782 Term Loan Jobs in Puducherry

Achieve monthly and quarterly targets for gold loan disbursement and portfoliogrowth. Cross-sell insurance, savings accounts, and other financial products to gold loancustomers. Monitor repayments and minimize delinquencies by ensuring timely collections. Assist in cash handling and safe documentation during gold loan processing (ifrequired). Support the branch in enhancing profitability through quality sourcing and customerretention Non-financial Responsibilities: Conduct field visits and community outreach to source gold loan customers. Verify gold and KYC documents, ensure accurate data entry and loan applicationprocessing. Provide clear communication to customers on interest rates, terms, and repaymentschedules. Maintain regular follow-ups with customers for renewals, top-ups, and feedback. Ensure a high level of customer satisfaction through responsive and transparentservice. Assist in maintaining branch hygiene, proper storage of pledged gold, and accuraterecord-keeping. Coordinate with valuation personnel and back-office teams for seamless loandisbursalCompliance and Risk Responsibilities: Ensure adherence to all internal policies, RBI regulations, and operational proceduresfor gold loans. Maintain confidentiality of customer information and transaction data. Follow security protocols for gold storage and handling. Report suspicious transactions or potential frauds immediately to reporting authority. Ensure documentation is audit-ready and error-free.

Generate leads through market visits, references, and other channels. Acquire and manage customers for NBFC and Home Loan products. Conduct field sales activities to achieve assigned business targets. Build and maintain long-term customer relationships for repeat and referral business. Coordinate with internal teams for smooth loan processing and disbursement. Stay updated on market trends and competitor activities.

Were Hiring: Education Loan Sales Executive Location: Gurgaon sector 39 and South Delhi - Near Malviya Nagar  Experience: 01 to 3 years  Salary: Competitive + Attractive Incentives              Upto 25 NTH + PF   About the Role: We are looking for motivated and enthusiastic individuals to join our team as Education Loan Sales Executives! Your primary responsibility will be to guide students and parents through the process of securing education loans for higher studies both in India and abroad. Key Responsibilities: Generate and follow up on leads from various sources (walk-ins, online, referrals). Understand students' financial needs and suggest appropriate loan products. Explain loan terms, interest rates, documentation, and repayment options. Build strong relationships with students, parents, and educational institutions. Coordinate with banking partners for smooth loan processing. Meet monthly sales targets and ensure high customer satisfaction. Requirements: Bachelors Degree (Any stream). Excellent communication and interpersonal skills. Sales-driven mindset with a customer-first attitude. Basic knowledge of financial products (Training provided). Freshers or experienced candidates in education loans, financial services, or banking are welcome! Why Join Us Fixed Salary + Incentives & Performance Bonuses. Training and career growth opportunities. Supportive team and work environment. Work with students aiming for top global and Indian universities. How to Apply: Send your updated resume to Mohit.kumar@aasaanjobs.com For more info, call: 9716163252

