch/location, your role involves reviewing and assessing a variety of complex loan applications within specified guidelines. You will be responsible for underwriting proposals according to policies and procedures, ensuring timely processing to meet SLAs and managing business volumes in the city/area. Conducting personal discussions with customers to evaluate creditworthiness, collecting necessary documents, and verifying information through telephonic, field, and collateral visits are crucial aspects of your job. Your key responsibilities include: - Assessing income to obligation ratios and loan to value ratios with a comprehensive understanding of their impact on long-term loan performance. - Maintaining Portfolio MIS, Delinquency MIS, and other operational MIS for the cluster, providing regular reports. - Building and leveraging effective relationships with third parties to achieve optimal outcomes for clients. - Taking ownership of client queries, utilizing industry knowledge to overcome challenges, and striving for continuous improvement in service quality. - Conducting critical reviews of credit proposals to identify industry, business, financial, management, and facility structure risks. - Ensuring credit risk mitigation through collateral and other measures to support the approval process. - Collaborating with the sales team to ensure quick turnaround time for credit lending proposals related to mortgage business. - Monitoring credit exposures continuously to assess their bankability and mitigate risks promptly. - Facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases, and taking risk mitigation steps as needed. - Managing the credit underwriting function of your branch, working closely with local credit analysts and the sales team to expedite credit lending proposals. - Following up and ensuring recovery of quick mortality cases between 12-18 MOV. Qualifications required for this role include a Graduate or Masters/Post Graduate degree, with certifications such as CA/MBA being preferable.,

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. **Core Responsibilities:** - Review and assess a broad range of complex loan applications within defined guidelines. Make decisions or recommend for approval to higher authorities. - Underwrite proposals as per the laid down policies & procedures to honor the agreed SLAs and manage city/area business volumes. - Conduct personal discussions with customers to establish credit worthiness. Ensure completion of credit/KYC documents and verification through telephonic, field & collateral visits. - Assess income to obligation ratios, loan to value ratios. Possess in-depth knowledge of the rational behind the calculation of ratios and its impact on loan performance over long tenures. - Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS of the cluster. Regularly report the same. - Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties. - Take ownership of client queries. Use industry knowledge and experience to overcome challenges and solve problems. - Exceed service quality standards and strive for continuous process improvement. - Undertake a critical review of the credit proposals. Bring out the industry, business, financial, management, and facility structure risks contained in the credit proposal. - Ensure collateral and other credit risk mitigation to facilitate the approving authority to make a decision on the credit proposal. - Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property and home loan business in close liaison with the sales team. - Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. - Facilitate critical review and documentation of the proposals. Effectively monitor the client & collateral creditworthiness from the pre-sanction to post-disbursement phase. Undertake steps for risk mitigation whenever required while ensuring adherence to legal & documentation norms & policies. - Manage the credit underwriting function of your branch. Facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. - Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. **Qualification:** - Graduate, Masters/Post Graduate **Certifications:** - CA/MBA (Preferable),

As an underwriter for mortgage business in the assigned branch/location, your role involves reviewing and assessing complex loan applications, conducting personal discussions with customers to establish credit worthiness, and maintaining various MIS reports related to portfolio, delinquency, and operations. You will also be responsible for assessing income to obligation ratios, loan to value ratios, and ensuring collateral and credit risk mitigation for approval authorities. Key Responsibilities: - Review and assess complex loan applications within defined guidelines - Conduct personal discussions with customers for credit worthiness evaluation - Maintain Portfolio MIS, Delinquency MIS, and other operations-related MIS - Build effective relationships with third parties for best outcomes for clients - Ensure quick turnaround time for credit lending proposals in liaison with sales team - Undertake critical review of credit proposals and facilitate risk mitigation - Manage credit underwriting function of the branch and facilitate quick proposal turnaround - Follow up and ensure recovery of quick mortality cases within specified timeframe Qualifications Required: - Graduate, Masters/Post Graduate - Certifications: CA/MBA (Preferable),