4 Unsecured Loans Jobs nearby Kochi

As a Sales Manager for the PL(DSA) role in Sivakas, you will be responsible for the following: - Having 3 to 5 years of experience in the market, particularly in Unsecured Personal Loans for Salaried or Self-employed individuals. - Possessing a degree is mandatory for this role. - Ensuring there are no gaps in your career, whether current or previous. - Your compensation package will include CTC, Petrol Conveyance, and Incentives. If there are any additional details about the company in the job description, please provide them for a more comprehensive summary.,

As a Personal Loan Collection Executive at our company in Trivandrum, your role will involve the following responsibilities: - Achieving monthly and quarterly collection targets as set by the management. - Identifying and escalating critical or chronic delinquent accounts to higher authorities. - Coordinating with the credit and legal teams for further action on default cases. - Ensuring collection activities are conducted in a professional, ethical, and legal manner. - Providing daily collection updates and reports to the manager. To excel in this role, you should possess the following skills and qualifications: - Minimum qualification of 10+2 / Graduate (any stream). - 1-3 years of experience in loan collections, preferably in personal loans or unsecured products. - Good communication and negotiation skills, with local language proficiency preferred. - Ability to handle field collections and work effectively under pressure. - Basic computer knowledge for maintaining records and reports. - Self-motivated and target-oriented. Additionally, some key competencies that will contribute to your success in this role include: - Strong interpersonal skills - Result-oriented approach - Integrity and professionalism - Time management and accountability This position is permanent and requires in-person work at the designated location.,

As the Location Head at Finance Buddha, your role will involve setting up and scaling the Unsecured Loans DSA business in KERALA. This high-impact position requires a dynamic leader with expertise in Personal Loans, Business Loans, and other Retail Asset products. You will play a key role in building the business infrastructure, establishing a strong DSA network, and ensuring sustained revenue growth while upholding compliance and risk management standards. Key Responsibilities: - Develop and execute a business launch strategy to establish the Unsecured Loans DSA business in KERALA. - Identify, onboard, and nurture high-performing Direct Selling Agents (DSAs) to drive unsecured loans. - Build brand visibility and create market awareness to drive customer acquisition. - Drive sales performance by setting and achieving revenue and volume targets. - Ensure effective lead generation and conversion through DSAs and other sales channels. - Optimize sales strategies to maximize business potential in the region. - Build and maintain strong relationships with DSAs, financial partners, and other stakeholders. - Conduct regular training, performance reviews, and engagement programs for DSAs. - Ensure seamless coordination between internal teams and external sales partners. - Ensure compliance with regulatory guidelines, company policies, and risk assessment norms. - Conduct due diligence on DSAs before onboarding and continuously monitor their performance. - Implement risk management strategies to maintain a high-quality loan portfolio. Key Skills & Competencies: - Expertise in Unsecured Loans, including Personal Loans and Business Loans. - Strong leadership and people management skills. - Proven ability to set up and establish a new business from scratch. - In-depth knowledge of the Kerala market and its financial landscape. - Excellent negotiation, relationship-building, and analytical skills. - Ability to drive sales, manage risks, and ensure regulatory compliance. - Strong problem-solving and strategic decision-making capabilities. Qualifications & Experience: - Bachelors degree in Business, Finance, Sales, or a related field. MBA preferred. - 7+ years of experience in Unsecured Loans, Financial Services, NBFCs, or Banking. - Proven track record in setting up and scaling DSA businesses from inception. - Experience handling the Kerala market is mandatory. In addition to the above requirements, interested candidates can submit their resumes along with a cover letter outlining their experience and suitability for the role to joinus@financebuddha.com. Shortlisted candidates will be contacted for further discussions.,