We are Hiring: Education Loan Specialist Are you passionate about helping students achieve their academic dreams Join our team as an Education Loan Specialist and support families through one of the most important financial decisions of their lives. Position Details Position: Education Loan Specialist Location: Sector 39, Gurgaon Employment Type: Full-time Experience Required: Minimum 6 months to 3 years (preferred) Qualification: Graduation (Bachelors Degree) Salary: Up to 25,000 NTH + PF & Medical (Based on interview) Interview Mode: Virtual Key Responsibilities Counsel students and parents on suitable education loan options Assist in loan applications and documentation Coordinate with banks and financial institutions Stay informed on government and private loan schemes Provide end-to-end assistance until loan disbursement Requirements Bachelors degree in Finance, Business, or a related field Strong understanding of education loan products Excellent communication and interpersonal skills Self-motivated with the ability to manage multiple cases independently Prior experience in financial services or education is a plus Preferred Background Banking Sales Education Loan Sales Personal Loan Sales Business Loan Sales  Key Skills Education Loan Specialist Technical & Functional Skills Knowledge of education loan products (secured & unsecured) Understanding of loan application & approval processes Familiarity with bank documentation and compliance Proficiency in handling financial calculations and eligibility assessments Experience with CRM or loan management software Awareness of government schemes (e.g., Vidya Lakshmi, CSIS, etc.) Ability to assess creditworthiness and financial background Communication & Interpersonal Skills Strong verbal and written communication Ability to explain complex loan terms to clients in simple language Client handling and relationship management Conflict resolution and objection handling Confidence in negotiating with banks and institutions Analytical & Organizational Skills Attention to detail in reviewing documents Time management and ability to multitask Follow-up and coordination with banks/students Problem-solving and decision-making skills Sales & Target-Oriented Skills (if the role is sales-based) Lead conversion and follow-ups Cross-selling of financial products Understanding customer needs and suggesting suitable products Target-driven mindset   Why Join Us Contribute to the educational journey of aspiring students Be part of a supportive, mission-driven team Attractive compensation & performance-based incentives Great opportunities for career advancement and learning How to Apply Send your resume to: Deepti.lodhi@aasaanjobs.com Contact: Deepti 8591302109

Role Overview: As a Loan Documentation & Processing Analyst 1 at our company, you will be a trainee professional with a good knowledge of processes, procedures, and systems relevant to your tasks. You are expected to have a basic understanding of the underlying concepts and principles of the job. Your role involves making evaluative judgments based on factual information and resolving problems using acquired technical experience. Your impact on the business will be limited to your own job, and you will be guided by precedents in selecting solutions. Key Responsibilities: - Require knowledge of Term, Revolver, Prime, SOFR loans with hands-on experience in booking/servicing these products - Interact with counterparties regarding positions and outstanding balances/claims - Support a wide range of products/services and follow established procedures to identify and resolve problems related to loan documentation/processing activities - Design and analyze moderately complex loan documentation reports for management requirements, support/control activities, and product/service launches - Minimize risk by understanding procedural requirements, monitoring errors, and suggesting solutions to reduce errors - Manage and escalate inquiries and issues related to loan processing in a timely manner - Demonstrate a strong understanding of loan products and processes, as well as Bank-related systems - Interact with external customers to disseminate or explain information - Exhibit strong executional capabilities and utilize communication, interpersonal, and diplomacy skills effectively - Assess risk in business decisions with consideration for the firm's reputation and compliance with applicable laws and regulations Qualifications: - Solid relevant industry experience - Experience with Syndications/Bilateral Loans - Proactive with a strong sense of responsibility - Ability to collaborate with team members within and outside of own team - Ability to work well under pressure, multi-task, and perform effectively in a dynamic and fast-paced environment Education: - Bachelors/University degree or equivalent experience This job description provides a comprehensive overview of the role you will be undertaking. Other job-related duties may be assigned as required. Role Overview: As a Loan Documentation & Processing Analyst 1 at our company, you will be a trainee professional with a good knowledge of processes, procedures, and systems relevant to your tasks. You are expected to have a basic understanding of the underlying concepts and principles of the job. Your role involves making evaluative judgments based on factual information and resolving problems using acquired technical experience. Your impact on the business will be limited to your own job, and you will be guided by precedents in selecting solutions. Key Responsibilities: - Require knowledge of Term, Revolver, Prime, SOFR loans with hands-on experience in booking/servicing these products - Interact with counterparties regarding positions and outstanding balances/claims - Support a wide range of products/services and follow established procedures to identify and resolve problems related to loan documentation/processing activities - Design and analyze moderately complex loan documentation reports for management requirements, support/control activities, and product/service launches - Minimize risk by understanding procedural requirements, monitoring errors, and suggesting solutions to reduce errors - Manage and escalate inquiries and issues related to loan processing in a timely manner - Demonstrate a strong understanding of loan products and processes, as well as Bank-related systems - Interact with external customers to disseminate or explain information - Exhibit strong executional capabilities and utilize communication, interpersonal, and diplomacy skills effectively - Assess risk in business decisions with consideration for the firm's reputation and compliance with applicable laws and regulations Qualifications: - Solid relevant industry experience - Experience with Syndications/Bilateral Loans - Proactive with a strong sense of responsibility - Ability to collaborate with team members within and outside of own team - Ability to work well under pressure, multi-task, and perform effectively in a dynamic and fast-paced environment Education: - Bachelors/University degree or equivalent experience This job description provides a comprehensive overview of the role you will be undertaking. Other job-related duties may be assigned as required.

