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A khomespresentation
The document describes private mortgage investment as a high yield, low risk investment opportunity. It outlines how private mortgage investments work, comparing them favorably to other conventional investment vehicles like CDs and stocks in terms of safety, security, predictability, control and return. Private mortgage investments offer secured, predictable returns through first or second mortgage loans at interest rates of 8-13% and loan-to-value ratios of 70-95%, providing both principal protection and high returns.
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A khomespresentation
- 1. Private Mortgage InvestmentHigh Yield, Low Risk Investment Secured by Real Estate
- 2. Your presence isvery much valued. Welcome The objective of this presentation is to help you understand what private mortgage investment is, and the opportunity it presents to you. Questions are highly encouraged.
- 3. Who Are We?Angela Fisher and K.J. Gregory of AK Homes LLC
- 4. Agenda What isPrivate Mortgage Investment? How Private Mortgage Investment Works? PMI – It’s Safe, Secured and Predictable Conclusion 1 2 4 3 How Does It Compare to Other Conventional Investment Vehicles?
- 5. PMI – It’sSafe, Secured and Predictable How Does It Compare to Other Conventional Investment Vehicles? How Private Mortgage Investment Works? What is Private Mortgage Investment? 4 3 2 1 PMI – It Has High Return Rate PMI – You Have Total Control 5 6 7 8 Questions and Answers ` Company Overview Agenda
- 6. What Is Private Mortgage Investment? Loan at 8% 5% Return You and your spouse have $20,000 in savings. You put the money in a CD at your local bank. In return, you receive 2-5% interest. What does the bank do to your money? The bank loan it out at higher rate, say, 8%. The bank is making 3-6% with YOUR money.
- 7. What Is Private Mortgage Investment? Loan at 8% 5% Return Imagine yourself as the bank. You are getting 8% return, instead of 5%. What if it’s 10%? Or even 13%? Loan at 10% Loan at 13%
- 8.
- 9. The Comparison CDStock P.M. High Yield Safety & Security Predictability Control CD Stock P.M.
- 10. Private Mortgage InvestmentSecured Predictable Safe Safe High ROI Control
- 11. 100 % Financed No Safety Net 90 % Financed 80 % Financed 10% Safety Net 20% Safety Net Loan to Value Ratio (LTV) Risk 100% 90 % 80 % High Medium Low Safe
- 12. Loan to Value Ratio (LTV) Risk 100% 90 % 80 % High Medium Low 70% Financed 30% Safety Net The LTV is 70% or below. The loan is so safe, it will make the bankers jealous. Safe 80 % Financed 20% Safety Net 100 % Financed No Safety Net 90 % Financed 10% Safety Net
- 13. House worth $100,000House worth = $100,000 Amount of money you loan out = $70,000 You paid = $ 70,000 70 % LTV $ 15,000 Selling for = $ 85,000
- 14. Private Mortgage InvestmentSecured Predictable Safe High ROI Control
- 15. Private Mortgage InvestmentControl Secured Predictable Secured High ROI
- 16. All paper worksare prepared and handled by attorney or title company. The following documents will given to you at the time of closing: 1. Promissory Note 2. Deed of Trust / Mortgage 3. Lender’s Title Insurance 4. Fire / Hazard Insurance Secured I Will Pay All The Cost
- 17. Private Mortgage InvestmentControl Secured Predict- able High ROI
- 18. Private Mortgage InvestmentPredictable Control Predictable High ROI
- 19. Private Mortgage Investment1 st Mortgage Program $55,000 minimum Up to 75% LTV 8-9% Interest Numerous payment options (monthly, quarterly, ect.) 5 years (no penalties for early withdrawal) No upfront fee to you Predictable
- 20. Private Mortgage Investment$5,000 minimum Up to 95% LTV 13% Interest Numerous payment options (monthly, quarterly, ect.) 5 years (no penalties for early withdrawal) No upfront fee to you 2nd Mortgage Program Predictable
- 21. Private Mortgage InvestmentPredictable Control High ROI
- 22. Private Mortgage InvestmentControl Control High ROI
- 23. Control You havetotal control on your money. Enormous flexibility on loan terms: When the payments are due How the loan is amortized When the final payoff is due Interest rate and points It’s Your Money You Have the Final Say
- 24. Private Mortgage InvestmentControl High ROI
- 25. Private Mortgage InvestmentHigh ROI High ROI
- 26. High ROI “Compound interest is the most powerful force in the Universe.” “… the greatest invention in human history.” -- Albert Einstein
- 27. $10,000 invested for5 years $10,000 invested for 20 years 5% 10% 13% $12,763 $16,105 $18,424 5% 10% 13% $26,533 $67,275 $115,231
- 28. $100,000 invested for5 years $100,000 invested for 20 years 5% 10% 13% $127,628 $161,051 $184,243 5% 10% 13% $265,330 $672,750 $1,152,309
- 29. AK Homes LLC.We are a Limited Liability Company Two members: K.J. Gregory and Angela Fisher We hold properties both short and long term Combined 30+ years of experience Have sold over 300+ homes, currently manage over 250 rental units
- 30. Mission Statement Ourmission is to provide affordable housing to the public and to make home-ownership a reality to first time homeowners.
- 31.
- 32. How Do IGet Started? What are you trying to accomplish, long- term growth or monthly income. 2. What rate of return you are hoping to get. 3. The amount of fund you have available to invest. You let us know: Then, we will try to match a property base on your need.
- 33. How Much MoneyDo I Need to Invest? You can invest as much or as little as you wish. As a private lender, you choose the loans you want to make. You are in control.
- 34. How Much InvolvementWill I Have With The Property Once the Loan is Made? None! As a private lender, you are the bank. When you get a mortgage from a bank for your own house, have the bank ever even looked at your house? As a private lender, you enjoy all the benefits without any liability. As a private lender, you enjoy all the Benefits without any liability.
- 35. How Does ItFit In With My Retirement Plan? Approved by IRS as investment for your self-directed retirement plans. Your entire investment is tax-deferred or tax-free!
- 36. What’s Next? Signup today for a private meeting, to allow us a chance to answer any questions you may have.
- 37. Thank You! AKHomes LLC.