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PYMNTS.com - Breaking News, Trends and Analysis
BNPL
Why Buy Now, Pay Later Was Never Just About Credit
Consumer Insights
Payment Choice Now Defines The New American Shopper
Fraud Prevention
Quantifind Raises $200 Million to Find the Fraudster in the Financial Chain
Credit Unions
Member Behavior Gives Credit Unions an Early Warning System
Digital Payments
Payment Friction Costs Middle Market Firms Nearly 2% of Annual Revenue
Accounts Payable
AP Automation Can’t Fix What It Can’t Connect
Commerce
55% of Banks Are Building a Stronger Database for Payments
News & Trends
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Featured Insights
Global Digital Shopping Index: U.S. Playbook - August 2026
The Cash Flow Generation: How Millennials Are Changing the Future of Commerce
The Enterprise AI Payback Curve: Adoption Accelerates as Returns Take Shape
The Performance Gap: Why Every Transaction Is a Growth Opportunity
Antitrust & Competition Policy
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
OCC Clarifies Licensing Decisions Process
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Quantifind Raises $200 Million to Find the Fraudster in the Financial Chain
Appeals Court Overturns Ban on Perplexity AI Shopping Agents on Amazon
Pinterest’s AI Push Pays Off in Record Users and Revenue
AI Can Plan the Trip but Booking Holdings Wants the Transaction
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Editor's Picks
Federal Data Shows Consumers Under Pressure As Spending Outruns Income
How the Top 17% of Card Issuers Build High Customer Lifetime Value
Age and Income Miss the Real Divide in Financial Health
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Data Point
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
Subprime Revolvers Fall 12 Points as Borrowers Shift How They Pay
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B2B PAYMENTS
AP Automation Can’t Fix What It Can’t Connect
Thredd Brings Pliant’s Embedded Finance Model to the US
Wells Fargo Plans to Launch Tokenized Deposits This Fall
AI Now Responsible for a Third of US Economic Growth
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RETAIL
Cloudflare Issues AI Agents a Wallet and Identity
Walmart Finalizes Purchase of TV Ad Platform Vibe.co
AI Voice Agents Take Over the Retail Sales Floor
Retailers Report 69% Increase in Phone Scams as Shoplifting Dips
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Grocery
Grocery Bills Drag Down Consumer Confidence in July
$349 Billion Could Move Through a Much Smarter Checkout
New Jersey Bans Surveillance Pricing and Freezes Digital Shelf Labels
Albertsons Cuts Sales Forecast as Grocery Shoppers Cut Back
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Restaurants
McDonald’s Business Slows Amid Shakeup of Digital Deals
Taco Bell Sales Briefly Move South After Parasite Outbreak
Amex Turns Gen Z Loyalty Into an AI Advantage
Restaurant Platforms Make Embedded Finance Part of Daily Operations
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Healthcare
FTC Puts Digital Health’s Growth Playbook on Trial
Healthcare Costs Push Consumer Confidence Down 9 Points
Hospitals Can’t Outsource AI Accountability
UPS Is Shrinking Package Volume and Making Money With Visibility
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Exclusive Clips
Quantifind Raises $200 Million to Find the Fraudster in the Financial Chain
Member Behavior Gives Credit Unions an Early Warning System
Bretton AI CEO Wants Banks to Kick the AI Tool Habit
Healthcare AI Rules Shift Risk From Regulators to Hospitals
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Karen Webster
BNPL
Why Buy Now, Pay Later Was Never Just About Credit
Open USD and the Questions 140 Logos Don't Answer
The Invoice Becomes the Shopping Cart in B2B Payments
Are Agents the Anti-Influencer?
The Pink Skirt Problem: Why AI Agents Can't Own Serendipity
The AI You’re Given vs. the AI You Chose
Google's Agentic Wallet: Is the Fifth Time the Charm?
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Latest Trackers®
Platform Payments
The Performance Gap: Why Every Transaction Is a Growth Opportunity
The Top-of-Wallet Challenge: Why Trust Alone Is Not Enough to Drive Card Usage
The True Business Cost of Slow Disbursements
Who Decides Now: How Developers and Tech Teams Are Reshaping the Future of AP Payments
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Studies
Consumer Insights
Global Digital Shopping Index: U.S. Playbook - August 2026
The Cash Flow Generation: How Millennials Are Changing the Future of Commerce
The Enterprise AI Payback Curve: Adoption Accelerates as Returns Take Shape
Wage to Wallet Index - July 2026
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Regulations
Artificial Intelligence
White House AI Tests Could Become a New Trust Signal for Banks
FTC Lawsuit Signals Regulatory Linkage of Privacy and Consumer Protection
25 States Sue Trump Administration to Block Latest Tariffs
White House to Present AI Oversight Framework to Tech Giants Tuesday
Fed and FDIC Move to Raise Regulation O Insider Lending Caps
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Connected Economy
Artificial Intelligence
Martha Stewart-Founded Hint Launches AI-Powered Homeownership App
Target Tests Shoppable TV to Pitch Summer Products
Quantum and AI Are Breaking Trust Everywhere at Once
APIs Are Making Bank Data Harder to Protect
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SMB
SMBs
The Customer Journey Is Becoming the Small Business Treasure Map
Small Businesses Grow Choosier About Credit
49% of Credit Unions See AI as an Acquisition Tool
SEC Small Business Forum Participants Target Crypto and Crowdfunding Limits
UPS Is Shrinking Package Volume and Making Money With Visibility
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Markets
Earnings
Upstart Loan Originations Jump 50% as It Preps Bank Launch
AI Can Plan the Trip but Booking Holdings Wants the Transaction
McDonald’s Business Slows Amid Shakeup of Digital Deals
AI Data Center Boom Fuels Record $20.5 Billion Quarter for Caterpillar
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Cryptocurrency
Banking
Dakota Eyes Pivot From Money Services Firm to Regulated Bank
Western Union and Rain Take Stablecoins Mainstream Across Visa Network
FBI Agent Allegedly Admits to $1 Million Crypto Theft
AI Collapses Exploit Window in Crypto Wallet Hack
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Banking
Acquiring
Santander’s $12 Billion Webster Bank Deal Wins Fed Approval
Quantifind Raises $200 Million to Find the Fraudster in the Financial Chain
Payment Fraud Is Moving Upstream, and Visa Just Bought the Data to Follow It
White House AI Tests Could Become a New Trust Signal for Banks
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TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
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