As a Sales Manager in the company, your role involves leading, mentoring, and motivating a team of Relationship Managers/Sales Officers. You will be responsible for setting monthly targets, tracking performance, and driving productivity across the team. Conducting regular field visits, joint calls, and performance reviews are essential to ensure the team's success. Key Responsibilities: - Lead, mentor, and motivate a team of Relationship Managers/Sales Officers. - Set monthly targets, track performance, and drive productivity. - Conduct regular field visits, joint calls, and performance reviews. Developing and executing area-level strategies to generate business for Secured Business Loans is crucial. Ensuring strong penetration in SME clusters, industrial areas, and relevant business segments is a priority. Building and nurturing relationships with key local influencers, trade bodies, and business associations will be essential for territory expansion. - Develop and execute area-level strategies for Secured Business Loans. - Ensure strong penetration in SME clusters and relevant business segments. - Build relationships with key local influencers and business associations. Identifying, appointing, and managing DSAs, connectors, and referral partners to scale business is part of your responsibilities. You will also need to train and support channel partners on product, documentation, and credit norms. Monitoring channel performance and ensuring compliance with company policies is critical for success. - Identify, appoint, and manage DSAs, connectors, and referral partners. - Train and support channel partners on product, documentation, and credit norms. - Monitor channel performance and ensure compliance with company policies. Your role will also involve conducting first-level screening of customer profiles, financials, collateral, and business viability for Credit & Risk Management. Coordinating closely with credit, legal, and technical teams for faster approvals is essential. Ensuring high-quality sourcing with minimal deviations and early delinquency is crucial for portfolio quality. - Conduct first-level screening of customer profiles, financials, and collateral. - Coordinate with credit, legal, and technical teams for faster approvals. - Ensure high-quality sourcing and minimal deviations for portfolio quality. In Customer Relationship Management, you will participate in customer meetings for major proposals and resolve escalations to ensure superior customer experience. Building long-term relationships to generate repeat and referral business is key. Additionally, overseeing the accuracy and completeness of all documentation, monitoring TATs, and ensuring compliance with internal processes and regulatory guidelines are vital for Documentation, Compliance & Disbursement. - Participate in customer meetings and resolve escalations. - Build long-term relationships for repeat and referral business. - Oversee documentation accuracy, monitor TATs, and ensure compliance. Qualification & Experience: - Graduate; MBA/PGDM preferred. - 4-10 years of experience in Secured Business Loans/Mortgage/SME lending. - Minimum 2 years in a team-handling role preferred. - Prior experience in managing DSAs, connectors, and local SME markets. Key Skills & Competencies: - Strong understanding of Secured Business Loans, LAP, and SME lending. - Ability to interpret financial statements and evaluate business/collateral risk. - Leadership, team management, and performance coaching skills. - Excellent negotiation, communication, and relationship-building abilities. - Market intelligence and competitive awareness in the territory. - Strong result orientation with strategic planning capabilities. KPIs/Performance Metrics: - Monthly disbursement achievement for the area. - Team productivity and activation. - Lead-to-disbursement conversion ratio. - Portfolio quality (early delinquencies, DPD levels). - Channel partner activation and contribution. - TAT compliance (login to disbursement).,