As a Business Development Team Leader with expertise in lending, group loans, portfolio analysis, microbanking, and microfinance operations & business development, your primary role is to lead and manage the Micro Assets business across the bank's operational geographies. Your focus will be on driving sustainable and profitable growth, ensuring asset quality, developing scalable models, and deepening financial inclusion in alignment with the bank's mission. - Develop and implement the overall strategy for the Micro Assets business, emphasizing achievement of disbursement, portfolio outstanding (POS), and fee income targets. - Expand the Micro Assets portfolio into new geographies and customer segments, while establishing strategic partnerships with NGOs, SHGs, and community-based organizations. - Drive credit underwriting policies to balance growth and asset quality, monitor portfolio quality through key metrics, implement early warning systems, collection strategies, and manage credit risk within the bank's risk appetite framework. - Develop new microfinance products tailored to customer needs, enhance customer onboarding, loan processing, and disbursement processes, and leverage technology to streamline operations and improve customer experience. - Lead a large team of regional, cluster, and branch-level micro-asset officers, set performance KPIs, monitor productivity, drive team engagement, and design capability-building programs to enhance field-force skills. - Ensure regulatory compliance and governance by adhering to RBI regulations on priority sector lending (PSL) and microfinance guidelines, maintain strong governance practices, including credit audits, internal controls, and prepare for regulatory and statutory inspections. - Work closely with Credit Risk, Collections, Audit, Compliance, Operations, and Technology teams, represent the Micro Assets vertical at internal governance committees and external forums, and ensure effective communication and collaboration for the overall success of the business. Qualifications: - Post-Graduate Degree in Management (MBA/PGDM) / Finance / Rural Management / Social Work. - Certifications in Microfinance / Risk Management preferred. Experience: - Minimum 15-18 years of experience in financial services. - At least 7-10 years in leadership roles managing microfinance or small-ticket retail lending (secured or unsecured). - Experience in a Small Finance Bank / NBFC-MFI preferred.,

Kinara Capital is hiring for Collections Officer for Coimbatore location, Interested candidates can apply , candidates with Loan collections experience will be an added advantage Salary - 18-22k + incentives + Petrol allowances To collect the pending EMI from all 30+ customers of the hubTo take the 30 + customers list and meet themSegregate customers basis easy to collect and critical tocollect Easy to collect to be collected immediatelyCritical to collect should be immediately visited andensure they are collected within organization time frameApprise supervisors about progress in critical casesUpdate the collections in tab and deposit the same in BankSend the deposit details to MIS and Finance team and ensureBRS is doneStop roll forwards, especially in buckets 1 - 3Follow company process and guidelines in recovery

We are Hiring: Education Loan Specialist Are you passionate about helping students achieve their academic dreams Join our team as an Education Loan Specialist and support families through one of the most important financial decisions of their lives. Position Details Position: Education Loan Specialist Location: Sector 39, Gurgaon Employment Type: Full-time Experience Required: Minimum 6 months to 3 years (preferred) Qualification: Graduation (Bachelors Degree) Salary: Up to 25,000 NTH + PF & Medical (Based on interview) Interview Mode: Virtual Key Responsibilities Counsel students and parents on suitable education loan options Assist in loan applications and documentation Coordinate with banks and financial institutions Stay informed on government and private loan schemes Provide end-to-end assistance until loan disbursement Requirements Bachelors degree in Finance, Business, or a related field Strong understanding of education loan products Excellent communication and interpersonal skills Self-motivated with the ability to manage multiple cases independently Prior experience in financial services or education is a plus Preferred Background Banking Sales Education Loan Sales Personal Loan Sales Business Loan Sales  Key Skills Education Loan Specialist Technical & Functional Skills Knowledge of education loan products (secured & unsecured) Understanding of loan application & approval processes Familiarity with bank documentation and compliance Proficiency in handling financial calculations and eligibility assessments Experience with CRM or loan management software Awareness of government schemes (e.g., Vidya Lakshmi, CSIS, etc.) Ability to assess creditworthiness and financial background Communication & Interpersonal Skills Strong verbal and written communication Ability to explain complex loan terms to clients in simple language Client handling and relationship management Conflict resolution and objection handling Confidence in negotiating with banks and institutions Analytical & Organizational Skills Attention to detail in reviewing documents Time management and ability to multitask Follow-up and coordination with banks/students Problem-solving and decision-making skills Sales & Target-Oriented Skills (if the role is sales-based) Lead conversion and follow-ups Cross-selling of financial products Understanding customer needs and suggesting suitable products Target-driven mindset   Why Join Us Contribute to the educational journey of aspiring students Be part of a supportive, mission-driven team Attractive compensation & performance-based incentives Great opportunities for career advancement and learning How to Apply Send your resume to: Deepti.lodhi@aasaanjobs.com Contact: Deepti 8591302109

