Best Working Capital Software in the USA
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Compare the Top Working Capital Software in the USA as of November 2025
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What is Working Capital Software in the USA?
Working capital software helps businesses optimize their short-term financial health by managing the balance between current assets and liabilities. These platforms provide tools for tracking and managing cash flow, accounts payable and receivable, inventory, and other components of working capital. The software allows companies to forecast their liquidity, monitor financial performance, and ensure that there is sufficient capital available for day-to-day operations. It can also help businesses identify inefficiencies, improve cash flow management, and make data-driven decisions about funding, investments, and credit management. By using working capital software, organizations can enhance their financial flexibility, reduce the risk of cash shortfalls, and improve operational efficiency. Compare and read user reviews of the best Working Capital software in the USA currently available using the table below. This list is updated regularly.
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SAP S/4HANA Cloud Public Edition
Navigator Business Solutions
SAP S/4 Hana Public Cloud is the premier ERP solution for growth-focused organizations. Seamlessly integrating AI, and predictive analytics, it empowers businesses to digitally transform and streamline processes end to end. Leveraging built-in industry best practices, S/4HANA Cloud accelerates implementation while ensuring precision and flexibility across all functions. Its intuitive interface simplifies complexity, delivering real-time insights that drive strategic, data-driven decisions. Unlock new growth potential, streamline operations, and future-proof your organization in today’s fast-evolving digital landscape. SAP S/4HANA Public Edition isn’t just an ERP system—it’s the cornerstone of sustained success. SOX & GAAP compliance Financial controls, forecasting & Reports, Treasury & tax Process Automation (AI, Machine Learning, Robotic Process Automation) Supply Chain & Inventory Templated Integrations Manufacturing and the ability to scale... -
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Denim
Denim
Denim automates invoicing, collections, and payments – ultimately reducing daily freight broker tasks by 75%. We specialize in automation and intelligent broker operations tools to grow in a competitive market. Our proprietary technology enables freight brokers to take control of their business with simplified financing solutions. Denim is a financial enablement platform specializing in freight broker operations. We help brokers easily access the working capital they need to grow in a competitive market through freight software that provides factoring, automated invoicing, collections, and payments. Denim Wallet is a carrier payments solution for freight brokers and shippers who want to distribute payments using their own funds. It works seamlessly with our Business Analytics Dashboard, TMS integrations, and QuickBooks integration.Starting Price: 2.95% fee -
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Fishtail
Fishtail
Buyers are increasingly pushing out net payment terms, making it hard to scale your business. Either upload it directly in the Fishtail app or give it to your freight forwarder and we’ll kick off the world’s most advanced underwriting engine (and also let you know if there are any risks for your shipment). Because you can take on more business, paying a fraction of what you would have paid a loan shark and even a bank, you can handle more – and become more. Hidden fees and long timelines can slow down your business. Banks don't understand supply chains, so they won't touch POs.
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