As a Sales Manager for mortgage loans in the Open Market and alternate channels, your role involves achieving targets through lead generation and fulfillment. You will be responsible for monitoring and managing your team, setting targets, and developing their network in the geographical region. It will be essential for you to analyze and formulate sales plans and strategies to achieve revenue budgets through your team of Sales Managers and Relationship Managers. Key Responsibilities: - Achieve targets through lead generation and fulfillment from the Open Market and alternate channels. - Monitor and manage your team, setting targets for them. - Develop and manage your team's network for mortgage loans in the geographical region. - Analyze and formulate sales plans and strategies to achieve revenue budgets. - Prepare and maintain various MIS reports for top management reference. - Track performance regularly with respect to the business plan and take appropriate actions to achieve targets. - Assist in negotiation of terms and follow through to closing. - Implement procedures and training to prevent frauds. Qualifications Required: - Proven experience in sales management, preferably in the mortgage loan industry. - Strong leadership and team management skills. - Excellent analytical and strategic planning abilities. - Proficiency in preparing and maintaining MIS reports. - Negotiation skills and ability to close deals effectively. - Knowledge of procedures and training to prevent frauds. In addition to the job responsibilities and qualifications, the company offers a Full-time, Permanent job type with the flexibility to work remotely.,

Urgent Vacancy for Leading Bank   Role - Sales and Service Manager Gold Loan  Location Chennai, Kalakurichi, Tiruvannamalai, Aarni, Villupuram, Pondicherry, Cuddalore, Ranipet, Vellore, Panruti, Chengalpattu, Guduvanchery  Job Description:  The Sales and Service Manager is responsible for overseeing the day-to-day operations of the branch, ensuring profitability, customer satisfaction, and compliance with company policies. The role involves managing gold loan disbursements, driving business growth and ensuring process. Manage and supervise all branch activities for gold loan processing, customer service, Ensure error-free audit and compliance with internal policies and regulatory guidelines. SPOC for all audit and resolutions for RCU Gold inspectors incidents Drive gold loan growth and meet monthly targets. Conduct local marketing and promotional activities to attract new customers. Cross-sell financial products like insurance, savings, and investment plans. Lead and motivate the team towards the goal Resolve customer complaints and queries effectively. Ensure strict adherence to KYC norms and loan documentation. Submit timely reports on branch performance, loan disbursements, and collections.  Interested candidates can WhatsApp profiles to 8925889566 / 8925889567

As a Collection Manager in the Auto Loan portfolio, your role involves the following responsibilities: - Managing a team of Collection Associates to ensure efficient Bkt collection and recovery on Loss on Sale. - Ensuring adequate manpower allocation to meet CAPE norms for portfolio coverage. - Monitoring and maintaining 100% mobile app usage, while also ensuring quality feedback/trails are consistently updated. - Focusing specifically on Non starters and revenue collection to optimize performance. - Identifying asset deployment opportunities and conducting meetings with delinquent customers. - Taking necessary legal actions for critical cases and ensuring compliance with standard operating processes for asset repossession without delays. Your key responsibilities include: - Achieving collection efficiency in a timely manner. - Effective management of costs to optimize financial performance. - Understanding and managing a healthy portfolio to drive long-term success.,

As a Sales Officer Gold Loan, your role involves sourcing Gold Loan Customers from the Open Market through various marketing activities, cold calls, and references. You will collaborate closely with branches to convert branch leads into Gold Loan business. Your key responsibilities include: - Conducting marketing activities in the open market daily to generate leads. - Following up on branch leads and converting them. - Successfully converting leads into logins. - Achieving the assigned monthly productivity targets. - Sourcing a quality portfolio. Your specific duties will include: - Meeting the daily sourcing budget (New to Bank) in terms of numbers and value. - Mapping the assigned area to identify its potential. - Creating leads through activities for acquiring New to Bank customers. - Logging daily leads in the lead management system. - Meeting a minimum of 10 new customers daily and documenting the Daily Sale Report digitally and physically. - Ensuring the smooth onboarding of new customers to the bank by coordinating effectively with branch staff. - Educating customers on scheme details, interest servicing, and renewals. - Maintaining a diary and always being punctual for appointments. - Understanding products, industry practices, and trends to suggest necessary system/process changes to respective verticals. This role is full-time and permanent, offering benefits such as health insurance and Provident Fund. Prior experience in Banking/NBFC or any loan product sales is preferred. Two-wheeler ownership is required for this position. Please note that the work location is in person.,