Job Title: Loan Sales Executive Location: Gurgaon Job Type: Full-time Salary: Upto 25 NTH ( depend on interview ) Job Description: We are seeking a dynamic and motivated Loan Sales Executive to join our team. As a Loan Sales Executive, you will be responsible for driving the sales of personal loans by identifying and cultivating new client relationships, as well as maintaining and expanding relationships with existing clients. Key Responsibilities: Identify and prospect potential customers for personal loans through various sales channels (cold calling, networking, referrals, etc.) Provide clients with information on loan products, eligibility, interest rates, and repayment options. Assist clients in selecting the most suitable loan based on their financial needs. Prepare and present loan proposals, ensuring compliance with company policies and regulatory standards. Guide clients through the loan application process, including document collection and submission. Develop and maintain relationships with customers, offering excellent customer service and post-sales support. Achieve sales targets and KPIs while ensuring high levels of client satisfaction. Stay updated on market trends, loan products, and competitive offerings. Qualifications: Proven experience in sales, preferably in the financial services or personal loans sector. Strong communication and interpersonal skills. Ability to build rapport with clients and close sales. Goal-oriented with a strong desire to achieve sales targets. Knowledge of loan products and financial regulations is a plus. Basic proficiency with MS Office and CRM tools. Ability to work independently and as part of a team. Preferred Qualifications: Experience in personal loan sales or financial services. Bachelor's degree in Finance, Business, or a related field (preferred, but not required). Benefits: Competitive salary + attractive commission structure. Opportunity for career growth and development. Health insurance and other employee benefits. A dynamic and supportive work environment.

Kinara Capital is hiring for Collections Officer for Poonamallee (Chennai) location, Interested candidates can apply , candidates with Loan collections experience will be an added advantage Salary - 18-22k + incentives + Petrol allowances To collect the pending EMI from all 30+ customers of the hubTo take the 30 + customers list and meet themSegregate customers basis easy to collect and critical tocollect Easy to collect to be collected immediatelyCritical to collect should be immediately visited andensure they are collected within organization time frameApprise supervisors about progress in critical casesUpdate the collections in tab and deposit the same in BankSend the deposit details to MIS and Finance team and ensureBRS is doneStop roll forwards, especially in buckets 1 - 3Follow company process and guidelines in recovery

Walk-In Drive | 29th & 30th November | Bajaj Finance Ltd ,3rd floor ,KD Business Park, Jhulelal Chowk Rd, Godrej Hill, Khadakpada, Kalyan,  421301 Job Title: Field Sales Executive Personal Loan Location : Bajaj Finance Ltd ,3rd floor ,KD Business Park, Jhulelal Chowk Rd, Godrej Hill, Khadakpada, Kalyan,  421301 Minimum Requirement Any graduate / related field / 12th pass Quick learner with adaptability Hardworking and target-driven 30 years Max Budget : 21K Gross Salary + Incentives.  Job Responsibilities Generate leads through inbound/outbound channels, referrals, agents, etc. Engage with customers to explain loan products and understand their requirements. Maintain strong product knowledge across unsecured (Doctor/CA/Lawyer) & secured segments. Manage the end-to-end sales process application, documentation, verification, and disbursement. Coordinate with internal teams to resolve customer queries. Build and maintain strong customer and agent relationships. Achieve monthly/quarterly sales targets and explore new business opportunities. Drive cross-sell products ethically while maintaining business hygiene. Ensure compliance with all BFL policies, KYC norms, and regulatory guidelines. Uphold Bajaj Finances professional and customer-centric image.  

