No spend journal page

Happy New Year! And welcome to January, the month when we all feel poor because of all the money we just spent on Christmas. It’s also the month when many bullet journalers and planners are startin…

No spend bullet Journal spread spending log goals tracker

My no spend bullet journal layout

october 4th - thursday. no spend monthly bullet journal spread. you can.

stop spending

10 ways you can use a bullet journal for budgeting. These fun ideas will keep you motivated to create and update your budget regularly!

Bullet journal no spen challage spread

Savings tracker expenses spending log no spend day bullet journal

Tracking a no-spend month (where anything that isn't a pre approved bill including loans, groceries, and utilities, counts as money being spent)

Bullet Journal No Spend Activities by: cardigansandchamomile

A challenge inspired by The Budget Mom - whatever the date is, transfer that amount to your savings. I also included a “no spend” tracker to see how well I can do!

Jess 💜 Bullet journal ideas on Instagram: "Finally got around to setting my "rules" for the no spend / low spend challenge I have for the year ahead 🥳 Let's have a look! To make tracking things on this page super simple I decided to only have two categories; either a yes spend day in black, or a no spend day in grey 👏 This doesn't necessarily mean no spending money at all though as there are some categories that I have deemed to be “safe” or “allowed” which won’t break my no spend / low…

Budget & Expenses in Bujo