As a Relationship Manager in the Personal Loans vertical at Deal4loans, you will report to the Personal Loans Head and be responsible for managing the sales team. Your key responsibilities will include: - Managing the sales team to grow the Personal Loan business - Managing existing relationships with banks and NBFCs while also developing new partnerships - Collaborating with the technology, marketing, and communication teams to drive business growth - Independently handling relationships with Banks and NBFCs We are looking for a candidate who possesses the following qualities: - Deep understanding of the Personal Loan business with 3 to 5 years of experience in Personal Loan sales - High-energy individual with a company-first, team-first, and positive attitude - Independent problem solver who can research and resolve partner concerns efficiently - Strong team player who values collaboration, mutual support, and continuous learning - Ability to develop frameworks for analyzing information, situations, and data using the 80/20 principles - Proficient in handling numbers and data analysis to derive insights and communicate them effectively - Capable of developing high-level relationships with partners and working on new business development In terms of compensation, you can expect: - Competitive compensation aligned with the best industry standards - ESOPS from one of the most successful fintech companies in India - Opportunity to make a meaningful impact on people's lives and drive change in the banking services sector (Note: No additional details about the company were provided in the job description),

As an Assistant Vice President (AVP) Loans at our company, your role will involve driving business growth, managing key client relationships, and ensuring high-quality credit assessment and portfolio management. **Key Responsibilities:** - Lead and grow the Working Capital and Loan Against Property (LAP) loan portfolio. - Source new business through direct channels, connectors, and relationship networks. - Conduct detailed financial analysis, credit evaluation, and due diligence for loan proposals. - Structure deals, negotiate terms, and ensure timely closure of cases. - Collaborate with credit, legal, operations, and risk teams to ensure smooth processing. - Monitor portfolio performance, early warning signals, and delinquency management. - Maintain strong client relationships and deliver superior customer experience. - Ensure compliance with regulatory guidelines and internal policies. **Required Qualifications & Skills:** - Graduate/Postgraduate in Finance, Business Administration, or related field. - 5-10 years of experience in Working Capital loans, SME lending, and LAP. - Strong understanding of financial statements, cash flow analysis, and collateral evaluation. - Proven track record of achieving business targets in secured lending. - Excellent communication, negotiation, and relationship-building skills. - Ability to work in a fast-paced and target-driven environment. In addition to these responsibilities and qualifications, you will have the opportunity to benefit from competitive compensation and performance incentives, work with a growing financial institution, access professional development and career progression, and experience a collaborative and supportive work culture.,

As a National Collection Manager at our client, a leading financial services institution specializing in microfinance loans, your role will involve leading and managing national-level collections for group loans. Your main responsibilities will include: - Leading and driving a large team of collection resources to achieve the organization's collection efficiency and recovery budget. - Formulating and executing comprehensive collection strategies across assigned zones/states in line with organizational goals. - Developing analytical models and frameworks to measure portfolio performance, delinquency trends, and provide insights for corrective action. - Motivating and guiding regional and zonal collection teams to deliver aggressive recovery targets, especially in hard buckets. - Monitoring, analyzing, and reporting on collection performance, identifying key drivers and intervention areas. - Ensuring strict adherence to all legal, regulatory, and ethical standards across all levels of operations. - Enhancing operational efficiencies through process improvements, technology adoption, and best practice implementation. - Managing collection budgets, resources, and cost-effectiveness of strategies. - Fostering a culture of accountability, high performance, and continuous improvement. - Collaborating with Product, Tech, Risk, and Operations teams to improve collection effectiveness. - Representing the collections function in strategic discussions and presenting performance insights to top management. In terms of educational qualifications and experience, you should possess: - A Masters degree (MBA preferred) in Business Administration, Finance, or a related field. - Minimum 20+ years of overall experience with at least 10-12 years in senior leadership roles in debt collection, preferably in microfinance loans. - Proven expertise in group loan collection, particularly in hard bucket recovery. - Strong proficiency in English, and Tamil (mandatory). - Deep knowledge of collection buckets, provisioning methodologies, recovery mechanisms, and credit risk. - Demonstrated experience in developing and executing large-scale collection strategies across multi-regional/zonal operations. - Strong leadership, strategic thinking, problem-solving, and communication skills. - Expertise in data analytics and its application to collection optimization.,