Here's a job description for a Loan Against Property (LAP) role! Job Title: Business Development Officer(BDO) Salary: 18k to 25k(in hand) + ESI/PF + Insurance + Incentives and other performance bonus.(Fixed salary depends on the interview based/No deduction) Job Summary: We're looking for a sales professional to drive Loan Against Property sales and growth. You'll be responsible for identifying and acquiring new customers, building relationships with existing customers, and meeting sales targets. Key Responsibilities: 1. Sales and Business Development: Identify and acquire new customers for Loan Against Property products, meeting sales targets and revenue goals.2. Customer Relationship Management: Build and maintain strong relationships with existing customers, identifying opportunities to upsell/cross-sell financial products.3. Product Knowledge: Stay up-to-date on Muthoot Finance's Loan Against Property products, features, and benefits.4. Lead Generation: Generate leads through various channels, including referrals, digital platforms, and partnerships.5. Application Processing: Ensure accurate and efficient processing of loan applications, meeting customer expectations and company standards.6. Customer Service: Provide excellent customer service, resolving customer complaints and issues in a timely and professional manner. Requirements: 1. Experience: 1-3 years of experience in any loan sales, business development, or a related field in the financial services industry.2. Education: Bachelor's degree in any discipline.3. Skills: Excellent communication, interpersonal, and sales skills.4. Knowledge: Strong understanding of financial products, sales principles, and customer needs. Job Details:Shift Timing:- 9 hours6 Days workingWeekly Off: SundayInterview Mode:- Face to Face Thanks & RegardsHR Deepti8591302109, 8810395209Aasaanjobs Pvt. Ltd.

As an Assistant Manager (SCF / Unsecured Lending) at the company, your role will involve identifying sales opportunities for Unsecured Loans, particularly Supply Chain Financing products, by acquiring new customers and establishing new relationships. You will be responsible for generating fresh leads through self-sourcing and references, utilizing various communication platforms effectively, and acting as a liaison between the company and current/future markets. Additionally, you will develop relationships with MSME Associations, Industry Associations, CAs, DSAs, Connectors, and Corporates to enhance business prospects. Key Responsibilities: - Identify sales opportunities for Unsecured Loans, specifically Supply Chain Financing products - Generate fresh leads through self-sourcing/references - Utilize various communication platforms effectively - Act as a bridge between the company and current/future markets - Develop relationships with relevant associations and entities - Explain different types of loans and credit options to customers - Drive sales targets for multiple loan products - Manage the entire process from file login to disbursement while ensuring compliance - Collect necessary documents from customers - Maintain proper MIS and provide feedback on market-related activities Qualifications Required: - Candidate should have excellent communication skills - Strong negotiation skills - Motivated and results-driven - Ability to handle pressure and meet deadlines - High sales orientation to consistently meet sales targets If you are a graduate or have an MBA in Finance/Marketing with more than 1 year of experience, this role as Assistant Manager (SCF / Unsecured Lending) based in Andheri East, Mumbai, could be the next step in your career growth. If you possess the required qualifications and experience, kindly share your resume at priya.bansode@fynxcapital.com.,

As a Collection Manager in our team, you will be responsible for overseeing and managing unsecured business loan collections. Your primary focus will be on ensuring timely recovery and minimizing delinquencies. Your role will also involve team management, where your experience in leading teams will be crucial. Key Responsibilities: - Manage and oversee unsecured business loan collections - Ensure timely recovery and minimize delinquencies - Team Management Qualifications Required: - Minimum 5 years of experience in collections, preferably in unsecured business loans Please note that this is a full-time position based in Chennai, and the work location will be in person.,

