Loan Products

UWM is giving an 86bps pricing incentive on eligible refinance loans through June 30 as a thank you for our partnership to deliver a better borrower experience for the last 40 years. This exclusive offer gives you the opportunity to beat the competition and bring in more loans.

Parameters:

• New locks from May 14 through June 30
• Conventional and government refinances

  • Cash-out and Rate and Term refinances, Streamlines and IRRRLs
  • Primary, second and investment properties
  • Fixed and adjustable-rate mortgages (ARMs)
• 680+ FICO
• Must use TRAC+/TRAC Lite or PA+
• Not eligible for Control Your Price

UWM's 1-0 Lender Paid Temporary Rate Buydown gives your borrowers more flexibility by lowering their payment

• UWM will add a credit to offset the cost of 1-0 buydown
• 8–30 year term options available

  • .875 LLPA credit applied on 16–30-year terms
  • .750 LLPA credit applied on 8–15-year terms
• New locks from May 6 through June 30, 2026
• Available for purchase loans only on agency products, including both fixed and adjustable rate mortgages
• Not eligible for Control Your Price

Take control over your pricing by taking advantage of the incentives we offer: earn up to 540 additional bps per quarter to use when and where you need it. Just follow our best practices and take actions that open the door to a variety of benefits for yourself, your borrowers and your partners.