As a Business Equipment Loan Acquisition Officer, your role involves acquiring NewtoBank Manufacturing customers seeking finance for business equipment or machinery loans. You will be responsible for sourcing these customers through OEMs, existing CRM, DSAs, and the Knowledge Banking approach. In addition, you will play a key role in building the Asset Book by extending Equipment Finance Facilities and Term Loans to Manufacturers in the Printing, Packaging, and Industrial Equipment industry. **Key Responsibilities:** - Regularly engage with OEMs, colleagues in Branch Banking, MSME Associations Office Bearers, and SME team to generate leads from the existing CRM and meet a minimum of 2 manufacturing clients daily. - Build the Asset Book by providing Equipment Finance and Term Loans to Manufacturers in various industries. - Develop a Liability rich Book by offering Trade and Transaction products like Cash Management Services, Trade and Treasury Products. - Enhance Book Profitability and Client stickiness through Cross-Selling of POS (Merchants) Machines, Salary Accounts, Insurance, and Wealth Management Products. - Collaborate with Risk, Operations, and service teams to ensure efficient Loans delivery and client on-boarding. - Meet both bottom line and top line targets by enhancing productivity. **Qualifications:** - Define performance goals in alignment with the reporting manager and ensure their monitoring and achievement throughout the year. - Take ownership of your learning agenda by identifying development needs in consultation with the reporting manager. - Understand and display relevant competencies for the role, working towards their effective development. - Stay updated on professional/industry developments through continued education and professional networks. In addition to the above details, no additional information about the company was provided in the job description.,

You will be responsible for assessing loan applications, conducting credit evaluations, and managing loan documentation. Your role will involve interacting with clients to gather necessary financial information, explaining loan terms clearly, and guiding them through the loan approval process. Additionally, you will ensure compliance with regulatory standards and maintain accurate records of all transactions. - Evaluate loan applications and conduct credit assessments - Interact with clients to gather financial information - Explain loan terms clearly and guide clients through the loan approval process - Ensure compliance with regulatory standards - Maintain accurate records of all transactions - Experience in evaluating loan applications and credit assessments - Strong knowledge of financial principles and loan documentation processes - Ability to effectively interact with clients, explain loan terms, and provide excellent customer service - Strong analytical and problem-solving skills - Attention to detail - Proficiency in financial software and Microsoft Office Suite - Excellent written and verbal communication skills Bachelor's degree in Finance, Accounting, Business Administration, or a related field is necessary for this position. Prior experience in the banking or financial services sector would be considered a plus.,

