Banking

Mortgages, loans, credit cards, and ways to improve your relationship with the bank. Guides on improving your credit score, ways to get new credit cards and preparing a new loan application.

PAYE Plan Income Limits: Navigating Your Student Loan Repayment

Understanding the PAYE Plan income limits is crucial for borrowers seeking manageable student loan payments. The Pay As You Earn…
What Is the Smartest Thing to Do with My Money During Deflationary Times?

When the cost of goods and services drops, and every dollar in your pocket becomes more valuable, it’s time to…
Patriot Bank Review: A Comprehensive Look at Your Next Banking Option

Looking for a reliable, customer-focused bank that offers a variety of services to meet your financial needs? Patriot Bank might…
Can I Write Off Credit Card Annual Fees?

Credit card fees can be a frustrating expense, especially when annual fees add up. Naturally, many people ask: Can I…
Can I Pay Off Someone Else’s Credit Card and Deduct Those Expenses?

Paying off someone else’s credit card is a generous act, but when tax season rolls around, you might wonder if…
Student Loan Repayment Through Employer: A Game-Changing Benefit for Employees

Student loan repayment through employer programs is quickly becoming one of the most sought-after workplace benefits in today’s job market.…
Is Student Loan Forgiveness for TPD Taxed in Georgia?

Student loan forgiveness is a significant relief for many borrowers, particularly those who qualify under the Total and Permanent Disability…
Best Mortgage Lenders in the Market

In today’s dynamic real estate market, selecting the right mortgage lender has become increasingly crucial for prospective homeowners seeking to…
What is Capital Adequacy Ratio?

The Capital Adequacy Ratio, also known as the Capital to Risk (Weighted) Assets Ratio (CRAR), is a fundamental measure of…
Mortgage Payment Assistance Programs Overview

The mortgage payment assistance programs, most notably exemplified by the Homeowner Assistance Fund (HAF) authorized by the American Rescue Plan…