KreditBee is India's largest fintech lending platform with a current monthly disbursement of over 1600 Crores and has over 50 Million downloads on Google Play Store. The company offers various financial services digitally, including Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. KreditBee is currently Series-D funded with investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG, TPG-backed NewQuest, among others. As a Sales Executive at KreditBee, reporting to the Sales Head, your responsibilities will include: - Driving new business acquisition through the open market. - Developing and maintaining a strong network of Direct Selling Agents (DSA) in the market. - Efficiently managing existing DSAs and onboarding new DSAs as per business requirements. - Utilizing strong negotiation skills to close deals and achieve sales targets. - Possessing local market knowledge, and proficiency in the local language is advantageous. - Having a minimum of 2 years of experience in a similar role with a focus on DSA management. Qualifications required for this role: - Bachelor's degree or equivalent in Business Administration, Finance, or a related field. - Proven track record in sales, particularly in the unsecured loan segment. - Strong leadership and team management capabilities. - Excellent communication, interpersonal, and presentation skills. - Familiarity with CRM software and sales analytics tools is preferred. Please note that this job description may not include all assigned duties, responsibilities, or aspects of the job and is subject to amendments at the sole discretion of the Employer. By applying for this position, you grant KreditBee permission to gather any personal data that may be needed to assess your application for employment. KreditBee is India's largest fintech lending platform with a current monthly disbursement of over 1600 Crores and has over 50 Million downloads on Google Play Store. The company offers various financial services digitally, including Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. KreditBee is currently Series-D funded with investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG, TPG-backed NewQuest, among others. As a Sales Executive at KreditBee, reporting to the Sales Head, your responsibilities will include: - Driving new business acquisition through the open market. - Developing and maintaining a strong network of Direct Selling Agents (DSA) in the market. - Efficiently managing existing DSAs and onboarding new DSAs as per business requirements. - Utilizing strong negotiation skills to close deals and achieve sales targets. - Possessing local market knowledge, and proficiency in the local language is advantageous. - Having a minimum of 2 years of experience in a similar role with a focus on DSA management. Qualifications required for this role: - Bachelor's degree or equivalent in Business Administration, Finance, or a related field. - Proven track record in sales, particularly in the unsecured loan segment. - Strong leadership and team management capabilities. - Excellent communication, interpersonal, and presentation skills. - Familiarity with CRM software and sales analytics tools is preferred. Please note that this job description may not include all assigned duties, responsibilities, or aspects of the job and is subject to amendments at the sole discretion of the Employer. By applying for this position, you grant KreditBee permission to gather any personal data that may be needed to assess your application for employment.

As a candidate for the position, your role will involve delivering month-on-month targets of TWL Loan Disbursals, with a focus on the quality and quantity of Two-Wheeler and Cross Sell loans in the given Cluster. You will be responsible for developing strategies and business plans to drive further growth of the Organization's business within your assigned Cluster. Additionally, you will need to ensure the Organization's presence in all potential dealerships/outlets in the Cluster. Key Responsibilities: - Conduct competition mapping to keep track of competitors in the market and stay updated on all market trends. - Maintain strong relationships with key channel partners/Dealers. - Monitor schemes, team performance, training, and manage Territory Managers. Act as the gatekeeper of processes at the ground level to ensure the quality of sales and collection. - Resolve customer escalations and grievances effectively. - Achieve cluster-level targets in line with company budgets. - Take on the responsibility of hiring, managing, and motivating the team and individual performance. - Adhere to the company's policies and processes at all times. Qualifications Required: - 8-12 years of Retail Finance Lending (TW) experience. - Prior experience in managing dealer management is a must. - Strong demonstrated performance and delivery in previous assignments. - Excellent understanding of the industry with persuasive, customer-oriented behavior. - Ability to multitask and manage multiple stakeholders effectively. - Self-motivated individual passionate about SME and Start-up opportunities. Please note: The above role also requires strong interpersonal skills, leadership abilities, and a proactive approach towards achieving targets while maintaining high standards of quality and compliance. As a candidate for the position, your role will involve delivering month-on-month targets of TWL Loan Disbursals, with a focus on the quality and quantity of Two-Wheeler and Cross Sell loans in the given Cluster. You will be responsible for developing strategies and business plans to drive further growth of the Organization's business within your assigned Cluster. Additionally, you will need to ensure the Organization's presence in all potential dealerships/outlets in the Cluster. Key Responsibilities: - Conduct competition mapping to keep track of competitors in the market and stay updated on all market trends. - Maintain strong relationships with key channel partners/Dealers. - Monitor schemes, team performance, training, and manage Territory Managers. Act as the gatekeeper of processes at the ground level to ensure the quality of sales and collection. - Resolve customer escalations and grievances effectively. - Achieve cluster-level targets in line with company budgets. - Take on the responsibility of hiring, managing, and motivating the team and individual performance. - Adhere to the company's policies and processes at all times. Qualifications Required: - 8-12 years of Retail Finance Lending (TW) experience. - Prior experience in managing dealer management is a must. - Strong demonstrated performance and delivery in previous assignments. - Excellent understanding of the industry with persuasive, customer-oriented behavior. - Ability to multitask and manage multiple stakeholders effectively. - Self-motivated individual passionate about SME and Start-up opportunities. Please note: The above role also requires strong interpersonal skills, leadership abilities, and a proactive approach towards achieving targets while maintaining high standards of quality and compliance.