As a Co-Owner responsible for Sales in the Business Loans division, you will lead and drive the Company's Lending Growth Strategy. This role combines Entrepreneurial Ownership with Hands-on Sales Leadership. You will manage Client Acquisition, Develop Lending Partnerships, strengthen the Company's Market Presence, and Work closely with other Co-owners to shape Business Direction and Profitability. - Lead the end-to-end sales cycle for business loan products (SME loans, working capital, term loans, equipment financing, etc.). - Identify and acquire new business clients through networking, cold outreach, referrals, and strategic partnerships. - Build and maintain a strong sales pipeline using CRM and structured follow-up processes. - Develop long-term relationships with SMEs, corporates, financial advisors, and channel partners. - Conduct client meetings to understand financing needs and propose suitable lending solutions. - Ensure excellent post-loan servicing to maintain strong client loyalty and high retention. - Contribute to the company's overall strategic planning, including product development, revenue targets, and market expansion. - Oversee pricing, loan structuring, and negotiation to ensure profitability and compliance. - Evaluate and onboard partnerships with banks, NBFCs, fintechs, or DSAs to broaden product capabilities. - Ensure that all loan proposals meet internal credit policy and regulatory guidelines. - Work closely with underwriting teams to maintain high-quality credit decisions. - Monitor portfolio performance and address any early warning signs of risk. - Build, mentor, and manage sales teams or independent loan consultants. - Provide training on loan products, underwriting basics, and sales best practices. - Set sales KPIs, track performance, and drive a results-oriented culture. **Qualifications:** - Proven experience in selling business loans or other financial products (3-10+ years). - Strong understanding of SME finance, lending policies, and loan underwriting basics. - Demonstrated ability to close high-value deals and manage complex sales cycles. - Excellent communication, negotiation, and relationship-building skills. - Entrepreneurial mindset with the ability to take ownership and drive growth. **Preferred Skill:** - Existing network of SME clients, bankers, DSAs, or financial partners. - Experience working in NBFC, bank, fintech, or loan distribution company. - Familiarity with CRM systems and digital lending tools. In addition to the job role, the company values the following attributes in potential candidates: - Ownership mentality - Target-driven and self-motivated - High integrity and customer-centric approach - Ability to work independently and collaboratively - Strategic thinker with a strong execution capability **PERFORMANCE METRICS** - Monthly/quarterly loan disbursement targets - Client acquisition and retention rates - Portfolio quality (delinquencies, NPAs) - Revenue contribution - Successful partnerships established,

As an employee at IndiaMART, you will be part of India's largest online B2B marketplace that connects buyers with suppliers. With a 60% market share in the online B2B Classified space in India, our platform offers a comprehensive solution to Small & Medium Enterprises (SMEs), Large Enterprises, and individuals. Since our establishment in 1999, our mission has been to simplify business transactions. We have gained the trust of over 138 million buyers, 67 million sellers, and currently feature 76 million products & services on our platform, leading to 50 million business enquiries every month. **Key Responsibilities:** - **Loan Against Property (LAP):** Offering secured loans against residential, commercial, or industrial property to support business expansion or operational requirements. - **Gold Loans:** Providing short-term loans secured against pledged gold to address urgent liquidity needs. - **Auto Loans (Commercial Vehicles & Equipment):** Facilitating financing for new or used commercial vehicles, machinery, or industrial equipment to empower SME operations. - **Loan Against Securities (LAS):** Enabling liquidity without liquidation by offering loans secured with mutual funds, shares, bonds, or other marketable securities. - **Loan Against Fixed Deposit (FD):** Providing overdrafts or term loans secured against fixed deposits, offering low-interest funding for working capital. - **Cards Against FD:** Offering prepaid or credit card limits backed by fixed deposits, which is ideal for SMEs without a formal credit history. In this digital-first marketplace, our focus is on integrating these financial products into the buyer experience on IndiaMART. We offer curated options that are tailored to MSME profiles, purchase behavior, and asset ownership. Join us in revolutionizing the way SMEs access financing solutions to meet their business needs effectively.,