As a candidate for the position in Jabalpur, your role will involve achieving business targets and financial goals for Loyalty Personal Loans and other assigned products. You will be responsible for managing a team of Sales Executives and Channel Associates and maintaining relationships with internal stakeholders, TW dealerships, credit teams, operation teams, and product teams. Your coordination will be crucial for lead sourcing, process improvement, disbursements, customer approvals, and discrepancy resolution. Key Responsibilities: - Achieve Business Targets & financials for Loyalty Personal Loans and assigned products - Manage a team of Sales Executives and Channel Associates - Maintain relationships with internal stakeholders and TW dealerships - Coordinate with Credit Teams, Operation Teams, and Product Teams - Uphold Basic Standard Operating Processes (SOP), policies & Hygiene - Control FEMI, SEMI, and TEMI of each loan to manage delinquency - Keep Non-performing Loans and Post Disbursal Documents pendency under control - Ensure TAT & Accuracy for improved customer experience - Ensure all cases are First Time Right - Educate customers to prevent EMI bounces - Address customer grievances and issues related to loan disbursal Qualifications Required: - 2+ years of relevant experience - Full-time availability In addition to the responsibilities outlined, you will play a critical role in ensuring the smooth operation of loan processes, customer satisfaction, and adherence to company standards.,

As an Area Head at FINANCE BUDDHA, you will play a crucial role in setting up and scaling the Unsecured Loans DSA business in the Rest of Telangana Region. Your expertise in Personal Loans, Business Loans, and other Retail Asset products will be essential in building the business infrastructure, establishing a strong DSA network, and driving sustained revenue growth while ensuring compliance and risk management standards. **Key Responsibilities:** - Market Development & Business Expansion: - Develop and execute a business launch strategy to expand the Unsecured Loans business. - Identify, onboard, and nurture high-performing Direct Selling Agents (DSAs) to drive unsecured loans. - Build brand visibility and create market awareness to drive channel acquisition. - Sales & Revenue Growth: - Drive sales performance by setting and achieving revenue and volume targets. - Ensure effective lead generation and conversion through DSAs and other sales channels. - Optimize sales strategies to maximize business potential in the region. - DSA & Partner Management: - Build and maintain strong relationships with DSAs, financial partners, and other stakeholders. - Conduct regular training, performance reviews, and engagement programs for DSAs. - Ensure seamless coordination between internal teams and external sales partners. - Risk, Compliance & Process Adherence: - Ensure compliance with regulatory guidelines, company policies, and risk assessment norms. - Conduct due diligence on DSAs before onboarding and continuously monitor their performance. - Implement risk management strategies to maintain a high-quality loan portfolio. **Qualifications & Experience:** - Bachelors degree in Business, Finance, Sales, or a related field. MBA preferred. - 5+ years of experience in Unsecured Loans, Financial Services, NBFCs, or Banking. - Proven track record in setting up and scaling DSA businesses from inception. - Experience handling emerging markets is preferred. In addition to the above, you should possess expertise in Unsecured Loans, strong leadership and people management skills, excellent negotiation abilities, and the capacity to drive sales, manage risks, and ensure regulatory compliance. Your problem-solving and strategic decision-making capabilities will be crucial in this role. Interested candidates can submit their resumes with a cover letter to joinus@financebuddha.com for further consideration.,

As a Credit Manager at TW, your primary role will be to manage a team and collaborate with the sales team to achieve the assigned area's targets. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to the company's credit policy guidelines. Your tasks must be executed in a manner that supports sales while mitigating risks, aligning with the bank's overall objectives. **Roles & Responsibilities:** - Underwrite secured and unsecured loan proposals following established policies and procedures to meet SLAs and manage area business volumes effectively - Supervise a team of credit underwriters, providing necessary guidance and support - Conduct personal discussions with customers to evaluate their creditworthiness - Proactively manage front-end delinquencies by contacting customers upon the first presentation - Ensure completion of credit and KYC documents through telephonic, field, and collateral visits - Collaborate with the sales team to achieve targets and meet SLAs consistently - Maintain adherence to credit policies within accepted standards **Educational Qualifications:** - Graduate in any discipline (Full Time) - Post Graduate in any discipline (Full Time) **Experience:** - 1 - 4 years of experience in credit management (Note: No additional details about the company were provided in the job description),

Role Overview: As a member of the USPB Risk team, your primary responsibility will be to develop CCAR/CECL models for unsecured portfolios such as credit cards and installment loans. This includes obtaining and conducting QA/QC on all necessary data, developing segment and/or account level stress loss models, performing required tests like sensitivity and back-testing, and validating/recalibrating models annually with the latest data. Additionally, you will be tasked with delivering thorough model documentation and collaborating closely with cross-functional teams, regulatory agencies, and business stakeholders. Key Responsibilities: - Obtain and conduct QA/QC on all necessary data - Develop segment and/or account level stress loss models - Perform required tests like sensitivity and back-testing - Validate/recalibrate models annually with the latest data - Deliver thorough model documentation - Collaborate closely with cross-functional teams, regulatory agencies, and business stakeholders Qualifications Required: - An Advanced Degree in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or a related quantitative discipline - At least 5 years of experience in quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and econometric modeling of consumer credit risk stress losses - Experience with unsecured products is considered advantageous - Proficiency in SAS, SQL, Oracle, Unix, Microsoft Word, Excel, and PowerPoint - The ability to communicate technical information effectively to both technical and non-technical audiences,

As a Credit Manager/Head in the NBFC (Unsecured Business Loan) division, your role involves assessing the creditworthiness of potential borrowers and making informed lending decisions. You will be responsible for underwriting loans, developing credit policies, mitigating risks, managing the loan portfolio, ensuring compliance, and generating credit-related reports. Key Responsibilities: - Evaluate the creditworthiness of potential borrowers using financial statements, credit reports, and industry trends. - Utilize credit scoring models and risk assessment tools for making lending decisions. - Determine appropriate loan structures and collaborate with the underwriting team for timely processing. - Contribute to developing and refining the company's credit policies and guidelines. - Implement risk mitigation strategies like collateral requirements, guarantees, and covenants. - Monitor loan performance, review client financials periodically, and take necessary actions for risk mitigation. - Ensure compliance with regulatory requirements and generate credit-related reports for decision-making. Qualifications: - 8-20 years of experience in credit analysis and risk management. - Bachelor's degree in Finance, Accounting, Economics, or related field. Master's degree or relevant certifications are advantageous. - Proven experience in NBFC or financial institution focusing on working capital lending. - Strong understanding of financial statements, credit risk assessment techniques, and industry-specific risk factors. - Knowledge of regulatory frameworks and compliance requirements. - Excellent communication, interpersonal skills, analytical mindset, and proficiency in financial modelling tools. Location: Netaji Subhash Place, Delhi,

Role Overview: As a Credit Manager at TW, your primary responsibility will be to manage a team and collaborate with the sales team to achieve the assigned area's targets. You will directly interact with consumers to assess their creditworthiness, ensure verification completion, and adhere to the company's credit policy guidelines. Your role is crucial in balancing sales support and risk management to contribute to the overall organizational objectives of the bank. Key Responsibilities: - Underwrite secured and unsecured loan proposals following the established policies and procedures to meet SLAs and manage area business volumes effectively. - Supervise a team of credit underwriters, providing necessary guidelines and support for their tasks. - Conduct personal discussions with customers to evaluate their creditworthiness accurately. - Proactively handle front-end delinquencies by contacting customers upon the first presentation. - Ensure the timely completion of credit/KYC documents and verification through telephonic, field, and collateral visits. - Collaborate with the sales team to achieve targets and ensure SLAs are consistently met. - Maintain strict adherence to the company's credit policy and uphold accepted standards throughout the process. Qualification Required: - Graduation in any discipline (Full Time). - Post-Graduation in any field (Full Time). Additional Details: The Credit Manager role at TW requires 1 to 4 years of experience in credit management.,