As a Chartered Accountant with 2 to 3 years of experience, you will be responsible for underwriting loans and preparing reports/presentations. Your key responsibilities will include: - Making decisions on credit applications under the supervision of senior underwriters - Utilizing provided software to score credit applications - Working with the credit administrator on policies and procedures - Undertaking the analysis, evaluation, and underwriting of proposed credit facilities for customers and prospects - Assessing credit opportunities, identifying key risks, and structuring alternatives with relationship managers and credit officers - Preparing in-depth credit studies - Conducting research on borrowers and industries - Taking ownership of the credit process and making decisions in the best interest of the customer and the Bank - Providing support to account officers on customer calls as needed - Measuring covenants within loan agreements and communicating compliance to the relationship manager and chief credit officer - Completing annual reviews, modifications, extensions, renewals, and new loan requests for customers - Analyzing more complex credits with assistance from senior Bank staff - Recommending appropriate covenants, terms, and conditions for a credit request based on experience with comparable credits - Identifying policy exceptions within a credit request - Discussing risk ratings and rationale with relationship managers and credit approvers In addition to the responsibilities mentioned above, you should possess the following qualifications: - Chartered Accountant or equivalent - Underwriting and analysis experience of loan documents, financial statements, and collateral documents - Ability to comprehend complex commercial credits - Knowledge of finance, accounting, Ledger Analysis, statutory dues requirements, and lending cycle - Proficiency in financial and accounting software applications - Strong verbal and written communication skills - Strong interpersonal, supervisory, and client service skills - Ability to multi-task, work under pressure, and meet deadlines - Self-motivated personality This role is well-suited for individuals with prior experience in the financial reporting/general ledger area and performing Bank Audits. The preferred domain/industry for this position includes Chartered Accounting firms, Banks, and NBFCs.,

As the Product Head of Home Loans vertical at Deal4loans, you will play a crucial role in managing and growing the Home Loan division. Your responsibilities will include: - Strengthening the existing Home Loan business across India - Managing relationships with banks and NBFCs, as well as establishing new partnerships - Overseeing the sales team and collaborating with the technology, marketing, and communication teams to drive business growth - Independently handling relationships with Banks and NBFCs We are looking for a candidate who: - Has a deep understanding of the Home Loan business, with 3 to 5 years of experience in Home Loan sales - Possesses a high-energy, team-first attitude and is an independent problem solver - Values teamwork and collaboration, and is adept at developing frameworks to analyze information effectively - Is proficient in analyzing and interpreting data, and can communicate insights clearly and concisely - Has the ability to build strong relationships with partners and drive new business opportunities In terms of compensation, you can expect a competitive salary that aligns with the best in the industry, along with ESOPS from one of the most successful fintech companies in India. This role also offers the opportunity to make a meaningful impact on people's lives and contribute as a change agent in the banking services sector.,

As a Team Leader in the Sales & Distribution department for Loans products such as LAS, LAP, and Business loans, your role will involve managing and growing the sales of Loan Against Securities through external distributors. Your responsibilities will include building strong relationships with distributors, ensuring effective marketing and sales of Loan products, and increasing market penetration while maintaining compliance standards. **Key Responsibilities:** - **Distributor Management:** Identify, onboard, and manage relationships with external distributors, acting as the key liaison to ensure alignment and performance. - **Sales Growth:** Drive sales through external distributors by setting targets, providing sales support, and ensuring quotas are met. - **Training & Support:** Provide ongoing training, guidance, and product knowledge to distributors, resolving issues and driving performance. - **Market Expansion:** Identify new distribution channels and partnerships to increase sales, ensuring strong market coverage. - **Marketing & Promotion:** Collaborate with marketing teams to develop strategies for lead generation and increased sales. - **Client Segmentation:** Target high-net-worth individuals, businesses, and institutional clients for Loan Against Securities products. - **Compliance & Risk Management:** Ensure compliance with company policies, legal regulations, and mitigate risks associated with sales. - **Performance Tracking & Reporting:** Monitor distributor performance, sales metrics, and provide reports to improve outcomes. - **Customer Engagement:** Assist in high-value client negotiations, providing insights and support in closing deals. - **Relationship Management:** Foster long-term relationships with key distributors for ongoing business and client satisfaction. **Qualifications:** - **Education:** Bachelor's degree in business, Finance, Economics, or related field; MBA is a plus. - **Experience:** 8-10 years in financial product sales, with 3-5 years managing distribution channels. - **Skills:** Strong understanding of Loan Against Securities products, communication, negotiation, and relationship management skills. - **Certifications:** Relevant certifications in financial services or distribution are a plus. - **Language:** Fluency in English, additional languages are a plus. In addition to the above, the company values personal attributes such as strong leadership, results-driven focus, effective relationship management, self-starting initiative, client-focus, and adaptability in a competitive sales environment.,